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Home My WebLink About866635u II I 1 66/C 150E Limy 1 1 :)P` MO?,M 13 M1M1M1 J 9 Id C HIT 00 'SJIgN1 (888) 'tat `91OZ IN lu ?Id '9Z0Z xog (yd jo auogdalat pus ssazpps us ssg pus 'aremslaQ ;o smsl at;l .Iapun 8utlsixa pus paz!us8io st Sggw ;uauma;sul S ;lamas spy aapun aagu aliocu aq; st maw •suSlsss pure szossaoons s pure zapual zoj aaunuou s ss /halos ultos sr imp uops1odzo3 atszedas s si SlIg1' -ouJ 'swats/Cs uotls1 ;si8ag oluozloalg a8s51.1oj, st „Sg� (0) luatunztsul AlunoaS sup zapun zo8e$lzout atp st aanno.uog '9i uotloaS ut papiAo1d osle azs tuaulnoop sigl ui pasn spzom Jo a8ssn atll 8uipzs2az salnz utslza0 I Z Pug OZ '81 i 'T I suotloas ut pauipap aze spzoM zagto pus mom pautjap azs tuatunoop slit jo suonoas aldnjntu ut pasn sploM 69EZ9L6TIVO9Z9000T I�III�1I 1JVd2IdP -xOO I 7, 9 i Ivt \.1.1''Iiil J NT Cl3AI303 I IDVDL a0IAI 0/ [plea 8ulpio3ag ao q aura snT,I, ae ogy aaedsl SC9998 L6ZL SWHOd 39N/911101N dWA g l ;o L e8ed (9066) (AMIv9 9 170 (00 /170) OLLLAM1}J Sd3W HJIM 1N3Wf1M1SNI WHOJINf1 O1N1H3 /VINNd 0 1 6 u!S DNIWOAM :SMwut m3IM am' aNYasnH 'NVWH,LVE VaNS I aNV N W LYE aYYHDIE sl „aaAto.uog„ (a) •1uauunoop slit 01 siapig lis gluon zatpa8ol 0 0 0 Z H,L6 T ENI11' Paisp s! goigm 'luautnoop slit susaul „;uauuma;suI A wn (v) 06ZSL XI SWUM OSTT 94TnS 'aAt.za wnzonb 0S8i7T ?1oMgaN je iouvui3 s6utwo3awoH SNOI.LINI3gla :gig pazeda1d 9 .JegwnN ueol £ZPCS NW `s!Iodeauu! 001 'ZS'Smssol: ue!PU3I! au0 3u1 '7laom-1aN Ietaueutd s &u!uroJaUMH oZ utntag ZO9£ZOZO (D) "Lender" is HOMECOMINGS FINANCIAL NETWORK INC Lender is a CORPORATION organized and existing under the laws of DELAWARE Lender's address is ONE MERIDIAN CROSSINGS, STE. 100 MINNEAPOLIS, MN 55423 (E) "Note" means the promissory note signed by Borrower and dated JUNE 19TH 2000 The Note states that Borrower owes Lender SIXTY FOUR THOUSAND AND NO/100 Dollars (U.S. 64,000.00 plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JULY 1ST, 2030 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (II) "Riders" means all riders to this Security Instrument that are executed by Borrower. The following riders are to be executed by Borrower [check box as applicable]: 1 0866635 Adjustable Rate Rider Balloon Rider VA Rider (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. (J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" mean those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for (i) damage to, or destruction of, the Property, (ii) condemnation or other taking of all or any part of the Property, (iii) conveyance in lieu of condemnation or (iv) misrepresentations of, or omissions as to, the value and /or condition of the Property. (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "Periodic Payment" means the regularly scheduled amount due for (1) principal and interest under the Note, plus (2) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. MFWY7770 (04/00) 041- 197623 -6 6A(WY) (ggo5) Condominium Rider 1 Second Home Rider Planned Unit Development Rider n 1 -4 Family Rider Biweekly Payment Rider 1 1 Other(s) [specify] Page 2 of 15 Initials 62 Form 3051 3/99 66/E L90E WJOd X79 (iJ eg1u1 91. E eBed 19066) (AM)v9 9 (00 /b0) OLLLAMlNI °,Cuadold Tear 2uuanoo luautnalsui iilunoas uuopuf a a1nlilsuoo 01 uotlotpsunf suompun pa1RUiT g1IM slueuanoa tulollun -uou pug asn Teuotleu 103 slueuanoo uumtun sautqutoo SIH,L °piooai jo saouglqutnoua ,fur 01 loafgns `spueutap pue surtelo Tte isupefe Auadoad am 02 aT1!1 at11 4lleiaua2 pualap TTtM pue slueaa1M .taMOUGH 'mow jo saouelqutnoua .to; ldaoxa `panqumouaun st Auadold am rem pue Auadold atp Aanuoo pue 1ue.JS `a8eguotu 01 2T!1 aq1 seq pug pa/Canuoo Aga1 q alglsa am JO pastas ICTTn3MgI si 1 MO11og 1gTT1 S.LMV1'1 A00 ?IdMOIDIOg luatunalsul AgmoaS stip Sugaouso pue 2upsealal `o1 palttuil lou lnq Tuipnput .tapuaj 20 paainbal uolpe Aug aAe1 of pue :Arndoad am !las pug asopalo3 02 mgt.' am `01 paliatil lou 1nq lutpnpui 'slsaaaluj asmut Jo Ile JO aspaaxa 02 :map aip seq (su2isse pue saossaoons s,lapua7 pug lapua-I 1o3 aauiuzou se) S2ldl'i `utoisno 10 Mg! LITM Aldutoo of £tessaoau 2! `inq luatunalsul iilunoas stgl ui Jamo110H 'iq palueJ2 ma'am! am 01 aT1j1 le5a! Aluo smog SlIdw 1eg1 saaag pue spuglslapun 1amo11og „°Alaadold„ am se luautnalsui rilunoas sjgl ui 02 paaiapa1 si guiogaloj am 3o Hy 'luatunalsul Xlunoas sigl Aq palanoo aq osle !legs suoWppe pug sluatuaogldal TTd °Auadold agl 30 ugd g 1alygalag so Mou salnlxg pue `saoueuaunddg `sluatuasea Iig pue 'Auadoad agl uo pap= aalpalag JO MOU sluautanolduI! QM Ile H,LIM 2IgHJ 2DO1 „ssaippy dlaadold [apop d!Z] 8 TT 8 SU!m0 /iM ['Cup] EiN,LH pails] £8T# HD 2NK'I NVVIH,LFVH XMI 1St jo ssaappe am set! 1illua.uno gotgM KN :laquznN QI Toird 3oaaaLf lid apt?tu pug ogaxatl patlaegl.e uotpdtzasap Teba2 [uo!3zlpsunf Swum aumN] [uono!psunf 8u!piooag jo ad(Zj N'IOONI'I J ASNflOD agl UT paleoo! Auadoid paquosap Sup%ollo3 am 'ales Jo lamod mph 'slow JO sugpsse pue slossaoons am 02 pue (su2tsse pue saossaoons s,aapua-I pue lapuaZ aoj aaututou se Ajajos) SHY o 1 iianuoo pug lue12 `aSeVuotu Sgalag saop 1aM011og `asodand Sup 1od °aloN agl pug luaamllsul J1pinoaS stgl lapun sluautaa1 E pue slueuanoo s,l3M0aa011 ;o aouetulojaad agl (q) pug :a1oM am Jo suopleogppout pug suopsualxa `siumauaa ire pug `ue0'1 am Jo luau /Cedar a p (e) :lapua- o1 salnoas luatutuisui Jilunoas stgl AIlIgdO'Id MIL All S.LHDI2I AO ?IddSNVILL °1uaUtnllsul iilunoas spgl loipue alojq agl aapun suoplg3t_igo s,lamouog pacunsse seq Rued legs lou 10 1aglaiM `Auadold agi 01 allpl ua)Tg1 set! legs 'cried Aue stream „aaMOiaog 30 ;swam u! aossaaans„ (a) fF999RO 08666 UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash, (b) money order, (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment(s) or partial payment(s) if the payment(s) or partial payments are insufficient to bring the Loan current. Lender may accept any payment(s) or partial payment(s) insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment(s) or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment(s) to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument. 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority: (1) interest due under the Note; (2) principal due under the Note; (3) amounts due under Section 3. Such payments shall be applied to each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10. These items are called "Escrow Items." At origination or at any time during the term of the Loan, Lender may require that Community Association Dues, Fees and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time. Any such waiver may only be in writing. In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts MFWY7770 (04/00) 041 197623 -6 6A(WY) (9905) Page 4 of 15 6 3 (y Form 3051 3/99 66/E 150£ wicIA TE9 emu' gl !o g °tied (5066) (AM)v9- 9 (00 /170) OLLLAMdNi all 2u!A;puapt OOpou E IaMOIIOg an!S Aem Japing luamtulsui AiLInoas sup lama Alpolid utel3e ueo gotlM uati a of ioafgns st A11ado1d all jo lipid Aue 1°141 sauiuualap Iapuai 3I •luamn1lsui A1tlnoas still of uari all 2upeutpzogns iapual Ol AIO1oeJstles TuamaaI E uE uaii 011130 Iapiog al1 map sa.IUOas (o) JO :papninuon aze s &utpaaoozd gons itlun Aiuo inq &utpuad are s3ulpaaoold asogi aitpp uag all jo luauzaO.iojua atp luanaid 01 alezado uotutdo s,Iapua-i ut lopgm dutpaaoo1d legal `Ut uati am jo luaumo.iojua lsute5e spuajap JO `Aq glte3 pooS ut uaq all sisaluoo (q) `luauiaazge wits 2utttuojzad st JaMOZiog Se guoi os Ait10 inq `Iapuaj of 0igeldaoOe zauuem a ut uati all Aq painoas uotlaigo ag1jo ivamAed all 01 Sutlt.Im ut saaae (e) :z0mo11og ssaiun 3uamnllsui ATunOas sup Jana 11!10!1d seg gotiM uati Aug agzegostp Audition' pegs JaMO.uog uotloaS ut pappiold Iauuem am 2! moll Aed iiegs zamonog `small Mo1OSg are suialt asap Tell wawa a l l o1 "AM 3i `s1U3uiSS Ssd pue `saa3 `sang uotietoossy AquntutuoJ pue `Aug 3i `ATiadold all uo sivaz punoa Jo sluatuAed Notional `1uaultuisui Alunoas sup Iano Altuotzd ute1Te ueo gOtgM Al tadozd all 01 aigeingt1lle suotltsodmn pue `sang `salt tp `sluamssasse `saxes rie And pegs 1amo.uog •suagq :saaasgj •p •Iapua-i Aq piaq spung Aue JOMOZZOg 01 punjai Apdmold iiegs zapua' luamnllsui AlunoaS sup Aq patinas stuns Ire jo pip ut 1uawAed uodfl sluamAed Aigluom aniaMI Ueg1 atom ou ut tug `vasau 1i1!M aouep1000e 111 AOuatogap agl dn a3ieui 01 Aressaoau lunouie aql 1apual 01 Aed lugs I9M011011 pue 'yam' Aq paztnba.i se Iamozzog A3uou jugs Iapuai `ddSg?I zapun paupap se 'mama ut piaq spung 3o AOUa!Ogap a st aiagi 3l *swam/ cud Aigluom aniaM1 uetp atom ou ut mg `ddSg2l tp!M aoueploone u[ aelzogs aql dn alum o1 A.Iessaaau lUnotue 0q1 zapual 01 Aed hugs .IOMOZZOg pue `VdSgg Aq paztnbai Se IaMollog A3uou putts Iapun -i `ddSgg Iapun paupap se 'mama ut piaq spund 3o ageuogs a st Nam 3I 'VdSglI g3tM aouep10002 ut Spun3 ssaoxa all 103 J0MOLIog of luno0O2 iiels zapua'i `ddSg2i Iapun paupap se `MO1OSa 111 ping spund jo snidzns a st amp 3I 'ddSd 1 Aq paltnbai se spund all 3o Bupun000e ienuue ue 'amp lnoll!M `Iamouog 01 0m12 iiels zapua-i •spund 0111 uo pied aq pegs Ismaili! Tell `IanaMOl `Wutlt1M ui 00.152 um Iapua-i pue zaMO.IIOg •spund am uo auituea JO IS alalul Aue zamo.uog /cud 01 paz1nbai aq 1ou pegs Iapua-i `spund am uo pied aq 01 Isamu! saztnbai Me i aigeztiddd JO 3up!M ut apem st 1Uamaa13e tie ssaiun 'Arm a gons alum 01 zapua-i suuuad Awl aigeotiddy pue spund all uo lsazalut 10M011og sAed lapua-i ssaiun `small mama am 3u!A3tlan 10 lunoo0e mama all 3utzAieue Aiienuue `spund aq1 gutAidde pus Sutpioq 103 zaMOZiOg a2rego 1ou gulls zapuai •ddsgg zapun pagioads amts am uegl Ialei ou stu0li Molosg all Aed 01 spund alp Aidds lugs Iapua•i 3i[Ieg 11°0'1 amOH ie1apad Aue 111 10 (palnsui os are sltsodap asOgM uotlnitlsut ue si zapu0' 3t `Iapua'i 3utpniout) Al tlua JO `Altteluamnzisut `Aoua3e (ezapa3 a Aq palnsut are sltsodap asogM uotlnitlsut 112 ut piaq aq Timis spund OUL aigeogddy gl1M aouepl000e ut as!Mlaglo s0 swan mama mum 3o saznitpuadxa 3o salemtlsa aigeuoseal PUe elep luazzno 3o stseq aql uo amp spund 3O lunoule aril 0lemtlsa hugs zapua l •ddSH 1 lapun annbai ueo Iapuai 2 lunOtIE mnmixem am paaoxa of lou (Z) P Vasa I Iapun pagioads amp all le spund all Aidde 01 Iapun ltuuad of lua!Ot (I) lunotuu tie Ut spund ping pue 1001(00 `amts Atm 12 `Amu IapuYi uotloaS sup Iapun pannbal 11agT 0111 Tell `siunome lions ut pue `spund lie Iapua1 o1 1(d iiels Iamollog `uotleoomaz lions uodn 'pug SI uotloaS mink 0oueploo02 ui 110nlg 0011011 a Aq atutl Aue 12 small Mo30sa lie 10 SUE 01 Se IanteM ail a3(On01 )(Ern Iapua'j •lunouI2 lions Aue zapual 01 Aed01 01 6 uotloaS Iapun pale2tigo aq ua1T pegs lOMOlzog pue lunome 1(Ons Aed pue 6 uotloaS Iapun siggiz sit asIOiaxa Amu Iapua'i `mall mama tie Io3 amp lunouze 0111 Aed o1 sip zaMO.uog pue `IanteM a 01 luenslnd `A11oaltp small MoIOST Aed 01 poM1(go Si Iamonog JI •6 uotloaS ui pasn st „luamaa13e pue lueuano0„ asUIld all se luamnllsui Auunoas sup ut pauleluoO 1Uamaalge pue itreuanoO a aq 01 pamaap aq sasodlnd Ise 103 netts sldtaoal aptmozd 01 pue sluaw1ed gons 03iem 01 uope3tigo s,lamo.uoq •azmbal Aem Iapun' se potzad amp gons utll!M luaw1ed gons 3utnuaptna sldtaoal Iapua'l 01 tiquirg lugs `sazinbai zapuai 3t `pue zapuari Aq pan2M uaaq 5214 spund jo 1uam1ed ti0tlM Io3 small Mo1OSg Atm zo3 anp S F999Rn U866635 MFWY7770 (04/00) 041 197623 -6 -6A(WY) (9905) Page 6 of 15 Initials: 632 lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may require Borrower to pay a one -time charge for a real estate tax verification and /or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (1) a one -time charge for flood zone determination, certification and tracking services or (2) a one -time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and /or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and /or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with Form 3051 3/99 66/E 650£ WJoA 5 L ►o L e8ed 15066) (AM)V9- 9 (00 /17O) OLLLAMdN algeuoseai 5ubied pug lino° uI 5uireadde (z) luaurtu2sui Alunoas sigl JOAO i u0i1d seq q °tqm uati r Aq pain °as sums Niue SupCed (I) 'en paliluil lou OR inq `apniaut two suotpe s, _lapua'I •Xuado _ld aql 2uuiedaz 10 /pue 2mznoas pue quado1d aqi jo amen am 2uissasse zo /pug 2ui1°alold Suipnpul `luaumuisui Agmoas sitl Japun s1242 pue Suadold atl ui 1salalul s,iapua7 1°aloid of aleudoidde so aigeuosea_l sI _lanalggM _l0j iced pug op ,Cem zapual uagl `Auadoid agl pauopuege set! .iannoiiog .zo `(suoMILIa1 JO sMei aO1oJua en 10 luauItU1SU ii1un°aS SiLII Jan) iCluoud uiem £eui goppa uail n jo luauiaaiojua .zoj `a _lnuajloj 10 uoileuutapuoo zoj `alego1d `Aoldnniugq ul Sutpaa°o1d a se q°ns) luaum_llsui'lunoas slgl _lapun sig2u zo /pug Xuado _ld aql ui lsa _lalul s,zapuari 1°ajje Apue °giu$IS 1g2IUu i qi SUtpaaoozd jug i a st amp (z) luaum_llsui Alunoas slip uI pauie1UO° sluauzaaae pug sluguano° atl Uuoj1ad Ol sp .Iamo11og (1) i •auaUmalsui £aiinaas sup aapun sp1311I pue Avadoad alp uI lsaialui s jo uonaaload •6 •a°uapisai iedpuud s,lamoz10a se Auado _ld agl jo huedn °o s,lamouog 5utulaouoo suoueluasaiidaz 'ol pauum lou a_ln lnq `apnput suongluasa _lda_l mialeI4i •ueoi agl gllm ummauuo° uI (uonguuoJut Inualem t1M npua apinozd of palter so) 1apua7 01 sluauzalels _lo uoimum U! alezn °°eum 10 '2U!pnaistUI `aslej Xlletlalnuz ane5 luasuoO 10 apalmou)l s,lamo11og g1IM s0 lam0z10H 3o uoll°a _lIp aq1 In 2u11 °e saiulua JO suos _lad Cue JO 1amo110g `ssaoo _ld uoile°Iidde ue01 am 2uunp `31 linBJap ut aq ins zaMOZZOg •uolleoliddy ueori mamo.uog •g •asne° aignuoseaz q°ns Bul &Jpads uoiloadsul 1oualui tie tons of _loud 10 JO aurtl aqi In ODIUM .I Mo_l10g ants imp 1apual •,Cuadozd ag1 uo sluautano1dUII ag1 ;o 1oualul agl loadsul Amu _lapun `asng° algguosea1 seq 1I 3I •Auadozd ag1 jo suoil°adsui pun uodn saulua aigeuosgaz WjEU1 iCeut Mae Su 10 lapua-i •1109ez02SW z0 1tedal tons jo uonaiduzoo ag1 zoo uopaiigo 51M0110 5,Jamonog Jo panagal 1ou st 1aMOZZOg `Auadozd aql azoisaI 10 1leda1 01 lua!JJns mu an spaaooid uopeuuzapuoo _lo a°unlnsui ag1 3I •paiaiduzo° si vom alp se sluatuhd ssaiSoid jo sauas e ui 10 luauagd ai2uts n ui uoilg1olsal pug slreda_l aq1 ioj spaa°o1d asingsip ,igui _lapua-i •sasodznd tons zoj spaaoo _ld pasualaz seq _lapuari 3I iCiuo Auadozd agl &uuolsa_l JO VuutndaI 10J algisuodsaz aq ins 1amo.uog quado1d aq1 `Jo 5upigl am 10 `01 arum!) q2M uotl°auuoO ui pled a1n spas °old uolieuutapuo° JO a°uelnsul 3i •aSeUrep JO uo1le1oualap Jaqun3 prone o1 paSeuzep 31 zivadozd agl 1teda_l Apduzozd Hugs 10M0110g `algiseaj iCil1Onuouo °a lou sI uotlnlolsa1 10 "[eclat ingl g uoll °ag o1 lunns _lnd pauiuualap sI 2! ssaiun •uompuo° slI 01 anp amen uI guisna1Oap _lo 2utlgloualap UI013 Auado1d aq1 luana1d 01 1a1:110 ut Auado _ld agl ui1TUt1U1 MIS 10M0110g `AlladO1d ag1 UI $UtpISa_l si 1amouog 1ou 10 1agla4M •Auado1d aql uo alsem IIURUO° 10 ale1oualap of Auado _ld aq1 mope `fi 1 doll aql 1tndUU 10 05guIgp `Xollsap IOU Begs 1amo _l1og •suol;°adsui :,flaadoad alp 3o uolpaload pun aaueua;uteyti 'uoilenaasatd to _l1uo° s,1aMO1 _log puoAaq ale q°IgM lslxa sa°unlsum°JI° 2utlnnualxa ssalun 10 `plaggltM AlgeuoseaLUn aq IOU ilegs luasuo° goigM `21.1iu _lm ui saaae as!Mlatlo zapun ssaiun `huedn °o jo amp am late mai( auo lseai 1e 103 a °uaptsa1 ledlouud s,lamollog se Auad01d am &Cdn°oo of anupuo° hers pug 2UaUtnllsui Diu1n °aS sig1 ;o u0i1n°axa aql zags siinp dyers ulglIM a°uapisa1 iedl °upd mamollog se Iuadold atl asn pun `gsiignlsa `Adno °o hells zamo.uog •,fauedn °O •9 •anp ua11 1ou 10latlagm luotunnsui'Cu1n °aS sup 10 010N a 11 lapun pledun slum= hd of 10 AUadold am a _lolsa! 10 _ltndal 01 _laqua spaaooid a°ue1nsul agi asn Amu 1apua-i •42ado1d atl Jo aezano° am 02 aign°iidde a_ln S11. t1 tons se _lgmosui `Xuad01d am 5uuano° saptlod aOuelnsui Ile lapun (1aMO11og ,iq prod sumtuzald pauleaun 3o punJa1 iiue o1 21241 aq1 Uegl zaglo) s11$I1 s,1aMO11Og 3o zaglo Aug (z) pue `luautnusui Amnon sltl 10 aMON am lapun ptedun sIunoute at1 paa°xa o1 mu lunouze us ut spaaoo _ld aOunlnsut Aug of 521151J s,1amollog (I) 1apua-i of suStsse Agalat 1aM0110g `3s!Mzag20 10 ZZ uoil°aS _lapun Auado1d aq1 sa1mb °n zapua-i 3! _lo lima lath° ui Uanp sI a°11ou agl ua1M upaq !um pouad hp aq •Utinp agl alms pun aletlo2au )inuz zapua1 uagl `Utiep n alms of pal J3o set za!_l1n° aOue _lnsut am imp lapuaJ UIo1J a°Ilou n 02 si 1?p p£ utt11M puodsai IOU saop JO/110110H 31 s1a11BUZ palgla1 pun Uzrep a°Unlnsui aigeiinng Aun °111°5 pun algtlo2au `ati3 ,Cnlzz _lapuaq 'Auadold atl suopuegn 1aMOZZOg 3i Z u0 ui 10J papino1d _lapo aqi ut pa1Idde aq ins spaaooid aOun.msut ions _lamollog 01 pied 'Aug 3t `ssaOxa ail v r JU Sa 999Rn US3ti6635 634 attorneys' fees to protect its interest in the Property and /or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non refundable loss reserve, until the Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. 11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, MFWY7770 (04/00) 041- 197623 -6 6A(WY) (9905) Initials '66 Page 8 of 15 Form 3051 3/99 a£ 9 40 6 a6s8 19066) (AM)V9- 9 (o0 /17o) OLLLAMMAI stgf 5utais -o3 st (e) aaugts -oo„ e) aims' aril alnoaxa iou saop inq luauuulsul Alunoas stgi suds -oo oqm aaMoaaog Aug `ianamog pianos pug iutof aq Ilggs Alittgeii pue suopallgo s,aamouog mil saaage pug sluguanoo aaMouog •punog suaIssy pug saossaaans :saauSis -O3 :Ailuqun Igaanas pus ;utof '£I �fpatuaa .10 1112t1 Aug o astozaxa agi apmoaad JO o JOAIUM a aq iou Ilggs `anp uagi iunoum agi uegi ssai sumo= ut .10 iamouog 3o isaaaiul ut SJOSSaaanS JO satltiva `suosaad patgi utoa3 sivatuArd 3o aaugidaaae s,aapual `uotlefttutl inomtm `5utpmout ,Cpatuaa 10 1g21 Cue 2utstoiaxa ut aapua-I ,iq aoueaeagaoj ,Cud •.iaMOUOg ;o Isamu' ut saossaoons Aug JO aaMouog plut2uo agi apeut pueutap Sue Jo uoseai Aq matunisul Altmoas stip Aq pamoas sums ag13o uotieztuome tpow astnuagio JO matu ied .ioj atuti puaixa of asnjaa of ao aamouog 3o ma'am' ut aossaoans Sue fsutmge autpaaooad aouauuuoo 01 pagnbm aq iou Heim aapua-[ •aamouog o Ismaili' ut S10SSaoons Aug JO aaMOaaog JO Sit[tggq alp amp.' of aigaado iou Ilegs aamouog ;o isaaaiul ut aossaoons Aug 10 aamouog o1 aapuarl Aq palueiS luatutuisui Aitanoas stgi Aq pamoas sums ag13o uoueztiaouue 3o uoueotjtpouu ao fuatu,fed ioj atoll alp o uotsuafxg •aantgM g JoI4 aapuaq Sg aaugagagao3 :pasualag aaMonog •ZI •Z uotioas ut aoj paptnoad aapao agi ut patldde aq Begs Aiaadoad alp 3o atedaa 10 u0tie101saa 01 pat[dde AM 1g1I1 spaaooad snoauellaos1YAI ITV •aapua-I o1 pled aq Imp pue pauStsse iCgaaag aae Auadoad agi ut lsa'alut s,aapua-I o luauuteduit agi of algeinqulle aag mm saran') ioj vamp JO 'mem Aug Jo spaaooad aqj •ivatutulsul Riunoas stgl aapun sigSU 10 AlIadoad aql ut isa'aiut s Jo ivauutgduut Igualeut Jatp° 10 Auadoad ag13o aanitajaoj sapmaaad luatu2pnf s,aapuaj ut `1eg1 2ugna g gqm passtuustp aq of $utpaaooad 10 110t1oe agf &utsneo Aq `6I uotioas ut paptnoad se alelsutaa `paun000 set; uotleaalaooe 3! `pue ijnepap a lions aano ueo aaM0u0g •1uauma1SUI /iltmoaS stgf aapun S1q!1 JO 1110d0ad alp ut 1s0a31111 s,aapua -I 3o fuauuteduit letaamtu aaglo ao )Cuadoad am o aanitajaoj ut 1Tnsaa ppnoo `luatuSpnf s,aapua-I ut `fegi un2aq s! `leuttuuo 10 HAP aagfagm `3utpaaooad 10 uotioe Aug 3t f[ngjap ut aq Hugs aamouog •spaaooad snoauellaosm of maw ut uotloe o 1ggu g seg aamouog mogm isutmWe Ailed am 10 spaaooad snoaugHaosm aamouog samo Imp Cued patgi agi smut „tined Sutsoddo„ •anp aagla1M `fuaunumul Swims stgf ,Cq pamoas sums agf of .10 tCUadoad am jo atgdaa JO uopuofsaa of aagita spaaooad snoauellaosm agi Aidde pue foailoo of pazuotpne st aapuai `uant2 st aotiou alp amp am 1a1j sip p£ utgf[M aapua'I of puodsaa 01 s[tm aamouog `saetuep ao; tutelo a alms of paeMR tte mIetu of saa33o (aoualuas ixau agi ut paut ap se) Ailed 2utsoddp am imp aaM0aa0g of aapua-I tCq aotiou aaije `J! .10 'aamouog tCq pauopuege st tCUadoad am 3I •anp uagi WE sums am iou 10 aaglagM fuatunafsuI tCitmaas stgl Aq pamoas sums am of ponddt aq Begs spaaooad snoaugllaasm agf `$ut3UM ut aaae astMaagio aapual pug aamouog ssalun `an[gn ut ssol JO `uoponaisap Iun[g1 Ietued agi aaojaq IClafgtpatutut paanoas sums alp Jo =owe am imp ssal Si amen ut SSOI JO `uopotuisap letl.ued agi aaopaq Alaietpaunut tCuadoad am Jo amen fa�laecu atg3 agi pus ut Alladoad OM O amen ut ssol 10 `uotlonalsap lupin Igtfaed a JO ivana agi ul •aaMOUOg of pied aq imp aoueleq Cud 'amen ut ssol 10 `uoponalsap `5unlei letued am atom t(Iafetpatutut tCuadoad am o amgn 1031aeat atej agi (q) /Cq paptntp amen ut ssol ao `uotlonaisap Iutale1 letugd am alma(' iijaletpatutut pamoas sums agf 3o lunouue IEIo1 agf (e) :uotfoeaj 2utmolloj at!1 (q patidtllnm spaao0ad snoaugllaosm am o Immure agi riq paonpaa aq Hugs fuatunaisul tClunoas stgl paanoas stuns am `5upLM ut aade as!Maagio aapuai ptte aamoaa0g ssalun `amen ut SSOI ao `uoponaisap Tithed agi =Jag tClafetpatutut fuauutulsul tClunaas stgf tCq pamoas stuns am o moult am ugtli aaiead 10 01 Ignba st amen ut ssol JO `uoponufsap lepagd alp aaopaq Slafetpauttui tivadoad am 3o amen ia)pem Hy agi gotgM ut tfuadoad am o amen ut SSOI 10 `uoponalsap Ietfaed g JO ivana OLD III •aamouog of pled `Sue 3t ssaoxa aql g1tM `anp uagi 1oa 10 aatpa!M `fuatunalsul Allmon stm Act pamoas stuns agi o1 pat[ddg aq imp spaaooad snoauellaosry4I alp `Anadoad am o amen ut ssoi 10 `uotionalsap g o lima am ul •z uopoas ut aoj paptn0ad aapao agf ut pagdde aq l[ggs spaaooad snoaugllaosm gaits •aamouog of pled `Aug Jt `ssaoxa agl g1!M `anp uagi mu JO aagiagm SE999R0 Ub3666:35 63 Security Instrument only to mortgage, grant and convey the co- signer's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co- signer's consent. Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Security Instrument. Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in writing. The covenants and agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender. 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable MFWY7770 (04/00) 041 197623 -6 1 6A(WY) (9905) Page 10 of 15 Form 3051 3/99 66/£ L90£ Wind ':£9 5 l JO t t e6ed Isom (AM)V9 C:ary 9 £Z9L61 (003 OLLLAMdIN VdSd2I uofeuuojut moo Sue pue apeut aq pinogs sluautiCed gatgM 01 ssaippe a111 `laapnlas tmoi matt a pJo ssaippe pug atueu am apels IT! A tpuim affuega am JO aatlou uapppm up/0 aq rpm J Mouog `1 Otnlas U001 a111 amp a st alag2 Jl °a10N am JO ales a 01 pieta= iaa! 1 S ugo'i a111 Jo sauega a10111 10 OU0 all 111�tttt osle alall, Me'I algeotlddd pue luauttulsui t(1tlnaas sup 'awl,' all iapun suotle8ijgo 2upwas mot a$e8piout .iatpo stuloJlad pue luaunulsui Alunaas sup pug aloN a111 lapun anp swam/Cud atpouad spaBoa lull „laatnlas ueo-i„ a111 se umou3i) ,C1tmua alp ut aue p a ut Hnsal 1l$tut ales d •lamouog 01 aotpou loud lnogptm scum aiow to auo pios act ueo (luaurzlsui Apunoas sup gptm lagla3o1) alori all ut lsalalut iepled a 10 MMON a11,i, •aaaenaia-9 Jo aapoN .pamoas ueo-I Jo aguBID Plow 3O airs •0Z °8T uopaas .Iapun uopelapooe jo asea atp ut Aidde IOU Ins alelsutal 01 11.18t1 stgl `lanaMog •pa11tt000 peg uopelajaooe ou 3t se antloa3Ja SIM mum.' Begs Agai t. pamoas suotle2Bgo pue luatunllsul Swims sup `lamouog Rq luatualelsuta1 uodn •lajsueu spund otu011aaIg (p) to Slpua to ii1Beluautttlpsu! `Aoua8e ielap a Aq painsut ale susodap as011M uopnlpsuI ue uodn umem st 313ago gons Sue paptnold 'paw s,latlsea to raga s,lainseall Vago Nueq Vaga pou!1 a (o) `laplo bum' (q) `gsgo (e) :lapuaJ iSq palaaps se `suuom SutMofoj am Jo a10111 10 OLIO ut sasuadxa pug stuns puatualelsuta1 gons ,fed laMou0g 1e111 altnbal hut lapual •paueloun anupuoo Begs luatutulsul Slunaas sup icq pamoas stuns alp iced 01 uope8Bgo s,laMouog pue `luatutuisui Altlnoas sup lapun sup.' pue S11ado1d all ut lsalalut s,lapual 1e111 alnsse o1 altnbal Sigeuoseat but lapuai se uo!oe gons swim (p) pue :luatuttpsui iCltmoas sup lapun s1g8u pue ,illadold ag1 ut lsalalut s,lapual 8upoalold jo asodlnd all 10j paunout saa3 Jaglo pue `saaj uot;enien pue uopoadsut Spadoid `saaj ,sSaiuolie aigeuoseat `Op palttutl 1ou pnq `8utpnput luaunu1sui Slunaas stll 2uploJua ut paunout sasuadxa He s,fed (a) :sluatuaade JO sltteuanoa Jamb Sure Jo 1lne;ap Niue soma (q) 'paun000 peg uopelalaaag ou 3t se alobl at(1 pug luatun- lsui Altman sup lapun anp aq pjnom oath gatgm sums lig lapual spied (e) :lamouog letp ale suotpIpuoa asog,l, •;uatutulsul iiltlnoas sup 2utolojua puaut8pnf a Jo Aim Op) 10 s,laM011011 jo uopeutuual alp loj Amoads 1 me'i aigeaIddy se pouad 1a1110 gons (1!) :luautttt1SuI Sitmaas sill ut pauteluoO ales Jo lamod Cue 01 luensmd Spadold all jo ales a1OJaq siiep anti (t) :Jo lsat ag1 0l loud atup ,(ue 1e panupuoastp luaultuisuI 'ilunaaS sup Jo luatuaalo;ua aim 01 ll8u all anvil Bells 1 Mou0g `suotltpuoa uteuaa shout 1am0uog 3i uot ;eaaiaaav as ;3d a ;tt;sutag o; 11011I maAto.rtog •61 •lamouog uo pueutap to aatlou Jagpmj 1nogltM luauuulsul filtlnOas sup ifq papltuuad satpatual ,fue a3lonut Sew lapua•l `pouad sup Jo uotleltdxa al; 01 loud sums asap iced 01 sjIOJ lamo1log Ji •luatutulsui sltlnoas sup Aq pamoas sums Be iced lsntu 1 M0uog gatgm utgTIM Si uotloas gltm aoueplooae ut uan!S st aot1ou alp alep all uto1J shp p£ tletll ssai lou JO pouad a aptnold Hells aopou a11,i, •uopelapoOe JO aOtlou lamouog ant$ hugs Japual `uoido sup sasplaxa Japuari 3I °mei lelapa� gig paltgtgold Si asplaxa gons 3! lapuari Rq pasplaxa aq 100 Begs uotldo sup `lanamof •luatututsul Slunaas sup Aq pamoas sums He Jo IIn3 ut luatu,(0d aletpaunut annbai Aetu lapual luasuoo ua11t1M loud s,lapua'I lnolliM (pauajsue11 pins st lamouog ut lsalalut iepgauaq a pue uosiad mom a 100 st lamouog JI lo) pa11aJsuelp 10 Nos st i(1ladold all ut lsalapui Cue 10 SIIOLI0ld aj1 JO pled SUE 10 IF 3I •laselolnd a o1 amp alnpttl a 10 1aM011011 app Jo Jajsue11 all s! tiot1M jo mall! all `puautaal8e mama 10 1ae11u00 sales 3uatullmsut 'pap 10J 1oe11u03 'pap JoJ puoq a III pOIJOJSU011 slsalalut iepgauaq asogl `01 palttutl 100 inq `8ut `,(liadold alp 0! lsalalut tepgauaq to Mai ,cue sue= „dlladold all ut lsalalul„ '111 uotlaas sup ut pasn Sy •aantoaaog ut ;saaa;uj letptjauag a JO £padoad am jo aajsuea,L •gj •luatutulsui' llamas sup jo pug al0N am Jo Moo auo uant8 aq Begs 1aM0110g •,fdo3 mamoaaog .Li °uotloe Niue oriel 01 uopatlgo Sue lnogl!M uopalostp alas sant3 „Setu„ plonk atp (E) pue 'man aotn pue telnjd alp apnpui pue main dugs 1eln5uts aq1 ut sp10M (z) `lapua8 aututtua3 alp Jo sp1oM 10 spJoM lapnau 2utpuodsalloa apnput pue ueatu Begs lapua2 autln0setu am jo sp1oM (i) :luaultulsul Iitlnoas sup 0! pasn sy •uotstnold 8up0!Buoo atll 1nogl!M 1aajja uanIS all 000 gatgM aloN ag1 10 luatunlpsui ICltmOas 51111 3o suoIstnold 1ag10 Pajje 100 Be11s latijuoa Bans `Mel S 999RO 0866635 63E requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer(s) and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21. Hazardous Substances. As used in this Section 21: (1) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (2) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection; (3) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law and (4) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property (1) that is in violation of any Environmental Law, (2) which creates an Environmental Condition or (3) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, hazardous substances in consumer products). Borrower shall promptly give Lender written notice of (1) any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge; (2) any Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (3) any condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup. MFWY7770 (04/00) 041 197623 -6 6A(WY) (9905) Initia Page 12 of 15 Form 3051 3/99 661£ 1.90£ wioj L 4 E L abed (9066) IAMIV9- 9 (00 /170) OLLLAMdN °gutmo,CM jo sMUi uotiduzaxa pealsauzoq atp ;o anutn pue aapun mgt.' u santuM pue sasuaiax 10/110.1.10H •siaAiuM •bZ °Aku i aiquogddd aapun pan st aaj aqi 3o gutgJego 3 p pue paiapuai soot/ins aoj Xuud pittp u of pled st aaj atp 3I /quo inq luauzn.usul 'ilunoaS sup gutseaiai aoj aaj u aaMOaaog agiego Aum iapua-I •sisoo uopepiooai Auu Aud hugs aaMOUog •3uaunuisul Xuanoas sup asuaiaa hugs .zapual luaumaisui AuunoaS sup Aq painoas sums Hu 3o luatuAud uodn •aseatau ;t o; pappua Siisgal suosaad ao uosaad aq; o; ssaaxa ,fun (a) pus ;uauma ;sul ,f;tanaas spy £q paanaas sums lie o; (q) :saaj ,s,fauao; ;e aigeuoseaa 'o; paitmtl ;ou ;nq 'Sutpnput 'alas ag; jo sasuadxa ile o; (e) aapoo gu 3643 ut patiddn aq Ilegs alas 3643 jo spaaaoad ag L alas Sun ;e £jJadoad ag; asegaand ,fecu aaugisap sot ao aapual •MW aigeatlddd fq pagpasaad aauuuw aq; ut Nos aq sings Slaadoad aq; pus 'atns jo aailou Sip gstignd Hugs aapuag •sj uox;aas ui papinoad aauusui aq; ut aan4onog o; aies aql 3o aapou a/4 sings aapua'I •n ni aigeatiddv q ;TAB aauspaoaan ut ';uaaa33ip J! 'Sl.Iadoad aq; jo uotssassod ut uosaad ag; o; pus aaMOaaog o; asoiaaao; o; maw! Jo aallou aA!S slags aapua-I 'ales 3o aaMOd aq; sa}IoAU! aapua' dI •aauapiAa am; jo s;soa pus saaj ,sSauaofe algsuoseaa 'o; pa ;tuatt ;ou inq 'gul 'ZZ uo spy ut pap!AOad satpamaa 3643 Sutnsand ut paaanaui sasuadxa IIm P3lloa o; pappua aq longs aapuarl •Merl aigeagddd fq paUtuuad satpauiaa aa ;o fun pus ales jo aaMod 3643 aMloAU! ,feu( pun pueuiap Jag ;and ;nog;tM 3uaUana;SUl ,f;tanaas spy paanaas sums on jo IIn3 ut ;uatuSed a;BtpaunU! aainbaa Sum uoi ;do sit ;e aapua' 'aapou aq; ut payloads amp aq; aaojaq ao uo paana ;ou st ;in8Jap aq; JI ales pue not ;saalaaae o; aaMOaaog 3o asuajap aag ;o ,fue ao ;InUJap e 3o aaualstxa -uou aql passe o; not ;ae ;anon a Suuq o; ;Op 3643 putt uoi;eaalaaae nun a ;e;smaa o; ;Au 3643 �o aaAOaaog vamp! aaq;m3 Vets aapou 3641 ,f3adoad 3643 3o aims pus ;Uauma;sul ,f;tanaas spy ,fq paanaas sums 3643 3o uopnaaiaaae ti! ;insaa ,Cem aailoU 3643 Uc paltaads amp aq; aaoJaq ao uo ;InsJap 3643 aana o; aanite3 ;m64; (p) pun :palm aq ;anus ;Tapp aq; qap nn ,fq 'aaMoaaog o; UaA!S st aailou aq; amp 3643 uioa3 s,Cup OE unto ssat mu 'amp a (a) :mum ago aana o; paatnbaa wipe aq; (q) :ltnedap ago (8) :Spaads Mega aapou 31 j •(asptuaq ;o sap4Aoad Mel aigeatlddy ssalun gT uopaas aapun 1109ea34aaae o; amid ;ou ;nq) ;uaumalsul ,C ;lamas spy ut ;uatuaaaan ao ;unuanoa ,Cue 3o gaeaag s,aa,noaaog Su!MOIIoJ not;ea343338 o; aoiad aantoaaog o; aapou aA!S hags aapuarl •satpaivag :uot ;eaalaaay •ZZ C9 :smoiioj se aaagu pue lueuanoo puu iaAO.uog 'S.LNVPi1AOO 1/2IOdINf1 Sf:999�n BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: 0 866 6' 35 MFWY7770 (04/00) 041 197623 -6 6A(WY) (9905) Z (,,cit 9 ?)J RICHARD BATSMAN BRENDA BATEMAN 64( (Seal) Borrower (Seal) Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower Page 14 of 15 Form 3051 3/99 66/£ L50£ WJO II AN :ss ,C ;uno3 uTOOUZZ [V9 9 l Lo 9 L 96ed (9066) (AM)V9 ■41,1WP 9 (00 /170) OLLLAP MYYI N002' (S/ "6 :saiidxa uoissiunuoa its Ha IM aN'd aMv. SnH 'NYNE,LVH VGNHU GNti N'dW3.LVH OE VHZ I I Aq 0002 aunt JO ABP 1 136T sail aui aiopaq pa3paimoure seen luauiiulsut &uioffatoj ata `OrNI} LOAM 3O air.vis 5T:999Fin 08666.35 DgscR ?OR RU R. AND DOREEN BATMAN TROT, Damn 12 sssROXIV 1983' MOIL A Tv- wiry t:ntlWij. ...A,r That part of the NUNWU of Section 12, T35N, County, Wyoming, being part of those tracts of Office of the Clerk .of Lincoln county in rhvtoetatic Records on pages 255. and 257, follows thence 585 99,00 feet, in part, to a point; thence So0° 06' 33 "w, 37.07 feet, the east line said N3OJW, to A thence 38 9 6 13 -33 "11 178.50 said south line, to a point; along a point; feat. along a line feet, along a line thence 8 Q6' -33 "W, 84.69 said Past line. to a point; thence N 13 -33 "W. 198.28 feet, said south line, to a point; thence 500°- 06' -33 °W. 75.05 feet, along a line along a line said *act line, to the POUT OF nilOMMUXWai COPY 64r R:.19W, Lincoln record in the Doak 334 of described as CONVINCING at a point on the south line of .aid Nsenac, N93 23 ..3 3 ■W, 347.26 feet, from the southeast corner of said NUM; thence N42•- 1Qr -24 54.88 feet, to the POD or ate, At as existing fanea Corner; thence 3e9 2Sr -00*W, 209.76 feat, along an existing fence line, to a point; thence N 46 -45"N, 90,58 feet, along said fence line, to a point AL the eoutherly extension of an existing north /south fence line; thence NO3 19'- 17 "W, 265.77 feet, along said fence line, in part, to a point; thence 375...481-30.2, 244.59 feet, to a point at an existing fence Confer; along an existing fence line perallml with parrallel with parallel with parallel with parallel with