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T -CT(1CA
In the event that Lender fails to provide any necessary notice of the right of rescission with respect to any additional
indebtedness secured under paragraph B of this Section, Lender waives any subsequent security interest in the Mortgagor's
principal dwelling that is created by this Security Instrument (but does not waive the security interest for the debts referenced
in paragraph A of this Section).
5. MORTGAGE COVENANTS. Mortgagor agrees that the covenants in this section are material obligations under the Secured
Debt and this Security Instrument. If Mortgagor breaches any covenant in this section, Lender may refuse to make additional
extensions of credit and reduce the credit limit. By not exercising either remedy on Mortgagor's breach, Lender does not waive
Lender's right to later consider the event a breach if it happens again.
Payments. Mortgagor agrees that all payments under the Secured Debt will be paid when due and in accordance with the terms
of the Secured Debt and this Security Instrument.
Prior Security Interests. With regard to any other mortgage, deed of trust, security agreement or other lien document that
created a prior security interest or encumbrance on the Property, Mortgagor agrees to make all payments when due and to
perform or comply with all covenants. Mortgagor also agrees not to allow any modification or extension of, nor to request any
future advances under any note or agreement secured by the lien document without Lender's prior written approval.
Claims Against Title. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities,
and other charges relating to the Property when due. Lender may require Mortgagor to provide to Lender copies of all notices
that such amounts are due and the receipts evidencing Mortgagor's payment. Mortgagor will defend title to the Property
against any claims that would impair the lien of this Security Instrument. Mortgagor agrees to assign to Lender, as requested
by Lender, any rights, claims or defenses Mortgagor may have against parties who supply labor or materials to maintain or
improve the Property.
Property Condition, Alterations and Inspection. Mortgagor will keep the Property in good condition and make all repairs
that are reasonably necessary. Mortgagor shall not commit or allow any waste, impairment, or deterioration of the Property.
Mortgagor agrees that the nature of the occupancy and use will not substantially change without Lender's prior written
consent. Mortgagor will not permit any change in any license, restrictive covenant or easement without Lender's prior written
consent. Mortgagor will notify Lender of all demands, proceedings, claims and actions against Mortgagor, and of any loss or
damage to the Property.
Lender or Lender's agents may, at Lender's option, enter the Property at any reasonable time for the purpose of inspecting the
Property. Lender shall give Mortgagor notice at the time of or before an inspection specifying a reasonable purpose for the
inspection. Any inspection of the Property shall be entirely for Lender's benefit and Mortgagor will in no way rely on
Lender's inspection.
Authority to Perform. If Mortgagor fails to perform any duty or any of the covenants contained in this Security Instrument,
Lender may, without notice, perform or cause them to be performed. Mortgagor appoints Lender as attorney in fact to sign
Mortgagor's name or pay any amount necessary for performance. Lender's right to perform for Mortgagor shall not create an
obligation to perform, and Lender's failure to perform will not preclude Lender from exercising any of Lender's other rights
under the law or this Security Instrument.
Leaseholds; Condominiums; Planned Unit Developments. Mortgagor agrees to comply with the provisions of any lease if
this Security Instrument is on a leasehold. If the Property includes a unit in a condominium or a planned unit development,
Mortgagor will perform all of Mortgagor's duties under the covenants, by -laws, or regulations of the condominium or planned
unit development.
Condemnation. Mortgagor will give Lender prompt notice of any pending or threatened action, by private or public entities to
purchase or take any or all of the Property through condemnation, eminent domain, or any other means. Mortgagor authorizes
Lender to intervene in Mortgagor's name in any of the above described actions or claims. Mortgagor assigns to Lender the
proceeds of any award or claim for damages connected with a condemnation or other taking of all or any part of the Property.
Such proceeds shall be considered payments and will be applied as provided in this Security Instrument. This assignment of
proceeds is subject to the terms of any prior mortgage, deed of trust, security agreement or other lien document.
Insurance. Mortgagor shall keep Property insured against loss by fire, flood, theft and other hazards and risks reasonably
associated with the Property due to its type and location. This insurance shall be maintained in the amounts and for the periods
that Lender requires. The insurance carrier providing the insurance shall be chosen by Mortgagor subject to Lender's approval,
which shall not be unreasonably withheld. If Mortgagor fails to maintain the coverage described above, Lender may, at
Lender's option, obtain coverage to protect Lender's rights in the Property according to the terms of this Security Instrument.
All insurance policies and renewals shall be acceptable to Lender and shall include a standard "mortgage clause" and, where
applicable, "loss payee clause." Mortgagor shall immediately notify Lender of cancellation or termination of the insurance.
Lender shall have the right to hold the policies and renewals. If Lender requires, Mortgagor shall immediately give to Lender
all receipts of paid premiums and.renewal notices. Upon loss, Mortgagor shall give immediate notice to the insurance carrier
and Lender. Lender may make proof of loss if not made immediately by Mortgagor.
Unless otherwise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the
Property or to the Secured Debt, whether or not then due, at Lender's option. Any application of proceeds to
01994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REMTG -WY 10/7/98
0366'742 8 34
B. All future advances from Lender to Mortgagor or other future obligations of Mortgagor to Lender under any promissory
note, contract, guaranty, or other evidence of debt executed by Mortgagor in favor of Lender executed after this Security
Instrument whether or not this Security Instrument is specifically referenced. If more than one person signs this Security
Instrument, each Mortgagor agrees that this Security Instrument will secure all future advances and future obligations
that are given to or incurred by any one or more Mortgagor, or any one or more Mortgagor and others. All future
advances and other future obligations are secured by this Security Instrument even though all or part may not yet be
advanced. All future advances and other future obligations are secured as if made on the date of this Security Instrument.
Nothing in this Security Instrument shall constitute a commitment to make additional or future loans or advances in any
amount. Any such commitment must be agreed to in a separate writing.
C. All other obligations Mortgagor owes to Lender, which may later arise, to the extent not prohibited by law, including,
but not limited to, liabilities for overdrafts relating to any deposit account agreement between Mortgagor and Lender.
D. All additional sums advanced and expenses incurred by Lender for insuring, preserving or otherwise protecting the
Property and its value and any other sums advanced and expenses incurred by Lender under the terms of this Security
Instrument.
/Page 2 of 4)
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0866'722
ACKNOWLEDGEMENT
STATE OF 409_7(_),7
J J
COUNTY OF 2_1 i
The foregoing instrument was acknowledged before me by
4
this Alt
day of ,1 _.rxn ..4 r 'X�?
Witness ray hand and official seal.
G- 426'
Notary Public
My commission expires J `/AeD-2
837
r
0866 2
AND
"EXHIBIT A"
A portion of the NE} of the SE} of Section 20, Township 30 North, Range 118 West,
6th P.M.,...located southeast of Smoot, Lincoln County, Wyoming, and being more
particularly described as follows:
Beginning at an iron pipe set on the Easterly line of said Northeast Quarter,
said iron pipe being 737.71 feet North 1 02'09" West from the Southeast corner
of said Northeast Quarter; thence West 1,176.99 feet to a point in the Easterly
Right —of —Way line of U.S. Highway 89, said point being on a 3,144.05 foot radius
curve, concave to the Northeast, a radial line from said point bearing North
67 36'35" East; thence running Northwesterly, along said curve through a central
angle of 7 31'46" and are distance of 413.171 feet; thence North 0 36'12" West
188.28 feet to the Northwest corner of said Northeast Quarter; thence North
89 51 1 .41" East, along the Northerly line of said Northeast Quarter 1,300.30 feet
to the Northeast corner thereof; thence South 1 02'09" East, along the Easterly
line of said Northeast Quarter, 582.76 feet, to the point of beginning,
A tract of land located in the NW}SEt of Section 20, Township 30 North, Range
118 West of the 6th P.M., Lincoln County, Wyoming, more particularly described
as follows: All of the NW }SE} lying East of U.S. Highway 89.
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838