HomeMy WebLinkAbout866226f0 A
This Mortgage
SEE BOWL �f PRTCAtES 1
WHEN RECORDED MAIL TO:
First Security Bank, N.A.
Afton Mortgage Production Office
485 Washington
Afton, WY 83110
DEFINITIONS
Words used in multiple sections of this document are defined below and other words are defined
in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this
document are also provided in Section 16.
(A) "Security Instrument" means this document, which is dated
together with all Riders to this document.
(B) "Borrower" is
DERRICK EARL JENSEN, a single man
Borrower is the mortgagor under this Security Instrument.
(C) "Lender" is First Security Bank, N.A. Lender is
a Corporation organized and existing under the laws of The United States of America
Lender's address is 485 Washington Afton, WY .83110
Lender is the mortgagee under this Security Instrument.
(D) "Note" means the promissory note signed by Borrower and dated June 2, 2000
The Note states that Borrower owes Lender
Eighteen Thousand, Seven Hundred Fifty and No /100 Dollars
(U.S. 18,750.00 plus interest. Borrower has promised to pay this debt in regular
Periodic Payments and to pay the debt in full not later than July 1 2005
(E) "Property" means the property that is described below under the heading "Transfer of Rights
in the Property."
(F) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and
late charges due under the Note, and all sums due under this Security Instrument, plus interest.
Space Above This Line For Recording Data
il
I
A
WYOMING SIngle Family- -FannM Mae/FrsddI. Mac UNIFORM INSTRUMENT
LT. 3/00
866226
MORTGAGE
RECEIVED
00 JUN I le• 23
KEMMERER, WYOMING
PR PAGE 5_ Fr
RELEASE O
June 2, 2400 Tiflis Mortgage
Si:i: Bea; ®f HMO
Miele inttials
Form 3051 3/99 (page 1 of 15 pages)
MWYOICV
AOLOAMw
(seBed 9L 10 a eyed) e61S mac wod
BIBIRW 9 IBruI
oo/s •E1
1143111MUSNI VIUOdwNn OBI Mppes /.RN eluuBd- AIIWBd eI U!SON1WOA M
16LL99L000 ueo1
saop zamozzog `asodznd site Jod •alom aril puE luaumz3sui ,tlimoaS site zapun s1uatuaaae
puE s3uEaanoo s,Jamozzog jo aoumarzojzad alp (q) puE :a1oK aq3 jo suopeogipout puE suotsualxa
`sjEMauaz Ile puE `IIeo'l alp 3o luam Mdaz alp (E) :zapuaq of somas 3UannuisUl ,C3unoas silty
•3uaumz1sul Alunoas
site JoipuE aloes alp Japan suopEBiigo s,Jam0.uog patunssE sell /Curd imp 30U Jo Jaipagt
`/C3Jado1d alp of app ualrt ssq 3Etp Al1Ed Cue sus= „aaAtoaaog jo ;s .n ui ui iossaaans„
'VdS3a Japan „ueoi agE auoTU pa3Elat /CIIEJapa;„ t se 4C3ijEnb 3ou saop
ueo'i atp 3i liana „ueoi a2Eg3zout pa3Eiaz Aprzapa3„ E o3 plddaz ui pasoduii ale 3Eg3 suopopisaa
pue s3uauiaJmbai ye 01 sza ;az „ddsga„ `3uaumzrsul iClunoas sip ui pasn sir •zal3Elu loafgns
aloes alp stuano2 3ELi3 uopeinaa1 J0 u0ilejsi$al JOSSaoons J0 Iguopippe 'AWE Jo 'atop 03 amp
uzoz; papuatau aq lggim Aagl sE `(00C£ Ind '2i'd'O tz) x `uopEiaaz Vupuatualdtui
531 puE (•bas 3ai09Z 'O'S'fl ZI) 33V saznpaoozd mammas i1las a3E3sg !tali alp sueat1 „VdS3U (0)
•3uamtu1Sui ,C3unoas sigl jo IIonoas Japan slunoun due (z) snld `aloes alp Japan
3saza3ut puE iedtouud (I) Jo3 anp 3unouiE painpatios ApEln2az alp sueatu „;vaulted aipoiaad„ (AI)
•u1O-i aril `uo lineJap
J0 `3o 3uatuiCeduou alp 3suFgE Japaa'- ffui3oa3ozd aoueznsui smut „aauuansui a (hi)
Attad0Jd aril Jo uoi3ipuoo J0 /pUe amen app `03 se saoissituo ,to `Jo SUOpE3Uasazdazspui
(AT) Jo uoprum puoo ;o nail tit aoUELCanum (iii) `iClJadoJd aril JO 3JEd LCUE JO Ile Jo &IRE3 JOT°
to UopEUIIiapuoo (u) `/t3Jado1d alp `Jo uopotulsap Jo `03 aEuiep (t) zo3 (g uopoas ui paquosap
sagEJanoo alp Japan pied spaaoozd aoueznsU1 imp Jatpo) ,C3JEd pzig3 Niue /Cq pied spaaoozd
z 0 `sa2uturp 30 p1EME `3uataap3as `uoi3Esuaduzoo iCuE sum „spaaao ld snoauillaasiw„ ('i)
uopoas ui paquosap a1E 3Eg3 scum! asotp maul „sula I At0i3Sa„ (}i)
'szajSUEJ1 2snoti2auBaia pa3euio3ne puE `szajsUEJ1 aziM
`auotidaia3 pa3Eprni sza;sUEZ3 `suoi33ESUEZ3 auigoeal 'allot palEUioine `szajsUeJ3 ales- Jo -3uiod
`03 paliani 3ou si lnq `sapnioui tuzal goes •3un000e UE 3ipaJO Jo map 03 uopn3psai iEiou1U1
E azuog3ne Jo `3of13sui `Japzo 03 sE Os. ad13 opau2etu Jo `Ja3ndtuoo `3uaunu1sul oiUOgdaia3
`leuiaua3 oiuozloala UE 101101111 pa3Epiui si goigM `3uatunJ3sai Jaded nip .10 `jeJp 'pap Xq
pa3Eapuo uo13o1SU 13 E IIEgl zatpo `spun] JO imam ,iue sueaur „iajsueay spung Nuoipaia„ (f)
'uopezuIR 1O JElugs JO uop1TOOSSe SIauMOatu0q
`uoi3Eioosse Utnintuiopuoo E iCq ,C3Jado1d alp z0 Jamo1JOg uo pasodtui aJE 3Etp saln tjo Jaglo
puE S3Uatussasse `saaj `sanp IRE SUE UI „s3uatassassy pue saga 'sang uopeiaossV £;iununuo0„ (1)
•suoiuido mown!' aJgEJEadde -uou `pull aigeogdde its sr
IIaA SE (MEI ;o 3oa33a ag3 anEq my) szapzo puE Saln1 ani3EZ3siaitupE puE saouguipzo `SUOpEingaz
`sa3n3E3s leool puE alms 'Tempo aigEoiidde ffuiJIo13UOO Ile maul „Awl algeoiiddy„ (II)
`8S
[Xmoads] (s)Jatpo
zapia atuoH pumas
tam 3uatUJCEd iiplaaMig
zapia
3uaUidoianaQ 3!Ufl PaI
zapia Uiniuiuiopuo0
A L2I3dO Id HILL Nl S,LH dO 2I3dSAI�2I L
Jap AIird 17-1
Jam! uooiieg
Japa a algelsnfpy
[algioildde se xoq pap] zaMOZZOg ,Cq pa3noaxa aq o3 air szapu 2 uIMopol
aqj •JaAOZZOg Aq palnoaxa a1E 3Etp 3uaUifJ3sai ,t3iznoas sig3 03 szapu 1i11 maul „saapig„ (0)
id 0
hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power
of sale, the following described property located in the COUNTY
of LINCOLN [Type of Recording Jurisdiction]
[Name of Recording Jurisdiction]
LOT 624C OF LAKEVIEW ESTATES INCORPORATED, TRACTS A -F, LINCOLN COUNTY,
WYOMING AS DESCRIBED ON THE OFFICIAL PLAT THEREOF.
which currently has the address of 179 TRAIL DRIVE
ALPINE
[Street]
Wyoming 83128 "Property Address
[City] [Zip]
58`
TOGETHER WITH all the improvements now or hereafter erected on the property, and all
easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements
and additions shall also be covered by this Security Instrument. All of the foregoing is referred
to in this Security Instrument as the "Property."
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed
and has the right to mortgage, grant and convey the Property and that the Property is
unencumbered, except for encumbrances of record. Borrower warrants and will defend generally
the title to the Property against all claims and demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and
non uniform covenants with limited variations by jurisdiction to constitute a uniform security
instrument covering real property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges.
Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note
and any prepayment charges and late charges due under the Note. Borrower shall also pay funds
for Escrow Items pursuant to Section 3. Payments due under the Note and this Security
Instrument shall be made in U.S. currency. However, if any check or other instrument received
by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid,
Lender may require that any or all subsequent payments due under the Note and this Security
Instrument be made in one or more of the following forms, as selected by Lender: (a) cash, (b)
money order, (c) certified check, bank check, treasurer's check or cashier's check, provided any
such check is drawn upon an institution whose deposits are insured by a federal agency,
instrumentality, or entity or (d) Electronic Funds Transfer.
Loan Number: 0007687791
WYOMING-Single Family-- Fannla Mea/Fraddia Mao UNIFORM INSTRUMENT
I.T. 3/00
Initial Initial
Form 3051 3/99 (page 3 of 15 pages)
MWYO3CV
AOI.OAMW
(se5ed 91 Jo q eBed) 66/C SOC u+wA
s u9
oas •1
1N3WfULSNI WtloANn oessi 8 IPP8IA/ 811 W opium eIBNSONIWOAM
16LL89L000 oegwnN ueo
,Cuy .aunt ,fUE ie stuaai Mozosg iie JO Cu ,e Jo; sprin Japual of ,fed of uoueNgo s,1amozzog
aniEM Attu Japuaj •saiaii Mo1OSg iie Jo ,Cue zo; spun alp ,fed of uope8iigo sjamouog
saniem Japua' ssaiun stuaai moJOSa JOJ spung am zapua-i ,Ced nuns Jamouog •uopoas spp
Japun pied aq of siunotue jo saopou iie JapuaZ of Tiring ,Cpdmozd hens Jamo1JOg .lush MOJOSa
ue aq iiegs sivatussasse pue saa; 'soup bons pue `JamoJJOa ,fq pamoJosa aq `,fue ;i `sivauissassy
pue saag `sang uopepossy ,Cinmutuo3 ieip azmbal ,feat Japuai `ueoI alp ;o uuai asp &uunp
auto ,Cue ie Jo uopeat!uo iy Mozosg„ panto aJe Slush asanZ •pi uopoas ;o sUOtsinozd
ani ni1M aouepz000e tii sumttuaJd aoueznsui ahWuoigi ;o )uota ed alp ;o non ui Japual
of JamoiioEt ,Cq aige,C it wins ,iue Jo `,iue ji `stunimazd aoueznsui a8eguoiAi (p) pue :S uopoas
Japan Japuari ,fq paimbaz aoueznsut iie pue /Cue Jo; sammiazd (o) :,Cue ;i `,CUadoJd asp uo swot
punozg Jo sivaui,Ced pionaseai (q) :,CUadozd alp uo aouezquinoua zo uag R se ivamtU3Sui Animas
situ Jano ,Ciuoud uteiie ueo noinM swan Jatpo pue sivamssasse pue saxes (e) :Jo; anp smnotur Jo
ivaui,Ced Jo; apmnozd of „spung„ alp) tuns a `sing ui pied si aioN alp iiiun `aioi i alp Japan anp
aJe s3Uaui,ied Ospouad ,Cep alp uo Japual of ,fed hens JaMOZJOg 'swan At013Sa JOJ spun
•sivatULfed Oipouad
alp jo `iunouie asp a&aeno zo `aiep anp alp auodisod Jo puaixa iou iiegs atom asp zapun
anp iedtouud of spaaooJd snoaueiiaosii,i Jo `spaaoozd aoueznsut 'swam/Cud jo uoraeoiidde ,Cu•
•aioN alp ut paquosap se uaip pue sa2Jetio ivaui,Cedazd ,Cue of
351g paiidde aq hens sivam,iedazd ,freiunioA •anp sa2JenO aiei ,iUe of patidde aq Arai ssaoxa tens
`sivaag,Ced Oipouad atom Jo auo jo ivatuard iin; alp of paiidde st ivaui,fed alp Jai ;e wpm ssaoxa
,fur lap wawa alp oy •iin; in pied aq ueo ivauiAed tyro `iesp wawa alp of par `;i sivaui,Ced
Oipoilad asp ;o auasU,feda1 alp of zamo11Og mot; pan1aOa1 ivasu,ied hue ,iidde Arm JapuaT
`Butpueisino st ivam,fed Otpouad auo ueni azoui ;i •a2Jego aiei alp par ivatuArd ivanbunap
asp of patidde aq Amu ivatu,Ced alp `anp a2Jeno aiei ,fur ,Ced of 3UnoUie iva1Og;ns a sapniout
noigM ivam Ced Oipouad ivanbusiap E JOT JaMonoa uioJ; ivam,Ced a saniaoaJ xapua-i 3I
•aioN asp ;o aoueieq iedtouud alp aonpai of uatp par `ivaUmuisai ,iiunaas sttp zapun
anp s3UnoUie zaspo ,Cue of puoOas `solieno am 01 jug paiidde aq urns siunotue &uiUieataz ,tuy
anp amioaq ii nOuim ut Japzo alp in mUaai,fed Oipopad noes of paiidde aq urns sivaui,ied nous
Uopoas zapun anp siunome `.aioN alp zapun anp iedtouud (z) :aioN asp zapun anp isazaiui
(t) :,Ciuoud ;o Japzo tu1Moiio; am in patidde aq hens Japuaj ,Cq pandde pue paidaooe sivata,Ced
`z uopoas sup ui paquosap asphiaspo se idaoxg •spaaaold 10 SivauL,fed jo uontro iddy •z
•ivatusuisai
,fiunoas slip ,fq paznoas sivatuaade pue siueaanoO alp &uitUJO;Jad Jo ivatUtuisai Animas
situ pug aioNi am zapun anp sivaug,ied 8upietu wog Jamo.uog anatiaz ions zapuai isuie8e mum
alp in Jo mod anen 11151m JaAO11Og nOUim uirejD Jo ias33o OK •aznsoioazo; of loud ,Ciaieipatuan
atom alp zapun aoueieq iedtouud 2nipueisino asp of paiidde aq iiiM spunj bons `Jan ea
patidde iou ;i •Jamo1zog of mom =pi Jo spun; lions iiidde Jatpta urns zapun' `asap ;o pound
aigeaoseaz a uupTM os op iou sanp Jamof0g ;i •iuouno ueo'i alp 8uuq of (s)ivatu fed sa�ieui
Jamoziog iriun spunj pagdditm nuns pion Arm Japuaj .spunj pagddean uo isa1a3Ut ,Ced iou
poou Japuo i imp 'amp anp pompanos sii ;o se patidde SI 3Uaui,ied Oipouad noes ;i •paidaooe
aze sivatu,ied nous au om ie sivaui,Ced nous kiddy of paie2iigo iou si Japua1 inq `aznin; alp
ui sivatu,Ced ieuzed zo (s)ivaui,Ced Ions asn;a1 of sin$u sit of aoipnfaid Jo Japunazan sin5u ,Cue
;o Janrem inotpIM `iva1JnO UUO-i alp Wuuq 01 iva1O1;nsui (s)ivam,ied ieiued Jo (s)ivaui,fed ,tut:
1d000E ,feui zapun' wants° ueol asp 2uuq 01 mopi;nsai aze sivaui,ied ieuzed Jo (s)ivatrnCed
sip ;i (s)ivatu,ted p pn d JO (s)ivaui,Ced ,Cue ulmaJ Arm Japua-i Si uouoas ut saotsinozd
aOpou asp tpiM aouepz000e Ut zapua-i ,iq pami2isap aq ,Ceui se uopeooi zatpo eons ie Jo aioi
alp ut paiedisap uopeooi asp ie paniaoai uanm Japuari ,Cq paniaOa1 pauiaap aze sivaUL,ied
0
such waiver may only be in writing. In the event of such waiver, Borrower shall pay directly,
when and where payable, the amounts due for any Escrow Items for which payment of Funds
has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing
such payment within such time period as Lender may require. Borrower's obligation to make
such payments and to provide receipts shall for all purposes be deemed to be a covenant and
agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used
in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and
Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under
Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay
to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any
time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall
pay to Lender all Funds, and in such amounts, that are then required under this Section 3.
Lender may, at any time, collect and hold Funds in an amount (1) sufficient to permit
Lender to, apply the Funds at the time specified under RESPA and (2) not to exceed the
maximum amount a lender can require under RESPA. Lender shall estimate the amount of
Funds due on the basis of current data and reasonable estimates of expenditures of future
Escrow Items or otherwise in accordance with Applicable Law.
The Funds shall be held in an institution whose deposits are insured by a federal agency,
instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so
insured) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow
Items no later than the time specified under RESPA. Lender shall not charge Borrower for
holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow
Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender
to make such a charge. Unless an agreement is made in writing or Applicable Law requires
interest to be paid on the Funds, Lender shall not be required to pay Borrower any interest or
earnings on the Funds. Borrower and Lender can agree in writing, however, that interest shall
be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of
the Funds as required by RESPA.
If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall
account to Borrower for the excess funds in accordance with RESPA. If there is a shortage of
Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by
RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in
accordance with RESPA, but in no more than twelve monthly payments. If there is a deficiency
of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by
RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in
accordance with RESPA, but in no more than twelve monthly payments.
Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly
refund to Borrower any Funds held by Lender.
4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions
attributable to the Property which can attain priority over this Security Instrument, leasehold
payments or ground rents on the Property, if any, and Community Association Dues, Fees, and
Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them
in the manner provided in Section 3.
Borrower shall promptly discharge any lien which has priority over this Security Instrument
unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a
manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b)
contests the lien in good faith by, or defends against enforcement of the lien in, legal
Loan Number: 0 007687791
WYOMING-Single FamOy-- FannIe Mae/Freddie Mac UNIFORM INSTRUMENT
I.T. 3/00
nkials Inlllals
589
Form 3051 3/99 (page 5 of 15 pages)
MWYO5CV
A390AMW
(seBed gL Jo 9 eyed) 66/e taoe uuoj
00/e '11
1N3WntilSNl WHO4INf ORW e1PPaumeW oluuaj -/1 wej eleu1SON11110AM
16LL99L000 11801
3T `Alzadozd alp jo xtedax xo uopyxo ;sax of pagdde aq nulls `xapua -i Aq paxtnbax sem aoueznsut
Rai/CT /aim agl 1011 JO za pagm `spaaooid aouunsut Cue `gupum ut aaxgy astmuaglo xamoxxog
pue Japan ssaian •zam011o1j iCq Apdtmoxd opera ;ou 3t ssoi jo 3ooxd alum ,Cent Japua-i
'Japan pue 1auie3 aouyxnsat alp o; aotlou ldamjd anT2 fygs 1amolxog `ssol 30 ;tram ag1 ui
•aa,Ced ssoi'euofippe au se zo/pue aagyglxout
se Japan au= imp par asne'3 a2 211ota pxnpuels y apniout ''ells Aotiod bons `Ailadoxd
alp `3o uoponzlsap JO `o1 aguauep xo3 `zapua-1 ,fq palmbax astmxagpo 1011 `agexanoO aouemsut
jo uuoj Cue sutymgo zamoxxog 3l. •scot ;ou lemma' pue s unlutaxd pled jo s1dtaoa1 in zapun
01 anlg Apdtuoud hells zamoxxog `saztnbaz 1ap11a' 3l. •saieogpxao !Emma' pug saloliod alp pion
o; 'ggu alp onyx; hells Japaa-i •aaAed ssol ieuoptppe in se 1o/pue aageglloat se Japaa-i outer
Brits pun `asny'3 92e21Jota pzepuels y apniout J'et's `salogod lions anoxddeslp o; ;ggu s,xapua-i
01 loafgns aq iiygs satoliod tens jo siemauaz pun xapuaj A paimbal satotiod aoueznsat
•1uatuiCEd grpsanbax Jawing 01
zapaa-i utoj3 03pou uodn Isamu! lions glim `a'geiCyd aq hugs put: ;uautasmgslp jo a;yp alp trox3
a ;y1 atom' alp 1e 1sala ;ut nag Timis sltmoate asags •;uatatulsai Alunoas slip )(q pamoas 1amO11Og
jo ;gap ieuotltppe atuooaq ''ells g uopoas spp zapun Japuani Aq pasmgsip s;unouxn Xuy •pauly1go
anyg moo 1amo11og letp a3ue1ns1T 30 woo alp paaoxa Apuyoi3Tagls 1ggnu pauty;go os agexanoo
a3tremsut alp 30 Isom alp letp sagpaimomfor lam0110g •13a33a 11l disnotAaxd sem uytp a nan03
lasso' 10 .101Eaa .101E 1 apinold lgguu pay iltitggti JO pxyzeq `Yisu /Cue 3sutn2E `A;xadozd alp 3o s1ualro3
alp JO `/f110dold agl ul ';tnba s,xamoxzog `zamoxxog 13a1oxd 1011 1ggtrt 10 WTI inq `Japua-i
1aA03 'iygs 02E1 A03 g3118 `a1ojazatu •a2ezan03 JO 11111011R 10 01C3 ze'nopzyd ATTE asygoznd
01 uopygggo ou zapun st Japan •asuadxa s,1am0zxog pus 11opdo s,lapua-i le `a5ezano3 a3uylnsul
uiE1Qo M?ua zapua-i `anoge paquosap sagezano3 alp jo /fue ule ;ulnuz o; sits; 1amofog 3I
•zamoxx0g
,Cq uop3afgo ue tuo1u gupinsal uopealuualap auoz poop ICue 3o matnax alp tptm aop3auuo3 ul
A3ua2y luatua21UEJA Aouagxauag peuapad ag1 ,Cq pasoduij saa3 Cue jo ;uatuXed alp xo3 a'glsuodsax
aq osp ''ells xamonog 11opn3gp103 JO uopyunuxamp was 1oa33e nput ff'geaosnaz gOTgM
111330 Sagtreg3 zy'tttrts JO sgutddeataz atop goys sagzego ;uanbasgns pus =Inns uopeo1Jpzao
pUe uopealuua;ap auoz poop zo3 agzeg3 atop -auo y (Z) zo saOtnzas gupi3ex1 pue uope31Jpxa3
`uopealuualap auoz poop x03 agzego autp -auo n (I) :map `trnoZ snp twi uop3auuo3
at `pied o; zamouog azmba1 Ifyam zapua-i °A'geaoseazun pastozaxa aq 3011 pegs ;ggu gown `aotog3
s,lamoxxog anolddyslp o; 1421.1 s,1apual o; ;3afgns zamoxxog A uasog3 aq pet's a3uy1nsut alp
gulptnozd lauzy3 a3uemsat ata •ueo1 alp 3o tam ag1 gutlnp agueg3 UE3 sa31101u0s gutpaoaxd agl
01 luensmd saxmbai lapuar legM •sannbax zapun letp spouad alp 1o3 pue (slant algponpap
gutpn'ouT) saunotar alp ut pa11ly;unaz aq pegs aounznsat stgy a3unmsut saxmbax zapun golgm
103 `spool.; pun sazinnbtpxea `01 pa;luali 2011 Inq `gutpnl3ul spxyzeg zatpo Aug pay 11 `age1ano3
papua;xa um alp utg;tm papn'3ul spinet! `a1g A ssoi lsulESE paznsat iCluadold K agl uo moan
xal3eaxag JO Supstxa moo sluautanoxd11tt alp daa3' pegs xamozxog •a3usansuI ,fl.xadoad 'S
•11eo7 snp tptm uopoauuoo ul Japan iCq pasn a3tnlas guplodai lo/pue
11011y3guaA YE) a ;Elsa 'eat n 103 a21yg3 aunt -auo y pied o; 1 MO110g azmba1 Ayuu Japua-i
t uop3as sttp al anoge tpxo31as suopoe alp jo abut JO 0110 avl xo urn alp iC3spes
Hugs xamoxlog `uantg sT a3jlou nip gOlgm 110 alep ag1 3o sJCep 0l. unp1M .troll agl au1&3puapl
0311011 E 1aM0110E OATH lCytu Japan `111atunzlsui 'tunas snp JOA0 Aluoud mum ue3 g3tgm
uatl E o; l3afgns st A11ado'd alp 30 llyd iiue 1ng; sauttu1alap Japan 31 •111atanllsaI Altm3aS
snp o; trail alp gupeapuogns Japan 01 Azol3EJspes luatuaaae ay uau agl 30 1ap'og alp t11o13
somas (o) 10 :papn'3uo3 an sgutpaa3o1d gons 'pun /quo lnq `gulprad alE s2utpaa3oxd asotp
a'lgM uali alp 3o luataa3xojua ag1 1uanaxd o; a1elado uolutdo s,xapua -i ut g3tgM sgutpaa3oxd
n,.
the restoration or repair is economically feasible and Lender's security is not lessened. During
such repair and restoration period, Lender shall have the right to hold such insurance proceeds
until Lender has had an opportunity to inspect such Property to ensure the work has been
completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly.
Lender may disburse proceeds for the repairs and restoration in a single payment or in a series
of progress payments as the work is completed. Unless an agreement is made in writing or
Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be
required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters,
or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and
shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible
or Lender's security would be lessened, the insurance proceeds shall be applied to the sums
secured by this Security Instrument, whether or not then due, with the excess, if any, paid to
Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2.
If Borrower abandons the Property, Lender may file, negotiate and settle any available
insurance claim and related matters. If Borrower does not respond within 30 days to a notice
from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate
and settle the claim. The 30 -day period will begin when the notice is given. In either event, or if
Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender
(1) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid
under the Note or this Security Instrument, and (2) any other of Borrower's rights (other than
the right to any refund of unearned premiums paid by Borrower) under all insurance policies
covering the Property, insofar as such rights are applicable to the coverage of the Property.
Lender may use the insurance proceeds either to repair or restore the Property or to pay
amounts unpaid under the Note or this Security Instrument, whether or not then due.
6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal
residence within sixty days after the execution of this Security Instrument and shall continue to
occupy the Property as Borrower's principal residence for at least one year after the date of
occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably
withheld, or unless extenuating circumstances exist which are beyond Borrower's control.
7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not
destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on
the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the
Property in order to prevent the Property from deteriorating or decreasing in value due to its
condition. Unless it is determined pursuant to Section 5 that repair or restoration is not
economically feasible, Borrower shall promptly repair the Property if damaged to avoid further
deterioration or damage. If insurance or condemnation proceeds are paid in connection with
damage to, or the taking of, the Property, Borrower shall be responsible for repairing or
restoring the Property only if Lender has released proceeds for such purposes. Lender may
disburse proceeds for the repairs and restoration in a single payment or in a series of progress
payments as the work is completed. If the insurance or condemnation proceeds are not sufficient
to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the
completion of such repair or restoration.
Lender or its agent may make reasonable entries upon and inspections of the Property. If it
has reasonable cause, Lender may inspect the interior of the improvements on the Property.
Lender shall give Borrower notice at the time of or prior to such an interior inspection
specifying such reasonable cause.
Loan Number: 0007687791
WYOMINGSIngIe FamIty- -FennN Mae/Freddie Mac UNIFORM INSTRUMENT
I.T. 3/00
59
Form 3051 3/90 (page 7 of 15 pages)
MWYO7CV
r
A090AMVI
(se5ed 91 10 g abed) me 1.NC UJJOi
?,6S
Nien100
00/C TI
1/1310111U1SNI riuoAwn oeri •IPP•JAA•Vil eluusi elbul913NIVe0AM
1.6LL99L000 :JeqwnN ueoi
•amasai ssoi qons uo s14111EZ JO 1S0.10114 Aug xamoxioa Xed 03 paimbax aq 3011 putts iapuaq
pue II% Tic pled Amecupin s urol am imp 33EJ atp 2mpue3stpTmlou 'aulepunJai-uou aq 'legs
amasax ssoi tons •aounnstq au2pow Jo nap ul amasai ssoi amtputgai-uou sr sluatuAgd asam
umax pug asn '1daooe 'pm Japual loaga u q 03 pas= a2exanoo aouumsuI atp uavvit anp axam
qualuXed paiguSpap Apmedas am Jo unom m Japual o /Cul o nuptioo puts xamomg
'aiqupene 3011 agmanoo aourmsui agegliow mairAmba Apepueisqns jj Japun A wraps
xamsul uout aletuane U luau 'raga Aisnoptaxd aouemsui .101N am Jo iantoxiog
3S03 alp 01 xuaigAmba Apepuelsqns lsoo R 3B '39jj 11 1S1101ita1d aoiremsui a2e21101/1
alp 03 maivAmba Spepuelsqns 02E1OA03 MEN° 03 paimbax sumpuaid am iced peqs 1aM0110}1
`aotternsui .101A1 ioJ sumuuaxd aup plemol smattaed pawa2Isap ATalexedas wren! oi paimbax
sem xamollog pur aourmsu! Irons papptald Aisnoinald Tem Jamul age2410111 am luau aprepene
aq o SOSEa0 iapual A paimbax a2manoo aouemsui a5e2110141 am 'uoseax /Cue JoJ `Ji •ioama
aottemsui a2Ea31ow atp mewl= 01 pamibai stun am Aed pegs xamonog am
2up[em Jo uoprpuoo se aourrnsui arguoN paintbox ipu' JI aoueinsui a2gapoix .0T
.2u13pm 111 Ia2iaur am 01 saaae Japual ssapin aalaul 3011
Hells arm aaJ am pue pmasuai am `Aliadam am 01 app aaJ saxpibor xamolsog •asear am Jo
suopyiald am He imm Aidtuoo HMS 101 `Notrasuai 110 sT maturmsui Awnoas spp
lualuXed 2upsanbax 1VA01.10$1
Japaai wog aopou uodn Isamu! bons tplAt 'appked aq prqs pyre luamasmqsw Jo a)up am wog
31 aloN am le 3sa1a1u! nag weqs slunotue asaqi luaurnAsui Minims gm A pamoas xamo.uog
Jo iqap ieuomppe amooaq pegs 6 Impoas STlfl xapun xapual Xq pasinqsw slunotue Auy
6 uopoas
Spji iapun pazuotpne suopoe 3j11 Jo Aug guple) 3011 10j Auqujj ou smom Japual 3111j3 paax2e
51 11 •os op 03 uope2pqo JO Amp Aue Japan 1011 os op 01 anrq 1011 saop Japan '6 uopoas
spp japan uopoe Aeul xapual g2no1pp •llo 10 110 plum sapppn aAett pug `suompuoo
snoxaguep xo suopeloyi apoo xamo JO Wmppnq ampulla 'sadid wog mem uplp `smopultit
sloop dn pnoq JO aouIdax `s)poi a2uutp `siledax algal 01 Aixadom p Wupauta paxuup lou
`sapniotq Alladoid 1p saunas 2'14paaoa1d Xoldtapeci e 114 uoppod pamoas s)! 2uIptmout
`luautruJsui iCilmoas spp Japun m41 xo/pue Apadom am 114 )saxam 514 lownd 03 saaJ ,sAauxolle
amvuosuai 2upted (E) pue Imo° u upeadde (z) luaitirmsui XlImoas spp Ian° Alpopd
set( jois uap 11 Xq pamoas sums Xue Sulked (I) '01 pamup mu axe inq `apnioui Imo suopoe
s •Xuadom atp 2up111dax xonme 2uun0as pue 'Al.ladoid alp Jo amen am Stqssasse Joiptle
2upoa1cud 8upmpuI luatcaulsui Allmon spp Japun s3 i2u pue Axiadald am ui isalauq sjapun
loa)oxd 03 mvpdoidde appuosgai S JOAOJEllAA 10j Ard pue op Aum Iapuw uam 'Auadom
all pauopurqu SE11 xamauog (E) xo `(suoprin2a1 JO SMEI 010JU 03 JO luatarmsui M1111,10S 84143
/ono Alpopd tque Xem qopim uap e Jo uraulamoJua .10J `anuppoJ xo uopeutuapuoo .10J
'Aoldtupeq 114 Rulpaaoard s pas) maturuisui Axpoas spp iapun siqap Joipue Aliadald
axp 114 isaialuT mapua-i rang XpueopTuRls Wm( lap guwaaoald J11J si xatp (z) luaturmsui
Alunoas grip 111 uptroo smaimaaAe p1111 S111E110A03 alp 111101.10d 01 SIIEj JOAtaLlOg (j) jj
lualunalsui Allanoas spp lapua sui2111 pug ifiladoad alp ul lsalaug mapuaq JO uopoaload .6
•aouappax irdpupd s sr Auadoxd am Jo Aouedn000 S,JOMOIJOg
Wumnouoo suopuluasaidax '01 palpup lou 1R nq `apnIou4 suopemasaidal wpalEJAI •100-4
IpIM uopoouuoo 111 (uopeuuom m.lawm ImitA 1apt1 a- am/told 01 palm Jo) Japaal 03 sluamams
JO 11011ELIUOJUI 01E11130B111 xo `WmpeaTspou 'asieJ Apepaietu angB 1u0S1103 JO a2paimomi s
Tot Io J3M0110g Jo uopoaxm am 111 tame S4141U 10 suosiad Am 10 JOMOJJOH `ssaoald
uopeopdde ueo-i 1fl Wupnp `J rumap u q pegs JaM01.10a •uopemiddy ugoi maniumuog -g
Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the
amount and for the period that Lender requires) provided by an insurer selected by Lender
again becomes available, is obtained, and Lender requires separately designated payments toward
the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of
making the Loan and Borrower was required to make separately designated payments toward
the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain
Mortgage Insurance in effect, or to provide a non refundable loss reserve, until the Lender's
requirement for Mortgage Insurance ends in accordance with any written agreement between
Borrower and Lender providing for such termination or until termination is required by
Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the
rate provided in the Note.
11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby
assigned to and shall be paid to Lender.
If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or
repair of the Property, if the restoration or repair is economically feasible and Lender's security
is not lessened: During such repair and restoration period, Lender shall have the right to hold
such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to
ensure the work has been completed to Lender's satisfaction, provided that such inspection shall
be undertaken promptly. Lender may pay for the repairs and restoration in a single disbursement
or in a series of progress payments as the work is completed. Unless an agreement is made in
writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender
shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds.
If the restoration or repair is not economically feasible or Lender's security would be lessened,
the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,
whether or not then due, with the excess, if any, paid to Borrower. Such Miscellaneous Proceeds
shall be applied in the order provided for in Section 2.
In the event of a total taking, destruction, or loss in value of the Property, the
Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,
whether or not then due, with the excess, if any, paid to Borrower.
In the event of a partial taking, destruction, or loss in value of the Property in which the
fair market value of the Property immediately before the partial taking, destruction, or loss in
value is equal to or greater than the amount of the sums secured by this Security Instrument
immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender
otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the
amount of the Miscellaneous Proceeds multiplied by the following fraction: (a) the total amount
of the sums secured immediately before the partial taking, destruction, or loss in value divided
by (b) the fair market value of the Property immediately before the partial taking, destruction,
or loss in value. Any balance shall be paid to Borrower.
In the event of a partial taking, destruction, or loss in value of the Property in which the
fair market value of the Property immediately before the partial taking, destruction, or loss in
value is less than the amount of the slims secured immediately before the partial taking,
destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the
Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether
or not the sums are then due.
If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that
the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim
Loan Number: 0 007687791
WYOMING-Single FamlIy-- Fannla Maa/Fraddla Mac UNIFORM INSTRUMENT
I.T. 3/00
Initials
59
orm 3051 3/99 (page 9 of 15 pages)
MWYOOCV
AOOLAMW
(se6ed 91 Jo 01 e6ed) ooie 'we uuoj
P6S
00/C '1
1N3VJA LLSNI WHO3INn OoW SIPPu oW •uuy -Auiej eIBWs-ormwAM
16LL89L000:Je0wnN ueol
Xlladold `saa3 shalom `oi possum 1011 inq 'ulpnpul `3uatuuu3sui Allmoas sup sapun S1ggu
pue Alladosd asp 111 3sasa1ul s,sapuaj gupoalosd jo asodlnd alp 1o3 Iinnjap s,lamollog gplM
uopoauaoo uI pauuopod saol u s io3 saa3 1amo11og agn ip /tutu lapua- •sagasgo usoq •tI
•lapua,
jo sugisse pug ssossaoons asp igauaq pug (oz uopoas tI papinold s1( sdaoxa) pulq hulls luasunl1sui
,faunas lisp 3o Sl11atimalg11 pug s;ueuanoo agJ •$upum uI asgatal lions 01 saasgg sapuari
ssatun luatunlisai /Clunoas sup sapun Xaiitquti pug suopegligo s,samollog tuo13 paseasal aq lots
slugs JO/4101'0H •auamuruasui ,ilunoas slip sapun sl jauaq pug sa a s,lamollog jo tie umtgo imp
`lapua'j Xq panolddu st puu `gupum uI 3uaum11suI Alsmoas spp sapun suopugltgo S,s0m0110g
satunss11 ogm 1amouog jo 1sosalui uI sossaoons /Cue `1(i uopoas jo suolstnold am 01 3oafgns
•Iuasuoo s,saugls -oo
asp lnotplm a30M asp 10 Isatunl1sai Allmoas lisp 3o mum am 03 pl11gas tpsm SaopupOtnu0DO11
Aug alum 10 zuagsoj q3TPotu 'puma 0I aalgg u110 1 MOIJOU latpo Aug pug sapua7
lute saalg11 (0) Pau :3uatunl3sui Alsmoas sup Aq pampas sums x111 iced o3 palugiigo Xst11aoslad
1011 sI (q) `.luaunuisui A3unoas sup jo saua3 asp lapun iClladold asp uI lsalalui s,laugis -oo
x113 ICaAUO3 pu11 mug `agegslom o1 /quo 3uatunl1sui Allmon slg3 guusgis -oo sI (11) („1augls -oo„
11) aloN asp amoaxa 1011 saw 1ng ltatunl1sui Allmon slip sugis ogm samollog iiuu `lanamoii
•iguanas puu lutof aq iiggs Alitiquss FIE suopegligo s,samolsog Imp saalg11—pug sln11aano°
sam011og •punog sugissv pus saossaaans :slang's -o3 :A;itiqui'I te.mAas pus ;usof •£I
•,Cpatmal 10 3t!1 Cue 3o ammo alp
apnpaid so ;o sanlum u aq 1011 tiggs `anp uatp 3unoure asp um ssai s3unOusu us 10 1amo11og 30
Isamu! uI s1OSS0OO11s 10 sappua `suosiad piup uto13 ssuausiC11d jo aoueldaoou s `uopesp uqi
lnoglim `guipnpul Apatuar 10 Iggu Au11 gusslosaxa uT zapua7 Aq aouuluagso; ,Cuy •1amouog
3o Isasalu! us slossaoonS Xug 10 1 At0110g ieasguo x111 Aq Op= pusasap Xau jo uosgas Aq
1uaum11sui ,C3I1nOas sup ,Cq pamoas stuns alp 3o 11013urt31ottg ,C3lpotu aslmaatpo 10 Iuatui 11d .so3
atop pualxa o1 asnjal 01 10 samollog 30 lsaza3ui.11t sossaoons Atm 3sal11g11 sgulpaaoosd aouaummo
03 palmbal aq 1011 tiggs lapua7 •1am0110g 3o 3sasa3ui tI ss0ssa3ot>S Auu so samo110g 3o Alitlquii
atp aseaial 01 a1111ado 1011 Hugs 1am011og 3 Isamu! us sossaOOns Aug 10 sam011og o3 lapuaJ �Cq
paluglg I11atuu1sui JCIIlnoas sup Aq pamoas sums am ;0 uopezpsotu11 3o uoll11ouspom 10 luatuA11d
1os atop am 3o uolsaapxg lam% s ;oN aapua7 ,Cg a3usdsagJog tpasuatag Jamoaaog •ZI
•Z uopoas 111 103 papinold 1ap10 atp III paltdd11 aq
II11gs it31adoJd asp 30 1lgdal 10 uop11lo ;sal 01 pagdd11 sou am 1111(3 spaaoold snoa1111ItaOS1} Iid
•sapua-J 01 pled aq bugs pug pau2lss11
Xgosag x111 Xuadold asp us 3Sa1a3tl s,sapua-i jo Iuauussudtul alp 03 aiqulnqu1311 x111 11181 sag11mgp
1o; uut11p 10 p111 E /CUE 30 spaa3ozd aqZ •lust utulsti A1umoas sup sapun s31(gu 10 ,CSladold asp uI
3sa1a3us s,lapua-i 30 3uatutudtus 3gual11us Jatpo 10 Xuadosd alp 3o a1n3Ia31o3 sapnpald yuatugpnf
s,lapua-i uI `11111 &lulu 11 tpsm passuuslp aq 01 gulpaaoold so 1101331 x111 gulsn110 `61 u0poas
uI papinosd su alulsusal `palln000 s11g topglatao3e 3I `puu 3in113ap 11 lions alno ugo 1am011OH
•Itauutu3sui £3llnoOS 511(1 sapun slggu 10 A3iadold am us 3sala3tl s,lapuai 30 lsatuledtut
t11ua1um 1x1130 10 ,C3ladold ag1 3 a1n3Ia31o3 tI limas pnoo luatugpnf s,lapua-i 111 `311111
ungaq SI `3uautu0 10 tlnp satpa1(m `gtlpaaoold s0 11013011 Atg 3I 1in113ap uI aq 1111(5 samoss0g
•spaaoold snoatgtta3SiJA 01 p111ga1 ut 11opo113o 311111 u s111(1amo1sog usogm Isulug11 £3111d my so
spaaoold snoau11tiaosrysi Jamming samo sup A11ud psup alp Sagan „AC31gd gulsoddp„ •anp uagl
sou so latpagm Iaauutu3sui Alllnoas sup Aq pamoas sums am 03 10 ,C11adosd asp 30 1lgdal 10
1101311103sas o1 Iatpia spaaoold snoau11tp3Sryti alp ,Cidd11 we 33x3(00 01 pazuog3nu sI sapuaJ `uanlg
sI aOp0U alp a311p asp 1x3311 &C11p p£ ulgppw sapua-i o3 puodsal 01 sm 1am01s0g `sag11mup 103
OS646': '4:I 59 5
inspection and valuation fees. In regard to any other fees, the absence of express authority in
this Security Instrument to charge a specific fee to Borrower shall not be construed as a
prohibition on the charging of such fee. Lender may not charge fees that are expressly
prohibited by this Security Instrument or by Applicable Law.
If the Loan is subject to a law which sets maximum loan charges, and that law is finally
interpreted so that the interest or other loan charges collected or to be collected in connection
with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by
the amount necessary to reduce the charge to the permitted limit; and (b) any sums already
collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender
may choose to make this refund by reducing the principal owed under the Note or by making a
direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a
partial prepayment without any prepayment charge (whether or not a prepayment charge is
provided for under the Note). Borrower's acceptance of any such refund made by direct
payment to Borrower will constitute a waiver of any right of action Borrower might have arising
out of such overcharge.
15. Notices. All notices given by Borrower or Lender in connection with this Security
Instrument must be in writing. Any notice to Borrower in connection with this Security
Instrument shall be deemed to have been given to Borrower when mailed by first class mail or
when actually delivered to Borrower's notice address if sent by other means. Notice to any one
Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires
otherwise. The notice address shall be the Property Address unless Borrower has designated a
substitute notice address by notice to Lender. Borrower shall promptly notify Lender of
Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change
of address, then Borrower shall only report a change of address through that specified
procedure. There may be only one designated notice address under this Security Instrument at
any one time Any notice to Lender shall be given by delivering it or by mailing it by first class
mail to Lender's address stated herein unless Lender has designated another address by notice to
Borrower. Any notice in connection with this Security Instrument shall not be deemed to have
been given to Lender until actually received by Lender. If any notice required by this Security
Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy
the corresponding requirement under this Security Instrument.
16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be
governed by federal law and the law of the jurisdiction in which the Property is located. All
rights and obligations contained in this Security Instrument are subject to any requirements and
limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to
agree by contract or it might be silent, but such silence shall not be construed as a prohibition
against agreement by contract. In the event that any provision or clause of this Security
Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other
provisions of this Security Instrument or the Note which can be given effect without the
conflicting provision.
As used in this Security Instrument: (1) words of the masculine gender shall mean and
include corresponding neuter words or words of the feminine gender, (2) words in the singular
shall mean and include the plural and vice versa, and (3) the word "may" gives sole discretion
without any obligation to take any action.
17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security
Instrument.
Loan Number: 0007687791
WYOMING-Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
I.T. 3/00
Form 3051 3/99 (page 11 of 15 pages)
MWY11CV
AOPIAMW
(seed gt to bl e5ed) of ✓f: Igoe uuo
Sf5
OMNI)
oo/ '1'I
.wanntusui WTO4INn 0P11 NPP•J!/" "W Nuui4 9 1 6 49 ONIWOAM
16LL 89 L0 00:JegwnN ueol
•meZ algEotTddy zapun pad; uuad st aaj ag ;o 2u!Biggo am pug pazapuaz saotnzas Jo;
/Curd ppd st aa; atp ;r eCTao ;nq 'mamma; A;unoas sup gu!seaTaz zo; aa; E zamozz%
azego SEM zapua-J •s ;soo uopepzooaz kg Sal Hugs zamozzog ivaumu ;suJ /Caunoas s!'p asgataz
uEgs zapua• ;uaum Tsui Aaunoas s Aq paznoas sums Ile jo luauaed uodn •asealag •£Z
•;t o papa ;ua ,flle8al suosaad JO uosaad aq; o; ssaaxa Aug (a) pue :;uawna;sui
4lamas slq; ,fq painaas suns lle o; (q) tsaaj ,s,fauao ;e algeuoseaa 'o; pa ;lull ;ou ;nq 'gulpnlaul
'ales aq; jo sasuadxa Ile o; (e) :aapoo 2uptollo3 aq; ut palldde aq Hulls ales ag; jo spaaaoad
agy
•ales ,fue ;e ifiJadoid am asegaand Amu aau2lsap sq JO aapuaZ •mgrs am middy Xq pagpasaad
aauuutu aq; ul plos aq Hugs ,fladoad aq; pug 'ales jo aapou aq; gsllgnd pegs aapua'- •Si not ;aas
ut papleoad aauuew aq; ut aanaoaaog o; ales aq; jo aal ;ou aAlg Hugs aapuaZ •n&wI algeatlddy
q ;lAt aauepaoaae ul ;uaaajtp jl 'S;aadoad aq; jo uossassod ut uosaad ag; o pug aaMoaaog
o; asolaaao3 0; woo jo aapou an.l$ Hugs aapua-i 'ales 3o aamod aq; saqoAul aapuaZ 3I
•aauaplAa al ;l; JO S SO3 pue
saaj ,s,Cauao ;u alquuosuaa '01 pa ;ttull ;ou ;nq 'gutpnpul 'zZ not ;aas slit; ut pappeoad satpatuaa aq;
8ulnsand ul paaanaul sasuadxa pe palloa o; page ;ua aq pegs aapuaZ •lord alquallddy ,fq pa ;luuad
salpawaa aaq;o Xuu pue ales jo aaaod aq; aqoAUl ,few pug puewap Jammu ;noq;lAt ;uawna ;sui
,f ;pnaas stq; paanaas stuns nu jo llni ut ;uatuiud a ;ulpawwl aalnbaa ,fgw not ;do s;t ;e aapual
'aapou ag; ul paglaads a;up ag; aaopaq JO uo pain ;ou sl ;inepap aq; ii •ales pug not ;eaalaaae
o; aaAtoaaog jo asuapap aaq ;o ,fug ao ;Inepap a jo aaua ;stxa -uou am passe o uopae ;lnoo
8ulaq o; ;Op am pug not ;eaalaaae as ;Je ap sulaa o; 1q81.1 ag; jo aamoaaoa uao aag;an3 pegs
aal ;ou aqj •S;aadoad aq; jo ales pug ;uawna ;sui £;pnaas slq; ,fq paanaas suns am jo uol ;eaalaaae
ut jnsaa detu aapou ag; ut patjpads app ag; aaopaq ao uo ;Inejap aq; aim o; aanllg3 ;um
(p) pug :Rana aq ;sum ;Inepap ag; eaten& fq 'aaAMoaaog o; uantg sl aapou am am aq; 11104 &fep
0£ ueq; ssal ;ou 'a ;ep a (a) ;Ine ;ap am aim o; paambaa uopae ag; (q) '.;Inujap aq; (e) :Ajpads
Hugs aapou aqy •(aslAuag ;o sappload algeatiddy ssalun gi uopaas aapun uol ;eaalaaae o; mid
lou ;nq) ;uatuna;sui S;pnoas step ut ;uawaaate ao ;ueuaAoa ,fug jo gaeaaq s,aamoaaoa 2 upoullOd
uopeaalaaae o; aopd .ia,&o.uog o; aat ;ou aAtg Hugs aapuaZ •salpawag :uopeaalaaay •zz
:smolio3
sr aaz8g pug auEaaAOO 'NUN zapua-T pug zamolog •SINVNaAOO LnfIOdIAIf1 NON
t�,
O'+;
24. Waivers. Borrower releases and waives all rights under and by virtue of the homestead
exemption laws of Wyoming.
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in
this Security,h trument aid in any ri r(s) executed by Borrower and recorded with it.
DERRICK EARL JEN
STATE OF WYOMING
COUNTY OF LINCOLN
On the 2nd day of June A.D. 2 0 0 0 personally appeared before me
DERRICK EARL JENSEN
the the signer(s) the above instrument, who duly acknowledged t he/she/they executed the same.
WANDA N. NEWMAN NOTARY PUBLIC
Air
COUNTY OF
LINCOLN f M WYOMING
My Commission Expires 3 25 20 0
My commission expires Marc h 25 2 0 0 2
Loan Number:0007687791
ss:
WYOMING Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
I.T. 3/00
[Space Below This Line for Acknowledgment]
(Seal)
Borrower
(Seal)
Borrower
(Seal)
Borrower
(Seal)
Borrower
599
Notary Public residing at:
Diamondville, WY 83116
orm 3061 3/99 (page 15 of 15 pages)
MWY15CV