Loading...
HomeMy WebLinkAbout865682-----C M sjEuu l 06/6 UK Jo3 „•Xltadotd„ all se luaumllsul ICll.mo0s sign ui of paztaJal Si SuioSaioj 01413o IId •luaWnalsul Xitinoas sill ,Cq paa0n03 oq osie Ilegs suon ppe pue sivautooejdai •Xliadojd all jo lied a Jaljeaiag Jo mou sa.mixg pue `sooueualzndde `sluaulosea IIe pue `X1Jodoid all uo poloaia iavea.zatl .io mou sluotuonoiduzl all IN RLIM IIHILLHOO.L :Sunuo,CM `X1unoj N'IOONr'I ui pawool ,Cl iadoid pagl.zosap SutmolloJ `ales jo .iamod gljm 'lapuo' o1 Sanuoo pug lueJS `aSeSisoui Agaiaq swop IamoIog `asod.md stgl .io3 •aloN aql pue luatun.zlsul Xluno0s stgl Japun sluotuoaar pue slueu0noo s Jo aouetuiopad agl (o) pug `.luownxlsul ,Clunoas s►g13o iilunoas aq1 laalo.zd o1 L gdriSend iapun paouenpe 'Nonni! 111m `sums lollo IIe jo luauz1Ced 041 (q) `.010N aq1 jo suoileoglpouz pue suolsualx0 `slpM0u2J IN pug Isamu! g11m `aloN aq1 Cq paouaptna iqop alp jo luotuiCeda1 alp (e) :Jopuoq o1 samoas luatun.1sui iC1t.moas sl4Z S T 0 Z 'T ANN uo a[geXed pue onp `.tall.zea pied lou 3l lgap IIn3 ow lllm `sluauard ,i1141uotu .ioj saprnoJd gotgm „a1oN luaumzlsui Alunoas sl41 se alep awes 0141 palep alou s iamouog Cq paouapin0 Si iqop sraa 00'05L'SL •S•11) sigiioa 001/ aNK AZ3I3 NSANS aNKSnoHS ZAI3- AZNSASS jo tuns ledloui.td ag1.iapuoq SOHO zamolog •(,,Japua•„) IO6Z8 AM SDNI21aS NOO1I 'MMiss 2IaJNa3 HZHION 00Z si ssa.ippe asogm pug jo smel 041 Japan Supslxa pue paziuegio sl golgm .tamo.raog„) sl aoSaliout aqs szra33 ar :11ZEIWflM NKOZ MIVIO,a, °A E1i#ll3G' LlB:1 y N e i iooN1 Q3AI333d 66/80/01 RSA•txttfOOa 9 1 d IAMtnooa imainufI.LSAII IN1IO !INf1 aeN a!ppaag/aulAI aluus3 IIRd aIBU!S OAIINIOAM [3 UNIISNlni3x Zs iIS WM Z0 '1 ?INKS 'IKNOIZYN Zs1iI3 AZINnmmoo o1 uantS Si luauznalsul'Clunoas sT4Z NOS2i3a S'IJNis K 'ssI?Iaasr 'a KaNKM 000 Z b Z 'II2iaY uo uantS st „luatun lsul CllinoaS aDvaixow SIH.L HOVOINOIAI [Inca 8u►paoaag ao3 au1Z slay anogi aaedS] c Z HOW 2Id y NOOa Z99S99 1 j 'JYYd J01,01 spu �P4A 'V /5/ /(i F d39Y9:!?i Nd :585 X0811 13S 0$ 1.iOF\I c 7 Js „ssoippv ,Claadoid Iapo3 d iZ] TOTES Sultuo,im 3o ssaippe 041 seq goigm JONIISHS ILY'IM 'I1EI0I330 2Hs NO assI 3S3a sv JIdiwoxm 'ASAinoa N'Ioms= 'I13112NN3 i 3o NMOZ aHS os NoISIAIasnS a2I£ SILNDISH N'IOONI'I 9 X3O'I11 3O S SITIAHa :Maly T06Z8 AM SONIIMS NOM! 'MMUS II3ZNS3 HZ2fION 0 0 Z ?INKS 'INNOIZKN ZSiII3 AZINf1L mo oZ 'IIKN asalloom1 NNHM DOCUIWY2 DOCU1WY2.VTX 10/08/99 204 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non- uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum "Funds for: (a) yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. "RESPA unless another law that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. However, Lender may require Borrower to pay a one -time charge for an independent real estate tax reporting service used by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument. If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender shall account to Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than twelve monthly payments, at Lender's sole discretion. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property, Lender, prior to the acquisition or sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by this Security Instrument. 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under paragraphs 1 and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable under paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the Property with may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay these obligations in the manner provided in paragraph 2, or if not paid in that manner, Borrower shall pay them on time directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph. If Borrower makes these payments directly, Borrower shall promptly furnish to Lender receipts evidencing the payments. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If lender determines that any part of the Property is subject to a lien which Page 2 of 6 For 051 9/90 Initials 06/6 ISO£ 0 3 sir Mu! 66 /8O /O1 RSA• E]W[ama 9 Jo aS¢d £AMtfIJOQ OAJOSal sso'1 •aaurmsui ade5]IOUi Jo nail u► aniasal ssoj u se sfuawArd asato utrfai pug asn '1daoor HP" Japual loap0 ui aq o pomp .co pasdrj aglanoo aauemsui alp maim IaMO11og Aq ptud Suiaq umiutald aaurinsut a r5uoul AIIgaA ail 3o g13jaMl -auo 01 junba ums u gluoui Lora Iapuaj of ,Cud pegs Iamouog 'alqulrenr Oou sr a$rlanoo aouulnsut aSrgllom 1uafrnmba Aljrtfurisgns JI •1apua-I Aq pa /t iddg iainsui augl.rouz °mr inify uu luau `1oa33a ui Ajsnotnald aouulnsut a2m2Olotu alp 3o Iamonog of lsoo alp of Oua1gnmba Ajj11purisgns isoo r ig 'papa u! Ajsnotnald aouemsui &u$iiow am of 1uaJeninba Allepuulsgns au.10A00 utulgo o1 paitnbai suintulald agi (d hugs IOMOiiog `foalja ut aq 01 sasiao to sasdgl .iapua"I Aq paimbai 00mlan03 aouulnsut a uSuotu ail 'uosral Atm Io3 `3I wa33a ut aouulnsut a$r2uoul agi ui iutrui of pantnbai suintuiaid agi ,Cud jlugs IaMOUOg 'luaumilsuf Alunoas stgl Aq pamoas umoj aq1 gupp ui Jo uompuoo u sr aouemsui a2r21.1ou1 paitnbal .lapuaj 31 •aaugansui a2o5 ;aoytl •g •1uatuAud guifsanbal lamonog o1 lapua-1 moi3 aotlou uodn Isamu!! totM 'orgy/Cud aq hugs pug ales a1ON agi w luautasingstp 3o aOup alp wag lsalalut Iraq hugs sfunouir asagl '1u0u1Ard 10 stulal imp of aal2r lapua I pug lamonog ssalun •ivaumxisuf A1tlnoas sup Aq pamoas lamouog Jo lgap puomppg aulooaq Timis L gdriSulud sup lapun Iapuaj Aq pasingstp siunotum Aud os op 01 nogg Oou saop Iapuaj `L gdriSgtrd sup Iapun uotfog aNg1 Amu Iapua-1 g2nogljd •slt11dal a3Tru1 of Ailadold agf uo guuafua pug spa' ,sAatuo1Ou alquuosual SupArd 'unoo uI 2uugaddr luatunlosul Aumoas sup JOAO Aluoud sug gotgm uaq a Aq pamoas sums Aug u!Aud apnlout A11u1 suotloe s,JapuaI •A1 _ladold alp ut sitpl s,lapuarl pug Afladold am W anIen ail loalold of Alrssaoau S! IanaleiM Io3 Aed pug op Amu IOpua -1 uagf `(suotluln2a1 10 SMUT aoloJua 03 10 alnhta31o3 Jo uopruulapuoo Io3 'airgo _ld 'Aoldnnluuq ut Eutpaaoold u sr gons) Aflado _ld agf u[ siq$u s,Iapua71oa3311 AI1uroidtu2ts Amu lmgl 2utpaaooid Iu2aJ u St amp JO ivalun11su1 Allmon sup ut pauiuluoo sluatuaal211 pug sfuuuanOo agf u1uopad of sow J onog d1 •A ;aadoad aq; s,aapuaj jo uoj ;oa ;oad L duptlM uI Iaglaul agf of saal2r Iapua-1 ssalun a2Jaiu for Timis aIl11 aaJ ag1 puu plogasual ail `Afladold agf o1 apo aa3 saitnbor lamonog 31 •asgaj mil 10 suotstnold alp fir tpiM Aldtloo hugs IOMOUOg `plogasual u uo st luaulnlisul Alunoas sigl 3I •aouaptsai Iudtouud u sr AOIadold alp 10 Aourdn000 s,lamol1og guituoouoo suotfufuasaidai '01 paftuttl for lug `gutpnput `aloud agi Aq paouaptna uuor ag1 gitm uotloauuoo It! (uotiruuojut Truafuui Aur giiM lapua7 apinold of palm _lo) .Iapual of sfuatualefs so uotlruuoJul afglnaorul so aslm3 Allguaigul anrg `ssaoosd uoligaiddm umoj agf 5uunp 'Iamouog 3t ijnrJap ut aq oslr Hugs IaMOUOg •isaaafut Aitmoas s JO fuautn.zisul Alunoas sup Aq paw= uaq 04110 fuauutrdutt Iutaaluul Iagfo JO Alladold am ut isa1afut S JOMOn0H alp Jo alnftapoJ sapnpald `uo11gu1UIlafap tom poog s,Japua' ut Imp gUtjn1 r 4IIM passttustp aq 01 gutpaaoold JO uotfog agf $utsnuo Aq '81 gdruTried ui paptnold sr `alulsuIOJ pug Omrlap 11 !Ions amo Aru1 IOMOIIOH •lsa _lafut Alunoas s,Japua' 10 IUaUlnlisul Aiunoas sup Aq paw= tai agf 1tedult Alluuaf1ti aSIMIag10 s0 AfladOld alp Jo alnitaJloj ut 1lnsal ponoo fuawSpnf 41tu3 poog s,iapua'l ut 1mg1 un2aq st 'frump Jo limo IaglagM '2uipaaoold so uojloe aIn1IOJJOJ Aug 31 ljnulap ut aq hugs lamouog •Afladold agi uo a1suM itmuioo JO `01SJOuafap 01 Allado1d ag1 /Amp `Afladold agf nrdult JO amp `Aollsap lot hugs IaMOUOg •To1luoo s,1amouog puoAaq 01U gotgM wpm saourlstunolto guounualxa ssalun Io `plagqum Algguosuatun aq IOU Ilmgs 1uasuoo got4M 'gutlt1M ut saa12m asiMlaglo 1apua'ssalun 'Aourdn000 3o afup ag1 Ia13r .ivai( auo ism Om Ioj aouaptsai jmdtouud s,Iamouog SE Auadold agf Adn000 01 anutluoo hugs pug luatun11su1 Altmoas sup Jo uotinoaxa agf IaO3e sAep )(1xts utgltM aouaptsal jrdtouud s sr Alladold agf asn puu 'gsilgrlsa 'Adn000 hugs SOMOIJOH •splogasgo :uol ;gollddy ugol s,aannoaaog :A ;aadoad ag; 3o uo1 ;aa ;oad pug aaugua ;uiujAl 'uoi ;unaasaad 'Aoui dnaa0 '9 •uotltstnbou mil 01 _loud ATalutpautult luautfIOsu1 *moos sup Aq pamoas sums ail 10 Oualxa am 01 Iapua1 o1 ssed ins uotltstnbou alp 01 Loud Cuodo1d ail 01 agiutup molj gutijnsal spaaoold puu satotlod aourinsul Aug 01 1q i1 s,loMOUOa `Iapua-1 Aq paimbou st A11adold agf TZ idul5und lapun 31 •sluauiAgd ail Jo lunoure agf aurgo JO Z pug T sgdraulgd ur o1 pauala_l sfuaul /ud Algluoul agf 10 afup anp agf auodisod 10 pualxa 1ou hugs Ipdtouud o1 spaaoold Jo uopuotjddr Aum lutlt1M ut aa12g asIMlagfo IOMOIIOg puu Iapua-; ssalun •uani2 st aotlou alp uagM ut`aq II!M pound Aup -o£ ai,b anp uagf lot 10 1ag104M `fuaulnIisuf Alunoas sup Aq pamoas sums Ard 01 A11adoJd agf 0l01Sal 10 II11da101 spaaooid agf asn Arm lapuai •spaaooid aouulnsut alp 1001100 Amu lapua-1 rail '111Igp a alllas o1 palajjo sgg 1aturo aouemsui agf 1ug1 lapin wag aotlou 11 sArp o£ utgltM 10MSU1 IOU saop Io `A11ado1d agf suopuuqu IaMOUOg 31 •Iamoll0g o1 mud ssaOxa Aur g11M 'anp uagf 10m Jo Iagfa4M `1UaumlisUl Aiunoas sup Aq pamoas stuns am 01 patjddg aq Tlrgs spaaoo _ld aougmsut agf `pauassaj aq mom Altmoas s,Iapua'l 10 ajgtsual ATlrotttouooa 1ou st Itrdal 10 00111uolsal agf 31 •pauassat 1ou st AOUnoas s,Iapuai pug algtsra3 ATlgotulouooa Si 1tuda1 l0 uoi1r1o1sa1 alp JI 'pa$m u p Afladold alp 10 atgdal 10 uoif11101sa1 01 pagddr aq Ibis spaaooid aourmsui '2uilUM It aa12e asIMlaglo IaMOIIOg pUr Iapua' SWUM •10M01IOg Aq Ajfdtuold apgui 1ou jI ssoT 3o 3oo_ld 03Tuui Amu JapuaJ lapuaZ puu 10111110 aouulnsut ail 01 aotfou iduiold ant2 pulls IaMOUOg 'ssoT Jo fuana agf 111 •saotlou Irmaual puu suitrtmald mud 3o sldtaoal IIm Iapua-I o1 0/4 Apdtuold hugs JOMOJJOH 'sannbal _lapua- 31 •spMaua1 pu11 satotlod alp plog 01 142!1 alp anus 1111gs Iapua-1 •asnmp aM11ou1 pl11puufs 11 apnjoui 1111gs pU11 1apua-1 01 alg11ldaooe aq orgs sl11Maua1 pug satotlod aourmsui !Iv •L gdu1gg1ud g1!M aou11pl000e ut A11ado1d ag1 ut siggu s,lapuaj loafoid o1 a21112A00 umgo 'uopdo s,lapua' lm `Agui Iapuo 'anogr paquosap 021110A00 uimlui11ul of sow 10M0110g 3I •pl Ajgmuosramn aq IOU hugs got4M pg laiddr s Japual o1 loafgns IOMO1IOg Aq uasogo aq hugs aourmsul agf guipinold Sarno aOUrinsut ags •salmbal lapua-1 11141 spouad alp 103 pu11 swum= alp ut paumiuirui aq hugs aouulnsut TT' •aouulnsut salmbal Iapua'l got4M Jo &utpoojj Jo spooT3 gutpnput 'sp1gzrg 1aglo Aug pUr „agrlanoo papualxa„ uua1 alp utgltM papnjoui splmzmg `altj Aq ssoj lsutegu pamsut A11adold agf uo par= 101j1101ag so 2upstxa Mou sluautanoidutt agf dam hugs IOMOIIOg •aaugansul A ;aadoad 10 pagzgH 'S •aotlou Jo 2utni2 alp JO sAep of utg11M anog11 g11o3 las SuOtlom ammo a1ou1 Jo amo a)I111 I0 Intl alp A3stlms pigs IOMOJJOH *rail alp UCA1.i3uapt aot10U 11 1amouog 0n42 Arm Iapual `1uaultuisul Aitmoas SILO IOAO Aftlotld U111Oi11 AVII I0� 206 payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in the amount and for the period that Lender requires) provided by an insurer approved by Lender again becomes available and is obtained. Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to provide a loss reserve, until the requirement for mortgage insurance ends in accordance with any written agreement between Borrower and Lender or applicable law. 9. Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection. 10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of any part of the Property, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. In the event of a total taking of the Property, the proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the taking, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the taking, divided by (b) the fair market value of the Property immediately before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is less than the amount of the sums secured immediately before the taking, unless Borrower and Lender otherwise agree in writing or unless applicable law otherwise provides, the proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to make an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the proceeds, at its option, either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments. 11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender shall not be required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. 12. Successors and Assigns Bound; Joint and Several Liability; Co- signers. The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co -signs this Security Instrument but does not execute the Note: (a) is co- signing this Security Instrument only to mortgage, grant and convey that Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. 13. Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed the permitted limits; then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge under the Note. 14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address stated herein or any other address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. 15. Governing Law; Severability. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared to be severable. 16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument. 17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or any interest in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secured by this DOCUIWY4 DOCU1WY4.VTX 10/08/99 Page 4 of 6 srl 9/90 Initials: w :sTeriruI 06/6 iS0£ W d Jo S aged scieoioi x: SAMrnJOU °slsoo uoileplooal ,Cue Sed pugs lamouog •lamollog oT a1uto lnoqum luauznilsuj STunoaS sup asuaiaf Hugs lapua-j luawnllsul STTlnoas sup Sq pamoas sums au 30 luaui,Ced uodn •asealag •ZZ ;l o; pal ;qua SouNal suosaad .10 uosaad aq; o; ssaaxa XI= (a) puu ;uawna ;sui c ;lanaaS siq; cq pumas stuns iIu o; (q) :1003 ,scauaonu aiquuosuaa '0; pa ;lwli ;ou ;nq '2ulpnpul 'alas aq; 3o sasuadxa iiu o; (r) :aapao ;iulMOijo3 aq; ul paliddn aq IIugs alas ag; jo spaaaoad aq1 -aim ,fun ;n Siaadoad aq; asngaand Sew aau3 ;sap s;l JO aapua-j •ntrl aigsolidde cq paglaasaad aauuuw aq; u; pros aq Hugs c ;aadoad aq; pug 'ales jo aapou aq; gslignd dugs aapua-j •pi gdni turd ul paptnoad aauuuw aq; ul aantoaaog o; airs aq; jo aal ;ou anp$ slugs aapua-i .Ate; aiquzllddu g ;let aauupaoaau ut ;uaaa33lp 3l 'c;aadoad aq; jo uolssassod ul uosaad aq; o; pug aantoaaog o; asopaao3 o; maw; jo aapou anl;l iiugs aapua-i 'ales 3o aamod aq; swim; aapua-i 3I •aauapina am; jo s ;soa puu saa3 ,scauaoiu aiquuosuaa'o; pa;lwll;ou ;nq ';Iulpnlaul 'IZ gduiSeaud slq; ul pap;noad salpawaa aq; Sutnsand ul paaanaul sasuadxa iIs ;aalloa o; par ;ua aq slugs aapuarl •ntul alqualidde cq pappund salpawaa aaq ;o Suu pug aim jo aantod aq; agonul caw puu pugwap aaq;an3;noq ;ant ;uawna ;sui S ;lanaaS sag; Sq paanaas stuns IIg jo IIn3 ul ;uawcud a;eIpawwi aalnbaa Suw uopdo s;l ;g aapua-j 'aal;ou aq; ul pagloads amp aq; aaojaq ao uo pin ;ou sl ;jnipap aq; 3i •airs puu uol;uaalaaan o; aantoaaog jo asuajap aagmo Sun ao ;rntgap g jo aaua;sixa -uou aq; passe o; not ;or ;anon a gutaq o; ;gala aq; pus uo;;uaalaaou as �3e a ;s;supi o; ;Op atl; 3o aantoaaog waoJul aawn3 hugs aapou agy •S;aadoad aq; jo airs pug ;uawna ;sui S ;lanaaS slq; Sq patinas stuns aq; Jo uol ;uaalaaau ul ;insaa Illnt aagou ag; ul paglaads a ;up ag; aaojaq ao uo ;Inejap aq; aana o; amp.; ;uq; (p) pug '.paana aq ;snw ;Ins jap aq; galgnt cq 'aantoaaog o; uanl2 sir aapou aq; a ;up aq; woa3 scup uuq; ssai ;ou 'amp i (a) :linu3ap aq; aana o; paalnbaa uopau aq; (q) :;inujap aq; (u) :ifjpads IIugs aapou aq j, •(aspntaaq ;o sapinoad ntul aiquallddu ssaiun LT gdnaguaud aapun uopuaaiaaau o; aolad ;ou ;nq) ;uawna ;sui S ;lanaaS slq; ul ;uatuaaa2u ao ;uuuanoa Situ 3o gaeaaq s,aantoaaog ;Iulntollo3 uol ;uaalaaae o; aolad aantoaaog o; aal ;ou anti Hugs aapuai •salpawaa :uopuaalaaay •IZ :smoiio3 so aaa2u puu TuouanoO lagllnj Japuarj puu 10m0110g SINVN1AOD 1A11IOdINf1 •uorlOalold juluauw01Tnua .10 Slamms 'wag 0T aTpial Trip Immuoo' sT S11ad01d ail afagm uopo!PsTlnf alp 3o smut puu smoi Imlapa3 suuaul „mui Ipluatuuollnug„ `OZ gdulguled sig1 ui pasn s\ •siuTla2etu anpop01pe1 pup `apSgapiru11o310 solsagsu 2uiuirluoo sieualum `sluanios autumn `sapiOTglag puu saptonsad oixol `sionpold tunaloljad olxol 10 ajquulutrij faglo `auasola)i `auijoseil :saouulsgns 2urmoi1o3 ail puu mp'j I1luauluolinug Sq saouulsgns snopi zug .10 oixol su pauijap saouulsgns asot p all „saouulsgns snop mzuH„ ilduamgd slip ui pasn sy mu I Iuluauluolrnug gpm aouupi000u ui suorloe jeipatual Xxessaoau jiu aNuT Si1dtu01d Itpgs 1am0110g `SlussaOau si Suadold ail 2upoa33m aouulsgns snoplmzijj Sum jo uou Jpawal 1a41° 10 Tunowal Sur Trip `S1uo41no Slo2pinSal 10 ipluaultuano2 Sum Sq pagiiou st 10 `SUIEZI 1amo11og 3I •apaimou)i mum surf 1am0110g aoigm jo mu Tomau agnug 10 aouulsgns snoprozuH Sur puu Slladold a4T 2uinionui Surd almnud .10 SOUau SlolojnSal 10 imluawulano2 Sum Sq uopou 10410 10 lmsmpi `pumwap 'tuirio `uop1;ITTsanui Sur 3o aollou ua1Tum lapuai anT2 Sildwold Hugs lamollog •ST1adold amp 3o aoumualuim01 0T pug sasn Tumapisat imuuou 01 ap udoiddu aq 01 paziuSooal SiiulauaR gig VT saouulsgns sn0pluzuH jo satppuunb Thins 3o S11ad01d aqI uo a2m101S 10 `asn `aouasald aqi o1 Siddu iou Hugs saOUaluas om1 guipaoaid ag1 •mm-j Iuluawuolrnug Sup 3o uoiluioln ui si Imp Suad0ld a y1 5u1TOa33m EUi41SUe 'op o1 asp auoSum mope IOU `op Tou pugs 1amo11og •S11ad01d amp ITT 10 u0 saouulsgns snoplmzuH Sur 3o asuajal 10 `02e101S iusodsip `asn `aouasald a4; liuuad 10 asnuo Tou IIugs lamo.uog saaur;sgnS snopaurtH .oz •muj ajquogddr Sq papnbal uoTletuloJul fagl0 Sue uruluoo oslu j1Tm aollou ags •apuw aq pinogs sluam /ud goigm 01 ssalppp 041 puu moinlas ur0-j matt ag13o ssalppo puu aumu alp aTrls IIIM aollou aq j, .mui ajquoilddu puu anogp 1 t gdu e d gum aOUpploom ui aurgo alp 3o aollou ua1Tum uanT5 aq Iltm IOMOIIOH `laornlas m0' ail 3o a3urgo o sT a1041 3I •010N 04130 ajps m o1 paleialun 1OOTnlas m0'1 ag13o S0 U1 go afoul to auo aq Sulu osjm 01041 •Tuaum.psuI S;rinOas sr41 pre aIoN aq1 aapun anp sluatuXed Sigpuom mmoajlo° 1E41 „laoTnlaS upo-j„ aql so umounj) Slripa 0y1 uT a2 mgo m ui ljnsal Scum aims d •lamollog o1 aollou loud 1no411m saw!) 01001 10 auo pros aq Arm (Tua01n11suj Slunoas s14p gTTm 10410201) a1oN amp Ut Isamu! Tuumd u 10 aloN 041 •aaalnaaS uuo-i 3o aattugO :a;oN 3o airS •6i •LT gdpldulud aapun uoiTela1aoop 3o asuo a4l u1 Sjddr mu Bugs alelsu101 01 WTI 514p 'Janamoll •pa.un000 pug U011 10iaoou ou 3I so ani1Oa33a Siini mutual IIugs Sgalaq pamoas suoilaggo 041 puu Tuaulnllsul Sumoas Si41 `fam0110g Xq luatualulsulal uodn •paSuu4oun anuIIuoo pugs luawnllsuj STunoas slap Sq pamoas suns aql 'cud 01 u0i1u ilg0 s Jam0u0g puu Suadom 041 ui 124211 s luawnllsuj STTmOas sup 3o 004 alp 1041 alnssO o1 apnbat Sigouosoaf Amu lapua-I so uopoO gons Sa301 (p) pup `°1003 ,sSatuo1l0 aiquuosual `01 pa1iturl IOU 1nq `Suipnloui 'imam S1ufOaS sup 2UTO1oJua ui ponnoui sasuadxa iju sod (o) `sluauaaB0 10 sIUOuanoo 10410 Sun jo ljnujap Sur salvo (q) `palln000 pug uopulajao00 ou 3I su a10N a41 pup luawnllsul Slunoas slap aapun anp aq pinom ua41 goTgm scans Hu lapua-j scud (o) :10m0ziog Imp 010 suo1TTpuoo asogl •Tua01n11sul Slimoag slip Sut0103ua TuatuSpnf 0 3o S11ua (q) 10 luawnllsul S1unoas sup ITT pauTr;uoo ajms jo lamod Sum 01 Tumnsind STladoid 041 3o ajms alojaq (luawaloIsuial 103 Sjioads Sou m0I ajgooiiddm so pouad 10410 gons 1o) scups (u) :jo 1aIuua alp 01 loud amp km 10 panuIluoosip luawnllsul SumoaS slap 3o TuawaoloJua aneg 01 ig2i1 042 an04 IIugs Jamonog `suo!2Tpuoo U 11ao swam 1am01JOg 3I •alu ;sulaa 01 ;O121 s,aamoaaog •gi •1amo11og uo puotuap 10 OOII011 1a411n3 Tno4lrm luaunl1suj S1T1noaS sup Sq pallitufad sarpatual Sup a)Ionu1 Sum lapua-1 `pouad s!g1jo uoTTondxa 041 02 mud stuns 01041 Sod o1 sIIu3 3l •luawnllsul SITmOaS st41 Sq pamoas suns jio Sod mum lamollog 4o14m ui4lrm pajrew 10 palanIlap sT aollou 041 amp alp map scup O£ uu41 ssai Toil JO pouad 0 apinOld hugs aollou 041 •001101010000 JO 009011 1am0110g ant ;I Hulls lapuarj `rondo sup sas1OlaXa Japua-1 ;j •luatunllsuj SljnoaS sup 3o amp alp 3o sr mui Telapa3 Sq pallgigold si as1Olaxa 31 lapua-j Sq pasTolaxa aq 1ou Hugs rondo sip `Janamoll •luawnllsul S1UnoaS 4so 208 0V I K 23. Waivers. Borrower waives all rights of homestead exemption in the Property and relinquishes all rights of curtesy and dower in the Property. 24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)] Adjustable Rate Rider El Condominium Rider 0 1 -4 Family Rider III Graduated Payment Rider 111 Planned Unit Development Rider Ill Biweekly Payment Rider E Balloon Rider 111 Rate Improvement Rider 0 Second Home Rider E Other(s) [specify] BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: WANDA F. JEFFRIE SSN: 162 -42 -5785 (Seal) Borrower (Seal) Borrower SSN: (Seal) (Seal) Borrower Borrower SSN: SSN: STATE OF WYOMING. SWEETWATER COUNTY SS: THE FOREGOING INSTRUMENT WAS OF APRIL, 2000, BY WANDA F. JEFF II MY COMMISSION EXPIRES: 08/27/02 DOCU1WY6 DOCU1WY6.VTX 10/08/99 [Space Below This Line for Acknowledgement] MY COMMISSION EXPIRES 08/27/2002 Page 6 of 6 EDGED BE ME IS 24TH DAY Form 3051 9/90