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BOOK PAGE 4 2
RECEIVED
MORTGAGE _iNCC
00 NAY
865798
KNOW ALL MEN BY THESE PRESENTS, that Rigoberto ChEl lr' :;aracl,
CC
Kaye Chaparro, husband and wife, herein referred to as "mortgagor o l qq k V W,'IG
Afton, WY 83110, to secure the payment of the principal sum of Fifty -nine Thousand and
No /100 Dollars ($59,000.00), with interest as evidenced by a Promissory Note dated of
even date herewith to the order of Richard Val Dee Kennington and Cecilia Dale
Kennington, Trustees of the Val and Dale Kennington Family Trust dated March 15,
2000, "mortgagee of 64 Kennington -Burton Lane, Afton, WY 83110, principal and
interest to be payable as follows:
With interest on the unpaid principal balance from April 1, 2000, until paid,
at the rate of 7.75% per annum. Principal and interest shall be payable in
consecutive equal amortized annual installments of $5,897.92 on first day
of April each year beginning April 1, 2001, and continuing on the first day of
April of each year thereafter until the entire debt has been paid in full.
Prepayments of principal may be made at any time in any amount without
penalty.
hereby mortgages to mortgagee, the following described real estate, situated in the County
of Lincoln, State of Wyoming:
That part of the NE1 /4NE1/4 of Section 24, T32N, R119W, Lincoln County,
Wyoming, being part of that tract of record in the Office of the Clerk of Lincoln
County in Book 207 P.R., on page 357, as more particularly described on the
attached "Description for Richard Val Dee Kennington and Cecilia Dale
Kennington Tract C
SUBJECT TO all covenants, conditions, easements, exceptions, restrictions,
reservations and rights of way of sight or record.
including all buildings and improvements thereon or that may hereafter be erected thereon;
together with hereditaments and appurtenances and all other rights thereunto belonging, or
in anywise now or hereafter appertaining, and the reversion and reversions, remainder and
remainders, rents, issues, and profits thereof, and all plumbing, heating, and lighting
fixtures and equipment now or hereafter attached to or used in connection with the
premises.
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424
expenses so incurred by mortgagee, with interest thereon from the date of payment, at
eighteen percent (18 per annum, and the same shall be a lien on the premises and be
secured by the note and by these presents; in default of making such repayments the
whole amount hereby secured if not then due shall, if mortgagee so elects, become due
and payable forthwith, anything herein contained to the contrary notwithstanding.
7. In the event the property is sold under foreclosure and the proceeds are
insufficient to pay the total indebtedness secured hereby, mortgagor binds himself
personally to pay the unpaid balance, and mortgagee will be entitled to a deficiency
judgment.
8. In case default is made in the payment, when due, of the indebtedness
hereby secured, or of any installment thereof or any part thereof, or in case of breach of
any covenant or agreement herein contained, the whole of the then indebtedness secured
hereby, inclusive of principal, interest, arrearages, ground rents, if any, taxes,
assessments, water charges, expenditures for repairs or maintenance, together with all
other sums payable pursuant to the provisions hereof, shall become immediately due and
payable, at the option of mortgagee, although the period above limited for the payment
thereof may not have expired, anything herein before or in the note contained to the
contrary notwithstanding; any failure to exercise such option shall not constitute a waiver of
the right to exercise the same at any other time; and it shall be lawful for mortgagee to
proceed to enforce the provisions of this mortgage either by suit at law or in equity, as it
may elect, or to foreclose this mortgage by advertisement and sale of the premises, at
public auction for cash, according to Wyoming statutes governing mortgage foreclosures,
and cause to be executed and delivered to the purchaser or purchasers at any such sale a
good and sufficient deed or deeds of conveyance of the property so sold, and to apply the
net proceeds arising from such sale first to the payment of the costs and expenses of such
foreclosure and sale, including a reasonable attorney fee, and in payment of all moneys
expended or advanced by mortgagee pursuant to the provisions of Paragraph 7 hereof,
and then to the payment of the balance due on account of the principal indebtedness
secured hereby, together with interest thereon and the surplus if any, shall be paid by
mortgagee on demand to mortgagor. In case mortgagee fails promptly to foreclose on the
happening of any default, it shall not thereby be prejudiced in its right to foreclosure at any
time thereafter during which such default continues, and shall not be prejudiced in its
foreclosure rights in case of further default.
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the parties hereto. Whenever used, the singular number shall include the plural, the plural
the singular, and the use of any gender shall include all genders.
12. Whenever used herein, the terms "mortgagor" and "mortgagee" include all
the parties to this instrument and the heirs, legal representatives, and assigns of
individuals, and the successors and assigns of corporations; and the term "Note" includes
all the notes herein described if more than one.
IN WITNESS WHEREOF, mortgagor has executed this Mortgage as of the 1st day
of April, 2000.
STATE OF WYOMING
COUNTY OF LINCOLN
ss.
The foregoing Mortgage was acknowledged before me by Rigoberto Chaparro and
Lisa Kaye Chaparro, husband and wife, this 25 day of 2000.
Witness my hand and official seal.
My commission expires: February 26, 2004.
5
NOT
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426
berto Chaparro
Isa Kay haparro
IAYfiiAHADElU.IE. NOTARY PUBLIC
county d N• State of
Umiak' =y Wyoming
My Commisslon Expires 2/26/2004
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DESCRIPTION FOR
RICHARD VAL DEE KENNINGTON AND
CECILIA DALE KENNINGTON
TRACT C
PAGE TWO
428
all in accordance with the plat prepared to be filed in the
Office of the Clerk of Lincoln County titled, "RICHARD VAL DEE
KENNINGTON AND CECILIA DALE KENNINGTON PLAT OF TRACTS WITHIN
THE NE',NE4 SECTION 24 32N R119W LINCOLN COUNTY, WYOMING
dat August 1998
8 August 199
kenningc.des
f o r: 4I N G
"Modification in any way of the foregoing description terminates liability of the surveyor"
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