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L Lei 4.0 aJ.eiS aya.3o smut agi lapun Supstxa woo ipo Lp yea uo L ;eJodaoa a6e6 .JoW NNWg ,aa 1 LW g ye.aogea pue Je L L LW 881 u LA LaW 0002 a qOJ W 3 pup �3 slgi apeul sI 30VJ,L'IOI"I SIH.L VI CA 8 Cu cn CD a is a y O cm EL 0 A.1. 76(WY) (891401 Page 2 of 4 174 If Borrower pays Funds to Lender, the Funds shall be held in an institution the deposits or accounts of which are insured or guaranteed by a federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said taxes, assessments, insurance premiums and ground rents. Lender may not charge for so holding and applying the Funds, analyzing said account or verifying and, compiling said assessments and bills, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Mortgage that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires such interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Mortgage. If the amount of the Funds held by Lender, together with the future monthly installments of Funds payable prior to the due dates of taxes, assessments, insurance premiums and ground rents, shall exceed the amount required to pay said taxes, assessments, insurance premiums and ground rents as they fall due, such excess shall be, at Borrower's option, either promptly repaid to Borrower or credited to Borrower on monthly installments of Funds. If the amount of the Funds held by Lender shall not be sufficient to pay taxes, assessments, insurance premiums and ground rents as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency in one or more payments as Lender may require. Upon payment in full of all sums secured by this Mortgage, Lender shall promptly refund to Borrower any Funds held by Lender. If under paragraph 17 hereof the Property is sold or the Property is otherwise acquired by Lender, Lender shall apply, no later than immediately prior to the sale of the Property or its acquisition by Lender, any Funds held by Lender at the time of application as a credit against the sums secured by this Mortgage. 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under the Note and paragraphs 1 and 2 hereof shall be applied by Lender first in payment of amounts payable to Lender by Borrower under paragraph 2 hereof, then to interest payable on the Note, and then to the principal of the Note. 4. Prior Mortgages and Deeds of Trust; Charges; Liens. Borrower shall perform all of Borrower's obligations under any mortgage, deed of trust or other security agreement with a lien which has priority over this Mortgage, including Borrower's covenants to make payments when due. Borrower shall pay or cause to be paid all taxes, assessments and other charges, fines and impositions attributable to the Property which may attain a priority over this Mortgage, and leasehold payments or ground rents, if any. 5. Hazard Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and such other hazards as Lender may require and in such amounts and for such periods as Lender may require. The insurance carrier providing the insurance shall be chosen by Borrower subject to approval by Lender; provided, that such approval shall not be unreasonably withheld. All insurance policies and renewals thereof shall be in a form acceptable to Lender and shall include a standard mortgage clause in favor of and in a form acceptable to Lender. Lender shall have the right to hold the policies and renewals thereof, subject to the terms of any mortgage, deed of trust or other security agreement with a lien which has priority over this Mortgage. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. If the Property is abandoned by Borrower, or if Borrower fails to respond to Lender within 30 days from the date notice is mailed by Lender to Borrower that the insurance carrier offers to settle a claim for insurance benefits, Lender is authorized to collect and apply the insurance proceeds at Lender's option either to restoration or repair of the Property or to the sums secured by this Mortgage. 6. Preservation and Maintenance of Property; Leaseholds; Condominiums; Planned Unit Developments. Borrower shall keep the Property in good repair and shall not commit waste or permit impairment or deterioration of the Property and shall comply with the provisions of any lease if this Mortgage is on a leasehold. If this Mortgage is on a unit in a condominium or a planned unit development, Borrower shall perform all of Borrower's obligations under the declaration or covenants creating or governing the condominium or planned unit development, the by -laws and regulations of the condominium or planned unit development, and constituent documents. 7. Protection of Lender's Security. If Borrower fails to perform the covenants and agreements contained in this Mortgage, or if any action or proceeding is commenced which materially affects Lender's interest in the Property, then Lender, at Lender's option, upon notice to Borrower, may make such appearances, disburse such sums, including reasonable attorneys' fees, and take such action as is necessary to protect Lender's interest. If Lender required mortgage insurance as a condition of making the loan secured by this Mortgage, Borrower shall pay the premiums required to maintain such insurance in effect until such time as the requirement for such insurance terminates in accordance with Borrower's and Lender's written agreement or applicable law. Any amounts disbursed by Lender pursuant to this paragraph 7, with interest thereon, at the Note rate, shall become additional indebtedness of Borrower secured by this Mortgage. Unless Borrower and Lender agree to other terms of payment, such amounts shall be payable upon notice from Lender to Borrower requesting payment thereof. Nothing contained in this paragraph 7 shall require Lender to incur any expense or take any action hereunder. 8. Inspection. Lender may make or cause to be made reasonable entries upon and inspections of the Property, provided that Lender shall give Borrower notice prior to any such inspection specifying reasonable cause therefor related to Lender's interest in the Property. 9. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of the Property, or part thereof, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender, subject to the terms of any mortgage, deed of trust or other security agreement with a lien which has priority over this Mortgage. 10. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Mortgage granted by Lender to any successor in interest of Borrower shall not operate to release, in any manner, the liability of the original Borrower and Borrower's successors in interest. Lender shall not be required to commence proceedings against such successor or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Mortgage by reason of any demand made by the original Borrower and Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy hereunder, or otherwise afforded by applicable law, shall not be a waiver of or preclude the exercise of any such right or remedy. Form 3851 inftiela:A Al /9(oM r s ivy 1688 WJOj aim 44 tOizt68) (AM19L •alquAud pue anp auooaq Amp su dual tons utulaz pue loattoo of 1q$u ail ant( 'Auadozd aqt Jo luaumopuuqu 10 Joazag LT gdezauaud iapun uopezapoou o1 loud `Hugs zamozzog let) paptnozd `Anadozd atp jo spuaa atf zapuai o1 sugtssu ,igazaq zamoazog `aapunazaq Attznoas iuuoptppu Sy •uopssassod ut .iapua' :aantaaag JO ;uau;utoddy :s ;uag Jo ;uauAssy •6I Talmo() pet uotlzzalaoou ou 3t se loaJJa puu awn) Itn3 ut ututuaz Nets Agazag pins suotle$►lgo at(; pue a2u2uow sttl `aamozaog ,iq amo puu luawAud tons uodit °panedunun anutluoo guts a2BRIJoj sn paznoas sums am /Cud of uotiaggo s,zamoaaog pity Auadoad a l ut )sazalut s,aapua-I `ailugu0pi sttl 3o uatt ail 1um aanssu o1 aatnbaa Aiquttoseaz Cum zapua-I se uotlau tons swig) aamozaog (p) puu :saaj ,sAauaoile algguoseaz 'oi paltta! iou inq `2utpnput 'pant( LT gduz2ured ut paptnozd se satpauaa s,aapua-I SutoaoJua ut pue `aguiluow stgl ut pautuluoo zamozaog JO sluatuaaae pug slueuanoo at; 2111010jua 111 zapua I .iq pazznout sasuadxa alq uosuat u s,iud zamozzog (o) `.a2auoj sttl ut pautuluoo iamozzog jo sluatuaazie zo sltreuanoo zagio nitre 3o sagoeazq Ike sazno iamozzog (q) 'pazan000 uotluzataoou ou put aloft am pug slip zapun anp uagl aq mom tlotgm sums ite zapua-1 s,iud zamozaog (u) :3r aMuoyi spp 2upzojua luatugpnf u jo knua (tt) ao aBauow stgf ut pautuluoo Is 3o zamod ag) 01 luunsznd ,Clzadozd aqi jo atus aaojaq Cup gig at) (t) jo an000 op zaHaea ail oi loud amp Atm 1u panupuoostp a2u2uow stip aoaoJua op aapua' .Cq unSaq dutpaaoozd ,Cue am( o1 1g5ta ati am) ttt;ts aamozzog 'tpeazq s,aamozaog of anp a2u2uow stip /iq pins sums am jo uotpezaiaooe s,zapua-1 gutpue;stitMloN •a ;e;sup li o; ;gapg yamoaaog •gj •o ;aaag; pat ;pua Allggal suosaad ao uosaad ag; o; ',fug jp 'ssaaxa aq; (a) pug '.aauntomi stgl Ai patinas sums Hu o; (q) :aouappta mg; Jo s ;soa pug saa3 ,s fauaogt; algeuost as '0; pa ;lull ;ou ;nq Iuppniaup 'ales ag; jo sasuadxa pug s ;soa aigt uosuaa iii o; (t;) :aapao Sutmolloj ag; up patiddi aq Hogs ales aq; jo spaaaoad aqj •ales ,fug ;g ifpadoad at; asega and 'Cum aauapsap mapua' ao aapuai 'Mel aiquatiddu paglaasaad aauugu ag; ut pios aq Bugs ,i ;aadoad aq; pug aim 3o aat ;ou aq; gstignd hugs aapuaq 'pang Zi gdiu u d ut paptnoad aauueu aq; ut aamoaaog o; aigs at; jo aopou u jo £doa g Hutu Hugs aapua7 •Mgi aiquatjddu g ;tm aauttpaoaau ul ;uaaa33ip jp 'Xiaadoad atp jo uotssassod ut uosaad atp o; pug aamoaaog o; asopaaoj o; ;mpg jo aopou anp3 Hugs aapua' 'ales jo aamod ag; sagonup aapua1 •saaj ,s,fauao ;e alq uossaa 'o; pa ;puts ;ou ;fig Iuppnput 'LI gdu naud sup ut paptnoad satpatuaa aq; 2umsand uI paaanau sasuadxa pug s ;soa aigguose as Ili ;oaioa o; pate ;ua aq plugs aapual 'mu! aiggatiddu ,fq pa ;puaad satpatuaa aaq ;o £ug pm; ai8S jo aamod ag; a)otup Amu pue puumap aatp.mj ;not ;tm aigg,fgd pug anp £p ;etpauxut .aq o; a2u2;io ,ti sup ,iq paanaas sums alp jo Hu aaepap AMU 'uopdo mapua7 ;g 'aapua7 'aop ;ou aq; up pat31ads amp aq; aaojaq ao uo palm ;ou sp gamic' ag; 3I 'aim put; uol;eaaiaaae o; aamoaaog jo asuajap aaq ;o .fug ao ;inejap g jo aaua ;spxauou atp ;lasso o; uopae ;anon a Suuq o; ;Op aq; pug uopeaaiaaag aa; ;g a;e;sutaa o; ;gaps am jo aamoaaog uaoiut aagpan3 Hugs aagou aqy •a2u2laoytl stq; sq pins sums aq; 3o uopgaapaoe ut ;insaa ,feu alt ;ou at; ut pat3Tads a ;gp ag; aaopq ao uo gamic! Bons in o; aanHg3 Imp (p) pun :palm aq ;snit gamic{ tans gaup& ,fq 'Jamming o; mum st aopou alp aim) ag; uoau &fep of ueg; ssal jou 'amp u :gaeaaq gaps aana o; paatnbaa uopae aq; (z) :tauaaq at; (i) :Sut,fjtaads pang zi tduaRuaud ut pappnoad se aamoaaog o; aat;ou att3 Hugs uopgaaiaaau o; amid aapuari 'a2u2jaoj j sup £q pa inaas suns ,fine anp uagM And o; s;ueuanoa ag; dutpnpup 'a2132;aoyti sup up aaMoaaog jo ;uatuaaa n ao ;uguanoa if U13 jo tpuaaq s uodn 'pang 91 gdua Claud ui paptnoad sit ;clang •salpauxag :uoptuaiaooy •Li :SMOHoJ se 44z2E pug loeuanoo zapunj zapua-I pug zamouog •SINVNHAOO NRIOlIINtfl-NON •aamoazog uo puutuap 10 aotiou zatllzttl lnotiltm aguRlaow slip ,iq paupuzad satpatuaz Iiuu allonut rieu 'opoarl popad sttl jo uopeatdxa ag1 of loud sums asagl 'cud o1 site3 zamoazog 3I •a$e$uow sup Aq paznoas stuns Hu /Cud isnm aamozzog it utgltm pallet') 10 paaanttap st aotlou alp amp alp wog &iup p£ treg1 ssai )ou jo potaad g aptnoad (ggs aotlou au t, •uouuaapooe 3o aotlou zamozzog ant2 Hugs zapuarl 'uopdo sttl sastozaxa aapua-y n •a2u8uopv sup jo amp am jo sit mu! !wpm dq paltgtqozd st ammo 3t zapua-I pastozaxa aq )ou Hugs uotldo stttl `zanamoil •a2ua1ow stgl Cq paznoas stuns Hu jo tin3 ut luau cud alutpatuuxt annbaa 'uotldo s)t lit `icuut zapuaj luasuoo uanpm loud s,aapua-i )nog (uoszad loamuu g you st aamozzog pug pauajsuual ao Nos st aamozaog ut lsaaalut lupgauaq a jt ao) pazzajsuual 10 Nos st 1t ut lsazafut Attu ao ii11ad0zd ail JO laid Niue ao Hu JI •aaMOaaog ut ;saaa ;ul Ietot,jauag a ao £;aadoad aq; Jo aa;suea,L •91 •Auadozd at; 01 ape') sluatuanozdtut q)tm uopoauuoo ut saotnzas z0 stutza)eu 'zogel Aiddns own sapzgd lsutae atoll Amu zamoazog totgm sasuajap 10 SWIM 's1g2p Attu jo luatxtuatsse ue `zapua'x op atggldaoog um; g ut 'aapua-I of zantpp pue mono 01 aaMOaaog aztnbaz ,Gout 'uotldo s,zapual lit `zapua-I •aapua-I tlp!M oput szalua aamoaaog totgm luauaaa$u ueoi zatpo 10 `atedaz `luauanozdut `uopeltitgegaz atuoq ,Cue zapun suonattgo s,zamoaaog jo Ile itgtn3 ins aamouog •;uatuaaay ueoi uopg3lllgega2I •SI •3oazaq uopupzooaz zags 10 uotpnoaxa jo atoll all 1u au2uoysl stip jo pug aloN atp jo ,Cdoo pauuojuoo g pagsttuttl aq hugs zamoazog •,fdop mamonog •bi •')twat pawn!' JO MEI aigezHdde paltgtqozd loo mama all 01 suns Hu apnlout „saaj ,s,Cauzouu„ pue „sasuadxa„ „'slsoo„ 'utazatl pasn sy •aiquzanas aq o1 pazepap ale a10M atp pus a2u5uoysi sttl ;o suotstnozd am pua stgl op pus `uotstnozd 2upotiluoo atp lnogltm 1oagga uant2 aq uuo gotgM a1ON ail ao aSauoy%i stgl }o suotstnozd zatlo 13a33u fou Hegs lotguoo tons 'mgt alquottddu gIIM sio1TJuo3 aloN all 10 auglzoysi stip Jo asnulo 10 uotstnozd Auu 1eg1 loam ag1 ux •a2u21101Ai slip 01 mull ieaapa; 30 ,fititgeotidde atp 1nutl mu Hugs aoualuas Rut02azoJ atx, paleool Si iivadozd aqf gotgM ut uotfotpstznf ail 3o smel aqi aq Bugs a2u211oyAl slip 01 alquotldde smut leool pug alels attl gglpquaanas :M81 &utuaano0 •£i •utazaq pa)eulltsap zautreut atp ut uant2 uagM zapua1 10 I3MO110g o1 uantg uaaq aneq o1 pauaap aq Hugs aguSuoJs sup ut zoj paptnozd aotlou Auy •utazaq paptnozd se zaMO.uog o1 aopou amtaIsap Sulu zapual sit ssaappe Jat;lo ions o1 ao utazaq paluls ssazppe s,aapual 0l mu; pagtlzaa ifq uant5 aq Hugs zapun 01 ao nitre (q) pure `utazaq paptnoad sit zapuai 01 aopou ,iq alguatsap detu zam010g SE ssazppg aatlpo tons 1g 10 ssazppy Sinclair," ag11g zamofog o; passaappe Ituu palm= Aq aotlou tons 2uHtetu 10 1! 2uuantiap kq uatt2 aq Hugs a2u2110141 sup ut zoj paptnozd zamozaog 01 aotlou titre (e) `i uugut zatloug ut uant2 aq 01 met atquotidde zapun paztnbaa lotto') nitre aoj )daoxg •aat;oisi •zi •iilzadozd aq1 ut )saaa;ut s,zamo.uog lug; 01 sit a2g2uoyAi stop Sutijtpou 10 aamoazog lull 2utseataz lnoq)iM pug luasuoo s,zamozaog 1e lnogptm a1°M ag1 10 a2u2laow stgl Jo swim atp 01 pzuffaz tiltm suot)epotuu000e aatilo Aug a)teut 10 'aeagzo3 `iJtpou 'puma 01 aaae Aetu aapunaaaq zamoaaog zaglo Atn pure aapuaZ lug) saaa& (o) put `a E211011 sup zapun 10 aMON all uo atgeq Ajsuoszad loo st (q) `a2e211oyv sup jo stun; ail zapun zapua of ,Cuadozd aql of isazalut s,zamozzog mg; ,ianuoo put lum2 `a2e2uou o; Aluo a2v2Tum slip 2uu2is -oo Si (e) 'a30M all alnoaxa lot; swop inq 'a2e2uoyN slip suits -oo ogM aamozzog iiuy •tgzanas put lutof aq Hugs Jan/lama 3o sfuatuaaah pure s1uguan00 Ittd 'pant( 91 gdga2gaed jo suotstnozd am 01 ioafgns `zaM0i10q pue aapua-I 3o suatssg pug szossaoons an ag1 '01 aanuc Hugs aapunaaag sig2tz alt; pug `putq Hugs pautuluoo utazaq sluautaaa2g pug s1uuuanoo aqy •saau;lps -03 :,f;tipget7 pumas pull ;')tor tpunog suSissy pug saossaaans .IT 1 16 Upon acceleration under paragraph 17 hereof or abandonment of the Property, and at any time prior to the expiration of any period of redemption following judicial sale, Lender, in person, by agent or by judicially appointed receiver, shall be entitled to enter upon, take possession of and manage the Property and to collect the rents of the Property including those past due. All rents collected by Lender or the receiver shall be applied first to payment of the costs of management of the Property and collection of rents, including, but not limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and then to the sums secured by this Mortgage. Lender and the receiver shall be liable to account only for those rents actually received. 20. Release. Upon payment of all sums secured by this Mortgage, Lender shall release this Mortgage without charge to Borrower. Borrower shall pay all costs of recordation, if any. 21. Waiver of Homestead. Borrower hereby waives all right of homestead exemption in the Property. Borrower and Lender request the holder of any mortgage, deed of trust or other encumbrance with a lien which has priority over this Mortgage to give Notice to Lender, at Lender's address set forth on page one of this Mortgage, of any default under the superior encumbrance and of any sale or other foreclosure action. IN WITNESS WHEREOF, Borrower has executed this Mortgage. STATE OF WYOMING, by My Co The foregoing instrument was acknowledged Sondra Jacobson County of Lincoln My Commission Expkesa Notary public State of Wyoming •1 76(WY) (8912).01 REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST M- v ie Lee Miller �J� Seal Deborah Gail Miller -Borrower (Seal) Borrower (Seal) Borrower (Sign Original Only) before me this u -rr<r, ch 2 241 1 e�l l7 �v�c.h ebo, Public Sondra Jacobson County of Lincoln My Commission Expires, Notary Public state of Wyoming N County ss: 2000 A /r/ijieF dieV A 4 4 o h� (Seal) Borrower [Space Below This Line Reserved For Lender and Recorder] Page 4 or 4 Form 3851 Customer Name: Application Order MELVIN MILLER 000652099685 O S 53 r 1835530 Page 3 of 3 177 Exhibit A (Legal Description) ALL THAT PARCEL OF LAND IN LINCOLN COUNTY, STATE OF WYOMING, AS MORE FULLY DESCRIBED IN DEED BOOK 432, PAGE 298, ID# 12- 3119- 10 -1 -00- 299 -00, BEING KNOWN AND DESIGNATED AS PARCELS 1 AND 2, PART OF SECTION 10, TOWNSHIP 32 NORTH, RANGE 119 WEST, METES AND BOUNDS PROPERTY BY FEE SIMPLE DEED FROM DEBORAH GAIL MILLER A/K/A DEBORAH GAIL ROGERS A/K/A DEBORAH G. ROGERS A/K/A DEBORAH G. MILLER AS SET FORTH IN DEED BOOK 432, PAGE 298 DATED 06/24/1999 AND RECORDED 06/29/1999, LINCOLN COUNTY RECORDS, STATE OF WYOMING. Page 3