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Home My WebLink About975650Page,1 of 5) )CT 3 Q 2013 (DATE) STATE OF IOWA, COUMYof BL.ACKHAWK, S$• c ertify that this strum Gifts official docu� trigit as recorded In the k or Document No. Judith A. MOte thy County Regrd'er 975650 3/18/2014 2:16 PM LINCOLN COUNTY FEES: $30.00 PAGE 1 OF 5 BOOK: 829 PAGE: 306 POWER OF ATTORNEY JEANNE WAGNER, LINCOLN COUNTY CLERK 11 111 11I In I 11111111 0 1 IIIII 11 111 III HI III II Date of POA: October 21'', 2013 Grantor: ETS OF VIRGINIA, INC. ETS OF WASHINGTON, INC. EXECUTIVE TRUSTEE SERVICES, LLC GMAC MORTGAGE USA CORPORATION GMAC MORTGAGE, LLC HOMECOMINGS FINANCIAL REAL ESTATE HOLDING, LLC HOMECOMINGS FINANCIAL, LLC PATI REAL ESTATE HOLDINGS, LLC RANI REAL ESTATE HOLDINGS, LLC RESIDENTIAL FUNDING COMPANY, LLC RESIDENTIAL FUNIDNG REAL ESTATE HOLDINGS, LLC RESIDENTIAL MORTGAGE REAL ESTATE HOLDINGS, LLC Grantee: Ocwen Loan Servicing, LLC LIMITED POWER OF ATTORNEY Document was prepared by and after recorded return To: Taylor Volker Ocwen Loan Servicing 3451 HAMMOND AVE WATERLOO IA 50702 iui (27) 11 11 1111111 P 11 81111111111111 l 1111 111111111 111111111111111161111 Doc ID: 005320610005 Type: GEN Kind POWER OF ATTORNEY Recorded: 10/28/2013 at 04 :24 :46 PM Fee Amt: $27.00 Page 1 of 5 Black Hawk County Iowa JUDITH A MCCARTHY RECORDER F11e2014- 00009169 File Number: 2014 00009169 Seq: 1 Page 2 of 5) LIMITED POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that effective November 1, 2013, each of the companies listed on the attached Exhibit A, or any Successor -in- Interest to same (each a "Company" and collectively the "Companies having a place of business as respectively indicated on Exhibit A, does hereby constitute and appoint Ocwen Loan Servicing, LLC, a Delaware limited liability company "Ocwen having a place of business at 1 100 Virginia Drive, Fort Washington, PA 19034, by and through its officers, its true and lawful Attorney -in -Fact in its name place and stead and for its benefits in connection with mortgage loans and mortgage loan servicing rights purchased by Ocwen pursuant to the Asset Purchase Agreement, by and among Residential Capital, LLC, Residential Funding Company, LLC, GMAC Mortgage, LLC, Executive Trustee Services, LLC, ETS of Washington, Inc., EPRE, LLC, GMACM Borrower LLC and RFC Borrower LLC, being one or more of the Companies or the Sole Member of one or more of the Companies, and Ocwen, dated as of November 2, 2012, as amended (the "Asset Purchase Agreement and pursuant to the Servicing, Subservicing and Servicing Transfer Agreements, by and among GMAC Mortgage, LLC, Residential Funding Company, LLC, Executive Trustee Services, LLC and ETS of Washington, Inc., being one or more of the Companies or the Sole Member of one or more of the Companies, and Ocwen, each dated as of February 15, 2013 (the "Servicing Agreements whereby Ocwen, as Servicer, Subservicer, or Purchaser is permitted to carry out certain servicing actions on behalf of the Companies, for the purpose of performing all acts and executing all documents in the name of the Company or Companies, or any former legal name of the Company or Companies, or any current or former trade name registered to the Company or Companies, necessary or incidental to implement the Asset Purchase Agreement and Servicing Agreements, or to take any and all action necessary to perfect the interest of Ocwen in any mortgage loan for which the servicing was acquired by Ocwen pursuant to the Asset Purchase Agreement, including but not limited to: 1. Foreclosing delinquent loans or discontinuing such foreclosure proceedings, including, but not limited to, the execution of notices of default, notices of sale, assignments of bids, and assignments of deficiency judgments, and appearing in and prosecuting and defending bankruptcy proceedings; 2. Selling, transferring or otherwise disposing of real property acquired through foreclosure or otherwise, including, but not limited to, executing all contracts, agreements, deeds, assignments or other instruments necessary to effect such sale, transfer or disposition, and receiving proceeds and endorsing checks made payable to the order of the Company or Companies from such proceedings; 3. Preparing, executing, and delivering affidavits, certifications, declarations, stipulations, waivers of any conflict of interest, verifications, proofs of claim and other bankruptcy documents, satisfactions, clearing or remedying titles to real property, cancellations, discharges, lost note instruments, or full or partial releases of lien, subordination agreements, modification agreements, assumption agreements, substitutions of trustees under deeds of trust, and UCC -3 Continuation Statements; 4. Endorsing title certificates or promissory notes and executing assignments of mortgages, deeds of trust, deeds to secure debt, and other security instruments securing said promissory notes; File Number: 2014-00009169 Seq: 2 Page ,3 of 5) 5. Endorsing insurance policies or insurance proceeds checks and mortgage payment checks to the order of the Company or Companies; 6. Executing settlement agreements, consent orders, stipulations or other consented to court documents; and 7. Any and all such other acts of any kind and nature whatsoever that are necessary or appropriate to implement the transactions contemplated by the Asset Purchase Agreement and Servicing Agreements or to take any and all action necessary to perfect the interest of Ocwen in any mortgage loan as to which the servicing was acquired by Ocwen pursuant to the Asset Purchase Agreement, including, without limitation, delegating the authority granted herein to necessary third parties such as, but not limited to, law firms or trust companies and each of their officers, directors, employees, agents and assigns. Each Company further grants to Ocwen full power and authority to do and perform all acts necessary for Ocwen to carry into effect the power or powers granted by or under this Limited Power of Attorney as fully as the Companies might or could do with the same validity as if all and every such act had been herein particularly stated, expressed and especially provided for, and hereby ratifies and confirms all that Ocwen shall lawfully do by virtue of the powers and authority granted and contemplated hereby, and all that Ocwen has previously done pursuant to or in connection with the Asset Purchase Agreement or any power of attorney previously granted by the Companies to Ocwen. This Limited Power of Attorney shall be effective November 1, 2013 and remain in full force and effect until revoked or terminated by the Companies. Third parties without actual notice may rely upon the exercise of the power granted under this Limited Power of Attorney, and may be satisfied that this Limited Power of Attorney has not been revoked by the Companies. SIGNATURE PAGES TO FOLLOW File Number: 2014 00009169 Seq: 3 ;Page of 5) 1. ETS of Virginia, Inc. 3900 Westerre Parkway, Suite 300 Richmond, VA 23233 2. ETS of Washington, Inc. 800 Bellevue Way, NE, Suite 420 Bellevue, WA 98004 3. Executive Trustee Services, LLC 2255 N Ontario Street, Suite 400 Burbank, CA 91504-3190 4. GMAC Mortgage USA Corporation 1100 Virginia Drive, Suite 250 Fort Washington, PA I9034 5. GMAC Mortgage, LLC 1100 Virginia Drive, Suite 250 Fort Washington, PA 19034 6. Homecomings Financial Real Estate Holdings, LLC 8400 Normandale Lake Blvd, Suite 175 Minneapolis, MN 55437 7. Homecomings Financial, LLC 8400 Normandale Lake Blvd, Suite 175 Minneapolis, MN 55437 8. PATI Real Estate Holdings, LLC 1100 Virginia Drive, Suite 250 Fort Washington, PA 19034 9. RANI Real Estate Holdings, LLC 3993 Howard Hughes Parkway, Suite 250 Las Vegas, NV 89169 10. Residential Funding Company, LLC 8400 Normandale Lake Blvd, Suite 175 Minneapolis, MN 55437 EXHIBIT A 11. Residential Funding Real Estate Holdings, LLC 8400 Normandale Lake Blvd, Suite 175 Minneapolis, MN 55437 12. Residential Mortgage Real Estate Holdings, LLC 1100 Virginia Drive, Suite 250 Fort Washington, PA 19034 File Number: 2014 00009169 Seq: 4 ;Page 5 of 5) ETS OF VIRGINIA, INC. ETS OF WASHINGTON, INC. EXECUTIVE TRUSTEE SERVICES, LLC GMAC MORTGAGE USA CORPORATION GMAC MORTGAGE, LLC HOMECOMINGS FINANCIAL REAL ESTATE HOLDINGS, LLC HOMECOMINGS FINANCIAL, LLC PATI REAL ESTATE HOLDINGS, LLC RAHI REAL ESTATE HOLDINGS, LLC RESIDENTIAL FUNDING COMPANY, LLC RESIDENTIAL FUNDING REAL ESTATE HOLDINGS, LLC RESIDENTIAL MORTGAGE REAL ESTATE HOLDINGS, LLC (COLLECTIVELY, THE "COMPANIES By: Name: Charles Laubach Title: Vice President Witness: cc tiv c'v� t Name: Jeanne Carr f/ Witness: Name: Joan Gadler On this c day of OC�f r 2013, before me, the undersigned, a Notary Public in and for said State and County, personally appeared Charles Laubach, personally known to me to be the person who executed the within instrument as Vice President on behalf of the Companies and he acknowledged that said instrument is the act and deed of the Companies and that he, being authorized to do so, executed and delivered said instrument for the purposes therein contained May4.2016 My Commission Expires STATE OF PENNSYLVANIA COUNTY OF MONTGOMERY In witness hereof, I hereunto set my hand and official seal. [Seal] COMMONWEALTH or PENNSYLVANIA NOTARIAL SEAL JENNIFER A. SHANK, Notary Pubic poor Dubin Twp., Montgomery County My Commba on Expires May 4, 2016 File Number: 2014- 00009169 Seq: 5