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DR! Title Escrow
13057 W. Center Rd., Ste #1
Omaha, NE 68144 1 4 q7
AGREEMENT ASSUMING MORTGAGE AND REVISING INDEBTEDNESS AND
TERMS PAYMENT THEREOF (CONVENTIONAL)
This agreement, entered into this Z day of /VI A1w- b and between Bank of the West, a California
banking corp. the undersigned "Lender," and KERRI L KOFFORD hereinafter called "Borrower".
WHEREASE. Borrower desires to purchase the following described real estate: 1913 BERRY DR, Kemmerer
;and
WHEREAS, there is recorded in the Mortgage Records of Lincoln County, WYOMING in Book 791 Page 269 a
Mortgage /Deed of Trust, hereafter called the "Security Instrument' on said real estate. dated August 06, 2012 in favor of
Bank of the West, a California state banking corp.
and
WHEREAS. Borrower, as a part of the purchase price for said real estate desires to assume said Security Instrument and the
indebtedness and obligation secured thereby; and
WHEREAS, Lender has agreed to forego the exercise of its option to declare the whole amount of the present unpaid
indebtedness secured by said Security Instrument due and payable by reason of the impending change of ownership in the
above described real estate if certain hereinafter described modifications and amendments are made in the rate of interest and
terms if payment of said Security Instrument and the obligations secured thereby.
NOW. THEREFORE, for the value received and in consideration of the premises and of the mutual promises of the parties
hereto, it is mutually agreed that the Promissory note and the Security Instrument securing the payment thereof be revised and
amended in the following particulars:
This total amount of indebtedness of Borrower to Lender on account of the herein before described Note and Security
instrument as of the date hereof including all principal and interest due is One Hundred Forty Eight Thousand Eight Hundred
Twenty Nine And 53/100 Dollars 148,829.53 hereinafter referred to as the "principal balance."
11.
Borrower, jointly and severally, promises to pay the Lender, or order, at any designated place, the principal amount of One
Hundred Forty Eight Thousand Eight Hundred Twenty Nine And 53/100 Dollars 148,829.53 together with interest thereon
at the rate of 3.875 percent per annum. in monthly installments of Seven Hundred Nineteen And 46/100 Dollars
719.46 beginning April 01, 2014.
It is understood and agreed by the undersigned that the herein before described Security Instrument, except as amended herein,
shall constitute and relnain as security for the payment of the amount due, as above set forth, and that all terms and conditions
of said Security instrument, except as herein specifically amended, shall remain in full force and effect.
IN WiTNESS WHEREOF. the undersigned have hereunto set their hands this day and year first above written,
Borrower Ke n e t u p (7
Bank of the West, a California state banking corp.
Loan Servicer A) I VAC �L
STATE OF t_ -YD
SS.
COUNTY OF G, l /1 -(-t
&1_1 day of
Signed in my presence this
L Kofford.
STATE OF I 2 6
SS
COUNTY OF `l J�
'Signed in my presen this 2 _t
Adolf.
STEVEN A. CONK
NOTARY PUBLIC WYOMING
Uinta County
My Commission Expires Sep. 27, 2015
976397 5/1/2014 2:21 PM
LINCOLN COUNTY FEES: $12.00 PAGE 1 OF 1
BOOK: 831 PAGE: 408 MTG, ASSUMPTION AGMT
JEANNE WAGNER LINCOLN COUNTY CLERK
111 1
Borrower
Borrower
Notary P
Borrower
.41,4 4
Loan 8801767191 RRO I Sh7R27
201 Y. by Kerri
y;.
S TE/KO Pt CO CF:13801 (Rev 6/06)
day of ��Q 20 by Nikki
Notary Public T{A r �/y 2 T
Te n 1 v E K 3 01(Rev 6/06)
GENERAL NOTARY -State of Nebraska
JENA.RECKER
My Comm. Exp, Feb. 25, 2016