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Home My WebLink About976912 is AFTER RECORDING, RETURN TO: 976912 6/4/2014 3:53 PM AMERICAN TITLE, INC. LINCOLN COUNTY FEES: $24.00 PAGE 1 OF 5 P.O. BOX 641010 BOOK: 833 PAGE: 533 MORTGAGE OMAHA, NE 68164-1010 JEANNE WAGNER, LINCOLN COUNTY CLERK ATI# 3N1 (5 111111111111111111111111 I HEM M 1 III III III r Wells Fargo Bank, N.A. Attn: Document Mgt. P.O. Box 31557 MAC B6955 -013 Billings, MT 59107 -9900 [Space Above This Line For Recording Data] Reference Number: 20140626000092 Account Number: 682 682 2022699 -1xxx SHORT FORM LINE OF CREDIT MORTGAGE DEFINITIONS Words used in multiple sections of this document are defined below. The Master Form Mortgage includes other defined words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated May 09, 2014, together with all Riders to this document. (B) "Borrower" is EDWIN L. POE, A MARRIED PERSON. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Fargo Bank, N.A.. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD 57104. Lender is the mortgagee under this Security Instrument. (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated May 09, 2014. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at any one time of, ONE HUNDRED TWENTY THOUSAND AND 00 /100THS Dollars (U.S. $120,000.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after June 09, 2044. WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 1 of 5 pages) HCWF#4818- 6698- 6241v2 (11/16/2013) WY- 107006 -0413 Documents Processed 05 -06 -2014 12:59:37 (E) `Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [mark as applicable]: N/A Leasehold Rider N/A Third Party Rider N/A Other(s) [specify] N/A (H) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated August 14, 2007, and recorded on August 30, 2007, as Instrument No. 932651, Book 670 at Page 599 609 of the Official Records in the Office of the Recorder of Lincoln County/City, State of Wyoming. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County of Lincoln [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] THE PLOT, PIECE OR PARCEL OF LAND, WITH ALL THE BUILDINGS, APPURTENANCES AND IMPROVEMENTS THEREON, IF ANY, IN THE CITY OF ALPINE, COUNTY OF LINCOLN, STATE OF WYOMING DESCRIBED AS FOLLOWS: COMMENCING SOUTH 90 DEGREES 0 MINUTES W, 507 FEET FROM THE SE CORNER OF THE NW 1/4 SE 1/4, SECTION 29, T37N, R118W, 6TH P.M., THE POINT OF BEGINNING; THENCE N 82 DEGREES 30 MINUTES W, 225 FEET; THENCE S 28 DEGREES 30 MINUTES W, 30 FEET; THENCE S 66 DEGREES 35 MINUTES E, 240 FEET; THENCE N 16 DEGREES 20 MINUTES E, 100 FEET TO THE POINT OF BEGINNING. which currently has the address of 675 SUNSET DR [Street] ALPINE Wyoming 83128 "Property Address [City] [Zip Code] WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 2 of 5 pages) HCWF#4818- 6698- 6241v2 (11/16/2013) WY- 107006 -0413 Documents Processed 05 -06 -2014 12:59:37 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy of the Master Form Mortgage has been provided to Borrower. WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 3 of 5 pages) HCWF#4818- 6698- 6241v2 (11/16/2013) wy- 107006 -0413 Documents Processed 05 -06 -2014 12:59:37 s BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a copy of this document and a copy of the Master Form Mortgage. EDWIN L. POE Borrower WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 4 of 5 pages) HCWF#4818- 6698 -6241 v2 (11/16/2013) WY- 107006 -0413 Documents Processed 05 -06 -2014 12•59:37 For An Individual Acting In His /Her Own Right: State of L1 c ,..4. County of L-Q-- e This instrument was acknowledged before me on S r' ZC) i q (date) by EDWIN L. POE (name(s) of persons) aisw- 1110 1L 8.441,4 \.N uc Notary Public My Commission Expires: Z i (Seal. if any) JuuItlmoisiuuuulisuu ,uuuuu,I umisi6 KENT K. MANNINA C +y C OMM #2058389 S .a';L NOTARY PUBLIC CALIFORNIA '4i .1 �I. ALAMEDA COUNTY 1 M G�Nff1ffilIEili,�p�FEk 8!'/17 £818 II�� IuIuuuII ►��huIIII,IuuI,ru�ui.uI.Ip Loan Originator's Name: Alfonso Luen Encarnacion NMLSR ID: 954003 WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 5 of 5 pages) HCWF#4818- 6698 -6241 v2 (11/16/2013) WY- 107006 -0413 Documents Processed 05 -06 -2014 12:59:37