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HomeMy WebLinkAbout977149STATE OF WYOMING SS. COUNTY OF LINCOLN 977149 6/24/2014 11:22 AM LINCOLN COUNTY FEES: $63.00 PAGE 1 OF 18 BOOK: 834 PAGE: 605 DEED, SHERIFFS JEANNE WAGNER LINCOLN COUNTY CLERK 111111111N 1111 111111 111 II 11111111111111111111 11111 1 II 1 1111 1111 CERTIFICATE OF PURCHASE I, M. SHANE JOHNSON, SHERIFF OF THE COUNTY OF LINCOLN, STATE OF WYOMING, DO HEREBY CERTIFY, pursuant to Wyoming Statutes 34 -4 -101 et seq., that pursuant to the power provided in said statutes, pursuant to the provisions of the Mortgage that was recorded in the Office of the Lincoln County Clerk on November 22, 2010 in Book 757 beginning at Page 620 as Receiving No. 956855, and at the request of Timothy R. Cottrell and SanDee K. Cottrell, Mortgagees, and in compliance with the published Notice of Foreclosure Sale that the real property encumbered by said Mortgage would be sold on the steps of the Lincoln County Courthouse, in Kemmerer, Wyoming, on June 24, 2014 at 10:00 a.m., the following described real property was sold: Lot 10 of Salt River Ranch Subdivision, as shown on the plat thereof filed for record on September 8, 2006 as Receiving No. 922287 and as Plat No. 84 -E, in the Office of the Clerk of Lincoln County, Wyoming. I FURTHER CERTIFY that notice of intent to foreclose by advertisement and sale was served upon the record owner and person in title by certified mail, return receipt requested, mailed to the last known address of record at least ten days before the commencement of the first Said property was sold to: Name: T moT y R. CoTret¢t,L 8. YAK Der K. Cori7Z6 Address: 96 /1 d XT LAIV S"8/NQ, ne x4s 7 379 The amount paid: 3 Z9 S 3 9 CERTIFICATE OF PURCHASE COTTRELL CHECKETTS PAGE 1 OF 2 publication of notice, as shown by the attached documentation; that due and proper notice of the sale was published as required by law, as shown on the Affidavit of Publication attached hereto; that the price for which the real property was sold was the highest price bid therefore, and that said purchaser was the highest bidder for the real property; that that the whole sum so bid was paid; that to my best knowledge and belief, such sale was in all respects honestly and fairly conducted; and that the amount for which the real property was sold was the amount set forth above to satisfy the amount due on the mortgage at the date of the sale, with interest and costs and disbursements allowed by law, including attorney's fees supported by the attached affidavit of counsel. THE PURCHASER, OR PURCHASER'S HEIRS OR ASSIGNS, will be entitled to a deed to the real property that was sold at the expiration of the redemption period unless the real property is previously redeemed or the time for redemption is extended as provided by law. IN WITNESS WHEREOF, I have executed this Certificate of Purchase at Kemmerer, Wyoming, this 24th day of June, 2014. ACKNOWLEDGED before me by 311n S -+Ze_h G (r IA Deputy Sheriff, Lincoln County, Wyoming, this 24th day of June, 2014. WITNESS my hand and official seal. My Commission expires: 3 "I BY: CERTIFICATE OF PURCHASE COTTRELL CHECKETTS PAGE 2 OF 2 M. SHANE JOHNSON, SHERIFF LINCOLN COUNTY, WYOMING NO ARY PUBLIti April Brunskl Notary Public NrIty S,c:ecf o f F (r Lincoln r Wyoming My Commission Expires 3 _I t rs FORECLOSURE SALE TIMOTHY R. COTTRELL AND SANDEE K. COTTRELL MORTGAGEES ROBERT M. CHECKETTS AND JANALEE CHECKETTS, MORTGAGORS JUNE 24, 2014 STATE OF WYOMING SS. COUNTY OF LINCOLN AFFIDAVIT OF COUNSEL REQUIRED BY WYOMING STATUTE 34- 4- 104(a) AND 34 -4 -112 I, M. KEVIN VOYLES, of LUTHI VOYLES, LLC, being duly sworn and under oath, state as follows: 1. That I am the counsel for Timothy R. Cottrell and SanDee K. Cottrell, the Mortgagees of the Mortgage that was recorded in the Office of the Lincoln County Clerk on November 22, 2010 in Book 757 beginning at Page 620 as Receiving No. 956855. 2. That said Mortgage is being foreclosed upon pursuant to Wyoming Statutes 34- 4 -101 through 34 -4 -113, Foreclosure by Advertisement and Sale, pursuant to the terms of said Mortgage. 3. That said Mortgage provides for attorney's fees if legal action is necessary to collect the debt that is secured by said Mortgage. 4. That pursuant to Wyoming Statutes 34- 4- 104(a), I hereby certify that prior to the first date of publication of the Notice of Foreclosure Sale, a copy of said Notice was served, FORECLOSURE SALE TIMOTHY R. COTTRELL AND SANDEE K. COTTRELL MORTGAGEES ROBERT M. CHECKETTS AND JANALEE CHECKETTS, MORTGAGORS JUNE 24, 2014 AFFIDAVIT OF COUNSEL REQUIRED BY WYOMING STATUTE 34- 4- 104(a) AND 34 -4 -112 PAGE 1 OF 3 by certified mail, return receipt requested, upon the mortgagors and the owner of the property, both at their last known address. There were no other persons in possession of the property, and there were no other subordinate liens of record to which such Notice copies needed to be sent. 5. That pursuant to Wyoming Statutes 34 -4 -112, I affirm that there has been and that there is now no agreement, express or implied, between Timothy R. Cottrell and SanDee K. Cottrell and myself or my law firm, nor is there any such agreement with any other person or entity, for the sharing or division of the attorney's fees included in the amount sought for attorney's fees in said foreclosure sale. 6. That I further affirm that the attorney's fees included in the amount sought for attorney's fees in said foreclosure sale are compensation for services actually rendered in said foreclosure sale. 7. That balance of said Mortgage as of June 24, 2014, and the costs and attorney's fees of the foreclosure judgment and sale are as follows: Mortgage Principal Balance $321,631.43 Accrued Interest through 06/24/14 28,152.22 Foreclosure Report 1,072.00 Publication Costs 270.00 Legal Fees for Foreclosure Sale 2,610.00 Postage 25.92 2013 Taxes through 06/24/14 1,456.32 Recording Fees 78.00 $355,295.89 FORECLOSURE SALE TIMOTHY R. COTTRELL AND SANDEE K. COTTRELL MORTGAGEES ROBERT M. CHECKETTS AND JANALEE CHECKETTS, MORTGAGORS JUNE 24, 2014 AFFIDAVIT OF COUNSEL REQUIRED BY WYOMING STATUTE 34- 4- 104(a) AND 34 -4 -112 PAGE 2 OF 3 June, 2014. DATED this 24th day of June, 20142. WITNESS my hand and official seal. CHRISTINA K. ALLRED NOTARY PUBLIC COUNTY OF N Y STATE OF LINCOLN WYOMING MY COMMISSION EXPIRES APRIL 30, 2017 My Commission expires: ?O- 93)f Kevi Voyles LUTHI VOYL S, LLC P.O. Box 820 Thayne, Wyoming 83127 -0820 Tel: (307) 883 -7887 Fax: (307) 883 -7889 Attorney for Timothy R. Cottrell and SanDee K. Cottrell, Mortgagees SUBSCRIBED AND SWORN TO before me by M. Kevin Voyles this 24th day of NOTARY PUBLIC FORECLOSURE SALE TIMOTHY R. COTTRELL AND SANDEE K. COTTRELL MORTGAGEES ROBERT M. CHECKETTS AND JANALEE CHECKETTS, MORTGAGORS JUNE 24, 2014 AFFIDAVIT OF COUNSEL REQUIRED BY WYOMING STATUTE 34- 4- 104(a) AND 34 -4 -112 PAGE 3 OF 3 Alliance Title Escrow Corp. 1.800.826.1801 Luthi Voyles, LLC 257 N Main St. PO Box 820 Thayne, WY 83127 Please Remit Payment To: Alliance Title Escrow Corp. Attn: Accounts Receivable 380 E. Parkcenter Blvd Suite 105 Boise, ID 83706 ALLIANCE TITLE St ESCROW CORP. File Number Transactee Client's File Class /Description Memo Amount 228281 Cottrell, Timothy Owner's Premium Foreclosure Gurantee Policy $1,047.00 228281 Cottrell, Timothy Lender's Premium Tax Guarantee $25.00 Total $1,072.00 Buyer (Borrower) Timothy R Cottrell and SanDee K Cottrell Seller (if any) Janalee M Checketts, or her succesor or successors in trust, Trustee of "TH JANALEE M CHECKETTS REVOCABLE TRUST" dated March 22, 2011 Loan Amount (if any) $100.00 Sales Price (if any) $335,000.00 Property Address: N/A Salt River Ranch Road Thayne, WY 83127 Invoice Date: 04/18/2014 Number: 59372 Total Due $1,072.00 M. Kevin Voyles Charles M Clinger Brad D. Hardy Randall B. Luthi Of Counsel LUTHI VOYLES, LLC ATTORNEYS AT LAW 257 North Main Street P.O. Box 820 Thayne, Wyoming 83127 -0820 CERTIFIED MAIL NO. 7012 1010 0003 5438 1808 RETURN RECEIPT REQUESTED JanaLee M. Checketts, Trustee 4370 West 2650 North Ogden, Utah 84404 CERTIFIED MAIL NO. 7012 1010 0003 5438 1815 RETURN RECEIPT REQUESTED Dear Mr. and Mrs. Checketts: April 21, 2014 Robert and JanaLee Checketts 4370 West 2650 North Ogden, Utah 84404 RE: Notice of Default on Mortgage Demand for Payment in Full Notice of Intent to Foreclose on Mortgage on Property located in Salt River Ranch Subdivision, Lincoln County, Wyoming Tel: 307.883.7887 Fax: 307.883.7889 Chris Allred Assistant This letter, on behalf of Timothy Cottrell and SanDee Cottrell, is notice to you that you have defaulted on your Promissory Note and Mortgage to them for Lot 10 in Salt River Ranch Subdivision, Lincoln County, Wyoming. That property was more specifically described in that Mortgage that was recorded in the Lincoln County, Wyoming land records on November 22, 2010 in Book 757 beginning at Page 620 as Receiving No. 956855. Mr. and Mrs. Cottrell are exercising their remedy for default, provided in the Promissory Note and Mortgage, by hereby declaring all sums due thereunder immediately due and payable in full. This letter is also notice, given pursuant to Wyoming Statutes 34- 4- 103(iv), and the Promissory Note and Mortgage, that if you fail, within twenty (20) days of the date of this letter, to pay the amount due on the Promissory Note and Mortgage, which as of April 21, 2014 is $340,973.37, plus interest accruing at the rate of $105.74 per day until paid, plus the costs that Mr. and Mrs. Cottrell have incurred to collect on the debt to date (the cost of a Certified Foreclosure Report, $1,072.00, and attorney's fees, $675.00), Mr. and Mrs. Cottrell will JanaLee M. Checkettes, Trustee Robert and JanaLee Checketts April 22, 2014 Page 2 of 2 commence foreclosure on the property by publication of notice of sale of the property pursuant to the power to sell the property reserved by them in the Mortgage. If Mr. and Mrs. Cottrell sell the property by notice and sale, you will remain liable to them for all amounts that remain due and owing to them under the Mortgage after the sale. You will also be liable under the Mortgage for all expenses that they incur in completing the sale if such amounts exceed the sale proceeds. If you have any questions concerning this notice, please contact me at (307) 883 -7887. This letter is an attempt to collect a debt. Any information that is obtained as a result of this letter may be used to collect on that debt. Sincerely, LUTIJI VOYLES, LLC M. evin Voyles LUTHI VOYLES, LLC ATTORNEYS AT LAW M. Kevin Voyles 257 North Main Street Tel: 307.883.7887 Charles M Clinger P.O. Box 820 Fax: 307.883.7889 Thayne, Wyoming 83127 -0820 Brad D. Hardy Chris Allred Randall B. Luthi Assistant Of Counsel CERTIFIED MAIL NO. 7012 1010 0003 5438 1808 RETURN RECEIPT REQUESTED JanaLee M. Checketts, Trustee 4370 West 2650 North Ogden, Utah 84404 CERTIFIED MAIL NO. 7012 1010 0003 5438 1815 RETURN RECEIPT REQUESTED /Robert and JanaLee Checketts 4370 West 2650 North Ogden, Utah 84404 RE: Notice of Default on Mortgage Demand for Payment in Full Notice of Intent to Foreclose on Mortgage on Property located in Salt River Ranch Subdivision, Lincoln County, Wyoming Dear Mr. and Mrs. Checketts: This letter, on behalf of Timothy Cottrell and SanDee Cottrell, is notice to you that you have defaulted on your Promissory Note and Mortgage to them for Lot '10 in Salt River Ranch Subdivision, Lincoln County, Wyoming. That property was more specifically described in that Mortgage that was recorded in the Lincoln County, Wyoming land records on November 22, 2010 in Book 757 beginning at Page 620 as Receiving No. 956855. Mr. and Mrs. Cottrell are exercising their remedy for default, provided in the Promissory Note and Mortgage, by hereby declaring all sums due thereunder immediately due and payable in full. This letter is also notice, given pursuant to Wyoming Statutes 34- 4- 103(iv), and the Promissory Note and Mortgage, that if you fail, within twenty (20) days of the date of this letter, to pay the amount due on the Promissory Note and Mortgage, which as of April 21, 2014 is $340,973.37, plus interest accruing at the rate of $105.74 per day until paid, plus the costs that Mr. and Mrs. Cottrell have incurred to collect on the debt to date (the cost of a Certified Foreclosure Report, $1,072.00, and attorney's fees, $675.00), Mr. and Mrs. Cottrell will April 21, 2014 JanaLee M. Checkettes, Trustee Robert and JanaLee Checketts April 22, 2014 Page 2 of 2 commence foreclosure on the property by publication of notice of sale of the property pursuant to the power to sell the property reserved by them in the Mortgage. If Mr. and Mrs. Cottrell sell the property by notice and sale, you will remain liable to them for all amounts that remain due and owing to them under the Mortgage after the sale. You will also be liable under the Mortgage for all expenses that they incur in completing the sale if such amounts exceed the sale proceeds. If you have any questions concerning this notice, please contact me at (307) 883 -7887. This letter is an attempt to collect a debt. Any information that is obtained as a result of this letter may be used to collect on that debt. Sincerely, LUTHJ VOYLES, LLC M. Klevin Voyles 111 rq N r-q iTtIFIEIX IL RECEIPT' POIngSliCinaki Only; IclolospthiAce:doverage,Provided) OkrirAelliitliVitifiFrrititio0.1sjeo.avie.b'site at,,v Postage Certified Fee Retum Receipt Fee (Endorsement Required) Restricted Delivery Fee (Endorsement Required) Total Postage Fees Sent T o M cGgerr,g_ 77e4S7 1615 °IfOlivcijeST 240 NislA7pf City State, 1477444 5 0 Li 05:PorAgfipp,Aligii:42,065 4 See KeVere'fdr histratioti 4 1 01. EI OF,46. cleilvetkilifokiliAv.11310j404:06".atom.w.upp,s,17.45thir,'. 1 V. Po .10 6. 98 A ri 81 Postage Certified Fee co Restricted Delivery Fee (Endorsement Required) Return Receipt Fee (Endorsement Required) Total Postage Fees Sent To RoodINT cicfcgen.5 Street, Apt No.; wa 24n Arozai City, State, ZIP+4 0 Go 3 gi pla Al& Att2iik,thgtlItai'xv.k`LtiiiirAfsirAhitiliclig, M. Kevin Voyles Charles M Clinger Brad D. Hardy Randall B. Luthi Of Counsel JanaLee M. Checketts, Trustee 4370 West 2650 North Ogden, Utah 84404 Robert and JanaLee Checketts 4370 West 2650 North Ogden, Utah 84404 Enclosure RE: Notice of Foreclosure Sale Dear Mr. and Mrs. Checketts: LUTHI VOYLES, LLC ATTORNEYS AT LAW 257 North Main Street P.O. Box 820 Thayne, Wyoming 83127 -0820 May 14, 2014 CERTIFIED MAIL NO. 7012 1010 0003 5438 1839 RETURN RECEIPT REQUESTED CERTIFIED MAIL NO. 7012 1010 0003 5438 1846 RETURN RECEIPT REQUESTED Enclosed pursuant to Wyoming Statutes 34- 4- 104(a) is a copy of the Notice of Foreclosure Sale for the foreclosure by Timothy R. Cottrell and SanDee K. Cottrell on the Mortgage on the property located on Salt River Road in Thayne, Wyoming. That property was more specifically described in the Mortgage that was recorded in the Lincoln County, Wyoming land records on November 22, 2010 in Book 757 beginning at Page 620 as Receiving No. 956855. As the enclosed Notice of Foreclosure Sale states, the foreclosure sale is scheduled for 10:00 a.m. on June 24, 2014 on the steps of the Lincoln County Courthouse in Kemmerer, Wyoming. Sincerely, LUTHI VOYLES, LLC M. evin V I/ I L-1 0 es Tel: 307.883.7887 Fax: 307.883.7889 Chris Allred Assistant NOTICE OF FORECLOSURE SALE NOTICE IS HEREBY GIVEN pursuant to Wyoming Statutes Sections 34 -4 -101 through 34 -4- 113, that a foreclosure sale will be held at 10:00 a.m. on June 24, 2014 on the steps of the Lincoln County Courthouse in Kemmerer, Wyoming. The sale will be foreclosing on a Mortgage to Timothy R. Cottrell and SanDee K. Cottrell, Mortgagees, from Robert M. Checketts and JanaLee Checketts, Mortgagors. That Mortgage was recorded in the Lincoln County, Wyoming land records on November 22, 2010 in Book 757 beginning at Page 620 as Receiving No. 956855. The property that is the subject of the sale is located on Salt River Ranch Road in Thayne, Wyoming, and is more particularly described as follows: Lot 10 of Salt River Ranch Subdivision, as shown on the plat thereof filed for record on September 8, 2006 as Receiving No. 922287 and as Plat No. 84 -E, in the Office of the Clerk of Lincoln County, Wyoming. Principal and accrued interest due on the Mortgage as of May 14, 2014 is $343,405.39. Interest is continuing to accrue at the rate of $105.74 per day. The total amount of principal and interest due on the Mortgage and the costs of the foreclosure sale, including attorney's fees and collection costs, totals $345,448.31 as of May 14, 2014, and that amount is now payable in full by Mortgagors to Mortgagees. The property being foreclosed upon may be subject to other liens and encumbrances that will not be extinguished at the sale and any prospective purchaser should research the status of title before submitting a bid. DATED this 14th day of May, 2014. PUBLISH: (for four (4) consecutive weeks) L Kevi Voyles LUTHI VOYLES, LLC P.O. Box 820 Thayne, Wyoming 83127 -0820 Tel: (307) 883 -7887 Fax: (307) 883 -7889 Attorney for Timothy R. Cottrell and SanDee K. Cottrell M. Kevin Voyles Charles M Clinger Brad D. Hardy Randall B. Luthi Of Counsel JanaLee M. Checketts, Trustee 4370 West 2650 North Ogden, Utah 84404 Robert and JanaLee Checketts 4370 West 2650 North Ogden, Utah 84404 Dear Mr. and Mrs. Checketts: Enclosure RE: Notice of Foreclosure Sale LUTHI VOYLES, LLC ATTORNEYS AT LAW 257 North Main Street P.O. Box 820 Thayne, Wyoming 83127 -0820 May 14, 2014 Sincerely, LUTHI VOYLES, LLC M. Kevin Voyles Tel: 307.883.7887 Fax: 307.883.7889 CERTIFIED MAIL NO. 7012 1010 0003 5438 1839 RETURN RECEIPT REQUESTED CERTIFIED MAIL NO. 7012 1010 0003 5438 1846 RETURN RECEIPT REQUESTED Chris Allred Assistant Enclosed pursuant to Wyoming Statutes 34- 4- 104(a) is a copy of the Notice of Foreclosure Sale for the foreclosure by Timothy R. Cottrell and SanDee K. Cottrell on the Mortgage on the property located on Salt River Road in Thayne, Wyoming. That property was more specifically described in the Mortgage that was recorded in the Lincoln County, Wyoming land records on November 22, 2010 in Book 757 beginning at Page 620 as Receiving No. 956855. As the enclosed Notice of Foreclosure Sale states, the foreclosure sale is scheduled for 10:00 a.m. on June 24, 2014 on the steps of the Lincoln County Courthouse in Kemmerer, Wyoming. NOTICE OF FORECLOSURE SALE NOTICE IS HEREBY GIVEN pursuant to Wyoming Statutes Sections 34 -4 -101 through 34 -4- 113, that a foreclosure sale will be held at 10:00 a.m. on June 24, 2014 on the steps of the Lincoln County Courthouse in Kemmerer, Wyoming. The sale will be foreclosing on a Mortgage to Timothy R. Cottrell and SanDee K. Cottrell, Mortgagees, from Robert M. Checketts and JanaLee Checketts, Mortgagors. That Mortgage was recorded in the Lincoln County, Wyoming land records on November 22, 2010 in Book 757 beginning at Page 620 as Receiving No. 956855. The property that is the subject of the sale is located on Salt River Ranch Road in Thayne, Wyoming, and is more particularly described as follows: Lot 10 of Salt River Ranch Subdivision, as shown on the plat thereof filed for record on September 8, 2006 as Receiving No. 922287 and as Plat No. 84 -E, in the Office of the Clerk of Lincoln County, Wyoming. Principal and accrued interest due on the Mortgage as of May 14, 2014 is $343,405.39. Interest is continuing to accrue at the rate of $105.74 per day. The total amount of principal and interest due on the Mortgage and the costs of the foreclosure sale, including attorney's fees and collection costs, totals $345,448.31 as of May 14, 2014, and that amount is now payable in full by Mortgagors to Mortgagees. The property being foreclosed upon may be subject to other liens and encumbrances that will not be extinguished at the sale and any prospective purchaser should research the status of title before submitting a bid. DATED this 14th day of May, 2014. PUBLISH: (for four (4) consecutive weeks) C-. Kevi Voyles LUTHI VOYLES, LLC P.O. Box 820 Thayne, Wyoming 83127 -0820 Tel: (307) 883 -7887 Fax: (307) 883 -7889 Attorney for Timothy R. Cottrell and SanDee K. Cottrell .1307;1 F I ED,'; MI 1 PT ....i020.mosPoiYai490 N4 ora:ge,Provided).. 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No.; 0q0. 1 Sr .,ZC 5 A4 5 #177 Cali .34 4 (A.Th 14 ...`"elf:05114 MIN utivotb DATE DESCRIPTION ITEM INCHES RATE AMOUNT BALANCE 04/20/2014 04/23/2014 04/23/2014 05/21/2014 TIMOTHY R COTTRELL :LEGAL ADV 9 7.50 67.50 FORECLOSURE 05/28/2014 TIMOTHY R COTTRELL LEGAL ADV 9 7.50 67.50 FORECLOSURE 05/30/2014 06/04/2014 TIMOTHY R COTTRELL LEGAL ADV 9 7.50 67.50 FORECLOSURE 06/04/2014 06/11/2014 TIMOTHY R COTTRELL LEGAL ADV 9 7.50 67.50 FORECLOSURE 06/11/2014 CURRENT 1 -30 DAYS PAST DUE 31 -60 DAYS PAST DUE 61 -90 DAYS PAST DUE OVER 90 DAYS PAST DUE AMOUNT DUE STAR VALLEY INDEPENDENT PO BOX 129 AFTON WYOMING 83110 (307) 885 -5727- FAX (307) 885 -5742 BILL TO LUTHI VOYLES BOX 820 THAYNE, WY 83127 PLEASE RETURN THIS STATEMENT WITH YOUR PAYMENT THANK YOU We Now Accept Credit Cards TI' 4 '\TEM ENT AMOUNT DUE DATE 6/13/2014 I SARAH HALE, Managing Editor of the Star Valley Independent, published weekly at Afton, Lincoln County, Wyoming, do solemnly swear that the notice, a copy of which is hereto attached, was published weekly in the regular and entire sue of said newspaper, and not in any supplement thereof, for Lt consecutive issues, commencing with the issue date 2014, and ending with issue dated 2014. Subscribed and sworn in before me this 2014. My commission expires August 31, 2017 day of JANA BRYANT NOTARY PUBLIC County of"�, State of Lincoln V:1;9 Wyoming My Commission Expires August 31, 2017 Nota 4blic y 1N®EICE `OF° �FORECLOSURE SAL i', f ®TaI,'CxEAIS�¢HEIREBY GIyU =EF :..;pur uant{ ,tO W y Q min. g Statut %es� ectiono 3 1D 1 throuigh ,3'4' 4 z 13`, t that�at� foreclosure. sa l'e,w 1I e sheld at>11© 00; a�m� ,on, June! o�wnt ions ;or frr„ecor accriue.