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LINCOLN COUNTY FEES. $15.00 PAGE 1OF 2
BOOK: 841 PAGE: 4 AFFIDAVIT
JEANNE WAGNER LINCOLN COUNTY CLERK
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STATE OF WYOMING
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COUNTY OF LINCOLN
ESTOPPEL AFFIDAVIT
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This affidavit is made this J day of --5e, 20 9- by Gary G. Good
and Gloria A. Good, hereinafter referred to as Grantor, and said Grantor being first duly sworn
do depose and say as follows:
That Grantor did, on May 23` 2007, execute and deliver a Promissory note to 1 S,r Bank,
Division of Glacier Bancorp, of Alpine, Wyoming, said Note being in the Principal sum of
$62,825.57 with interest thereon at the rate set forth in said Note and said Note being secured by
a Mortgage of even date therewith, which Mortgage was filed of record on May 29 2007, in
Book 659 of Mortgages, at Page 585, in the office of the County Clerk of Lincoln County,
Wyoming said Mortgage covering certain real property situated in the County of Lincoln, State
of Wyoming, and being more particularly described as follows, to wit:
Lot 19 Trail Creek Subdivision, Lincoln County, Wyoming, according to that plat filed April 3,
2002, in the Office of the Lincoln County Clerk as Plat No. 196F.
That the Grantor has a Note upon which the principal amount of $60,131,63 plus interest
is at this time outstanding, Grantors hereby stating that they are unable to meet the obligations of
said Note according to the terms thereof.
That 1ST Bank, Division of Glacier Bancorp, of Alpine, Wyoming, is the present legal
holder of aforesaid Note and Mortgage and that pursuant to an agreement with the said '0 Bank,
Division of Glacier Bancorp, of Alpine, Wyoming, the Grantor made, executed and delivered
that certain Deed in Lieu of Foreclosure of even date herewith, which conveyed and transferred
the above described property to Glacier Bank, of Alpine, Wyoming, hereinafter referred to as the
Grantee.
The Grantor hereby acknowledge, agree and certify that the aforesaid Deed in Lieu of
Foreclosure is an absolute conveyance and transfer of the Grantors' right, title and interest in and
to said real estate, together with all improvements thereon and appurtenances thereunto
belonging and appertaining, and with release of all dower and homestead rights in and to said
real estate, and the aforesaid Deed in Lieu of Foreclosure has also conveyed, transferred and
assigned the Grantors' right of possession, rental and equity of redemption in and to said
premises. The Grantor further acknowledge, agree and certify that the value of the Grantors'
equity in said real estate is not in excess of the amount of total indebtedness outstanding, and in
consideration of the premises hereof and in consideration of such conveyance, the Grantor will
receive a full and complete release of personal liability on said Note, together with the
cancellation of record of said indebtedness by said Grantee upon acceptance of said Deed by the
Grantee and approval of title by the Grantee and subject further to the condition that the premises
have been vacated on or before Sp e 1 20 /1
The Grantor further acknowledge, agree, and certify that said Deed is given voluntarily
by the Grantor to 1 Bank, Division of Glacier Bancorp, of Alpine, Wyoming, the Grantee, in
good faith on the part of the Grantor and Grantee, without any fraud, misrepresentation, duress,
or undue influence whatsoever or any misunderstanding on the part of the Grantor, and was not
given as a preference against any creditors of the said Grantor; that said Deed shall not restrict
the right of the Grantee to institute foreclosure proceedings if it desires, but the conveyance by
said Deed shall be and is hereby intended and understood to be an absolute conveyance and an
unconditional sale, with full extinguishment of Grantors' equity of redemption, and with full
release of all Grantors' rights, title and interest of every character in and to said property, subject
to the acceptance of said Deed by the Grantee and approval of title by the Grantee, and subject
further to the condition that the premises have been vacated. Grantor understands that the giving
of the above described Deed may interfere with the obtaining of further insured mortgage loans.
That Grantor does hereby assign to the Grantee all hazard insurance policies now in
effect on the above described property and all escrow deposits for the payment of taxes,
insurance and other loan purposes (if any) presently held by the Grantee, and Grantor further
assign to the Grantee the right to receive payment of any claim payable under the terms of said
insurance policies, including any premium refund now or hereafter payable.
This affidavit has been made for the protection and benefit of the Grantee in the aforesaid
Deed, its successors and assigns, and all other parties hereafter dealing with or who may acquire
an interest in the property described therein, and shall bind the representatives, heirs, executors,
administrators, and assigns of the undersigned.
o The State of Witt
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County of l=insoin -_l e.`\)
The foregoing instrument was acknowledged and sworn to before me by Gary G. Good
and qoria A. Good, husband and wife, qs tenants by the entirety, personally known to me this
day of e 20_
Witness my hand and official seal.
My commission expires:
L i/ Q°
AL /L
ary Public K. LAYNE PORTER
NOTARY PUBLIC
ti STATE OF COLORADO
NOTARY ID 20074037582
k. MY COMMISSION EXPIRES OCTOBER 4, 2015