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Home My WebLink About979656After Recording Return To: Zions First National Bank Attn: Shipping Department 7800 E Dorado PI #150 Greenwood 'Village, CO 80111 Loan 048114020013913 979656 12/10/2014 3:12 PM LINCOLN COUNTY FEES: $24.00 PAGE 1OF 5 BOOK: 844 PAGE: 509 MODIFICATION AGREEMENT JEANNE WAGNER, LINCOLN COUNTY CLERK I I l i l l l 1 I I I I I 1 1111 11111111111 11 111 I I 1 11111 I I 111 1 1111 1 111 11 1111 11 1111111 111 11 1111 CSpnce Above This Line For Recording Data] LOAN MODIFICATION AGEEEJ MW {To a 1+ized Interest Rate) IF THE LOAN MODIFICATION AGREEMENT MUST BE RECORDED, TWO ORIGINAL LOAN MODIFICATION AGREEMENTS MOST BE EUCU TED BY THE BORROWER: ONE ORIGINAL IS TO BE FILED WITH TM NOTE AND ONE ORIGINAL TS TO BE RECORDED IN THE TAAND RECORDS WHERE THE SECURITY INSTRUMENT IS RECORDED This Loan Modification Agreement (the "Agreement"), made and effective this 12/3/2014 between Zion First National Bank "Lender") and ARCHER W SE AVER and CATHIE R SEAVER ("Borrower"), modifies and amends certain terms of Borrower's indebtedness evidence 05/09/2014 in the original principal sum of U.S. S163,000.00 and seemed by (2) the Mortgage, Deed of Trust, or Security Decd (the 'Security Instrument") and Ridcr(s), if any, dated the in date as the Note and recorded is Instrument Number 976594, of the Records of Lincoln County. The Socuriry Instrument ent covers the real and personal property described in the Security Instrument and defined as the "Property", located at 1469 Carryon ltd Kemmerer, WY 83101 the real property describedbeing set forth as follows: LOT 1 OF R -A ADDITION, CITY OF KEMMERER LINCOLN COUNTY,WYOMING, AS DESCRIBED ON THE OFFICIAL PLAT ThEREOF,ITLEED AUGUST 2, 2012 AS INSTRUMENT NO. 965887 TN THE OFFICE OF TIE LINCOLN COUNTY CLERIC_ In consideration of the mutual promis• s and agreements exchanged, Lender and Borrower agree as follows (notwithstanding anything to the contrary contained in the Note and Sectnity Instrument): 1. Qgm'aiklancc. As o± 12/5/2014, the amount payable under the Note and Security Instrument (the "Unpaid Principal Balance") is U.S.$167,000.00. 2. Juterest.tate. Borrower promises to pay the Unpaid 111,0.i1Aal Balance, pins interest, to the order of Larder. Interest will be charged on the Unpaid Principal Balance at the yearly sate of 4.125 beginning, both before and after any default described in the Note. The yearly rate of 4.125% will remain in effect until principal and i nterest is paid in full. 3. Jvdontbly 1'avmeuts and 1vlamrity Date. Borrower promises to make monthly payments of principal and interest of U.S. S80937, begiaming on the day o$ 02/01/2015, and continuing thereafter on the same day of each succeeding month until principal and annalsca c LOAN MOAx5ICA51ON AGREEMENT (To anted Xntorest R9to)- Sin&Je Ferry- Froddie Mac UMFORM INSTRUMENT Form M61 03 /04 Cone 1 0/ I interest arc paid in full. If oo, 01 /01/2045, (the "Maturity Date Borrower still owes amounts under the Note and the Semiry Instrument, as amended by this Modification Agreement, the Borrower will pay those amounts b fall on the Maturity Date. 4. Place of Pavmcnt. Borrower must make the monthly payments at 2200 S 3270 West, West Valley City, t'T 84119 or such other place as Lender may require. 5. Partial Payments Borrower may make a full prepayment or partial prepayments without paying any prepayment charge. Lender w4 l nse the prepayments to reduce the amount of principal that Borrower owes under the Note. however, Leader may apply the Prepayment to the accrued and unpaid mtelest on the prepayment amonntbefoze applying the prepayment to reduce the principal amount of the Note. If Borrower makes a partial prepayment, there will be no changes in the due dates or the amount of the monthly payments unless Lender agrees in writing to those changes. 6. Property Tratfer. If all or any part of the Property or any interest in the Property is sold or =stared (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or =stared) witbout Lender's prior written consent, Lender may regime immediate payment in full of all sums secured by the Security Instrument. If Lender exercises this option, Lender ha give Borrower notice of acceleration. The notice shall provide a period of not Iess than 30 days from the date the notice is given in accordance with Section 15 of the Seemity Instrument, within which Borrower must pay all stems secured by the Security Inttmment If Borrower fails to pay these sins prior to the e.'tpiration of this period, Lender may invoke any remedies permitted by this Security Instrument without farther notice or demand on Borrower. 7. Compliance with Covenants. Borrower also will comply with all other covenants, agreements, and requirements of the Security lnsamncat, including without limitation, Borrower's covenants and agreements to make all payments of taxes, insurance premiums, assessments, escrow items, impounds, and all other payments that Borrower is obligated to make under the Security Instrument Nothing in this Agreement shall be rmderstood or construed to be a satisfaction or release in whole or in part of the Note and Security Instrument. Except where otherwise specifically provided in this Agreement, the Note and Security Instrument will remain unchanged, and Borrower and Lender will be bound by, and comply with, all of the terms and provisions thereof, as amended by this Agreement In Witness Wbercof Lender and Borrower have executed this Agreement By use National Bank 1466, V I a Marilee M. Fenske Regional Operations Manager �A 3e �s&13 ARCHER W S]EAVra Borrower CAT R SEAVER zu a R (Sea) Borrower MOLT/STATE LOAN MODIFICATION AGREEMENT go Picts interest Rate)StaglcFmri}y —Freddb Mac =FORM INSTRUMENT From 5I61 004 &ago Z 413pora (Space Below This Line For Acknowledgment Ira Accordance with Laws at.laxisactiou) STATE OF WY COUNTY OF Lincoln lbaebyoatity that on this dlty, before me Lori Kalan p gy appcga Archer W. Seaver and a. thi e R. Seaver ,]mown to be the pe sou(s) drsettled bland who executed to foregoing insttDmit and acbmawleogca mune mo that be/she/they executed the same for the pip= them expressed. roe s� Lon Kalan Notary Public County is ,��F?�, SI@ioaf Wyoming .N.y Commission Uwe 2,125/ 4);5. 0•4 -0-0-e-4. STATE OF COUNTY OF Vireif4/14 0 Q )SS: Wimssmyhandsndoificial this 3rd 'divot December, 2014. )SS. Notary Public Rreidingat Diamondville, WY Ivey comntissan Expircr 02/26/2014 SARA BAROS NOTARY PUBLIC STATE OF COLORADO MY COMMISSION EXPIRES SEPTEMBER9, 20 )a 7yy� 1j�yj�� r I hereby certify kac before me fa— t!en /t� (No y), P�IIy apps, lr 4f X�C s known to be the V lck j 4 f d O oftfte ceepontioa named and that hrhhekhcy acknowledged executing the same freely and voluntarily tinder authority duly vested in them by said ootpeaaation. Wi toss my hand and official scat 54k day of le.ak 1 i� MUr.Z7STATg LOAN MODZFiCAMON AGREZDG9VT(r6 Mod mtmatRaNSlogle F Breasa Mao IINEFORMINSTIUMNT Farm st61 03Ni (Dan• 3 oil ;ATM) M coon, oa Expitts Recording Requested By/Return To: Zions First National Bank 7800 E Dorado PI #150 Greenwood Village CO 80111 This Instrument Prepared By: Zions First National Bank 7800 E Dorado PI #150 Greenwood Village CO 80111 1\11N# 100019510000046305 ASSIGNMENT OF DEED OF TRUST For Value Received, the undersigned holder of a Deed of Trust, Zions First National Bank (herein "Assignor whose address 45 East 400 North now known as 2200 S 3270 West, West Valley City, UT 84119 does hereby grant, sell, assign, transfer and convey, unto Mortgage Electronic Registration Systems, Inc. "MERS its successors and assigns, a corporation organized and existing under the laws of Delaware, whose address is P.O. Box 2026, Flint, Michigan 48501 -2026, (herein "Assignee a certain Deed of Trust, dated 05/09/2014, made and executed by Zions First National Bank,to Trustee, upon the following described property situated in County of Lincoln, State of WY 1469 Canyon Rd Kemmerer, WY 83101 such Deed of Trust having been given to secure payment of ($809.37) which Deed of Trust is of record in Instrument No. 976594 of the County Records of County Lincoln, State of WY, together with the note(s) and obligations therein described, the money due and to become due thereon with interest, and all rights accrued or to accrue under such Deed of Trust. TO HAVE AND TO HOLD, the same unto Assignee, its successor and assigns, forever, subject only to the terms and conditions of the above described Deed of Trust. MIN# 1000195 10000046305 MERS Phone Number: 1-888- 679 -6377 ALL MERS Assignment —11-08-13 IN WITNESS WETREOF, the undersigned Assignor has executed this Assignment of Deed of Trust on /a2(5 Seal: MIN# 100019510000046305 it t National Bank ssignor) Marde- enske egional rations Manager State of 2t9- LI County of I hereby certify that on this day, ZAt i r befo e me eeira& (Notary), personally appeared ktiA wee cp as I G known to be the of the Corporation named and that he /she acknowledged executing the same freely and voluntarily under authority duly vested in them by said corporation. Witness my hand and official seal this day of. i s s: Notary Public Residing at 7 �O My commission expires: v,e SARA BAROS NOTARY PUBLIC STATE OF COLORADO MY COMMISSION EXPIRES SEPTEMBER 9, 2016 MERS Phone Number: 1-888- 679 -6377 ALL —MFRS Assi,ment 11 -08 -13