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HomeMy WebLinkAbout886764BOOK ...... i~..., PR PAGE_~ CERTIFICATE OF I, Stg~e Dillree being duly sworn and of leg~t/af~&i;::'.he~eb'y~'} .... '. certify that I am the (Deputy) Sheriff of Lincoln Co,unty, Wyoming, and further: 1, That on the 9m day of January, 2003, commencing at or about the hour of 10:00 LII',ICOLN COUf',ITY CLERK a.m., I conducted a public sale upon foreclosure by advertisement and sale at the front steps of the Lincoln County Courthouse, 925 Sage Avenue, in Kemmerer, Wyoming of the real property described as follows: The following property situated in Lincoln County, Wyoming: Beginning at a point which is two (2) rods North of the Southwest Corner of Lot two (2) of Blo~ck twenty (20) in the Town of Afton, County of Lincoln, State of Wyoming, and running THENCE North three (3) rods; THENCE East ten (10) rods; THENCE South three (3) rods; THENCE West ten (10) rods to the point of beginning. 2. That such sale. was conducted according to the statutory requirements for foreclosure by advertisement and sale as set forth in Wyo. Stat. § 34-4-101 et seq. 3. That such sale was Preceded by publication of proper notice of the time and place of the sale. in a newspaper of general circulation in Lincoln County, Wyoming, as evidenced by the Affidavit of Publication attached hereto as Exhibit A, 4. That Mortgagee's attorney has execut'ed his affidavit as required by Wyo. Stat. §§ 34-4-103(a)(iv) and 34-4-112, attached hereto as Exhibit Boyd W±lkes and lone W±lkes, Husband and 5. The highest bidder at such sale was tufa as Tenants by the Entireties , and the amount bid for the real property was $ 219,657.64 6. The purchaser is entitled to a Sheriff'S Deed to such property after all statutory redemption periods have expired, unless such property is redeemed prior to that date as provided by law. DATED this 9th day of'January, 200;3. (Deputy)Sheriff of Lincoln County, Wyoming STATE OF WYOMING COUNTY OF LINCOLN My Commission Expires: 3029844_1.DOC The foregoing instrument was subscribed and sworn to Steve Dillree __, (Deputy)Sheriff of Lincoln County, this 9th Witness my hand and official seal. i~otar~ Public ......... before me by ____ day of January, 2003. 153 THE STATE OF WYOMING} }ss County of Lincoln } PROOF OF PUBLICATION ~ first duly sworn deposes and says that she is an employee of the KEMMERER GAZETTE, a newspaper ,of general circulation, published at Kemmerer, Lincoln County, in the State of Wyoming. That the notice, true copy of which is hereto attached, was published on the ~-~'~ day of ."? ~ ~ f , , 2002 and was published in each succeeding week until the~f¢ day o' /(_~'.~.,~,:....:_~:.,.~e~ , 200Z being a period of ¢ successive week(s). That said newspaper is published weekly, on Thursday of each week Subscribed and sworn to before me, the NOTICE OF FORECLOSURE SALE Default has OCcurred on a Note dated January 3, 1994, payable by Gregg R..~ Wilkes and Melaiqie S; Wilkes i0 Star V alley Stale Bank(the"Note"). The Note: is seca 'ed by a Mortgage of the same date, which was recorded in the LincohK COm',y realproperty rec6rds on January 6, 1994 in Bool~ 343PR, Pages 533-- 536'CMortgage'). Wells Fargo"Bank Wyoming, N.A. is the'ho der' of thel Mortgage'pursu,'mt lo an Assignment Which was recorded in the Lincolnl County, Wyoming's real' property records on November 4, 2002, in Book2 503PR at Page 609. , · ' ' Nonpayment and other deihults exist, acceleration of the Note secured'by: the Mortgage has been declm'ed, and the entire remaining balance 0fthe Note: is now due and payable. No lawsuit has been filed to collect the Notwor any-- portion thereof. . . "' Take notice that the Mortgage will be foreclosed and the property encum-~ bered by the Mortgage will be sold by the Sheriff of Lin.c01n County to the~ highest bidder Ibr cash al public auction. The sale Will be held at the front steps of the Lincoln County Courthouse 925 Sage Avenue, Kemmeren Wyoming,. 83101, at 10:00 A.M., on Thm'sdaY, Jammry 9, 2003. As of October 29,2002, tim amount due and owing on the Note is $199,921.50 principal, plus $12.337.62 in accrued interest, for a total of $213,467.12. plus attorneys' fees, costs and- expenses of foreclosure. Interest hccrues at the rate of $4&56 per day after; October 29, 2002. The real property which wil! be.o~'er~d faf sale is described in Exhibit A aitac!~ed hereto. EXItlBITA · . " ':' .The followi~ig pr0p'enygituatedifi Lincoln County;'Wyoming: '., '. Beginning ut ~,~ point Which is two (2) rods North 0f theSouthwe..s! ,Corn, er~ of Lot two (2) of Block twenty (20) in (he Town of Aft0n; County o! t.,mcom, State of Wyoming, and running THENCE North three (3~ rods~ THENCE East ten ( I 0) rods; THENCE South three (3) rods; THENCE West ten ( ! 0) rods to the point ol' beginning. DATED this 28th day of November, 20(12. ' Isi .lames R. Belcher. P,C. HOLLAND& HART ' ' .... 'L515 Wan-eh Avenue; Suite , _ Cheyenne, WY 820%? Attorneys WELLS FARGO BANK WYOMING, December 5-12-19-24 . ............ ,/,¢-'~-.~ ~¢r.+-.-':a _.~,,/,.v .) '~' ~. e' Notary Public, Lincoln County, Wyo.. My commission expires on the llth day of May, 2003 Diana ~ynn Mackmeu- ~otaty t' .ibhc ,. County of ~ State of t Lincoln ~ Wyoming ¢.>..-,>-.,-s...,,.~,- -.- ..-,.,-¢-,.-,,,. ~. ~..-+, .. ........ .: .,.-:' AFFIDAVIT OF JAMES R. BELCHER I, James R. Belcher, being first duly sworn on my oath depose and say: 1. I am a resident of the State of Wyoming. 2: I am the sole shareholder and employee of James R. Belcher, P.C. and the P.C. is a partner of the law firm of Holl!and & Hart LLP. I am admitted to practice in the courts of the State of Wyoming and in the United States District Court for the District of Wyoming. 3. This Affidavit is made in. compliance with and pursuant to the provisions of Wyo. Stat. §§ 34-4-103(a)(iv) and 34,4-112. 4. I represent Wells Fargo Bank Wyoming, N.A. ("WFBW") in mortgage foreclosure proceedings against Gregg R. Wilkes' and Melanie S. Wilkes (the "Debtors") concerning th~ real property described as follows: The following property situated in Lincoln County, Wyoming: Beginning at a point which is two (2) rods North of the Southwest Corner of Lot :two (2) of Block twenty (20) in the Town of Afton, County of Lincoln, State of Wyoming, and running THENCE North three (3) rods; THENCE East ten (10) rods; THENCE South three (3) rods; THENCE West ten (10) rods to the point of beginning. 5. Mortgage foreclosure pro~ceedings have been instituted due to the Debtors' default on a Note dated January 3, 1994, payable by the Debtors to Star Valley State Bank ("Note"). The Note is secured by a Mortgage of the same date, recorded in the Lincoln County real property records on January 6, 1994 in Book 343PR, Pages 533-536 ("Mortgage"). Wells Fargo Bank Wyoming, Mortgage pursuant to an Assignment which N.A. is the holder of the Note and was recorded in the Lincoln County, Wyoming's real property records on November 4, 2002, in Book 503PR at Page 609. 6. No suit or proceeding has been instituted at law to recover the debt secured by the Mortgage. 7. A written notice of intent to foreclose the Mortgage by advertisement and sale was served on the Debtors on :October 29, 2002, by certified mail with return receipt requested at their last known ~ddresses. A true and correct copy of the Notice of Intent to Foreclose and the return receipt cards addressed to the Debtors is attached hereto as Attachment 1 and incorporated herein by reference. Notice was given as required at least ten (10) days before publication of notice of sale was first published. 8. I have not entered into an agreement, express or implied, between myself and my client, nor..between myself and any other person, for any sharing or division of attorney's fees to be allowed or added to the debt involved, and said fee when so allowed or added to the debt will be only as compensation for services actually rendered in the foreclosure proceeding by me. STATE OF WYOMING ) COUNTY OF LARAMIE ) FURTHER AFF~AYETH NOT. DATED this 'f/" day of January, 2003. f J a~/e~ R. Belcher / P~,st Office Box 1347 //Cheyenne, WY 82003-1347 \. /(307) 778-4200 I, Lynda L. Zeringue, a Notary Public, do hereby certify that on this day of January, 2003, James R. Belcher persona!lly appeared before me, who, being first duly sworn by me, declared that he read and signed t~he foregoing affidavit and that the statements therein contained are true. -.~ ~_¥/ In witness whe/eof, I have hereunto set my hand and seal this/' "-~ day of January, 20O3. My Commission Expires: 3029879_1 .DOC 2 DENVER · ASPEN BOULDER · COLORADO SPRINGS DENVER 'I~CH C~NTER BILLINGS" BOISE CHEYENNE "JACKSON HOLE SALT lAKE CITY WASHINGTON, D.C. Hol J.AB 2515 CHEYENNE, M~ CHEYI~NNE O VIA CERTIIrIED MAIL Return Receipt Requested · and First Class U.S. Mail Gregg R. Wilkes Melanie S. Wilkes 445 Washington Street Af~on, WY 83110 Gregg R. Wilkes Melanie S. Wilkes Post Office Box 278 Thayne; WY 83127 Town of Affon Attention: Town Clerk 416 Washington Street P.O. Box 3 I0 At:ton, WY 83110 David Rocknak Gretchen Roeknak 445 Washington Street Affon, WY 83110 RE: NOTICE OF A NOTICE OF 1~ Dear Mr. and Mrs. Wilkes and Rela Holland & Hart uuP repres~ which is the holder of a Promissor' & HART m' LI~¥S AT LAW SUITE 450 WARREN AVENUE WYOMING 82001-3117 lUNG ADDRESS O. BOX 1347 'WYOMING 82003-1347 :tober 29, 2002 156 TE[f~HONE (307) 778-4200 FACSIMILE (307) 778-8175 www. hollandhart.com J~Es It. BELCHER, P.C. 3071778-4236 jbeloherlJjhollandha~l.com Gregg R. Wilkes Melanie S. Wilkes Post Office Box 999 ~fton, WY 83110 First National Bank of Evanston (formerly First National Bank of Kemmerer) 1001 Main Street P.O. Box 6003 Evanston, WY 82931-6003 Zions First National Bank c/o Loan Servicing Group 2460 South 3270 West West Valley City, UT 84119 ~CELERATION OF NOTE BALANCE TENT TO FORECLOSE ed Parties: nts Wells Fargo Bank Wyoming, N.A. ("WFB'), Note dated January 3, 1994, payable by Gregg R. Attachment 1 Mr. and Mrs. Wilkes and other parties of interest October 29, 2002 Page 2 HO!X qD & HART ^~ ~ AT LAW, 157 and Melanie S. Wilkes (the "Wilkesl!) in the original amount of Three Hundred Sixty- ' Five Thousand Dollars ($365,000.00)payable to Star Valley State Bank. WFB has elected t'o accele~?te the unpaid balance of the Note due to the 'Wilkes' failure to make the sche~luled payments under the Note. WFB hereby formally demands payment on the Nate ~n the amount described belo : $199,921.50 $213,467.12 Principal Interest to 10/29/02 TOTAL (Interest accrues at the rate of $46.56 per day from and after 10/29/02) In addition, this letter s FORECLOSE a Mortgage record~ Lincoln County, Wyoming in Boo payment of the Note. A copy of this Notice of Intent to Foreclose this notice because they purport t~ Mortgage. The Wilkes are also contrac attempting'to collect the balance o: JKB/slf cc: William Freed, Wells Fargc 3002136_1.DOC ~rves as WFB's NOTICE OF INTENT TO ;d January 6, 1994 in'the real property records of k 343PK at Page 533 which was given to secure :,he Mortgage is attached to this letter. A copy of h~ Mortgage is being provided to the addressees of gold an interest in the property encumbered by the really liable for WFB's costs and attorneys' fees in ." khe Note. Very truly Yours, :Bank Wyoming, N.A. ISB m r"l r--I ri Postage $ Postage $ I'U I'~ Certified Fee Certified Fee Postmark ~ Poetma~l< Return Receipt Fee Here Return Receipt Fee Here m (Endoraamant Required) (Endorsement Required) ~ Restricted Delivew Fee Restricted Delivery Fee I:~ (Endorsement Requi,'ed) (Endorsement Required) __ ' Tof~[ pos*age & Feee $ ~ Total Postage & Fa~e ~ ~ ~ ~ s~tro cfrcgg: Wilkes ........ ~l~.nie S. Wilkes ................... - ............ .Me, la~i~ ~,.a,, ~.~.~'~"~i~'~'~ ................. § ' ~ ~ ao~ ~78 ... .ag g;~;--w-y--a ~ -~-~o ................................... ~ -e*~'~;a~'~;' WY"8'g i ~:9' .......... I II . ~. -.~ ~ i.~ ~' ~ -, . ~ ~ ~ = ~ '-~ E 0 '~ ~ ~ ~ 0 159 Certifie~ Fee Postmark Return Receipt Fee Here (Endorsement Required) Restricted Delivery Fee (Endorsement Required) -~-.~. ~at-~--fy~ -~]~. ox--~ ~ ............................................. [ ~ft~'n, WY 8~110 .. I1'1 Return Receipt Fee (Endorsement R~uired Restricted Oelive~ Fee (Endorsement Require) t '.~,~,.~;~,.~,,,~- ...................................... ..-- - ........ .... ~ ~ // ~ E~ ~ ~o E 160 ,-u I Postage ~$ Certlfieci Fee Return Receipt Fee Here (Enclorsement Required) Restricted Delivery Fee (Enclorsemect Required) r-I Total Poataae & Fees r~ Se~ ro C/O Loa~ $¢rvici~ r~ West Val [.~:y__C. iiy. L[3'..~.4 L1 .. l..~,~-,-~ ~' ~1~ m{ ~ I ~ ~ ~<~ o- Postmark tgi Certified Fee I~ Certified Fee Postmark Postmark Return Receipt Fee Here Here (Endorsement Required) r~ Return Receipt Fee ~ (Endorsement Required) Restricted Delive~ Fee ~ Restricted Delivery Fee (Endorsement Required) t--I (Endorsement Required) Tot. l.o,:,.,&.eo, $ ? To~i~lIlltt:i~ lSBank of Evan ~ton [s,.troTown of Afton - Attn: Town Clerk _a~ s~ ~ N ttio,aa| l}aak, .c,,-n :r) O I ~ ~ ~ ~ ~,'1 0 :' ~' ~ ~ ~ ~-II ~ ~1, . ~ ~ ~ -II ~ ~i Il Thl~ mnr~8~ made And enlered inlo Ihle ~nun~a~cu), who m~n~l ~ o~c, ~d place or bUlmeil iL MOR (:P~rt~,~ Ipatlon) day of WITNI~SSETH, that for Se consideration hnr~lnil~r AmtAd,, ~d hain. tn ~e CO~W of 8~t~ o~ ~yomln~ Rn81nntnB A~ n pn4n~ ~h~ch ~ o~ Lac cvo (2) o~ Block L~noo~n, SC~Co o~ Wyom~ns, THENCE EasY. Can (10) rnd~; (~0) ~'uds ~u the po~nc o~ ~f thc propert:y dcac~:J.b~d ha~eln' should b~ nr nche~io& ~zn~o~d .~c volunca~ de~agt ~he enCl~t ~Ldubc~tasg seeux~d hex slt~l he deemed to have btefl pe~hntlv In~ll~ her=di~cn~ ~d .pp~an~cg~ mid ~1 uthrl rumainder ~d rem~;dur~, ~1 rlgh;.~ of red.mptlon, ~d d~f~ ren~, dtOt dlc moflt&[or *~dl bc c,,tld.d L- the pu~uiMon ut s~d pra~ hereufl~er). 't'o have ~d to h01d ~e a~e unto such o~or o~u~. ff ~y, ~ ~ o~tod herein. ' ~ moKpgor covgn~ dt~t hv b liwgully 9V~ed ~d pOI u~e ~ ~ee groin ~1 e~c~b~ci~ ~rpr M bare.above r.cjt w~t ~d defend ~ dtlc ~o,~e~id dmic~u , This j.~t~umant is liven to ItO~rl thc pl~cnt principal turn o~ S ' 365.000.00 ,iS-~ by Oz in behalf or O~u~ &..W~kas and ~laulo' 8. AE~on. Wyoming. ~P-608952' 30 nc ,~Aa 16 2 5,3,.3 $..Wllkea. lumhand nnd ,w/fa. b~taze Bank (h,rein~r rafewed to ~ 'epplpt Or whleh b h~r.by ~aknowled~ed, ~e mo~,or d~o kor.by ~ucv~urn mid ~.1~, MI of ~e ~lloWlnf dHedbld Pro~ I~tu&ted (2) .rods MarCh of cho Southvoot Oorfl~r ~y (20) ~ Ch8 TO~ o~ At,on. County o~ 18 · sold. leased) reseed more than' 24. monchn, ~eaerveo tho x~Bh~...at.tto optto~, co thy dua',and payable. not limited to all plumbln8, houtifll, li~,htipg, venUl&tlfljL rcl'FISel ~ti.K. ,~ hereby dtcl~s ~lt it M ~nded ~ut ~e I~mo here~ en~te~t~fl ro~), ~d ~l lmprovemen~ now or hcr~ter exhsifl6 fl~l~Ois; Utc etoflg~R, or m ~ appefl~tnf, ~d ~e revq~iofl ~d revamlon.. ~uea, ~d profi~ of ~o ~Ov~ dcm~flbcd p,'op~t ty ~ruvidad~ however, e~ ~d M colieci ~0 r~ ~e reaM. ~uu, ~d proflu until dais.ii d the .uccessore tn ~tereat of ~O marsco (orovcr ~ fcc l~pic ul SaSsed O! n~a bM IAa Fight to ]MU ~nd convey ~dd properwi Jhat IIw zed Lh*~. he hereby blade hb~cff knd Ma succc~ms i. hitgrclt to reef ~,fa~st the clMnu of Mi persons wl~omsoever. note dated .Tantlar¥ 3. 1994 In &he '8fJ R. 'WJ.1]koo .at: al. IC~ '~ 8ah! prnmlMnr~ nf~f~ wfl~ FttuMn Lo ,.eAur~ G Io-n In whlol AJimriuti, llu~ plJ~tlclpitted, lit compliitnce will1 section t0t.l(d) il.q ~PII Ifil I(d)l, thitt iMtfl~rnbnt if to be o0nutrdcd mad carol I ThP mAdlJPlP:~r eovonanb~ #nd meremf u~ rollowm promptly p-y tim h%d~btcd,%**o~ ov~donoL-d I,~ lid pr~ml~o~ no~ ot tim tlmel Gild In the IGmmer therein 0rended / a~erney cmpioy.d I/y the IllUfl~SKe0 for ~e ¢pllecuon el an~ or all or tile lfldebtedn8~ h~reby Steered, or rorechau, ru d, Fur better IMcttrll~ of ~o Indebtednu~J hereby cheil execute ~nd deliver a eupplomontai moflgalfa m' the property lte(eblebove deacTlbad And fill prnpe~y it, l~urthermoro, ohouid moflSaSoi' fill m ctu'u ely del~ttlt by thio tnomont, mortgailnr itereb¥ apP. P,R 1o p4rmit a, The rJfhb created b; thl.~ ,.u.vu).uneu uh~l ranis Ume of the payment of the IndehlAdn,~&q Pvldenced tm~e m uae require on the llnpmvements now er thereof. All Lnsurarlce slx0,)l be carried h~ compuntce Acc, b,y muftis"Uae nad havo ittT~Ched 'thereto 10se pa,VAh[e by m°rtfesor, and each lhSurance compMty Concemefl to mortunaoa tn0t~d otr Lo mortS.JOor oJ~d IoOdl~A~loo J moTtaasee 8t ils option either to the reducUon el' the dmaaed or dofftFoyed. In event °l' foreclosure of thLo tho UtdCbt~tifless secured hereby, *id] rifhv~ tlti~, #fid in poM t~ tim ptW~hlmor or ntortl~Oo or, d~ OtC 0priMAl t 6" lie will koop All tmlldhq~t mid IJtltcr tmprovemqll surfer no w--to Impftlrmflnl., dplflflotation of s~d proP, Um buildln~ o~ ~dd preitiiu~O mid thU.~ ~ec~d Off Spt m~c such ren~s u in i~ diacreflmt It m~y deem M, ~d ovo~ ouch po~onk a~l bo b~uuo~t~ du~ ~d ] ~ured, ti[mn sac request ~r tho mort~oaoe, Itu lu¢c~oro o~' ~lpw, Im ~O p~Ant of I poor ~ ~[~dor euc~hmnn~ oft the pro~ de~bod dd iProndd~m7 n0t~ or nl~y part thct'Got~ ~-'url;d hursby. ~)le ~ mol'taa8~. ~ut the ~U~el ~d renow~ th~eo/~l~j bo held ~uses ~ raver'or and I~ ffl~ ueenp~t. ~ tho moflsoScu, in OVtfit Or hl~lw mtlhor~ed ~d d~o~d ~ m~o pn~t fO~ ouch tom dhucLly mid ~lu iimu~co pr~eetm, or ~y p~t therooC may be applied bF ~ol't$~go, ur uther ~o~r of ~UO ~ ~q pro~7 ~ ~xl.ln~tl~hment of mu~qee, m~ ~ m~e~ lor'a re~d. tu on Ismu property in good repair a~d eoodition; wUI ~rodt, co--tN or )~lel ~d sh~ be M~od by ~0 lien or fib mn~fe, I,, I ic will not VOlUrst~b lIJ' ci ~Um ur iJurinU, to lie cvlel Lteti efitmst um propm~y subject to this mofllPqPq Any lien or iia~e i~rvrlor or superior to tim Uae of thin mortgage without the wrl( ten unmeant of thq monlofee; ~nd rm~tet, thOL Ilv will keep nad tht anne hoe A-om die ~luh. of uti per.Jane aupplylnf !bbor or materlitb e'er coimbucUon of any and mil hnlldtnlpt or impro~*amentl now h~ing Prvrr~d or (o bi.erected on Mid prami~mo.[ L He will not rent or uulan m. pitrt or tho rent of odd mOdpltOd p,'oj~ty ur dumulleh, or remove, or aubetanti~J.v ~Jt~r ely bulldins without ~e written con~ent of ~e I~0 f~ e. J, AU award8 of dAniaReg Ill c0nAeclJol5 with anyi .ondf*.mnMihn re* pll~l~ use or or LIdttJry to on¥ of' tho propert7 oubJ4ct to due under maid flout, 8nd morttteRee I, hereby ~uth0rim d0 in dm ~n~ ar ,h~ morlaaaor, to exe,',,te mid deliver v~ld ooqulto~ce, fhprooF .nd to appmut From m~* luoh AwArd. I Jr. The mortllagoo shall h~¥o the d~t ~ Insect id ~, get. eh ~ ~y or ~. oovin~ or ~ondidono of ~b ~b pit.up nf collecti~ luch ~nb md profl~. ~dl ~l~mint sk 8DA FORM 918 (ti.86) m mortilqed preltdm:u ut tiny reo3olmble time. ~m ~,d bembv...wL~ ~e fliht tn ~l,r u~t m~d prope~ for fl~o. sh~ lmmedlG~ly become due, p~)abJe, Ind collecUble ~v,i~out notice, ~ ~e up.on or ~e monroe or ~i~, reg~d~M ~d ~e, moKB~g~e ~r his ~i~ 'my before or ~er ~fl~ ~U ~d prop~ wi~our ~ppr~e~ (~e muKs~gor~ waived ~ed m ~8 m~ageu ~ d~h~ of Bppr~eme~r): {~ AL rite option ar the moflSQpe, ei~er by I mc~iofl or by MUcl~llon or.~d b~, rot ~e hl~uL nd wl~ ~e ~e~s or ~e ~ld m~er st p~ent o~ :~ · P ~d ~ ~e pubUshed notice of ~e~ ~t ~8 to~ Weeks' noUce o[ ~e ~, ~, ~d place of such s~e, hy Bdve~ment il~ ~ ~e~ ~ once d~S e~eh of ~d ~o~ weeb ~ & ITewap~r pub~hed or d~lbu~d in ~e counw M which ~d prope~ ii el~a~d,'~ o~er no,ice be~8 hereby w~ved by ~e mo~gagee, or ~y ~.on on heh~ or ~d mod8 ~e, m~ hid ~ ~e unpMd ~deb.dne. e~denc~ by ~d ah~l be hdd et or on ~e prope~y m be sold or i{ ~. ~ed~, eo~ or clW co~o~ rot the no~ ~ w~ ~e pro~ L~ luca~ Tho mo~6nge, b hereby ~o~ed ~ ex~cu~ ~or ~d on beh~ st ~e mo~g~or ~d m deUvor ~ ~e ~ch~r y, which convey~ee eh~ eon~ ~eci~ ~ ~ ~e ~n~8 or u~n which ~e e.cu~on or ~e power or ~e bere~ ~d de~n~i mid mo ~d ~l~or hereby co~fl~ d~. Ms.gages or a~ aSe~t or euomey of ~e m~qee, ~ ~enL ~d ~m~ in hat of ~d Mo~or ~ m~e eueh reet~ ~d ~ execu~ ~ld conveymtee ~d ri~t oF redemption, horace. S, dower, nd ~ °~er ~p~oM M ~ merge, ~ o[ w~ ~e ~reby e~remly w~ved ~d conveyed ~ ~ mo~ee; or ' accordance with the proHniun~ nf law 8ppil~blu t~ ten m~ hqldin8 ever. ~Q power ~t8 a~eltc~ hereby ~ted ~e cou iJtLeresL ~d ~ ~evoc~Jle by deMh t)r othe~l~i ~d ue ~tea ~ cumulative ~ ~e ~medlei for cotle~un oE NNd ~deb~dn~ proHded by Jaw, · ' ,, 4, ~te pro~eP~ or ~ny ~ie ur s~Jd Pr.i)edy in ~'eUl d~ce with the preced~8 p~o~hd ubQli be applied ~L Lo p~ expense ~r ~1~ ~le, the expef~e~ t~cu~ed by the moilt a~ fur ~e pp~ose uf pro~e~.g or main~ing u~d prope~, ~d re. noble 8Ltq~ey.' Ee~ ~ocon(ily~ ~o p~y Lite lmleb~edlte~B 8scar ~d.hereb~ ~d ~bd~, tu p~ ~ .u~l~ or exe~ ~ ~e pe~n or p~o~ ~, In d~e event ~zld prope~ i, ~o1~ ~ n Judicial ~c ~r ;L lie power u ~ale ' 6. In ~e event the mo~PS.r [~ils Lo pey m~y Fed,e~l, jx~te, or IocM ~ ~e~menk i.comv t~ or other ~ lien ch~ge, ~ee, or otb..wpenn, ch~ed apl~t the prope~y ~e ma~n~ ie ~e hereby nudto~ed et~ option to pny ~e ~e. ~y su~ mnrtgage~ sh~l be added to'mid becmne u p~ e; the P[jinc~pd mnount of fl~e indeb~dnfls evidenced bM ~d note, SU~ecr te~te ~d sun.lions. If ~e mmxBagor ~hall puy ~d d~q~h~ie tho ~debte~ess ~de~ed ~ ~id prombuo~ note, ~td .b~ p~y Such sums m~d sh~l dtiehuge ~11 ~ea ~d liens and ~e e~m. [roem, ~d e~eflsas of ~ln~, eflfmcin~ m.J execu~g 7, ~m coven~m herein cohtalne(I ~hall bind ~d ~e ~ene~M ~d Idv~el ~h~ In~e ~ the re*~cgve uucc~ ~d o~ ~e ~lee hereto. Whenever used, the Sin~l~ num')er eh~ include gte plmal, ~e pl~ Lite kin~l~, end ~e ~e o[ mt~ lender shall ~clude ~ genders. 9, No wMver o~ ~ny e~vene~t iterein or or the oblgl ui~ m ~ed h~eby ~ell et mx~ ~c ~ere~r be h~ld ~mts hereof or or U~C no~' ~cured hereby. O. A JudTct~ de~ee, order, or Jud~lnem hoidhtg ~y pre ~o~ er ~Uon oF gib ~a~ment ~d or unenEurce~le w~ imp~ 0r preclude &he enE~reemen~ of UTe ~me~b ~ I,rOHglons m po~o~ o( ~ ~menL ~ ~ ~n noUce m be ~ued to · d wstv~ aZZ ~tBhcs,.under and by ,vlg~ue o~ IQ.Any writlan nofJce !o be Ismled to the morf, pgm'p% aox .278, Thayne, TYyom/ndr '831:27:' b~ ~ad Lo ~e ms. gaSes it ~, 0 · ~ax 8 1~. No~cga8o~o hezeby ~eltn~utsh ,n homegcend 8x~mpR~on laws, o~ ~he ,Scare SBA FORM 928 (11-80) °U,~, O.~"mem P~a omc~ 199a ~ :X3a. gO~/BOIO , ;36 · .. ' : ,knowl,di~'ml~L) · hO ~ozc~o~n~ ~)']~L~uI.~II~ acknow~edgad .h~f.o~. mA th~a'~ da~ by Gregg R. ~kao .and }(al~x~ 8..~],ke8, husband nnrl~, .and c~C choy ~cuc~d ch~ ~me a~ ~et~*~ aoc dud.ae~d~ ,lncludluk