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HomeMy WebLinkAbout888461LINCOLN (,OUr,II ( CLERK MORTGAGE DOUGLAS RIECK of Afion, Wyoming (hereinafter collectively called ("MORTGAGOR") to secure the payment of Six Thousand Five Hundred Dollars ($6500.00) with interest of 10% per year thereon, as provided in and evidenced by a promissory note of even date herewith with the ultimate maturity date of which is the September 1, 2003 and all renewals, modifications and extensions thereof, does hereby mortgage to SUZAN C. PAULiNG (hereinafter called MORTGAGEE) the following described real property, situate in the County of Lincoln, State of Wyoming, hereby releasing and waiving all rights under and by virtue of the homestead exemption laws of the State of Wyoming, to-wit: Part of Lot 2 of Block 4 to the Town of Afton, Lincoln County, Wyoming being more particularly described as: Beginning at apoint which is 110 feet South of the Northwest corner of said Lot 2 and running thence South, 120 feet; thence East, 200 feet; thence North 120 feet; thence West 200 feet to the point of beginning. MORTGAGOR agrees to pay the indebtedness hereby secured; to pay all taxes, assessments .and charges levied against the Property, as the same become due and payable; to secure, maintain and furnish MORTGAGEE evidence thereof, insurance with an insurance carrier or carriers acceptable to MORTGAGEE, covering the insurance improvements on the Property against loss by fire and earthquakes, with extended coverage, in an amount not less than the unpaid balance of the debt hereby secured, or the insurable value (replacement cost) of such improvements whichever is less, which insurance shall contain an appropriate loss payable provision protecting MORTRGAGOR and MORTGAGEE as their respective interests may appear from time to time. In the event MORTGAGOR fails to pay such taxes or assessments, or fails to keep and maintain such insurance as herein provided, MORTGAGEE may pay such taxes and assessments and may secure and pay for such insurance, and all sums so paid shall be added to and considered a part of the indebtedness hereby secured and shall draw interest at the same rate. IN CASE default shall be made in the payment of the above sums t!ereby secured, or in the payment of the interest thereon, or any part of such principal or interest, when the same shall become due; or in. the case of default shall be made in any of the covenants and agreements thereof, or in the event MORTGAGOR sells or conveys the Property, or any part thereof, or any interest therein, without prior written consent of the MORTGAGEE first had and obtained, then the whole indebtedness hereby secured, with interest, thereon shall become due and payable, at the option of MORTGAGEE, and MORTGAGEE'S legal representative and assigns, may proceed by advertisement and sale/or as otherwise authorized by governing law, to foreclose or~ and sell the Property, and out of the proceeds of such sale, MORTGAGEE shall pay all sums due hereunder, together with all costs of sale including reasonable attorney's fees. If the proceeds of the foreclosure sale are insufficient t0 pay the indebtedness hereby secured and foreclosure costs, MORTGAGEE shall be entitled to a deficiency judgment. IN THE event of any default whereby the right of foreclosure occurs hereunder, MORTGAGEE shall at once become entitled to exclusive possession, use and enjoyment of the Property, and to all rents, issues and profits from the accruing of any such rights and during the tendency of the foreclosure proceedings, and the period of redemption, if any there be. WITNESS OUR HAND THIS day of M.a.~03. State of Wyoming County of Lincoln The foregoing instrument was acknowledged before me this March, 2003. day of Witness my hand and official seal. $'} $ondro Jc:.cobson ,,,.:~-..-., Notary Public Ig · i/~ My Comm[ssionE~p[res: r.t My Commission expires: /0 - ,_30- 03 ~6tau, p-u-blic