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HomeMy WebLinkAbout892850 AU6-21:2003 TflU 07:16 PH 01018406 . ...... FAX NO. Recording reqaeSted by: Wells Fargo Bank, N.A, Wells Fargo Home Equity 7600 Office Plaza Drive West Des Moi nes IA, 50266 Wh~a recorded re[urn to: Wells Fargo Bank, N.A. Wells Fargo Services Co. Consumer Loan Servicing Center P.O. Box 31557 Billings, MT 59107-9900 892850 · aln~ Alive tl~ ~ Far 'RecordS8 Dat~ ' MORTGAGE 6549423826 (With Furore Advance Clause) 1. DATE AND PARTIES, The date of figs Deed of 'l'mst CSecuriBr Instmmem") 22 August 2003 and the pat'Qcs, thcL~ addr&~sea aad tax ideatificafion numbs's, if required, aro aa follows: MORTGAGOR: 3ason C. Sharp and Katherine Sharp HuSband and wife ~] If checked, refer to the attached Addvmdum incorporated herein, /bt additional Mortgagora their sigratums and aakaowl~gr~nta. LENDER: Wells Fargo Bank, N.A. 420 Montgomery Street San FranciSco, CA 94104 CONWlgYANCE. Far good and valuable conaid~atioa, the receipt and sufficiency of which is ~eknowledged, and tO aeaare tlze Secured D~bt (defined below) aad Mortgagor'-q performance u~ler thia Security lnatmmeat, Mortgagor grants, barg~in~, coaveys, nmrtgages and warraat~ to Lender, with power of $ale, the following described progerty: See attached ExhibSt A Tax ID 37182940302000 l~e pmpm'ty is located i~ Li ncol n at 206 W. Mi 11 Ci rcl e -- - (.~uldresa) (Coup's) A1 pi ne , Wyo~s 8~128 ~ (Ci~) (Zip WYOMIN~ - MA~TER FORM MORTGAGE P~ ~ of a ~MP MOBTG~ FO~S - (~J5~1-7291 LEWY1 tO210) 1056449 hUG-21~2003 THU 07:16 PH F~X NO, 483 1¸9 Together with all rights, easements, appurtenances, royalties, mineral fights, oil and gas rights, all water and riparian rights, ditches, and water stock and all existing and future improvements, structures, tortures, and replacements that may now or at any time in the future be part of the real estate described above (all referred to as "Property"). MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall not exceed $ 20,000.00 . This limitation of amount does not include interest and other fees and charges validly made pursuant to this Security Instrument. Also, this limitation does sot apply to advances made under the terms of this Security Instrument to protect Lender's security and to perform any of the covenants contained in this Security Instrument. SECURED DEBT AND FUTURE ADVANCES. The tem~ 'Secured Debt' is defined as follows: A. Debt incurred under the terms of the promissory note, revolving line of credit, contract, guaranty or other evidence of debt dated 8/22/2003 together with all amendments, extensions, modifications or reaewals. The maturity da'-~e of the $'~uxed Debt is 8/20/2013 . B. All future m:lvan~es f~om I.r. ndet to Mortgagor under such e¥id~,e ~of debt. All future advances are secured as if made on the date of LI~ Security In~trum~t. Nothing in this Senurity Agreen~n[ shall constitute a commitment to make additional or future loans m' ~lvances which exceed the amount shown in Section 3. Any such commitm~t must be agreed to in a s~parate writing. C. All m~ms ~dvanc~i and eXl~mses incurred by 'Lender for insuring, preservi~§ or otherwise protecting the Propemj and its ,~alue and any other sums advanced and expenses incun'ed by IJmder under the t~nns of this $~curity Insn'ument. 5. PAYMENTS. Mo~gagor agrees that all payments under the Secured Debt will be p~id when due and ia acco[dance with the terms of the Sec~ed Debt and lhls Security Instrument. ~, PRIOR SECURITY INTEKEST$, With regard to any other morlgage, ~ of trust, security ~greement or other li~ document tha~ creat~xi a prior smurity interest or encumbrance on th~ Prope~y, Mortgagor agrees: A. To n-rake al! payr~nt~ when due and to perform or comply with all covenants. B. To promPtly deliver to Lender any not{cos that Mortgagor r~cei~es from the holder. C. Not to allow any modification or extension o[, ~or to request any ~uture ad-~ances under any not~ or a~eement se~'~,'red by the lien document wlthou~ Lender's prior written consent. 7. CLAIMS AGAINST TITLE. Mortgagor will p~y all tax~, assessments, liens, ~mcumbranccs, le~s~ payments, ground rents, utilities, ami other ch~ges relaling to the Property when due. L~d~r may require Mortgagor to pro,~ide to Lender copies of all notices that such amounts are due and the r~c~ipts evidencin~ lV[ortgagor's Daymcnt. Mortgagor will defend title ~o the Property against any claims tha~ would impair the llen of the Security Instram~nt. Mo~lga§or agrees to ~sign to Lender, ~s requested by Len~r, any rights, cl~iras or defuses Mortgago~ n~y h~ve eg~LLus~ p~ties who s~pply labor or msterials to maintain or improve the Property. 8, DUE ON SALE OR ENCI~IBRANCE. Upon ~ale. ~raasfer, hypothecation, assignu~nt or encumbnmce, whether volutu~Y, involuntary, or by operalion of law, of all or any pan of the Property or ~ny inter~t therein, then ~t its ~ole option, Lender n~y, by wHtte~ notlc~ to Mo~t§a§or, declare ~11 obligations se~,-ured hereby immediately due ~nd payable, ¢×c,~t to the extent that such acceleration for ~nd in such particular circun~mnces where ~xercis~ of such a right by Lender is prohibited by l~w. ~, PROPERT~ CONDITION, ALTERATIONS AND 'IINsPECT[ON' Mortgagor will k~p the Property in good condition and make all repairs th~ are reasonably nccessapJ. Mortgagor shall not commit m' allow any waste, impah'ment, or deterioration of the Property. Mortgagor will keep the Property free of noxious weed~ and gr~ses. Mor[§agor ~§ree~ that the nature of ~he occupancy and u~e will not substantially change without l_~nder's prior written con.~ent. Mortgagor wLll not permit ~y change in any lic~se, restrictive covenant or emsement without 'L~nder's prior wTitt~ co~ent. WYOMING - MASTER FORM MORTGAGE L£WY2 ~o2~o~ p~e~ofB 1056449 U -2 -2003 ?HU 07:16 NO, 484 P, 20 Mortgagor will notify Lender of all demands, proceedings, claims, and actions against Mortgagor, and of any loss or d_~mage to the Proper~y. Lender or L~nader's agents may, at L~nder's option, enter the Prop~y at any reasonable tim~ for thc purpose of insp;cting the Property. L~Oc-t shall give Mortgagor notice at the time of or before an inspection specifying a reasonable purpose for inspection. Any insp~tion of ,he Prop~ny shall b~ entirely for Lender's benefit and Mortgagor will in no way rely on L~nder's inspection. 10. AUTI~tORITY TO PERFORM. If Mortgagor fails to perform any duty or any of the contained in this Security Instrument, Lender may, without notice, perform or caUSe them to be performed. Mortgagor appoints Lcmder as attorney in fact to sign Mortgagor's name or pay any amount necessary for pcrfonuance. I_znder's right to perform for Mortgagor shall not create an obligation to purform, and L~.nder's failur~ to perform will not Preclude Lender from exercising any of L~nder's other rights unde. r the law or this Security Instturo~nt. If any construction on the Property is discontinued or not carried onin a reasonable manner, L~nder may take all sumps necessary to protect L~nder's security interest in thc Property, including completion of thc construction. 11. AS$IGNME~ OF LIgA$1~S AND RENTS. Mortgagor irrevocably grants, bargains, conveys, mortgages and warrants to Lender as additional security all the right, title and to any and all existing or futur~ leaS~, subleases, and any other writt~ or verbal agre,~rr, e. nts for the use and occupancy of any portion of the Property, including any extensions, renewals, modifications or substitutions of such agrcgm~nts (all referred to as "L~ases") and rents, issues and profits (all referred to as "Rents"). Mortgagor will prompdy provid~ I_~nder with true and correct copies of all existing and future Leas~--s. Mortgagor may collect, re. ceiv~, enjoy and use. the Rents so long as Mortgagor is not in def'anlt under the terms of this Security Instrumemt. Mortgagor agrees that this assignn~nt is immediately between the panics to this S~curity Instrument. Mortgagor ogre, cs that this assignment is eff~tive as third panics when L~nder takes affmuative action prescribed by law, and that this assignmmt will rcnnain in effcm during any redemption period until thc S~ured Debt is satisfied. Mortgagor agrees that 'L~der may take actual possession of thc propurty without the necassity of commencing legal action and that actual possession is deeaned to occur when Lender, or its agent, notifies Mortgagor of default and demands that any tenant pay all furore Rents dixecdy to L~nder. On r~cciving notice of default, Mortgagor will endorse and deliver to [_~nder any paymmt of Rents in Mortgagor's possession and will receive any R~ts in trust for l_,~nder and will not commingle the Rents with any other funds. Any amounts collected will be applied as provided in this S~urity Instrur~nt. Mortgagor warrants tha~ no default exists under the l_~as~ or any applicable landlord/tenant law. Mortgagor 'also agrees tn maintain and requite any tenant to comply with the terms of th~ 1L~ase. s and applicable law. 12, LEASEHOLDS; CONDOMINIUM~; PLANNED UNIT DEVELOPMENTS- Mortgagor ogres to comply with the provisions of any lease if this S~urity lnsuum~[ is on a leasehold. If the property is a unit in a Condominium Project or is part of a Plann~ Unit Devdopment ("PUD"). Mortgagor agrees to the following: A. Obligations, Mortgagor shall perform all of Mortgagor's obligations under the Constitu~t Consuvuent Documents" are the: (i) Declaration or any other documunt which Documents. The" ' crea£es the Condominium Proj~ts or PUD and any homeowners association or equivalent entity ("Owners Association"); (ii) by-laws; (iii) code of regulations; and (iv) oth~ equivalent documents. Mortgagor shall promptly pay. whea du~, all dues and assessments impos~.d pursu~pt to the Constituent Docunm~ts. B, Itazard Insurance. So long as the Owners Association maintains, with a gc-n~rally accc-pted insurance carrier, a "master" or "blanket" policy on the Condominium Project or PUD which is satisfactory to Lc-.nder and which providts insurance coverage in the amounts, for the puriods, and against, thc hazards L~nder requires, including fire and hazards included within the term "extended cov~ag~," then Mortgagor's obligation under Section 19 to maintain hazard insurance cov~rag~ on the Property i~ d~ert~ satisfied to the extent that the r~quired coverage is P"O~ :3 o! 8 LEWY3 Io21ol RUG-21-2003 TRU 07:16 .PR FRX NO, 13. 14. provided by the Owner's Association policy. Mortgagor shall give Lender prompt notice of any lapse in required hazard insurance coverage, in the ev~t of a distribution of hazard ~urance proceeds in lieu of restoration or repair following a loss to Propc-rW, Whether to thc unit or to common ele~llents, arty proceeds payable to Mortga~or arc hereby assigned and shall be paid to Lender for application to the sums secured by this Security Instrument, with any excess paid to Mortgagor. C. Mood Insurance. Mortgagor agrees to maintain flood insurance for the life of thc Secured Debt which is acceptable, a~ to form, amount and extent of coverage to Lender. D. Public Liability Insurance. Mortgagor shall t~e such actions as nmy be reasonable to insure that the Owners Association maintains a public liability insurance policy acceptable in form. amoam, and ext~nt of c. overage to L~md~r. E, Condenmation. The proceeds of any award or claim for damages, dLrect or consequential, payable to Mortgagor in COnnection with any COndemnation or other taking of all or any part of the Property, whether of the unit or of the common elements, or for any conveyance in lien of colxlenmation, are hereby assigned and shall be paid to Lender. Such proceeds shall be applied by Lender to the sums r~ured by the Security Instrument as provided in Section 18, F. Lender's Prior Consent, Mortgagor shall not, except aftex notic~ to Lender and with Lender's prior written' consent, either partition or subdivide the Prop~zty or consent to: (i) the abandonment or termination of the Condominium Project or PUD, except for abandonment or termination required by law in the c~'me of substantial destruction by fire or other casualty or in the ease of a taking by condemnation or eminent domain; (ii) any am~t to any provision of the Constituent Documents if the provi$ion is for the express benefit of Lender: (iii) termination of professional management and assumption of self-management by tho Owners Association; or (iv) any action which would have the effect of rendering the public liability insurance coverage maintained by the Owners Association unacceptable to Lender. O. Remedie~. If Mortgagor does not pay condomini'tma or PUD dues and assessments when due, then Lender may pay them. Any amounts disbursed by Lender under this section shall become additional debt of Mortgagor secured by this Security Instrument. Unless Mortgagor and Lender agree to other terms of payment, these mounts shall bear interest from the date of disbursement at the Secured Debt rate and shall be payable, with interest, upon notice from Lender to Mortgagor requesting payment. DEFAULT, Mortgagor will bo in default if any party obligated on the Secured Debt fails to make payment when due. Mortgagor will be in default if a breach occurs under the terms of this Security instrument or any other document executed for the purpose of creating, securing or guarantying the Secured Debt. A good faith belief by Lender that Lender at any time is insecure with respect to any person or entity obligated on the Secured Debt or that the pro~ect of any payment or the value of the Property is impaired shall also constitute an event of default. REMEDIES ON DEFAULT. in some instances, federal and state law will require Lender to provide Mortgagor with notice of the right to cure or other notices and may establish time ~chedules for foreclosure actions. Subject to these limitations, if any, Lender may accelerate the Secured Debt and foreclose this Security Instrument in a manner provided by law if Mortgagor is in default. At the option of Lender, all or any part of the agreed fees and charges, accrued inter~t and principal shall become immediately due and payable, after giving notice if required by law, upon the Occurrence of a default or anytime thereafter. In addition, Lender shall be entitled to all the remedies provided by law, the terms of the Secured Debt, this Security Instrument and any related documents, including without limitation, the power to sell the Property. All remedies are distinct, cumulative and not exclusive, and the Lender is entitled 'to ali remedies provided at law or equity, whether or not expressly set forth. The acceptance by Lender of any sum in payment or partial payment on thc Secured Debt after the balance is due or is accelerated or after foreclosure proceedings are filed shall not constitute a waiver of or WYOMING - MASTER FORM MORTGAGE LEWY4 io21ol 1056449 ,'qUG-21-2003 THU 07:17 PM NO, 22 15. 16. Leader's fight to require complete cure of any existing defanlt. By not exercising any remedy on Mortgagar's default, Lender doe~ not waive Lender's right to later consider the event a default if it continues or happens again. EXPENSES; ADVANCIgg ON COVENANTS; ATTOII2OgY$' FEES; COLL1ZCI'ION COSTS, Except when prohibitexl by law, Mortgagor agrees to pay all of Lender's expenses if Mortgagor breaches any covenant in this Security Instrmmem. Mortgagor will also pay on demand any amoLtnt incurred by Lender for i~uring, i~'pcc~g, preserving or otherwise protecting the Property and Lender's security interest. These expenses will bear interest from the date of the payment until paid in fall al the highest interest rate in effect as provided ia the tern of the Secured Debt. Mortgagor agrees to pay all ¢os[~ and expenses incurred by Lender in collecting, enforcing or protecting Lenders' rights and remedies under dais Sucufity lmtmrmmt. This amount may include, but is not limited to, attorneys' fees, court costs, and other legal expenses. This ammmt do~ not include attorneys' fee~ for a salaried employee of the Lender. This Security lnstrmnent ~all remain in effect until released. Mortgagor agrees m pay for any recordation costs of such release. ENVIRONMENTAL LAWS MIlD HAZARDOUS SLIBgrANcES, A~ used in this section, (1) Envkomnental Law means, without limitation, the Comprehensive Environmental Response, Compensation a~d Liabillt7 Act (CERCLA, 42 U.S.C. 9601 et seq.), and all other federal, state and local laws, regulations, ordinances, court orders, attorney general opinions or interpretive letters concerning the public health, safety, welfare, environment or a hazardous substam:e; and (2) Hazardou~ Substance mea~q any toxic, radioactive or hazardous material, waste, pollutant or contaminant which has characteristics which render the substance dangccous or potem'ially dangerous to the public health, safetT, welfare or environment. The term includes, without limitation, any substances detrmed as "h~Tardou$ material," "toxic substances,' "hazardous wa~e," or "hazardous substance" under any Environmental Law. Mortgagor rq~resems, warrants and agrees that: A. Except as previously disclosed ~ acknowledged irt writing to Lender, no Hazardous Substance is or will be located, stored or releasM on or in the Property. TI~ restriction does not apply to small quamide~ of Hazardous Substances tim are gener',dly recogniz~ to be appropriate for the normal use and maimenance of the Property. B. Except as previously disclosed and acknowledged in writing to Leader, Mortgagor and every tenant have becm, are, and sh',dl remain in full compliance with a~y applicable Envkonmental Law. C. Mortgagor shall immediately notify Lm,,der if a release or threatmed.release of a Hazardous Substance occurs on, under or about tlae properly Or there is a violallon of any Environm~tal Law concerning the Property. ~ ~uch an event, Mortgagor shall take all nec~sary rerru=dial action in accordanc~ with any Enviromx, mtal Law. D. Mortgagor shall immediately notify Lender in writing ss ,.~oon as Mortgagor has r~ason m believe there 'is any pending or threat<ed investigation, claim, or proceeding relating to the release or d~reate~d release of any Hazardous Substance or the violation of any Environmental Law- 17, (2ONDF_2v[NATION. Mortgagor will give Lender prompt notice of any pending or three'ned action, by private or public entitles to purchase or hake any or all of the Property through cordmnnation, eminent domain, or any other me~ns. Mortgagor anthorizes Leader to intervene in Mortgager's name in any of the above described actions or claims. Mortgagor assigns to Lender the proceeds of any award or claim for damages connected with a conderrmation or other halting of all or any par[ of the Property. Such proCee~ shall be considered paym~u and will be applied as provided in this Security Instrmmmt. This assignment of proceed~ is subject to the term~ of any prior mortgage, deed of trust, WYOMING - MASTER FORM MOBTGAGE LEWY6 1o21QI ~,o. ~ o, s 1056449 UG-2 -2003 07:17 PN 487 23 18. INSURANCE. Mortgagor shall keep Property insured against loss by fLre, flood, theft and other h.~rmds and risks reasonably associated with the Property due to its type and location. This insurance shall be maintained in the amounts and for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Mortgagor subject to Lender's approval, which shall not be unreasonably withheld. [f Mortgagor fails to maintain the coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property according to ;.he ten-os of this Security Instrument. All insurance policies and renewals shall be acceptable to Lender and shall immediately notify Lender of cancellation or termination of the insurance. Lender shall have the right to hold the policies and renewals. If Lender requires, Mortgagor shall immediately give to L~der all receipts of paid premiums and renewal nutices. Upon loss, MoCtgagor shall give immediate notice to the insurance caxl-ier and Lender. Lender may make proof of loss if not made inuaediately by Mortgagor, Unless ether'wise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the Property or to the Secured Debt, whether or not then due, at Lender's option. Any application of proceeds to principal shall not extend or postpone the due date of the scheduled payment nor change the amoam of any payment. Any excess will be paid to the Mortgagor. If the Property is acquired by Lender, Mortgager's right to any insurance policies and proceeds resulting from damage to the ?roperty before the acquisition shall pass to Lender to the extent of the Secured Debt immediately before the acquisition. . 19. ESCROW FOR TAXES AND INSLIRANCE. Unless otherwise provided in a separat~ agreexnent, Mortgagor will not be requixed to pay to Lender funds for taxes and insurance in escrow. 2{}. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Mortgagor will provide to Lender upon request, any financial statement or information Lender maY deem reasonably necessary. Mortgagor agrees to sign, deliver, and file any additional documents or certifications that Lender may consider necessary to perfeCt, continue, and preserve Mortgager's obligations under this Security Instrument and Lender's lien status on the Property. 21. JOINT AND INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All duties under this Security Instrument are joint and individual. If Mortgagor signs this Security Instrum~t but does not sign an evidence of debt, Mortgagor docs so only to ma. rtgage Mortgager's interest in the Property to secure paymem of the Secured Debt and Mortgagor does not agree to be personally liable on the Secured Debt. If this Security Instroment secureS a guaranty between Lender and Moagagor, Mortgagor agrees to waive any rights that may prevent Lcmder from bringing any action or claim against Mortgagor or any party indebted under the obligation. These rights may include, but are not limited to, any anti-de'ficiency or one-action laws. Mortgagor agrees that Lender and any party to this Security Instrument may extend, modify or make any change in the terms of this Security Instrument or any evidence of debt without Mortgager's consent. Such a change will not release Mortgagor from the terms of this Security Instrument. The duties and benefits of this Security Instrumefit shall bind and benefit the successors and assigns of Mortgagor and Lender. :Z2. APPLICABLE LAW; SEVERABILITY; INTERPRETATION. This Security Instrument is governed by the laws of the jurisdiction in which the Property is located, except to the extent otherwise required by the laws of the jurisdiction where the Property is located. This Security Instrument is complete andfully integrated. This Security Instrument may not be amended or modified by oral agreement. Any section in this Security Instrum~nat, attachments, or any agreement related to the Secured Debt that conflicts with applicable law will not be effective, unless that law expressly or impliedly permits the variations by written agreement. If any section of this Security Instrument · cannot be enforced according to its terms, that section will be severed and will not affect the enforceability of the remainder nf this Security Instrument. Whenever used, the singular shall include the plural and the plural the singular. The captions and headings of the sections of this Security Instrument are for convenience only and are not to be used to interpret or define the terms of this Security Instrument. Time is of the essence in this Security Instrument. In the event any section of this wvomN - r ^s n FORr r oRm^c. or 1056449 fiUG-21-2003 THU 07:17 PH Ffl× NO, 488 P, 24 Security hastrumem directly conflicts with any suction of the revolving llne of credit agreement or promissory note referenced in Section 4, ~e terms and conditions of the revolving line of credit agreement or promissory note (as applicable), the arbitration agreement *nd the agreement to provide agreement or promisso~ note (as applicable), the arbitration agreement and the agreement to provide flood/property instance, all of which I agree to by signing this Security Instrument, the terms and conditions of said documents and not the Se~dty Instrument shall control. 23, NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by f~st class mail to the appropriate party's address on page 1 of this Security Instrument, or as shown in Lender's records, or to any other address designated in writing. 24. WAIVERS, Except to the extent prohibited by law, Mortgagor waives and right regarding the marshalling of liens and assets, and hereby releasing and waiving -all rights under and by virtue et' the homestead exemption laws of this state. 25. OTI:IER TERMS. If checked, the following are applicable to this Security Instrument: [~ Line of Credit. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be rexluced to a zero balance, this Security Instrument will remain in effect until released. ~ Construction Loan. This SecurJ. ty Instrument secures an obligalion incurred for the construction of an improvement on the property. [~ ~ixture Filing. Mortgagor grants to Lender a security interest in all goods that Mortgagor owns now or in the future and that are or will become fixtures related m the Property. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of the Uniform Commercial Code. [] Additional Terms. SIGNATURES: By signing below, Mortgagor agrees to the terms and covenants contained in this Semarity Inst~ment and in anjF~attachments. Mortgagor also aclmowledges receipt of a copy of this Security Kathe ine Sharp Dat~ Mortgagor Dat~ Mortgagor Mo~agor Date Motxgagor Mortgagor Mortgagor WYOMING- MASTER FORM MORTGAGE re, o" ~ o, 6 1056449 ' ,/:;:L;;;'.;:c;;: . PM NO, 489 25 ACKNOWLEDGMENT: ([nclividual) STATE OF WY COUNTY 0 _F~~ Teton The foregoing instrument was acknowledged before me by Jason C. Sharp. Katherine Sharp 0~s 22nd day of_ , 2003 Wimess my hand .nd official seal. _Notary Publi~ Cfid~ of Offmer) My Commission Expires: 09/12/03 (Seal) WYOMING - MASTER FORM MORTGAGE LEwY8 ;oz~o! 1056449 490 EXHIBIT "A" Lot 69 of Palis Park Subdivision, Lincoln County, Wyoming, as described on the Official plat thereof.