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HomeMy WebLinkAbout893022/9'- BOOK ~'~Q".~'-. PRPAGE l ~ 5 893022 Prepared by: Cristie Sullivan Wells Fargo Home Mortgage 7015 Vista Drive West Des Moines, IA 50266 RECEIVED LINCOL~,~ COUI',~Ty CLERK ~'~,~ !.~ ~-,'~ Account Number: 65465449048850001 SUBORDINATION AGREEMENT NOTICE: This subordination agreement results in your security interest in the property becoming subject to and of lower priority than the lien of some other or later security instrument This Agreement is made this 22nd day of August 2003, by Wells Fargo Bank, N.A. a national bank with its headquarters located at 420 Montgomery Street, San Francisco, California- (herein called "Lien Holder"), for the benefit of Wells Fargo Home Mortgage, Inc. with its main office located in the State of Iowa (herein called the "Lender"). RECITALS Lien Holder is the beneficiary/mortgagee under a deed of trust/mortgage, dated November 13, 2002, executed by Ray L. Hyde and Mary & Hyde, Trustees in the Ray L. Hyde and Mary J. Hyde Family Trust dated the 27th day of February, 1997 (the "Debtor") which was recorded in the county of Lincoln, State of Wyoming in Book 506PR at Page_5_21 on December 9, 2002, (the "Subordinated Instrument") covering real property located in Alton in the above-named county of Lincoln, State of Wyoming, as more particularly described in the Subordinated Instrument (the "Property"). .... SEE LEGAL DESCRIPTION ATTACHED .... Lender will make a loan to the Debtor secured by a deed of trust/mortgage on the Property which will be recorded (the "Lender Instrument"). The Lender Instrument will secure a promissory note/line of credit agreement in the amount of $105,221.29. recorded August 27, 2003 in Book 532PR on page 559 Lien Holder has agreed to execute and deliver this Subordination Agreement. !96 ACCORDINGLY, in consideration of the property and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Lien Holder hereby agrees with Lender as follows: Regardless of any priority otherwise available to Lien Holder, the lien of the Subordinated Instrument is, shall be and shall remain fully subordinate for all purposes to the lien of the Lender Instrument, to the full extent of the sum secured by the Lender Instrument, including not only principal' and interest on the principal indebtedness secured thereby but all other sums secured by the Lender Instrument, excluding non-obligatory future advances. Lien Holder warrants to Lender that Lien Holder presently owns the Subordinated Instrument and indebtedness secured thereby, free and clear of all liens, security interests and encumbrances. This Agreement is made under the laws of the State °fWYoming. It cannot be waived or changed, except by a writing signed by the parties to be bound thereby. This Agreement is made between Lender and Lien Holder. It shall be binding upon Lien Holder and the successors and assigns of Lien Holder, and shall inure to the benefit of, and'shall be enforceable by, Lender and its successors and assigns. Neither the Debtor nor any other person (except Lender, its successors and assigns), shall be entitled to rely on, have the benefit of or enforce this Agreement. IN WITNESS WHEREOF, this Subordination Agreement is executed on the day and year first above stated. Wells Fargo Bank, N.A. NOTICE: This subordination agreement contains a provision which allows tho person obligated on your property security to obtain a loan a portion of which may be expended for other purposes than improvement of the land By Patti Van Orden Title: Vice President Loan Documentation !97 STATE OF IOWA ) )ss. COUNTY OF pOLK~ ) On this 22"d day of August, 2003, before me personally appeared as Patti Van Orden, Vice President Loan Documentation of Wells Fargo Bank, N.A. [] personally known to me [] proved to me on the basis of satisfactory evidence To be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the ~ntity upon behalf of which the person(s) acted, executed the instrument. V77ITNEStS n)~hand and offi/~al seal, Signature of NoJary Public ~--~... ,, KARILE L. TOMENSON I~ ,~'~ Commission Number 720299 My commission expires: ' I o'"/~'¢'- January 9, 2006 ×~UG-88-20~3 ~3:38 SOUTH!.,JEST::~ T~TLE CO ~ 38? 8?? ~82 P.08 ALTA COMMITMENT - 1982 - WY Commitment No.' FA 10522 M SCHEDULE C The Iud re~rred to in ~is commitmem ~s situated in Me State of Wyoming, CounW of Lincoln, and is described as ~llows: / A portion of the NE~NE~ of Section 12, T31N Rll9W of' the 6th P.M., Lincoln County, Wyoming more particularly described as follows: COMMENCING at the Northeast Corner of said Section 12 and running thence S 00°00' E along the East line of said Section 12, 667.28 feet to the POINT OF BEGINNING; thence N 90000, W, a distance of 693.0 feet; thence ~ 00°00' E, a distance of 403.28 feet, thence N 90000' E, a distance of 396.0 feet; thence S 00°00' E0 a distance of 33.00 feet; thence N 90000' E, a distance of 33.00 feet; thence S 00°00'' E, a distance of 165.00 feet; . thence N 90°00' E, a distance of 264.00 feet; thence S 00000' E, a distance of 205.28 feet to'the POINT OF BEGINNING. LESS AND EXCEPT the land described in Warranty Deed recorded March 11, 1982 in Book 185PR on page 382 of the records of the Lincoln County Clerk