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HomeMy WebLinkAbout893060State of Wyoming County of Lincoln RFCFIVFr) LINCOLN COUNTY CLERK ESTOPPEL AFFIDAVIT AND STATEMENT OF VOLUNTARY SURRENDER THIS ESTOPPEL AFFIDAVIT AND STATEMENT OF VOLUNTARY SURRENDER is made this I I day of ~ ~,R x~.~,-~ , 2003, by David M. Jolley and Wanda L. Jolley, Husband and Wife, ~rendnts by Entireties, of the County of Lincoln, State of Wyoming, hereinafter referred to as Grantor(s); WITNESSETH 1. The Grantor(s), or their predecessors in title, did on December 21, 2001, execute and deliver a certain promissory note in the principal sum of $200,000.00 and certain real estate mortgage of even date securing said promissory note, which mortgage was duly recorded in the-records of the office of the County Clerk and Ex-Officio Register of Deeds in and for Lincoln County, Wyoming, coveting the real estate more particularly described as follows: Lot 12 of the Easy Acres Subdivision Phase 1, Lincoln County, Wyoming as described on the official plat thereof 2. The Grantor(s) have defaulted in the payments due on the above-described promissory note and are/is unable to meet the obligations of said note and mortgage. according to the terms thereof. 3. The Grantor(s) have, for good and sufficient consideration, made, executed, and delivered that certain deed to Grantee, Federal National Mortgage Association, and said Grantee's successors and assigns, dated the I} day of ~.,/~. ~ L(.~} , 2003, conveying the above-described property to Grantee. The Grantor(s) hereby acknowledge, agree, and certify that the aforesaid deed was an absolute conveYance of the Grantor's(s') rights, title, and interest in and to said real estate, together with all building thereon and appurtenances thereunto belonging and appertaining, with release of all dower and homestead rights in and to said real estate, and also conveys, transfers, and assigns all of Grantor's(s') rights of possession, rentals, and equity of redemption in and to said premises. The Grantor(s) further acknowledge, agree, and certify that the value of said real estate is not in excess of the amount of the said indebtedness outstanding, and in consideration of the premises hereof and in consideration of such conveyance, the Grantor(s) have received a full and complete release of Grantor's(s') personal liability on said promissory notes. 4. The Grantor(s) acknowledge, agree, and certify that the above-described deed was given voluntarily by Grantor(s) to Grantee, in good faith on the part of Grantor(s) and Grantee, without any fraud, misrepresentation, duress or undue influence whatsoever, or any misunderstanding on the part of the Grantor(s) or Grantee, and was not given as a . · preference against any other creditors of said Grantor(s). ,' 5. The Grantor(s) acknowledge and agree that the above-described deed of Conveyance shall be and is intended and understood to be an absolute conveyance and sale, with full extinguishment of Grantor's(s') equity of redemption, and with full release of all Grantor's(s') rights, title, and interest of every character in and to said property. The Grantor(s) further acknowledge and agree that the said deed of conveyance shall not restrict the right of Grantee' to institute foreclosure proceedings in connection with said Page- 1 of-2 mortgage, at Grantee's election, and while Grantor(s) are personally released fi:om liability on the subj~ect promissory note, Grantee may retain the subject promissory note and mortgage, and consider the same unpaid and in default, for the purposes of instituting and perfecting foreclosure pursuant to law. 6. This Estoppel Affidavit and Statement of Voluntary Surrender has been made for the protection and benefit of the aforesaid Grantee, and Grantee's successors and assigns, and all other parties hereafter dealing with or who may acquire an interest in the real estate described herein, and shall bind the respective heirs, executors, administrators, and assigns of the undersigned. Wanda L. Jolley State of Wyoming County of Lincoln On this Il day of ~ ~c~ ~--~ , 2003, before me personally appeared David M. Jolley and Wanda L. Jolley, to me known' to be the person(s) described in and who executed the foregoing instrumem, and acknowledged that they executed the same as their free act and deed. Witness my hand and official seal. · }~3~'ary Public My commission expires: Page - 2 of- 2