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Home My WebLink About8938560'035569912 40~ 536 0 'Th,ts document is being recorded ,. ~vutawest Title Compaiy . m a comtesy o~y. MORTGAGE THIS MORTGAGE is made this 24'1~I C-~THERINII L N'gL.qON, A SINI3LE PERSON day of SEPTEMBER TO 91307877960~ P.08 , 200] · , between the Mortgagor, WELLS FARGO HONIE MORTGAGE, INC. existingunder thelawsofTHE STATE OF CALIFORNIA P.0. BOX 10304, DES MOINES., IA S03060304 (herein "Borrower"), and the Mortgagee, , a corporation organized and , whose address is (herein "'Lender'). WHEREAS, Borrower is indebted to Lender in the principal sum'of U.S. $ ***********-2,6g0.00 , which indebtedness is evidenced by Borrower's note dated ..qZPTEMJBZR 24, 2003 and extension~ and renewals thereof (herein "Note"), providing for monthly installments of principal and interest, with the-balance of indebtedness, if not sooner paid, due and payable on OCTOBE]{ 01-, 201.3 : TO SECURE to Lender the repayment 'of the indebtedness evidenced by the Note, with interest thereon: the payment of all other sums, with interest thereon, advanced in accordance herewith LO protect the security of this Mortgage; and the performance of the covenants and agreemen~ of Borrower herein contained, Borrower does hereby mortgage, grant and convey to Lender, with power of sale, the following described property located in the County of LINCOL~ , Stat foWl & · LOT W. WESTERLY 25 FEET OF LOT 11 OF BLOCK 6 OF TILE WILLOW ADDITION' TO THE TOWN OF EEHM~.RIIR, LINCOLN COUNTY, WYOMIN(g AS DESCRIBED ON THE OFFICIAL PLAT THERJgOF. 1982 KIT MODEL ~ KITIDM2R8279Q TAG#'S IDA 060741 & 060742 which has the address of 214 EI~RY , Kg'~l~gltglt ($~e~l [Cip/I Wyoming 833. oi (herein "Property Address"); [ZiP Code] TOGETHER with all thc improvements now or heresl[cr erected on thc property, and all easements, rights, appurtenances and rents, all of which shall be de, mod to be and remain a part of the property covered by [his Mortgage; and all of' the foregoing, together with said prOperty (or the leasehold estate if this Mortgage is on a leasehold) are hereinafter referred to as the "Property." BOrrower covenants that Borrower is lawfully seined of the estate hereby conveyed and has the right to mortgage, grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. UNIPORM COVENANTS. Borrower and Lender covenant and agree as follows: .................. I. Payment oi' Principal and Interest. Borrower shall promptly pay when due the principal and interest indebtedness evideaced by the Note and late charges as provided in the Note. 2. Funds I'm- Taxes and Insurance. Subject to applicable law or a written waiver by Leader, Borrow~ shall pay to Lender on the day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a sum (herein "Punds") equal to one-twelfth of the yearly taxes and assessments (including CondOminium and planned unit development assessments, if any) which may attain priority overthis Mortgage and ground rents on the Property, it' any, .pius one-twelfth of yearly premium inatallmenta for hazard iniurance~ plus one-twelfth of yearly premium installments for mortgage insurance~ if any, all ~ reasonably estimated initially and from time to time by Lender on the basis of as~easments and bills and reasonable estimates thereof. Borrower shall not be obligated to make such payments of Funds to Lender to the extent that Borrower makes such payments to the holder of a Prior mortgage or deed of trust if such holder i& an institutional lendc-r. WYOMING - SECOND MORTGAGE . 1/00- FNMA/PHLMC UNIFORM INSTRUMENT { 1~}-"7 8{WY} ISs~21.o~ VMp MORTGAGE FOR~$ · 150OIB21 ,~291 F° r~l SEP 2~1 2003 ~2:40 FR WFHM 482 ~3G 8G18 TO ~1387877~G82 ~ Bo~ow~ pays ~nds ~o ~e/, .~e B~ s~l be held ~ ~ imtitution ~e d~si~ or ~eo~ of which ~e i~ur~ or ~t~d by a feder~ or smtc ~g~cy (including ~er if ~nder is such ~ institution). ~d~ sh~l apply ~e F~ds to pay s~d t~, ~sessmenu. insur~ce pre~ ~d ground rents. ~nder ~y not charge for so holding ~d ~pplying the Fun~, ~yzing said accoun~ or veri~ing md compiling said ass~sments ~ bills, ~less ~nder pays Borrower interest on · e Funds ~d appli~ble law .pe~ ~d~ ~ ~e such a ~ge. Borrower md ~nd~r n~y agr~ in ~idng ~ ~he rime of execu~on of ~is Mo~gag~ ~at ~terest on ~e N~ds sh~l be paid to Bo~ower, ~d unless such agr~nt is m~e or applicable law requires such in~t ~o be p~d, ~nd~ sh~l not be r~uir~ to pay Bo~ow~ ~y int~est or e~ings on Nunds. ~nder sh~l give to Bo~ow~, wi~hou~ ~ge, ~ ~u~ ~uming of the Funds showing cr~i~s ~d debits Pun~ ~d ~e pu~ose for which each debit to ~e Funds was made. ~e F~ ~e pledged ~ ~didon~ se~riV for ~ s~ur~ by ~is Mortgage.. If ~ mount of ~e P~ held by ~nder, ~oge~er wi~ ~e ~t~e mon~ly ~st~Imen~ of ~ p~y~ble prior to ~e due da~es of ~es, ~s~sments. i~ur~ce pre~u~ ~d gro~d rmts, s~l ex~ ~e ~ required to pay s~d t~es, ~sess~ms, i~ur~ pre~ md gro~d r~s ~ ~ey ~1 due, su~ exc~s s~l be, at Bo~ower's option, eider promptly r~aid to Bo~ower or cruised ~o Borrower on mon~ly ins~lments of Fun~. If ~e ~o~t of ~e ~nds held by Lender sh~l no~ be sufficient to pay t~es, assessments, i~ur~ pr~ and gro~d ~n~s ~ they f~ll due, Borrow~ sh~l pay io ~nder ~y ~ount n~,~y ~o m~e up ~e defici~ey in one or more pay~nts ~ ~nder ~y r~uire. Upon pay~nt in ~11 of ~ls~ secured by this Mortgage, ~nd~ ~1 promptly ~e~nd m Bo~ower ~y Funds h~Id by ~der. If under p~agraph 17 h~r~of ~e Prope~ is sold or ~e Prope~y is o~ise acq~r~ by ~d~, ~nd~ sh~l apply, no lat~ ~h~ i~a~ely prior ~o ~e s~e of ~e Property or i~ a~uisition by ~nder,' ~y ~nds held by Lend~ a~ ~e ti~ of application ~ a cr~it against ~e su~ secur~ by ~is Mo.gage. ~. Ap~i~tion ot Payroll. Un.ss ~pplicable law provid~ ot~e. ~1 pay~ms r~iv~ by ~nder ~d~ ~e No~e ~d p~agraphs I ~d 2 her~f shall be applied by ~der fi~ in pay~t of ~o~u pzy~le ~ ~der by Borrower under p~agraph 2 h~eof, ~hen ~o ime~st payable on the Note, ~d ~m ~o ~e pr~cip~ of ~ Note. 4. ~or Mo~ffagm and D~ ~ Trot; Ch~ffm; Li~. Bo~ower ~ peffo~ ~ of Bo~ower's obligations ~d~ ~y mortgage, de~ of ~t or o~er s~ty agr~en~ wi~ a lien which h~ priority ov~ ~ Mong~e, ~luding Borrower's cov~s to m~e paym~u when due. Bo~w~ ~1 pay or cause ~o be paid ~1 t~, ~s~s~n~ ~d other c~g~, ~d impositio~ atuibutable to ~e Prope~y whi~ ~y alton a priority ov~ ~is Mortgage, ~d I~ehold payrolls or ground r~. i~ ~y. 5, ~zard ~s~ce. Bo~ower sh~l ke~ ~e improv~m~U now existing or h~l~ ~ec~ed on ~e Prop~y i~u~ agent loss by fire, h~ included within ~e te~ "ex~ded ~veruge.' ~d su~ o~er ~ds as Lender ~y r~uire ~d in such ~o~ts ~d for s~ch p~io~ ~ Lender may req~i~. ~e insur~c~ c~rier providing the imur~e sh~l be ~osen by ~rrower subj~t to approv~ by ~nder: provide, that su~ approv~ sh~l not b~ unr~onably wi~held, Ali insur~ee polices ~d r~w~s ~f sh~l be in a fo~ a~p~le ~nder ~d sh~l include a s~d~d ~ngag, clause in favor of md ~ a fo~ a~mble ~ ~der. ~nder ~1 have ~e ~gh~ to hold the policies ~d r~ewals ther~f, subject to ~e te~ of ~y mortgage, d~ of ~st or other s~i~y agr~mem with a lien which h~ priority ov~ ~h~ Mortgage, ~ ~e ~ent of loss, Borrower sh~l giw prompt notice to ~e ~ur~ce c~ ~d ~nder. ~nder ~y ~e proof of loss if no~ m~de promptly by Borrower. If ~ Property is ab~doned by Borrower, or if Borrower f~ls to r~nd to ~der wi~ 30 days from ~e date nod~ is m~led by ~nd~ ~o Bo~ow~ ~at ~e i~u~ce c~er oft~s to s~tle a cla~ for ins~ce ben. ts; Lender is au~o~z~ collar ~d apply ~e i~urmce pmc~ at ~er's option eider to restoration or rep~ of.~e pro.ny or to ~e su~ secured by ~is Mortgage. 6, ~e~ation and ~int~anee of ~op~y; Lms~ol~; Condo~; ~a~ed Unit ~vdopments. Borrower sh~l ~ ~he Prop~y ~ good r~r ~d ~1 no~ co~t w~e. or p~t ~p~nt or de~ior~on of ~e Prop~ty sh~l comply wi~ ~e provisions of ~y Ieee if ~is Mongag~ is on a le~hold. If ~s Mortgage is on a uni~ in a ~ndo~nium or a pl~ed ~it develop~m, Borrower sh~l perfo~ ~1 of Borrower's obligado~ ~ ~e d~l~afion or ~v~ts creat~g or gorging ~e conflo~nium or p~ed unit develop~, '~e by-laws ~ regulations of ~ condo~nium or pl~ unit d~elopmem, ~d ~dmen~ doc~. . ~. Wot~tion of L~d~'s S~u~ty. If Bo~ower fails to perfo~ ~ cov~ ~d agr~ts contain~ in ~is Mortgage, or if ~y action or pro.ding ~ co--ced which mate~ly aff~s ~nder's int~t in ~he Property, ~hen ~der, at ~nder's option, upon notice to BoRower, ~y ~ ~ch aPpe~mc~, disb~se ~ch m~, inclu~ng reportable aUomeys' f~s, ~d ~e such ~tion as is n~ess~ to prot~t L~der's inter~t. If ~der r~uir~ ~ngage insur~ce ~ a ~ndidon of ~ing ~e lo~ s~ured by ~i~ Mo~ff~ge. ~orrower sh~l p~y ~e pre~u~ r~uir~ to ~in~n such insur~ce in eff~t until ~ch time as ~e r~uiremem lbr ~uch imu~c.e te~na~s in ac~rdmce wi~ Borrower's ~d ~nder's wriuen ~r~n~ or ~plicabl~ law. Any ~oums disbursed by Lender p~su~t to ~is p~raph ~, wi~ inmr~ ~n, a[ ~e No~e ra~e. sh~l b~o~ addition~ indebt~ess of Borrow~ s~eu~d by ~ Mortgage. Unless Bo~w~ ~d Lender agree lo o~her ~e~ of pay~m, su~ ~oun~ sh~l be payable upon no~ ~om ~der to Bo~ower r~ling pay~nt ~f. No~hiag ~nt~ed in p~a~ph ? s~ll r~uire ~nder m incur my expense or t~e ~y ~don h~. ~. Imp~flon. ~d~ my m~e or ca~e to be made reportable en~ Upon ~ ~om of ~e Pro.ny, provided · at Lender sh~l give BO~wer notice prior m my such i~pection s~i~ing re~omble c~ ~h~efor rela~ [o Lender's in~res~ in ~e Prop~y. 9, Cond~afion, ~e pro~ of ~y awed or cl~m for d~ges, dir~ or comequend~, in ~ion wi~ ~y conde~adon or o~er taking of ~e Propmy, or p~ ~ermf, or for ~nvey~ ~ lira of co--on, ~e h~y ~si~ed ~d sh~l be psdm ~nder, subject ~o the [~ of ~y ~ng.ge, d~ of ~ or o~er s~uriw agr~nt ~ a lien w~ ~ priority ov~ Ibis Mortgage. 10. Borrower Not R~ed; Forbe~r~e By Len~r Not a Wsiver. ~x~emion of ~e time for p~ymem or ~dification of ~n~ation of ~e s~ s~ur~ by this Mo~ga~e ~mt~ by ~nder ~o ~y ~r ~ in~ of Borrower sh~l ao~ operale m rele~e, in ~y ~, ~e liability of ~e orlgm~ Bo~ower md Borrower's succeSso~ ~ iaterest. ~nder s~l ~ r~uired to co~ence probings ~ tach succorer or re~se ~o ex~e~ ~ for paymmt or o~e~se ~dity ~oniz~tion of ~e ~ s~r~ by ~is Mortgage by rein of ~y d~d ~de by ~e od~nal Bo~ower ~d Borrower's m~sors ~ ~ter~st. Any forbe~mce by ~d~ in exe~ising my d~t or ~m~y her~nder, or o~e~ise afforded by applicable law, sh~l not be ~ w~ver of or prelude ~e exercise of my suc.h ri~t or rely. 11. Su~so~ and ~si~ ~ound; J~t and Several Liability; Co-stgn~. ~e cov~ ~d agr~men~ h~ein mn~ed shill bind, ~d ~e rights .hereunder sh~l in~ to. ~e re~tive su~sors ~d ~sig~ of ~der ~d Bo~ower, subj~t to the provisions of p~agraph 16 her~f. All coven~ts ~d agreem~m of Bo~ower sh~l be joint ~d sev~. ~y B.o~ower who co-sig~ ~is Momgage, but does not execute ~e Note. (a) is ~-signing th~ Momgage only to mortgage, gr~t ~d convey that Bo~ower's interest in ~e Prope~y to ~der under the tern of ~is Me.gage, (b) is nor person~ly liable on · e Note or under ~is Mo~gage, ~d (e) agrees ~at ~nd~ ~d ~y other Bo~wer hereund~ ~y agree to extend, ~dify, ~brbe~, or ~e ~y o~er acco~flations wi~ reg~d to ~e t~ of ~is Mo~gage or ~e Note wi~out ~at Bo~ower's cogent ~d wi~out rel~Sing ~at Borrower or modifyNg ~is Mortgage ~ to that Borrower's interest in ~e Property. 1~. No,ice. Exert for ~y notice required under appli~ble law m be giv~ in ~o~er ~, (a) ~y notice to provid~ for in ~is MoRgage shall be givm by delivering it or by mil~g such notice by c~ifi~ ~l addressed to Borrower at ~e PmpeRy Address or at such other address ~ Borrower may d~i~ate by notice ~o Lender ~ provided he~in, md noti~ to ~nder sh~l be giv~ by c~fied mil to Lender's ~dr~s stated h~ or to such oth~ addr~s ~ ~der may designate by notice ~o Borrower as provided h~&n. Any notice provid~ for ~ ~s Mortgage sh~l be demed to have been given ~ Bo~ower or ~nder when giv~ in ~e ~er desi~a~ed here~. ~. Gover~ng Law; Severabifity. ~e state ~d loc~ la~s appli~ble to ~is MoRgage sh~l be ~e laws o~ the j~sdietion in which ~e Property is local. ~e foregoing sentmce sh~l not l~t ~e ~plicability of f~er~ law to Mousse. In ~e evmt ~at my provision or cla~e of ~is Mortgage or ~e Note mnflicts wi~ applicable Nw, such conflict shall not aff~t o~ provisions of ~is Mortgage or ~e Note which c~ be givm effect ~i~out ~e m~icting provision, md to · is end ~e provisions of $i~ Mo~gage and the Note ~e d~l~ to be s~erable. ~ ~ ~e~n, "ms~," "expense" "attorneys' fees" include all su~ to ~e extent not prohibited by applicable law or limit~ her~n. 14. Borrower's Copy, Bo~ower sh~l be ~mish~ a confo~ed ~py of ~e Note ~d of ~is MoRgage at ~e fi~ of execution or aft~ recordation hereof. 15. ReMb~itafion Lo~ A~ment. ~ower shall ~lfill ~l of Bo=ower's obligatio~ under ~y ho~ rehab~i~tion, improvement, r~air, or o~er lo~ agr~t wNeh Borrower mt~s into wi~ ~nder. ~nd~, at ~nfler's option, ~y require Bo~wer to execute and deliver to ~nder, in a fo~ acc~table to ~fler, ~ ~sig~nt of ~y fight, elai~ or defens~ which Bo~ower my have agai~t pmies who supply labor, ~terials or s~ieeg in m~tion wi~ i~rove~nts made to ~e ~ope~y. 16. Tramr~ of ~e Property or a Bmeti6al lnter~t ia Bo~ow~..If ~l or my pm of ~e Property or ~y interest is sold or tr~sfe=ed (or if a benefici~ inter~t in Borrower is sold or tr~sfer~ ~d Bo~ower is not a natur~ person) without ~nd~'s prior written eons~t, ~nder ~y, at i~ option, ~quire i~iate pay~t in ~ of ~l s~ sec~ by ~is Mortgage. However, ~is option sh~l not be exemised by ~der if exercise is prohibi~ by feder~ la~ ~ of ~e date of &is Mortgage. If Lender ex~eises ~is option, Lend~ sh~l give Bo~ower notice of acceleration. ~e notie, s~l provide a period of not l~s ~ 30 days from ~e date ~e notice is deliv~ or ~led wi~in w~ich Bo~ow~ must pay ~1 ~ seeur~ by Mo~gage. If Borrower fails m pay ~ese su~ prior to ~e ~piration of ~N period, ~nd~ may invoke my rem~i~ by ~is Mo~gage Wi~out ~er notice or dmanfl oa Borrower. NON-UNIFORM COVENANTS. 'Borrower ~d Lend~ ~er'~ve~t md agr~ ~ follows: 17. Ae~leratlon; Rem~m, Except ~ provtded in p~agraph 16 beret, upon Borrow~'s brach or ~y covet or a~m~t of Bo~o-'~ in thg Mo~gage, induing ~e coven~ to pay when due ~y s~ s~ed b~ this Mo~gage, L~d~ prior to aeeel~ation shall We notice to Bo~ow~ ~ pmvid~ ia ~a~graph 12 h~f s~r~ng: (~} the brach; (2) the action r~uired to cure su~ brach; (3) a da~ not l~s ~aa 10 ~ys [rom ~e dar, the notice ~ ~l~ Bo~ow~, by whi~ such brach mu~ be cured; and (4) that ~ail~e to cure ~ bra& on or bgo~ ~e da~e sp~i~ the notice may r~t ia aeeel~ation or ~he s~ ~ by ~is MoP,ge. ~, notice sh~i tu~her int~ Borrow~ or · e fi~t to r~ta~ after aee~afion and the right to bring a court action *o ~m the nonmteaee of a default or any o~er dere~e or Borrow~ to acceleration and sale; ~ the brea~ ~ not e~ on or bgore ~e da~e sp~ifl~ in ~e notice, L~d~, at Lender's option, may d~l~e all or t~e m~ s~ur~ b~ ~ Mo~age ~o be i~at~y due and payable ~ihout r~her demand and my invoke ~e pow~ or sale and any oth~ remedi~ p~tt~ by applicable law. Lmd~ shall be entitl~ to e~l~t all r~sona~le ~s and expem~ ~e~ in pmuing ~e rmedi~ ~ovifled in ~hg ~aragraph I7, including, bu~ not limited to, r~onable aRomeys' ~. It Lmd~ lnv~m the pow~ or sale, Lender shall ~ve notice o[ intent to torque to Borrow~ ~d ~o the ~m~on or the ~op~, if die,erst, ~ aeeord~ce ~th applicable law. Lmfl~ shall mil a copy ota notice o~ the sale to Bo~ow~ in ~e ~nner provided in' paragraph 12 beryl Lead~r ~all pubBs~ lhe notice o~ s~e and the ~op~y shall be sold in the ma~ ~m~b~ by appll~ble law. ~d~ or Lmd~'s d~ may pureh~e &e ~opeRy at any sale. The ~oc~ds of ~e sale shall be applied in the follows ord,: (a) to ali r~onable eo~ anti expem~ or th~ sMe, induing, ~ut not ~mRed to, r~sona~le attorneys' f~ and cos~ o~ rifle eviflmce; ~) ~o all su~ s~urefl by ~is MoNgage; ~d (e) ~e ~e~s, i~ any, ~o t~e person or persom leg~ly euttfled therelo. 18, Borrower's ~ght to Rei~ate. Notwi~s~ding L~d~'s acc~eration of ~e sums secur~ ~y ~is Mortgage due Borrower's breach, Bo~o~ sh~l have ~e right to Mve ~y pr~flings be~ by ~nder to mforce ~is Mortgage discontinued at my time prior to the ~riler to oee~ of (i) ~e fi~ day before s~e o~ the Prop~y p~su~t to ~e power of s~e contained in this Mortgage or (ii) cnw of a judgmmt enforcing ~i~ Mongage if: (a) Borrower pay, ~der ~l su~ which would be ~en due Under ~is Mortgage ~d ~e Note had no acceleration o~; ~) Bo~ower ~r~ ~l breaeh~ of my o~er ~ven~ts or agr~men~ of Borrower contain~ in ~is Mo~gage; (c) Borrower pays ~l r~onable ex~e~ ineur~d by ~nder in enforcing ~e coven~ts ~fl agrements of Borrow~ cont~n~ in ~is Mortgage, md in enforcing ~nder's ~dies provid~ in p~agrap~ 17 h~eof, including, but not l~t~ m, r~sonable ~tomeys' f~; ~d (d) Bo~wer ~es such action ~der ~y re~onably require to ~sur~ &at ~e lien of ~is Mortgage, ~nder's intent in the Pmp~ty ~d Borrower's obligation to pay ~e su~ se~r~ by ~is Mortgage sh~l continue unimp~r~. U~n ~ueh pay~nt ~d ~re by Borrower, this Mortgage ~d the obligations secu~ h~eby ~h~l re~ in ~ll force ~d df~{ ~ if no a~l~ation had occurred. 19. A~igm~t of Rents; App~ntmmt o~ R~etv~; Lmd~ in Poss~sion. As addidon~ gemrity her~nder, Bo~w~ hereby ~signs to ~nder t~e r~ of t~e Property, prOvided ~at Bo~ower shall, prior to a~elention u~er paragraph 17 her~f or abmdomem of the PropeRy, haw the right to collect md retain such rmts as th~ b~o~ due md payable. ~~®-76(WY) leg~21.ol page 253 Upo~ ~[~r~tion u~d~r p~graph 17 hereof or ab~do~t of the Prope~, ~d at any time ~y perio~ of ~demption following judi~i~ ~, ~nd~r, in ~e~on, ~y ag~ or ~ ]udici~ly ~ppoint~d ~c~ver, lhall emitl~ to ~ter upon, t~e posies~ion of md ~age ~e Property and [o coll~l ~e rents of ~e Propcny i~luding ~ose due. All ~ coll~t~ by Mnder or ~e r~iver shill be ~plied tim to pay~nt of ~e ~s~ of ~e~nt of ~e Property ad colleaion of r~, including, bm not li~ted to, receiver's fees, pre~ums on r~iv~'s bonds and re.enable attorneys' fees, ad then ~o ~e sums secur~ by this Mortgage. ~n~r ~d me receiver shal be liable to a~o~t only for mose rents ~mflly r~eiv~: 20. Rd~se, Upon payment of ri su~ s~ur~ bY ~is Mortgage, Mnder shill rele~e a~ Moagage wi~out ch~ge to Bo~ower. Bo~ow~ shill pay ~ ~sts of recordation, if my. 21, Waiver of Hom~tead. Bo~ower hereby w~v~ all ri~t of ho~e.d ex.priori ~ ~e Pro~ny. REQUEST FOR NOTICE OF DEFAULT 'AND FORECLOSURE UNDER SUPERIOR' MORTGAGES OR DEEDS OF TRUST Borrower and Lender request the holder of any mortgage, deed of trust or other encumbrmce with a lien which ha~ priority over this Men§age to give Notice m Lender, at Lender's addr~s set fox'fin on page one of this Mortgage, of any default under the superior encumbrance and of ~my sale or other foreclosure action. IN WITNESS WHEREOF, Borrower has execmed this Mortgage. CATHERII~ r. NEL-~ON (Seal) -8orrower (Seal) -Rorrowcr (Seil) -Bon-ower (Sign Original Onty) STATE OF WYO~G, Lincoln County ss: The foregoing instrument wa~ acknowledged before me this 24th day of September, 2003 by CATHERINE L NELSON, A SINGLE PERSON My Commission Expires: Not~ Public [Space Below This Ll~e Reserved For Lender ~nd Records] Form 3851