Loading...
HomeMy WebLinkAbout89524854:1. RECEIVED LINCOL~,I COUNTY CLERK executed and delivered as of the /~ ~y of October, 2003, by Brian Ware.ia~'d ,~ ~ ~ ~., ~,,:~ N~ Ware, husband and wife, of PO Box 301, Jac~on, Wyoming. g3~l, herei~fler 'c0i~e~iively .... :~;'~;~" refe~ed to as "Mo~gagor", to PI Alpine, LLC, A Wyo~ng Li~ted Liabili~ Company, of PO Box 4429, Jac~ Wyoming 83001, hereinafter refe~ed to as the "M0ngagee". The Mortgagor, to s~e pa~ent of the sum of eighteen tho~nd, ei~t hun&ed sevenW ~ee dollars and six~ five cents ($1g,873.65), logether ~a interest ~ereon and any accrued penal'ties, does hereby Third Me.gage to th~ Men.gee the following de~fibed real prope~ situate in Lincoln Count, Wyo~ng: Lot 12, of the T~ee Rivers Meadows Estates Subdivision A, as pla~ed ~d recorded in th~ O~ce of the Lincoln Coun~ Clerk, Lincoln Co~, Wyoming. To~elher with and including all impro~ments ~hereon and all appunen~ees and hereditaments there~to belonging. Subject to all covenants, conditions, resection, easements, rese~ations, and rights-of-way of sight an~or r~ord. Mortgagor hereby rel~quishes and waives all ri~ts arising under and by vi~e of the homestead exemption laws of the state of Wyoming. The Mortgagor covenants and wa~ants thal al lhe si~ing and delive~ of lhis Thkd Me.gage, the Mortgagor is law~lly seized in fee simple of the prope~ ~d has good and la~l dghl to Third Me.gage, sell, or convey such prope~; ~hat lhe Morlgagor wa~ants and ~11 defend the title to such prope~ against all la~l claims and demands; and that ~e prope~y is ~ee from all encumbrances not of record. . This Third Mongage is subject to the express condition that the Mo~gagor pays, or causes to be paid, to the Mo~gagee the sum of eight~n ~ousand, eight hun&ed seven~ t~ee dollars and six~ five cents ($18,873.65) and any applicable charges and interest as set forth and according to the provisions contained in a ce~ain Promi~o~ Note execumd of even date herewith. The Mo~gagor hereby covenants and a~ees to pay all such amounm. The Mo~gagor ~nher covenants and a~ees as follows; 1. The Mo~gagor shall pay or cause to be paid all pa~ents due under the first mortgage or senior semfi~ interests, taxes and assessments levied or assessed against the prope~, and s~ll comply Mth all r~ordation and o~er laws affecting the securi~ of this Third Mo~gage, at the expense of the Mong~or. The Mo~gagor ~nher a~ees (i) to maintain all buildings and other s~cmres on the prope~y in substantially thek original condition or be~er, reasonable wear ~om the elements excepted and rescuing the right to replace buildings and s~emres with prope~ of at least equal value or utili~ and (ii) to maintain f~e and extended coverage insmance coveting the insurable bulldogs and s~cmres on the prope~, whuen by sound and reputable ins~nce companies in the ~11 ins~able value of such prope~ subject to reasonable deductibles, covering the panics as their interest may appel, and Mo~gagor shall ~msh a copy ~ereof m the Mortgagee promptly after receipt of ~en request therefor; 2. The Mo~gagor shall not pe~it the interest of the Mo~gagor in ~e prope~ or any pa~ thereof to be levied uPon or a~ched in any legal or equitable proceeding; 3. If ~e Mo~gag°r defaults in the pa~ent of such pa~en~ due under the first mo~gage or senior securi~ interest, taxes, assessmen~ or ~her law~l charges, the Mo~gagee may, ~thout notice or demand, pay the same. The Mo~gagor coven~ts and agrees that all such sram of money so expendS, together ~ all costs of enforcement or foreclosure, and reasonable a~omeys fees, s~ll be added to the debt hereby seemed, and a~ees to repay the same and all expenses so incu~ed by the Mortgagee, wi~ interest thereon ~om ~e date of pa~ent at ~e interest rate for overdue amounts provided in the Second Mortgage Page- 1 of 3 note or notes secured hereby until repaid, and the same shall be a lien on the property and be secured by this Third Mortgage; 4. If the Mortgagor defaults in the payment of any principal or interest on the indebtedness secured hereby after the same shall become due and payable~ or in case of breach of any covenant or agreement herein or contained in any other recorded mortgage debt on the property, in each case for a period of three (3) days after such default, the whole of the then outstanding indebtedness secured hereby, both principal and interest, together with all other sums payable pursuant to the provisions hereof, shall, at the option of the Mortgagee, become immediately due and payable, anything herein or in said note or notes to the contrary notwithstanding, and failure to exercise said option shall not constitute a waiver of the right to exercise the same in the event of any subsequent default. The Mortgagee may enforce the provisions of, or foreclose, this Third Mortgage by any appropriate suit, action or proceeding at law or in equity or by advertisement and sale as provided by Wyoming statutes. At any foreclosure sale, the Mortgagee may cause to be executed and delivered to the purchaser or purchasers a proper deed of conveyance of the property so sold. The Mortgagor agrees to pay all costs of enforcement and of foreclosure, including reasonable attorney fees. The failure of this Mortgagee to promptly foreclose following a default shall not prejudice any right of the Mortgagee to foreclose thereafter during the continuance of such default or any right to foreclose in case of further default or defaults. The proceeds from such sale shall be applied to the payment of (ls0 the costs and expenses of the foreclosure and sale, including reasonable 'attorney fees, and ali money expended or advanced by the Mortgagee pursuant to the provisions of this Third Mortgage; (2nd) all unpaid first mortgage, la.xes, assessments, claims and liens on the property, which are superior to the lien hereof; (3rd) the balance due to the Mortgagee on account of principal and interest and late charges on the indebtedness hereby secured; and (4th) the surplus, if any, shall be'paid to the Mortgagor (subject to the rights of any junior lienholders); 5. If the right of foreclosure accrues as a result of any default hereunder, the Mortgagee shall at once become entitled to exclusive possession, use and enjoyment of the property and to all rents, income and profits thereof, from the accruing of such right and during the pendency of foreclosure proceedings and the period of redemption, and such possession, rents, income and profits shall be delivered immediately to the Mortgagee on request. On refusal, the delivery of such possession, rents, income and profits may be enforced by the Mortgagee by any appropriate suit, action or proceeding. The Mortgagee shall be entitled to a receiver for the property and all rents, income and profits thereof, after any such default, including the time covered by foreclosure proceedings and the period of redemption and without regard to the solvency or insolvency of the Mortgagor, or the then owner of the property, and without regard to the value of the property, or the sufficiency thereof to discharge the indebtedness secured hereby and foreclosure costs, fees and expenses. Such receiver may be appointed by any court of competent jurisdiction upon application, and the appointment of any such receiver on any such application is hereby consented to by Mortgagor. All rents, income and profits of the property shall be applied by such receiver according to law and the orders and directions of the court. The terms "foreclosure" and "foreclose", as used herein, shall include the right of foreclosure by any suit, action or proceeding at law or in equity, or by advertisement and sale of the property or in any manner now or hereafter provided by Wyoming law, including the power to sell; 6. If the property described herein is sold under foreclosure or otherwise and the proceeds are insufficient to pay the total indebtedness hereby secured, the Mortgagor shall be personally bound to pay the unpaid balance of the note or notes secured hereby and any other indebtedness secured hereby, and the Mortgagee shall be entitled to a deficiency judgment; 7. The acceptance of this Third Mortgage, and the note or notes it secures, by the Mortgagee shall be an acceptance of the terms and conditions contained herein; 569 Second Mortgage Page - ! of 3 8. The covenants and agreements herein contained shall bind, and inure to the benefit of, the respective heirs, devisees, legatees, executors, administrators, successors and assigns of the Mortgagor and the Mortgagee. Whenever used the singular number shall include the plural, the plural the singular, and the use of any gender shall include all genders; 9, The Mortgagor shall not be entitled to set-off or any similar rights against any amounts owed hereunder or under the note or notes secured hereby. The Mortgagor and the Mortgagee have fully settled their accounts for work on the mortgaged property performed by or on behalf of the Mortgagee as general contractor, and this Third Mortgage is being g~ven in lieu of any contractor's lien filing; 10. If all or any part of the real property or any interest therein (including any partnership interest) is sold. conveyed or otherwise transferred voluntarily or involuntarily, the Mortgagee may insist upon the immediate repayment in full of the debt secured hereby. The Mortgagor shall give prior written notice to the Mortgagee of any such proposed sale, conveyance or other transfer; ! 1, Each individual executing this Third Mortgage and the related note or notes shall be personally bound, jointly and severally, to perform and observe all covenants and agreements of the Mortgagor contained herein and therein; 12. Any notice required to be given to any person hereunder or under the note or notes secured hereby shall be given by delivery or by mailing the same by certified mail to such persons al the address noted above (or to such other address as shall have been specified in writing), and notice so mailed shall for all purposes hereof be as effectual as though served upon such party in person at the time of depositing such notice in the mail; and of this 13. Mortgagors hereby assign their redemption rights under the first mortgage, or any other senior security interests to Mortgagee. IN ~/qlTNESS WHEREOF, this Third Mortgage has been executed by the Mortgagor as ! -' day of October, 2003. Brian and Kathy Ware Brian Ware Kathy Ware ~ STATE OF WYOMING } SS. County of Teton } The foregoing Mortgage was acknowledged before me by Brian and Kathy Ware, Mortgagor, on this /.~ '- day of October, 2003. Witness my hand and official seal. · ,~ ..... ..~ ~ .... - l: .,.,<".~" ',',',',',',',',','~z.'5~- ~ t,:.-~ ~ ~ v..~.- [SI~[~ ~ ..... ~,lotary Pubhc for the State of Wyom,n ~ ,L, ,.,~u~, .... ~ ~~ ~Vly Ci)mmission Expires: C3 ,Y- ~-- Second Mortgage Page - 3 of 3