Loading...
HomeMy WebLinkAbout875159Recordiag requested by: R E C E IV E D WELLS FARGO BANK, N.A. IN,.,uLJ',] 00LINTY CLERK When ~corded reta~ to: :, DOCUMENT MANAGEMENT KEMMERER, WYOMING ~te of Wyom~ . , Space Above T~ L~e F.r ~e~o~ Dat~ / ' MORTGAGE 'BOOK PR PAO~ (With ~utare Advice Clause) 1.DA~ AND P~T~S. Th~ ~1¢ of this MoR~ge ("S~u~ Inst~ment") is 0q I q 212~ ~ and the panicS, their addresses and tax id~tifi~tion nmnbe~s, if r~quired, a~ as follows; MORTGAGO~:KYLE d,. VEIGEL AND/OR LORI MAE VEIGEL, HUSBANO AND WIFe, AS JOINT TENANTS WITH FULL RI~NT~ OF SURVIVORSHIP. ~ If checked, refer to the a~ched Addendum inco~orated her~n, for adaitio~l Moagagors their si~na~rcs and ac~o~le~gments. LE~: WELLS ~ARGO ~A~ P. O. 80X ~155~ BILLINOS, MT 5010~ 2. CON~YANC~, For g~a a~ val~ble co~ideration, ~e receipt and s~cicn~ of which is acknowledged, a~d to the Secn~d Debt (de~n¢a below) and Mo~gagor's ~ffo~nce under t~s Secufi~ Inst~mem, Mo~gagor gra~s, bargain, lOIN owinTN~ descried pm : THE 'FOLLOWinG OESCRIBEB REAL PROPERTY LOCATED , STATE OF WYOMING, OESCRIBEB AS'FOLLOWS: CO~ENCING AT A P~INT WHICH IS 'THE NW CORNER OF THE NEll4 SECTION '1'1, TWP 21 N.R. 119 w 6TH P.M. WYOMING AND RUNNING THENCE EAST 135 FEET-; ,THENCE SOUTH 322.8~ FEET', THENCE WEST 135 FEET, THENCE SOUTH 322.66 FEET, THENCE WEST 125 FEET, THENCE NORTH 322.88 FEET TO THE PLACE OF BEGINNING. CONTAINING 1,0 ACRE MORE OR LESS, withana&lressofqf'~5 HWY 236 AFTON, WY 83110 and parcel number of 31,1 .~ ~ ! 1 O0 q 8800 'together With all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all'water and riparian rights, ditches, and waterstoek and all existing and future improvements, structures, fixtures, and replacements that may now or at any time in the future be part of the real estate described above (all referred to as "Propeay"). 3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall not exceed $ '~5,000.00 . This limitation of amount does not include inter~t and other fees and ci~rges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the terms of this Security Instrument to protect Lc'ader's security and to perform any of the covenants contained in this Security Instrument. 4. SECURED DEBT A.ND FUTIIRE ADVANCES. The term "Secured Debt" is defined as follows: A. Debt in~ed under the terms of thc promissory note, revolving line of oredit, contract, guaranty or other evidence of debt dated 0311212001 togetMr with all amendments, extensions, modifications and renewals, and having a maturity date of 03112 / 2031 B. All future advances from Leader to Mortgagor under such evidence of debt. All future advances are secured as if made on the date of this Security Insmm~ent. Nothing in this Security Agreement shall constitute a commitment to make additional or future loans or advances which exceed the amount sho~m in Section 3. Any such commitment must be agreed to in a separate writing. I~QI. 50A (3/2001) C. All sums advanced and expenses incurred by Lender for insuring, preserving, or otherwise protecting the Property and its value and any other sums ·advanced and expenses incurred by Lender under the terms of this Security Instrument, PAYMENTS. Mortgagor agrees that all payments under the Secured Debt ~,will be paid when due and in accordance with the terms of the Seoured Debt and this Security Instrument, 6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreem~t or other lien document that'created a prior security interest or encumbrance on the Property, Mortgagor agrees: A. To make all payments when due and to perform or comply with all covenants. 3 0 [~ B, To promptly deliver to Lender any notices that Mortgagor receives from the holder. C. Not to allow any modification or extension of, nor to request any future advances under any note or' agreement secured by the lien documem without Lender's prior written consent. 7. CLAIMS AGAINST TITLE. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Lender may require Mortgagor to provide to Lender copies of all notices that such amounts are due and the receipts evidencing Mortgager's payment. Mortgagor will der, nd title to the Property against any claims that would impair the lien of the Security Instrument. Mortgagor agrees to assign to Lender, as requested by Lender, any rights, claims or defenses Mortgagor may have against panics who supply labor Or materials to maintain or improve the Property. 8. DUE ON SALE OR ENCUMBRANCE. Upon sale, transfer, hypothecation, assignment or ~ncumbrance, whether voluntary, involuntary, or by operation of law, of all or any part of the Property or any interest therein, then at its sole option, Lender may, by written notice to Mortgagor, declare all obligations secured hereby immediately duc and payable, except to the extent that such'acceleration for and in such particular circumstances where exercise of such a right ~y Lender is prohibited bY law, 9. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mortgagor will keep thc Propcrty in good condition and make all repairs that are reasonably necessary. Mortgagor shall not commit or allow any waste, impairment, or dezeriorafion of thc Property. Mortgagor will keep the Property free of noxious weeds and grasses. Mortgagor agrees that the nature of the occupancy a~d use will not substantially change without Lender's prior written consent. Mortgagor will not permit any change in any license, restrictive covenant or ~as. ement without Lender's prior written consent. Mortgagor will notify Lender of all demands, proceedings, claims, and actions against Mortgagor, and of any loss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter the Property at any reasonable time for the purpose of ,~nspecting the Property. Lender shall give Mortgagor notice at the time of or before an inspection Specifying a reasonable purpose for the.inspection. Any inspection of the Property shall be entirely for Lender's benefit and Mortgagor will in no way rely on Lend~:r's inspection. 10. AIJTflORITY TO PERIrORM. If Mortgagor fails to perform any duty or any of the covenants contained in this Security Instrument, Lender may, without notice, perform or cause them to be performed. Mortgagor appoints Lender as attom~ in fact to sign Mortgager's name o,r pay any amount necessary for performance. Lender's fight to perform for Mortgagor shall not create an obligation to perform, and Lender's failure to perform will not preclude Lender from exercising any of Lender's other fights under the law or this Security Instrument, If any construction on the Property is discontinued or not carried on in a reasonable manner, Lender may take all steps necessary to protect Lender's security interest in the Property, including completion of the construction. 11, ASSIGNMENT OF LEASES AND RENTS. Mortgagor irrevocably grants, bargains, conveys, mortgages and warrants to Lender as additional security.', all the right, title and to any and all existing or future leases,' subleases, and any other written or verbal agreements for the use and occupancy of any portion of the Prop~rty,.including any extensions, renewals, modifications or substitutions of such agreements (all referred to as "Leases") and rents, issues and profits (all referred to as "Rents"), Mortgagor will promptly provide Lender with true and correct copies of all existing and future Leases. Mortgagor may COllect, receive, enjoy and use the Rents so lor~g as Mortgagor is not in default under the terms of this Security Instrument. Mortgagor agrees that this assignment is immediately effective between the parties to this Security Instrument. Mortgagor agrees that this ~ssignment is effective as to third parties when' Lender takes affirmative action prescribed by law, and that this assignment will remain in effect during any redemption period until the Secured Debt is satisfied. Mortgagor agrees that Lender may take.actual posscssion of thc property without the necessity of commencing legal action and that actual possession is deemed fo occur when Lender, or its agent, notifies Mortgagor of default and demands that any tenant pay all future Rents directly to Lender. On receiving notice of default, Mortgagor will endorse and deliver to Lender any payment of Rems in Mortgager's possession and Will receive any Rents in trust for Lender and will not commingle the Rents with any other funds. Any amounts oollectecl will be applied as provided in this Security Instrument. Mortgagor warrants ttmt no default exists under the Leases or any applicable landlord~tenant law. Mortgagor also agrees to maintain and require any tenant to comply with the terms, of the Leases and applicable law. ' 12. LEASEHOLDS; CONDOMINIUMS; PLANNED UNIT DEVELOPMENTS. Mortgagor agrees to comply with thc provisiom of any lcaso if this Security Instrument is on a leasehold. If the property is a unit in a Cond, ominium Project or is part of a Planned Unit Development ("PUD"), Mortgagor agrees to the following: A, Oblhlation,. Mortgagor shall perform all of Mortgager's obligations under thc Constituent Doouments. The "Constituent Documents" arc the: '(i) Declaration et any other document which creates the Condominium Projects or PUD and any homcowners association or equivalent entity ("Owners Association"); (ii) by-laws; (iii) code of regulations; and (iv) other EQ150B (312001) JUL 18 8801 1 ! :04 RIM F~ TO 9!3078869488 P. 3 0 7 equival~t do~ments, Moagagor s~ll pr~ptly pay, when due, ~I dues and ~sessments imposed pursuant to the Condiment Do~m~ts. B. ~ard Insurance. So long ~ the O~s ~sociafion main~i~, ~ a generally acc~ted i~uran~ ca.er, a , "m~t&' or "bi.et," poli~ on the Condo~nium Project or P~ which is satisfacto~ to LeM~ and which provides insurance c~o in the amounts, for the periods, and against ~e haz~ds Lcn&r ~quires, including fire and h~ards included the te~ "e~ended coverage." then Mon~gor's obligatioh under S~ction 19 ~ main~in hazard i~uran~e ~v~aga on the Prop~ is ~d sailed to ~ ext~nt t~t thc requi~d cowrage is p~vided by the O~e~'s Ass~iation polio, Mon~gor shall giv~ L~der prompt noti~ of ~y lapse in required hazard insurance coverage. In thc ~ent of a distribution of haza~ i~urance pr~eeds in lieu of restoration or repair follo~ng a loss to Pmpe~, wh~her to the unit 0r to common clements, pr~eeds payable to Mortgagor ~e hereby ~si~ed and shall be ~id to Lender for application to the sums se~ by Ibis S~fi~ Inst~ent, with any excess paid to Mo~gagor. C. Flood Insurance. Mortgagor a~ees to ~int~n flood insurance for the life of ~e Seared'Debt which is accep~ble, ~ to form, amount and ement of c~age to Lender. B. Public Liability lnsu~ee. ~ngagor shall ~e tach ~ons. ~ may ~ r~o~ble t0 i~ure that the Owners ~soeiation maintains a public 'liabili~ insur~ce ¢oli~ acceptable in f~m, mount, and exist of coverage to ~nd~. : E. Condemnati0n. The ~ocee~.ofany ~ard or claim for da~es, dire~ or mnsequential, payable to M~gagor in e~ne~i~ Mth any co'ndemnati~ or other taking of all or any ~n of the Prop~, whmher of tM unit or ~ the emmon elments, or for ~y conveyance in lieu of conflemmion, a~ h~e~ ~fignefl ~d shall be paid to Lender. Such proceeds shall be applied by Lender to the sums secu~d ~ the See~i~ Instrment as ~ovided in S~tion 18.. ~. Lender's Prior Consent. Mortgagor shall not, except ~r notice to L~dcr ~d ~ Lentil's ~or written consent, either pa~ifion or suMivide ~e Pmpe~ or consent to: (i) the abandonment or tern/nation of the Condominium Project or P~, except for abandonment or ~emnation requir~ by law in the case of substantial' destruction by fire or other casual~ or in the c~e ~ a t~ing by eondem~ion or min~t domain; (ii) a~ amendmmt to any pr~ision of the Congruent Documents if · e provision is for the ~press ben~t of Lender; (iii) teminafion of pr~essional management and assumption of self- mgment ~ the ~ners A~ation; or (iv) any ae6on which would ~ve the ~ect of. rendehng rite public liabili~ insur~m coverage maintain~ ~ the ~vners Association unacceptable to L~. G, ~meflles. IfM0n~gor does not pay eoMominium or P~ dues an~ ~ssm~ when due, thru Lender may pay them. Any amounU disburs~ ~ L~der under this se~ion shall become ad~tioml debt of M~gagor semred by this S~i~ Instrument. Unless Mortgagor and Lender agree to oth~ tern of paym~t, ~ese amounU Shall bear interest from ~ ~te of · sbursment at the Seemed Debt rate and shall be payable, with inmrest, upon notice from Lender to Mortgagor requesting payment.. 13. DEFAULT. Mortgagor will be in default if any pa~ obligamd on the Seared Debt fails to m~e paym~t, wh~ due. Mon~gor MIl be in d~ault if a breach oc~rs under ~e tern of this Semfi~ Ins~ment or any other document exe~ for. the pu~ose of cr~lin~ securing or ~aran~ing the Semred Debt. A go~ faith beliff by Lender that Lender at any ti~ is insemre M~ rester to any person or enti~ obligated on the Secured Debt' or that the pmsp~ of any payment or the'value of ~he Pro~ ~ impair~ ~11 also constitute an ev~t o~ dehult. 1~, ~ME~S ON DEFAULT. In ~me instances, federfl and sram law will r~uire Lender to provide Mortgagor with notice of the right to cure or other nmioes an8 ~y esmhl~h time s~edules for foreclos~e action. Subject m these Ii,rations, ff ~y, L~r may acee.leram ~e Semr~ Debt and foreclose this S~fi~ Instrument in a manner pr~ided ~ law if Mortgagor is in default. At the option of L~der, all or any pm of the ag~ed fees and charges, aeomed inmrest and principal shall become immediately due and payable, ~er ~ving notice if ~quired by law, u~ the ocmmnee of a dffault or anytime there~ In addition, Lender shall be entitl~ to all the reme~es pmvid~ by law. the roms of tM $emrod Debt, this S~i~ Instrument and any related documenu, including without limitation, the power to s~l the Pm~. All remedies a~ ~stinct, cumulative and not exclusive, ~d tM Lender is entitled to all rmedies provided at law or ~ui~, whether or not expressly set fo~h. The acceptance by Len~ of any sum in payment or p~ial pay~m on the Se~refl Debt ~er lhe b~c.e is due or is accelmted ~er foreclosure proee~i~s m fil~ s~ll not eo~titute a waiver of ~nfler's right to ~quire 'comple~ rare of any existing dffault. By not exercising any r~cdy on M~gagor's d~ult, Lender does not waive Lender's fight to later consid~ the event a default if it c~tinues m happms ~in. 15. E~ENSES; ~VANCES ON COVENANTS; ATTO~EYS' FE~S~ COLLECTION COSTS. Exert when prohibited by law, Mortgagor agr~s to pay ~1 of ~nd~'s expenses if Moagagor' breaches ~y coven~t in ~hls Semri~ Inst~ment, Mortgagor will also pay on d~anfl any mo~t incurred by L~der for insuring, inspe~ing, preseming or othe~ise protecting the Prope~ and Lentil's seouri~ inmrest. These expos will bear in,mst from t~ date of the payment until paid in ~11 at the highest interest rate in ~eet ~ provided in the t~ of the Semred Debt. Mo~agor a~es to pay all costs and expends in,fred by Lender in colle~ing, 'e~oming or pm~zting L~d~s' figh~ and remedies under th~ Se~fi~Instmment. This mount may include, but is not limited to, artemis' fees, court costs, ~d oth~ legal expenses. This amount does not include artemis' fees for a salaried employee of the L~der, ~is S~fi~ I~tmment shall remain in ~ect until relent. Mortgagor agrees to pay for any recordation ~sts of su~ release. EQ150C (3/2001) JUL ]2 E001 11:~)5 RI~I FR TO 913078859488 P.0~ 308 1~. ]~l~lYr~Ol~l~El~TAL L,~.W$ AN~ ~',,kR])OU$ $~JBSTANeE$. As ~se~ in thi~ section, {l) Environmental Law mea~, without limitation, the Comprehensive Environmental Response, Compensation and Liability A~t (CERCLA, 42 U. S, C. 9601 et seq.), and all other federal, state and local laws, regulations, ordinances, court orders, attorney general opinions or interpretive letters concerning the public health, safety, welfare, environment or a hazardous'substance; and (2) Hazardous Substance means any toxic, radioactive or hazardous material, waste, pollutant or contaminant which has characteristics which render the substance dangerous or potentially dangerous to the public health, safety, welfare or environment. The term includes, without limitation, any substances defined as "hazardous material," "toxic substances," "hazardous waste" or "hazardous substance" under any Environmental Law. Mortgagor r~presents, ~varrants and agrees that: A. Except as previously disclosed and acknowledged in writing to Lender, no Hazardous Substance is or will bc located, stored or released on or in the Property. This restriction does not apply to small quantities of Hazardous Substances that are generally recognized to be appropriate for the normal use and maintenance of the Property. B. Except as previously disclosed and acknowledged in writing to Lender, Mortgagor and every tenam have been, are, and shall remain in full compliance with'any applicable Environmental Law. C. Mortgagor shall immediately notify, Lender if a release or threatened release of a HaZardous Substance occurs on, under · or about the Property or there is a violation of any Environmental Law concerning the Propen),. In such an event, Mortgagor shall take all necessary remedial action in accordance with any EnvirOnmental Law. D. Mortgagor shall immediately notify Lender in wriling as soon as 'Mortgagor has reason to believe there is any pending or threatened investigation, claim, or proce~ling relating to the release or threatened release of any Hazardous Substance or the violation of any En~vironmental Law. 17. CONI)lgMNATION, Mortgagor will give Lender prompt notice of any pending or [hreatened aclion, by private or public entities to purchase or take an), or.all of the Property through condemnation, eminent domain, or any other means. Mortgagor authorizes Lender to intervene in Mortgagor' name in any of the above deScribed actions or claims. Mortgagor assigns to Lender the proceeds of any award or claim for damages connected With a condeamation or other, taking of all or any part of the Property, Such proceeds shall be considered payments and will be applied as provided in' this Security Instrument. This assignment of proceeds is subject to the terms of any prior mortgage, deed of.trust, security agreement or othe! lien document. 18, INSURANCE. Mortgagor shall keep Property insured against loss by fire, flood, theft and other hazards and risks reasonably associated with the Property due to ils type and locatiola. This insurance shall be maintained in the amoums and for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Mortgagor subject to Lender's approval, which shall not be unreasonably withheld, .if Mortgagor fails to maintain the coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property according to the lerms of this Security Instrument. All insurance policies and renewals shall be acceptable to Lender and shall: include a standard "mortgage clause" and, where applicable, "loss payee clause." Mortgagor shall immedia~ely notify Lender of cancellation or termination of the insurance. Lender shall have the right to hold the policies and renewals. If Lender requires, Mortgagor shall immediately give to Lender all receipts of paid premiums and renewal notices. Upon loss, Mortgagor shall give immediate notice to tho insurance cartier and Lender. Lender may make proof of loss ff not made immocliat¢ly by Mortgagor. Unless othex~vise agreed in' writing, all insurance proceeds shall be applied to the restoration or repair of the Properly or to the Secured Debt, whether or not then due, at Lender's option. Any application of proceeds to principal shall not extend or postpone the ck~c date of the scheduled payment nor change the amount of any payment. Any excess will be paid to Mortgagor. If th~ Property is acquired by Lender, Mortgager's right to any insurance policies and proceeds resulting from damage to the Property before the acquisition shall pass to Lender to the extent of the Secured Debt immediately before the acquisition. "1~, ESCROW FOR TAXES AN]D .INSURANCE. Unless otherwise provided in a separat~ agrecanent, Mortgagor will not be required :to pay to Lender funds for taxes and insurance in escrow, 20. leINANCIAL REPORTS ANI) A]DI)ITIONAL ])OCUMENTS. Mortgagor will provide to 'Lender upon .request, any financial statement or information Lender may deem reasonably necessarY. Mortgagor agrees to sign, deliver, and file any additiona, l documents or certifications that Lender may consider necessary to perfect, continue, and preserve Mortgager's obligation~s under this Security Instrument and Lender's lien status on the Property. 2!. JOINT ANB INI)IVII)UAL LIABILITY; CO-SIGNERS; SUCCESSORS AN]I) ASSIGNS BOUND. All duties under this Security Instrument are joint and individual. If Mortgagor signs this Security Instrument but does not sign an evidence of debt, Mortgagor does so only to mortgage Mortgager's interest in the Property to secure payment of the Secured Debt and Mortgagor does not agree to be personally liable on the Secured Debt. If this Security Instrument secures a gUaranty between Lender and Mortgagor, Mortgagor agrees to waive any rights that may prevent Lender from bringing any action or claim against Mortgagor or any party indebted under the obligation. These rights may include, but are not limited to, any anti-deficient), or one-action laws, Mortgagor agrees that Lender and any party to this Security Instrument may extend, modify or make any change in terms of this Security Instrument or any evidence of debt without MOrtgager's consent. Such a change will not release Mortgagor from the terms ofthi~ Security !nstrumealt. The dllti¢~ and benefits of th. is Security Instrument shall bind and benefit the successors and assigns of Mortgagor and Lender. 22, APPLICABLE LAW; SEVERABILITY; INTERPRETATION. This Security Instrument is governed by the laws of the EQlS0D JUL 18 2001 11: 18 AM F~ TO Bl~O?88GB488 P. jurisdiction in whi~ the Prope~, is loca~ed,-eXc~t to the ext~t oth~ise ~qui~ by the laws of~heju~s~io~ where the Prope~ is locate. This Secu~ l~t~ent is complete and ~lly integrated. This SecuH~ Instrument may nol ~ amended of modified ~ oral a~eement. Any section in this Secud~ I~t~ment, a~achmen[s, or any a~eement relaled to the Seared Debt t~ co~i~s with applicable ~aw will?ct be ~e~ve, u~s ~a~ law exprcs~y or impli~ly permi~ the variations by wrJt~n agreement. ~ ~y s~ion of Ibis SecuriW Inst~men~ ca~not be e~orced acceding to i~ te~, that section ~11 be severed and will not ~ect the enforc~biliW of the reminder of Ibis Se~Hty I~t~m~l. When~er us~, the si~lar-shall include thc plural ~d the plural the sin~lar. The capfio~ and h~dings of ~e s~tio~ of.this Sec~iw I~t~ment are for convenience only and are not to be used to intc~ret or define the l~s of t~s Sc~W Inst~m~t. ~me is of the es~n~ in this SecuriW Ins~m~L In ~e event any s~ion of Ibis S~W lnst~ment direly co~i~ with any section of a ce~ain Home Equi~ Closing ~ndbeok w~ch contains the Account ~ent T~s and Condifio~ (as applicable), Fixed Rate Note T~s and Condifi~ (as applicable), the ~biffalion A~enl, and the Agre~cn[ Io Pr~de Floo~rop~ I~urauce, all of which asrec [o ~ ~$ning ~i~ Se~H~ !nstmm~, the t~m of~e Home Equity Closing Handbook s~ll control. 23, NOTICE. Unless othe~se required by law, any noti~ shall be ~v~ by deliv~g it or by mailing it ~ first class mail Io the appropriat~ pa~'s ad~s on ~go I of this SecufiW Instrument, or as shown in Lend~'s records~ or to any oth~ address desisted in writing. -'' ~ -- 24, W~. Exert to tM ~xtent prohibited by law, Mo~agor waives any right regar~ng the marshalling of liem and and h~by r~ea~ing and waMng all rights und~ and by virtu~ of th~ homes~ad exemption laws of this s~t~. 2S. O~ER T~S, If ~h~ked, 1he following ar~ a~licable to ~hi~ S¢~ri~ Imt~ment: ~ Line of CredO. ~ S~r~d Debt in~lud~s a ~volving li~ of credit pro~sion. Although the Seared D~bt may reduc~ to a z~o balzac, t~s Se~fity Inst~m~t ~fill ~in in effe~ until reie~d. . ~ Co~st~tion Loan. ~is S~fity Insm~m~t s~cores an obligation in~cd for th~ aomt~ion of an ~mpmvem~t on thc Prope~. ~ ~ixturc ~ilin~ Mon~gor gmn~ to Lend~ a sem~ty interest in ali goo~ that Mortgagor owns now or in the ~mre and tlmt are or will become fixtures relate~ to the Prope~. Tbs Secuh~ I~tmment s~ces a~ a financing statement and any carbon, photograp~c or oth~ rep~u~ion ~y be filed or record for pu~o~es of Aaicle 9 of the Uniform Co~al Code. ~ Addhional SIGNATURES: By signing below, Mortgagor agrees to the terms and covenants contained in thB Security Instrument and in any attachments, Mortgagor also acknowledges receipt of a copy of this Security Instrument on tlxe date stated on page 1. Mortgagor Date · Mortgagor Date Mortgagor Date Mortgagor Date EQI50E (3/2001) JUL 18 8881 11:0G AM FR TO ~130788GBd88 P. 1 ACKNOWLEDGMENT: (Individual), _. coum-z, o~ L"i ~, ~ ,,/'~ The foregoing ins~m~t was acknowledged b~Ore me by ~, I C '~ ~)~ ~ ~ ~. [  Mnd and ~i~l seal. (si~a~ °fom~e) ~ (~ o~0~) ACKNOWLEDGMENT: (Individual) ~ x this .... [~ ' dayof Wj~e$s my ~d and offi~al (Si~a)u?e of omc% ~ ~0 (TMc ~Offic~} x My Commission ~xpizes: EQ150F i.":: - ....