HomeMy WebLinkAbout897855Re,'ording requested by:
We ,,ts Fa]'go Bank,° N.A.
Whenrecordedreturnto:
Wells Fargo Bank, N.A.
P. 0 BOX 31557
BILLINGS, MT 59107
DOCUMENT MANAGEMENT
In Book ,~-"-). ,-~..,C}.;. Page....~.-~..~. Kemmerer, WY
No, ,~...~:~.~j..~ ........... J~'~e Wagner, Clerk
State of ~Vyonuhlg . Space Above 'Fids Line For Recording Data
REFERENCE #: 200402-/7400043 ACCOUNT #: 0054-:654-3543358- 1998
MORTGAGE
(With Future Advance Clause)
DATE AND PART]IfS. The date of this Mortgage ("Security Instrument") is 02 ! 16/2004
and the parties, their addresses and tax identification numbers, if required, are as follows:
MORTGAGOR:
BOND S. HARMAN AND GEORGETTE HARMAN, HUSBAND AND WIFE AS
TENANTS BY THE EN'I-IRET ES
[] Ifchecked, m~rtotlleattached Addendum inco~orated herein,~radditionalMongagorstheirsignamresand
acknowledgments
LENDER:Wells Fargo Bank, N.A,
P. 0. 80× 31557
BILLINGS, MT 59107
CONVEYANCE. For good and valuable consider~ion, the receipt and sufficien~ of which is acknowledged, and to secure
the Secured Debt (defined below) and Mortgagor's performance under this Securi~ Instnunent, Mortgagor grants, bargains,
conveys, mortgages and warrants to Lender, with power of sale, the Bllowing described propeay:
THE FOLLOWING DESCRIBEO REA_ PROPERTY LOCATED IN THE COUNTY OF LINCOLN,
STATE OF WYOMING, DESCRIBED AS FOLLOWS: A PARCEL OF LAND LOCATED IN THE
NEI/4NEI/4 OF SECT ON 13, T34N R1119W OF THE 6TH P.M LINCOLN COUNTY,
WYOMING, AND BEING A PORTION OF THAT TRACT IN BOOK 17~PR ON PAGE 147, IN
THE LINCOLN COUNTY CLERK S OFFICE AND MORE PARTICULARLY DESCRIBED AS
FOLLOWS: BEGINNING AT A SPIKE IN THE COUNTY ROAD, SOUTH 397.84 FEET FROM
THE NORTHEAST CORNER OF SAID SECTION 13, WHERE IS FOUND A SPIKE IN THE
COUNTY ROAD WITNESSED 30.00 FEET EAST AND WEST BY BLM TYPE BRASS CAPS SET
BY RLS 578; THENCE SOUTH, 402.33 FEET ALONG THE EAST LINE 'OF SAID SECTION
13 TO A SPIKE IN SAID COUNTY ROAD; THENCE N 89 DEGREES 32 MINUTES O0
SECONDS W, 306.25 FEET TO'A POINT; THENCE NORTH 397.44 FEET TO A POINT;
THENCE N 89 DEGREES 33 MINUTES 06 SECONDS E, 306.25 FEET ALONG A POST AND
POLE FENCE IN THE POINT OF BEGINNING.
The property is located in L I NCOLN at:
(Comity)
1357 S MUDDY STRING RD THAYNE, WY 831279710
and parcel lmmber of 12-3419-13-1-00-021. OD together with all rights, easements,
appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, aud water stock and all
existing and future improvements, structures, fixtures, and replacements that may now or at any time in the future be part of the
real estate described above (all referred to as "Property").
MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall not
exceed $ 60,000.00 . This limitation of amount does not include interest and other fees and charges Validly made
pursuant to this Security Instrument. Also, this linfitation does not apply to advances made under the terms of this Security
Instrmnent to protect Lender's security and to perform any of the covenants contained in this Security Instrument.
SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
- A. Debt incurred under the terms of the promissory note, revolving line of credit, contract, guaranty or other evidence of
debt dated 02 / 161200d together with all amendments, extensions, modifications and renewals, and having a
maturity date of 02 / 16 / 2044
B. All future advances from Lender to Mortgagor under such evidence of debt All future advances are secured as ff made
on the date of this Security Instrument. Nothing in this Security Agreement shall constitute a commitment to make
additional or future loans or advances which exceed the amount shown in Section 3. Any such commitment must be
agreed to .in a separate writing.
C. All sums advanced and expenses incurred by Lender for insuring, preserving, or otherwise protecting tile Property
and its value and any other sums advanced and expenses incurred by Lender under the terms of tiffs Security
Instrument
5. PAYMENTS. Mortgagor agrees that all payments under the Secured Debt will be paid when due and in accordance with tile
terms of the Secnred Debt and this Security Instrument.
6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or other lien
document that created a prior security interest or encumbrance on the Property, Mortgagor agrees ~/.
A. To make all payments when due and to perform or comply with all covenants. 089 ~O
B. To promptly deliver to Lender any notices that Mortgagor receives from the holder.
C. Not to allow any modification or extension of, nor to request any future advances under any note or agreement secured
by the lien document without Lender's prior written consent.
7. CLAIMS AGAINST TITLE. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents,
utilities, and other charges relating to the Property when due. Lender may require Mortgagor to provide to Lender copies of all
notices that such amounts are due and the receipts evidencing Mortgagor's payment. Mortgagor will defend title to the Property
against an3' claims that would impair the lien of the Security Instrument. Mortgagor agrees to assign to Lender, as requested by
Lender, any rights, claims or defenses Mortgagor may have against parties who supply labor or materials to maintain or improve
the Property.
8. DUE ON SALE OR ENCUMBRANCE. Upon sale, transfer, hypothecation, assignment or encumbrance, whether voluntary,
involuntary, or by operation of law, of all or any part of the Property or any interest therein, then at its sole option, Lender may,
by written notice to Mortgagor, declare all obligations secured hereby immediately due and payable, except to the extent that
such acceleration for and in such particular circumstances where exercise of such a right by Lender is prohibited by law_.
9. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mortgagor will keep the Property in good condition and
make all repairs that are reasonably necessary. Mortgagor shall not commit or allow any waste, impairment, or deterioration of
the Property. Mortgagor will keep the Property free of noxious weeds and grasses. Mortgagor agrees that the nature of the
occupancy and use will not substantially change without Lender's prior written consent. Mortgagor will not permit any change
in any license, restrictive cogenant or easement without Lender's prior written consent. Mortgagor will notify Lender of all
d~mand~, proceedings, claims, and. actions against Mortgagor, and of any loss or damage to the Property. Lender. or
Lender's agents may, at Lender's option, enter the Properly at any reasonable time for the purpose of inspecting the Property.
Lender shall give Mortgagor notice at the time of or before an inspection specifying a reasonable purpose for the inspection.
Any inspection of the Property shall be entirely for Lender's benefit and Mortgagor will ili no way rely on Lender's inspection.
10. AUTHORITY TO PERFORM. If Mortgagor fails to perform any duty or any of the covenants contained in this Security
Instrument, Lender may, without notice, perform or cause them to be performed. Mortgagor appoints Lender as attorney in fact
to sign Mortgagor's name or pay any amount necessary for performance. Lender's right to perform for Mortgagor shall not
create an obligation to perform, and Lender's failure to perform will not preclude Lender from exercising any of Lender's other
rights under the law or this SecUrity Instrument. If auy construction on the Property is discontinued or not carried on in a
reasonable manner, Lender may take all steps necessary to protect Lender's security interest in the Property, including
completion of thc construction.
11. ASSIGNMENT OF LEASES AND RENTS. Mortgagor irrevocably grants, bargains,.conveys, mortgages and warrants to
Lender as additional security all the right, title and to any and all existing or future leases, subleases, and any other written or
verbal agreements for the use and occupancy of any portion of the Property, including any extensions, renewals, modifications or
substitutions of such agreements (all referred to as "Leases") and rents, issues and profits (all referred to as "Rents"). Mortgagor
will promptly provide Lender with true and correct copies of all existing and future Leases. Mortgagor may collect, receive,
enjoy and use the Rents so long as Mortgagor is not in default under the terms of this Security Instrument.
Mortgagor agrees that this assigmnent is immediately effective between the parties to this Security Instrument. Mortgagor agrees
that this assignment' is effective as to third parties when Lender takes affirmative action prescribed by law, and that this
assignment will remain in effect during any redemption period until the Secured Debt is satisfied. Mortgagor agrees that Lender
may take actual possession of the property without the necessity of commencing legal action and that actual possession is
dee~ned to occur when Lender, or its agent, notifies Mortgagor of default and demands that any tenant pay all future Rents
directly to Lender. On receiving notice of default, Mortgagor will endorse and deliver to Lender any payment of Rents in
Mortgagor's possession and will receive any Rents in trust for Lender and will not commingle the Rents with any other funds.
Any amounts collected will be applied as provided in this Security Instrument. Mortgagor warrants that no default exists under
EQ150B (10/2003)
the Leases or any applicable landlord/tenant law. Mortgagor also agrees to maintain and require any tenant to comply with the
terms of the Leases and applicable law
12. LEASEHOLDS; CONDOMINIUMS; PLANNED UNIT DEVELOPMENTS. Mortgagor agrees to comply with the
provisions of any lease if this Security Instrument is on a leasehold. If the property is a unit in a Condominium Project or is part
of a Planned Unit Development ("PUD"), Mortgagor agrees to the following:
A. Obligations. Mortgagor shall perform all of Mortgagor's obligations under the Constituent Documents. The
"Constituent Documents" are the: (i) Declaration or any other document which creates the Condominium Projects or PUD and
any homeowners association or equivalent entity ("Owners Association"); (ii) by-laws; (iii) code of regulations; and (iv) other
equivalent documents. Mortgagor shall promptly pay, when due, all dues and assess~nents imposed pursuant to the Constituent
Documents.
B. Hazard Insurance. So long as the Owners Association maintaius, with a generally accepted insurance carrier, a
"master" or "blanket" policy on the Condominium Project or PUD which is satisfactory to Lender and which provides insurance
coverage in the amounts, for the periods, and against the hazards Lender requires, including fire and hazards included within
the term "extended coverage," then Mortgagor's obligation under Section 19 to maintain hazard insurance coverage on the
Property is deemed satisfied to the extent that the required coverage is provided by the Owner's Association policy. Mortgagor
'shall give Lender prompt notice of any lapse in required hazard insurance coverage. In the event of a distribution of hazard
insurance proceeds in lieu of restoration or repair following a loss to Property, whether to the unit or to common elements, any
proceeds payable to Mortgagor are hereby assigned and shall be paid to Lender for application to the stuns secured by this
Security Instrument, with any excess paid to Mortgagor.
C. Flood Insurance. Mortgagor agrees to maintain flood insurance for the life of the Secured Debt which is acceptable,
as to form, amount and extent of coverage to Lender.
D. Public Liability Insurance. Mortgagor shall take such actions as may be reasonable to insure that the Owners
Association maintains a public liability insurance policy acceptable in form, amount, and extent of coverage to Lender.
E. Condemnation. The proceeds of any award or claim for damages, direct or consequential, payable to Mortgagor in
connection with any condemnation or other taking of all or any part of the Property, whether of the unit or of the common
elements, or for any conveyance in lieu of conde~nnation, are hereby assigned and shall be paid to Lender. Such proceeds shall
be applied by Lender to the sums secured by the Security Instrument as provided in Section 18.
F. Lender's Prior Consent. Mortgagor shall not, except after notice to Lender and with Lender's prior written consent,
either partition or subdivide the Property or consent to: (i) the abandonment or termination of the Condominium Project or
PUD, except for abandonment or termination required by law in the case of substantial destruction by fire or other casualty or in
the case of a taking by condemnation or eminent domain; (ii) any amendment to any provision of the Constituent Documents if
the provision is for the express benefit of Lender; (iii) termination of professional manage~nent and assumption of self-
management by the Owners Association; or (iv) any action which would have tlie effect of rendering the public liability
insurance coverage maintained by the Owners Association unacceptable to Lender. ..
G. Remedies. 'If Mortgagor does not pay condominium or PUD dues and assessments when due, then Lender may pay
them. Any mnounts disbursed by Lender under this section shall become additional debt of Mortgagor secured by this Security
Instrument. Unless Mortgagor and Lender agree to other terms of payment, these amounts shall bear interest from the date of
disbursement at the Secured Debt rate and shall be payable, with interest, upon notice from Lender to Mortgagor requesting
payment.
13. DEFAULT.. Mortgagor will be in default if any part), obligated on the Secured Debt fails to make payment when due.
Mortgagor will be in default if a breach occurs under the terms of this Security Instnunent or any other docmnent executed for
the purpose of creating, securing or guarantying the Secured Debt. A good faith belief by Lender that Lender at any time is
insecure with respect to any person or entity obligated on the Secured Debt or that the prospect of any payment or the value of
the Property is impaired shall also constitute an event of default.
14. REMEDIES ON DEFAULT. In some instances, federal and state law will require Lender to provide Mortgagor with notice of
the right to cure or other notices and may establish time schedules for foreclosure actions. Subject to these limitations, if any,
Lender may accelerate the Secured Debt and foreclose this Security Instrumeut in a manner provided by law if Mortgagor is in
default.
At the option of Lender, all or any part of the agreed fees and charges, accrued interest and principal shall become immediately
due and payable, aft,er giving notice if required by law, upon the occurrence of a default or anytime there~ffter. In addition,
Lender shall be entitled to all the remedies provided by law, the terms of the Secured Debt, this Security Instrument and any
related documents, including without limitation, the power to sell the Property. All remedies are distinct, cumulative and not
exclusive, and the Lender is entitled to all remedies provided at law or equity, whether or not eXPressly set forth. The
acceptance by Lender of any sum in payment or partial payment on the Secured Debt after the balance is due or is accelerated or
after foreclosure proceedings are filed shall not constitute a waiver of Lender's right to require complete cure of any existing
default. By not exercising any remedy on Mortgagor's default, Lender does not waive Lender's right to later consider the event
a default if it continues or happens again.
EQI50C (10/2003)
EXPENSES; ADVANCES ON COVENANTS;ATTORNEYS' FEES; COLLECTION COSTS. Except when prohibited by
law, Mort§agor agrees to pay all of Lender's expenses if Mortgagor breaches any covenant in Ibis Security Instrument.
Mort§agor will also pay on demand any amonnt incurred by Lender for insuring, inspecting, preserving or othe~vise protecting
the Property and Lender's security interest. These expenses will bear interest from the date of the payment until paid in full at
the l~ghest in~emst rate in effect as provided in the terms of fi~e Secured Debt. Mortgagor agrees to pay all costs and expenses
incurred by Lender in collecting, enforcing or protecting Lenders' rigl~ts and remedies under this Security Instrument. This
mnount may include, but is not limited to, attorneys' fees, conrt costs, and other legal expenses. This amount does not include
attorneys' £ees for a salaried employee of the Lender. This Security Instrument shall remain in effect until released. Mortgagor
agrees to pay for any recordation costs of such release.
16. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. As used in this section, (13 Environmental Law ~neans,
without limitation, the Comprehensive Environmental Response, Compensation and Liability Act (CERCLA, 42 U.S.C. 9601 et
seq.), and all other federal, state and local laws, regulations, ordinances, court orders, attorney general opinions or interpretive
letters concerning the public health, s,'ffety, welfare, environment or a hazardous substance; and (2) Hazardous Substance means
any toxic, radioactive or hazardous material, waste, pollutant or contaminant which has characteristics which render the
substance dangerous or potentially dangerous to the public health, safety, welfare or environment. The term includes, without
limitation, any substances defined as "hazardous material," "to, dc substances," "hazardous waste" or "hazardous substance"
under any Environmental Law.
Mortgagor represents, warrants and agrees that:
A. Except as previously disclosed and acknowledged in writing to Lender, no Hazardous Substance is or ;vill be located~
stored or released on or in the Property. This restriction does not apply to small quantities of Hazardous Substances
that are generally recognized to be appropriate for the normal use and maintenance of the Properly.
B. Except as previously disclosed and acknowledged in writing to Lender, Mortgagor and every tenant have been, are, and
shall remain in full compliance with any applicable Enviromnental Law.
C.' Mortgagor shall immediately notify Lender if a release or threatened release of a Hazardous Substance occurs on, under
or about the Property or there is a violation of any Environmental Law concerning the Property. In such an event,
Mortgagor shall take all necessary remedial action in accordance with any Enviromnental Law.
D. Mortgagor shall immediately notify Lender in writing as soon as Mortgagor has reason to believe there is any pending
or threatened investigation, claim, or proceeding relating to the release or threatened release of any Hazardous
Substance or the violation of any Environmental Law.
17. coNDEMNATION. Mortgagor will give Lender prompt notice of any pending or threatened action, by private or public
entities to purchase or take any or all of the Property tlu:ough condemnation, eminent domain, or any other means. Mortgagor
.i authorizes Lender to intervene in Mortgagor' name in any of the above described actions or claims. Mortgag0~ assigns to
Lender the proceeds Of any award or claim for damages connected with a condemnation or other taking of all or any part of the
Property. Such pr°ceeds shall be considered payments and will be applied as provided in this Security Instrument. This
assignment of pr°ceeds is subject to the terms of any prior mortgage, deed of trust, security agreement or other lien document.
18. INSURANCE. Mortgagor shall keep Property insured against loss by fire, flood, theft and other hazards and risks reasonably
associated with the Property due to its type and location. This insurance shall be maintained in the mnounts and for the periods
that Lender requires. The insurance carrier providing the insurance shall be chosen by Mortgagor subject to Lender's approval,
which shall not be unreasonably withheld. If Mortgagor fails to maintain the coverage described above, Lender may, at Lender's
option, obtain coverage to protect Lender's rights in the Property according to the terms of this Security Instrument.
All insurance policies and renewals shall be acceptable to Leuder and shall include a standard "mortgage clause" and, where
applicable, "loss payee clause." Mortgagor shall immediately notify Lender of cancellation or termination of the insurance.
Lender shall have the right to hold the policies and renewals. If Lender requires, Mortgagor shall immediately give to Lender
all receipts of paid premiums and renewal notices. Upon loss, Mortgagor shall give immediate notice to the insurance carrier
and Lender. Lender may make proof of loss if not made immediately by Mortgagor.
Unless otherwise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the Property or to the
Secured Debt, whether or not then due, at Lender's option. An3' application of proceeds to principal shall not extend or postpone
the due date of the scheduled payment nor change the amount of any payment. Any excess will be paid to Mortgagor. If the
Property is acquired by Lender, Mortgagor's right to any insurance policies and proceeds resulting from damage to the Property
before the acquisitim.~ shall pass to Lender to the extent of the Secured Debt immediately before the acquisition.
19. ESCROW FOR TAXES AND INSURANCE. Unless other,vise provided in a separate agreement, Mortgagor will not be
required to pay to Lender funds for taxes and insurance in escrow.
20. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Mortgagor will provide to Lender upon request, any
finaucial statement or information Lender may deem reasonably necessary. Mortgagor agrees to sign, deliver, and file any
additional documents or certifications that Lender may consider necessary to perfect, continue, and preserve Mortgagor's
obligations under this Security Instrument and Lender's lien status on the Property.
21. JOINT AND INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All duties under this
Security Instrmuent are .joint and individual, ff Mortgagor signs this Security Instrument but does not sign an evidence of debt,
EQI50D (10/20033
et ¸
SI below^ lV~c~gagor agrees
Mortgagor
Mortgagor
FEB-17-2004 TUE 03:18 PU klELLS FRROO B,qNK NR F~q× NO, 3078833465. P, 16
MoRgagor does so on~ to mortgage M~gagor's in~res/in ~ P~pc~, to sec~ pa3'ment ~tlm Secm~ Debt and Mortgagor
da~ not agree: to be ~rsm~lty liabl~ on the S~red Debt. ~ ~s S~uh~, i'ns~r~nt s~cures a bmaran~ betwe~ Lender
Moagagor, M~gag'or agrees m WaiTS a~y rights tllat ~y pr~,~nt Le~er Rom bringi~ any action or claim against Mo~xg'agot
or any ga~ Indebted under th~. obligation, Tllose rights may include, but ~e not limited to, any an~-deficiency ~ oae-a~ion
laws. Me.sager ag~es that Lend~ ~d any paay to Otis Seeufi~ Instrument ~y ext~d, modi~ or m~e a~ change in
t~r~ of fids Securi~ Ins~moni or mW ,vid~ce or debl withoa~ MortKagor's cansom. SucI~ a ch~tg~ ~,ilI not release
Me,gaS'or fi'eta fie tem~ of ~ls S~W'Ins~ment' The duties and benefits of this Se~i'~ Instm~nt sl~l hfi~d and
tho successes m~ ~s ffMo~gagor mxd
22. ~PLICABLE LAW; SE~BILITY;!NTE~TA~ON, Tlus Secufi~, lnstmnmnt ~ g'ov~r~d by tim laws oftl~
jurig~ion in which O~ Prope~ is located, e~ept to ~e e:~nt ~em'lse re.red by the hws of rite jurisdicti~ where
Prope~ is l~ated. This Securi~ lmt~aont is complete ~d ~ly integrated Thts Sera,pity Ins~mem ~w not be amended of
modifi~ by mai agreemnt, ~lv sec~on h~ ~is Securi~ lns~ment, a~aclunems, or ~ty a~eem~r ~laled'to the Secured Debt.
that co~icB wkh appflcable linC will not be effe~ve, ~ess lhat l~a, expressly or impliedly ~rmits the variations by wri~en
agte~xeat, ~ any s~fion of [his Secuxl¢ [ns~m~t cammr be e~omed according re its ler~, ~t sec~n will be severed and
will not affe~ the enforceabili~ of the remainder ~ fl~ Se~ity Inserat, Whenever used, the ;in~flar sh~l incl~e the
plur~ and the plural fl~e hn~lar. The captions md headtngs of fl~e se~iom of t~s Security Instrument are for convenience
only and a~ not m ~ used to integral or define ~ term~ of lhis SemhB, hl~nmnt. Time is of the essence in lhi,
l'ns~ont, la t~ e~,ent ~7 s~fion of tiffs S~mity lnstmnmm direly con/lic~ with any section of a cer~dn Home gqul¢
Closing ~dbook wl~ch ~nta.ins the Account Agreemnt Terms and ~dttlom (m applicable), Fixed ~te Note Terms
Conditions (as app~cable), ~e Arbi~ahon AgroenmnL and the ~reement to Provide F~r~o~ lnmran~, all of which
a~ee re by sig~ng this Semriry Inst~mea~ the temps ot'th~ Home Eq~ Closing Hand. ok shall control.
23. NOTICE. Unle~ ~e~ise req'~red by law, any ~tice shall bo gives by deliverin~ it or by m~ling it by first class mail to the
appropfia~ p~,'a address on page 1 of tl~s Se~i~ inst~ent, or as shown in Lender's recm,~, or Io ~y off, or addr~s
desig~m2d in writing,
24. WAWERS, Except to the e~enl pro~bitod hy la~,, Mo~gagot w~v~ any right regarding the marshalling of liens and assets,
and he.by relearns ~md w~ving ~1 ~ghts ~der and by virago of~e homate~ exemption laws ofttfis
25. OT~R TE~S. lfc~ckod, flxe following ~ applic~le m this Secufi~
~' Line of Credit, Tl~e Secteed Debt include~ a revolviag line of ~edit provision_ ~[hongll tM Sec~ed D~[ may be
reduced to a z~o ~laace, tiffs Sec~tv Immt will ~main in effect until released,
~ Comtrucfloa Lo~, Tlfis Semrig' I~srmment secures ~ obligation incurm~ f~ file construction of ~ impr~,ement
on ~e
~ Fixture Filing. Mortgagor grants to ~,ndet a s~u~ inter~t in all goo& ~a.t Mortgagor owns now or in the
~d ~t ~e or will becmn, fixtures mlale; to ~ Proper)', This Secuh¢- lns~nmnt s~c~s as a fit~cing statement
~d any c~n, phomgn[pl~c or off, or ~rodac6on may be alod or record for proposes of A~icle 9 of ~e Uniform
Co~erdal C~e.
26. ~ER& I~ choked, tho foll,~Sng arc applicable to ~is 8ecu~ lnsmment The covenants and agreemcnt~ of each of the
balers c~ck,d below ~ imo¢orat,d into an~ suppl,ment and m~nd the terms ofthi~ SerB, Instmnmn~
~ Tldrd Party ~der
to the town~ and covenants contained in this Secu~ly Insl:rumemt and in mB'
receipt of a copy of this Security lnstrunmnt on tim date sued on page l,
Date
Date
'Mortgagor
Date
Date
Mortgagor
Mortgagor
Date
Mortgagor - - Date
ACKNOWLEDGMENT:
(lndi'gidual) fl/"],a'"/7 ,~. /
My Commission Expires: ~ / / ~Uf/2~ ,.<;?,.~ "OFF CIAL SEAL"
~ [":it{"?' ~i" .I~:S't Notary Pubiic Slate of Arizona
~ '.:.~,~;<~'/ Marlcopa County
~ "~,~[~*: lc'"' :qy Comma. E~p',;es 03.49-2005
AC~OWLEDG~ENT: ~'--'~- -- -
Th' ['Ote/gOJ n.R i nstrulllen., wa..~l .ag_.,kll..owl,,ed before lllc b, .~ffD ~
essr h~d I o '.lseal,
{ ~%~ KATHLEEN M SURFACE
{ [~{[~ Co~, NO. 49037
~ {~~ubl~e ol Arizona
~ ~~/ Maficopa Coun~
(Seal)
EQISOF (10]2003)