Loading...
HomeMy WebLinkAbout898846 5 3 5 9 i2 t RECEIVE~ Recording requested by: Wel:ts Fa,rgo Bank, N.A. LINCOLN COUf'ITY CLERK When reco;ded retu~n,o: Wells Fazgo Ba~k, N.A. B LLINGS, MT 5910~ DOCUMENT MANAGEMENT 1. ${ate of Wyondng . . REFERENCE #: 20040901 142060 MORTGAGE (With Furore Advauce Clause) DATE AND PARTIES. The dale of this Mortgage ("Security Iustmu~ent") is O4 ! 01 / 2004 and the parties, their addresses and tax identificafion numbers, if required, are as follows: MORTGAGOR: TERRY LYNN TtTENSOR AND PAMELA W. TtTENSOR, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETIES Space Above This Line Fur Recordiag Data ACCOUNT #: 0654-654-5026644- 1998 I\\ [] If checked, rear to the attached Addendmn inco~0rated herein, ~r addilional Mortgagors their signatures and acknowledgmems. LENDER: Wells Fargo Bank, N.~. P. O. BOX 31557 BILLINGS, MT 59107 CONVEYANCE. For good and valu~le'consideration, the receipt and sufficien~ of wlfich is'acknowledged, and to secure the Se~lred D~t (defined below) and Mortgagor's performance under this Securi~ Instrnmem, Mortgagor grants, bargains, convis, mo~gages and warrauts to Lender, w~h power of sMe, the ~llowing descried properS: PART OF SW 1/4 OF SECTION 23, 134N RlIgW OF THE 6TH P.M., LINCOLN COUNTY, WYOMING DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE WEST RIGHT OF WAY OF U.S. HIGHWAY 89 WHICH IS S 26 DEGREES 10 MINUTES W, 36.8 FEET FROM THE NORTHEAST CORNER NE 1/4 SW 1/4 OF SAID SECTION 23; THENCE N 90 DEGREES 0 MINUTES W, 220.0 FEET THENCE S 3 DEGREES 54 MINUTES W, 153 5 FEET; THENCE S gO DEGREES 0 MINUTES E, 2~5.0 FEET; THENCE N 15 DEGREES 3~ MINUTES W, 159.3 FEET ALONG THE WEST RIGHT OF WAY DF U.S. HIGHWAY 89 TO THE POINT OF BEGINNING. LESS AND EXCEPT LAND DESCRIBED IN DEED TO EAST SIDE CANAL COMPANY RECORDED FEBRUARY 25, 1939 IN BOOK 24 ON PAGE 28. TOGETHER WITH ACCESS ROAD DESCRIBED AS FOLLOWS: BEGINNING 26 FEET WEST OF THE NORTHEAST CORNER OF NE 1/4 SW 1/4 OF SAID SECTION 23 AND RUNNING THENCE N 90 DEGREES 0 MINUTES W, 211 FEET; THENCE S 3 DEGREES 54 MINUTES W, 33.1 FEET; THENCE S 90 DEGREES 0 MINUTES E, 220 FEET; THENCE N 15 DEGREES 35 MINUTES W, 34.2 FEET TO THE POINT OF BEGINNING. Tire property is located in L I NCOLN at: HEAP DR THAYNE, WY attd parcel lmmber of 34192330000600 together with all rights, easemeuts, aplmrtenances, royalties, mineral righls, oil and gas rights, all water and riparian rights, ditches, and water stock and all existing and fimtre improvements, structures, fixtures, and replacements that may now or at any time in the fi~ture be part of the real estate described above (all referred to as "Property"). M~UM OBLIGATION LIMIT. The total principal amount secured by this Security Instnnnent at any one time shall not exceed $ 20,000. O0 This limitation of anmunt does not include iuterest and other fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under iI~e terms of this Security Instrument to protect Lender's securiW and to perform mD' of the covenams contained in this Securi~ Iustmnient. SECURED DEBT AND FUTUI~ ADV~CES. The term "Secured Debt" is defined as follows: EQISOA (10/2003) A Debt incurred under the tcnus of lhe promissmy note, rcvolviug line of credit, contract, guarauBr or other evideuce of dcbl dated 04 / 0 q / 2004 together with ;ill amendments, extensions, modifications and renewals, and having a majority date of 04 / 01 t 2044 B. All li~mre advances fi'om Lender to Mortgagor under such evidence of debt. All fi~ture advances are secured as if made , on the,date of this Security Inslrument. Nolhing in this Security Agreement shall constitute a connnitment to make additional or future loans or advances which exceed the amount sh.own in Section 3. Any such commitment must be agreed to in a separate writing. C. All sums advanced and expenses incurred by Lender for insuring, preserving, or otherwise protecting ll~e Properly and ils value and any olher sums advanced and expenses incurred by Lender uuder the terms of this Security Inslruntent. 5. PAYMENTS. Mortgagor agrees that all payments nnder the Secured Debt will be paid when due and in accordance with the ' terms of the Secured Debt and this Securi~ Inslnonent. 6. PRIOR SECU~TY ~TE~STS. With regard to any other mortgage, deed of lmst, securiB, agreement or other lien document that created a prior security interest or encumbrance on the Property, Mortgagor agrees: A. To make all payments when due and to perform or comply wilh all covenants. B. To prolnptly deliver to Lender any notices that MorWagor receives tom lhe holder. C. Not lo allow any modification or exlension of, nor to request any fnlure advances under any note or agreement secured by lhe lien document without Lender's prior written consent. 7. CLAIMS AGAINST T1TLE. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Lender may require Mortgagor to provide to Lender copies of all notices that such amounts are due and the receipts evidencing Mortgagor's payment. Mortgagor will defend litle to the Property against any claims thal would impair the lien of the Security Iustroment. Morlgagor agrees'to assign to Lender, as requested by Lender, any rights, claims or defenses Mortgagor may have against parties who supply labor or malerials t0 inaintain or improve the Property. 8. DUE ON SALE OR ENCUMB~NCE. Upon sale, transfer, hypothecation, assigument or encumbrance, whether volnnta~, invohmtaxy, or by operation of law, of all or any part of Ihe Property or any interest therein, then at its sole option, Lender may, by written notice to Mortgagor, declare all obligations secured hereby immediately du'e and payable, except to the extent that such a~celeration for and in such particular circumstances where exercise of such a right by Lender is prohibited by law= 9. PROPERTY CONDITION~ ALTE~TIONS AND INSPECTION. Mortgagor will keep the Property in good condition and make all repairs that are reasonably necessa~. Mortgagor shall not COlmnit or allow any waste, impairment, or deterioration of the Property. Mortgagor will keep the Property free of noxious weeds and grasses. Moflgagor agrees that the nature of the occupancy and use will not substantially change without Lender's prior Written consent. Mortgagor will not permit auy change in. any license, restrictive covenant or easement without Lender's prior written consent. Mortgagor will notify Lender of all demands, proceedings, claims, and aclions against Mortgagor, aud of any loss or damage to the Property. Lender or Lender's ageuts may, at Lender's option, enter ll~e ProperS, at any reasonable time for the purpose of inspecting the Property. Lender shall' give Mortgagor notice at the time of or before an inspection Specifying a reasonable purpose for the iuspection. Any inspection of the Property shall be entirely for Lender's benefit and Mortgagor will in no way rely on Lender's inspection. 10. AUTHORITY TO PE~OI~{. If Mortgagor fails to perform any du~ or any of the Coveuanls conlained in this Securiw Instrument, Lender may, without notice, perform or cause them to be performed. Mortgagor appoints Leuder as attorney in fact to sign Mongagor's name or pay a~ty amount necessao, for performance. Lender's right lo perform for Mortgagor shall not create an obligation to perform, and Lender's failure to perform x~411 not preclude Lender from exercising any of Lender's other rights under the law or tiffs Security Instrument. If any constmctiou on the Property is discontim~ed or not carried on in a reasonable manner, Lender may take all steps necessary to prolect Lender's security interest in the Properly, including completion of the construction. 11. ASSIGNMENT OF ~LEASES ~D ~NTS. Mortgagor irrevocably grants, bargains, conveys, mortgages and warrants to Lender as additional securily all the right, title and lo any and all exisling or fim~re leases, subleases, and any other written or ve~al agreements for the use and occupancy of any portion of the Property, includiug any exlensions, reuewals, modificafioas or substitutions of such agreements (all referred lo as "Leases") and rents, issues and profits (all referred to as "Rents"). Mortgagor wi}l promptly provide Lender with tn~e and correct copies of all existing and fi~tt~re Leases. Mortgagor may collect, receive, enjoy and use the Rents so long as Mortgagor is not in default u ude~ lhe terms of this Seci~rity Instrument. Mortgagor agrees lhal this assignment is immediately effective between the parties to this Securi~ Instrument. Mortgagor agrees that this assignmenl is effective as to third parties when Leuder lakes ~flfirmafive aclion prescribed by law, and that Ihis assignment will remain in effect duriug auy redemption period until the Secured Debt is satisfied. Morlgagor agrees that Lender may lake aclual possession of lhe prope~y withoat the necessity of commencing legal action and that actual possession is deemed to occur when Lender, or its agent, notifies Mortgagor of default and demands that any tenant pay all fi~ture Rents directly to Lender. On receiving notice of default, Mortgagor will endorse and deliver to Lender airy payment of Rents in Mo~gagor's possession nut will receive any Rents iu tntst for Lender and will not commingle the Rents with any other f~mds. Any amonnts collected will be applied as provided in this ~j Instrument. Mortgagor warrants that no default exists nnder 08 884g 594 the Leases or any applicable landlord/tenant law. Mortgagor also agrees to maintaiu and require any tenant lO comply with the terms of the Leases and applicable law. 12. LEASEHOLDS; CONDOMINIUMS; PLANNED UNIT DEVELOPMENTS. Mortgagor agrees to comply with the provisions of any lease if lhis Security Instnnnent is on a leasehold. If the property is a unit in a Condominimn Project or is part of a P13nned Upit Development ("PUD"), Mortgagor agrees to the following: A. Obligations. Mortgagor shall perform all of Mortgagor's obligations under the Constituent' Documents. The "Constituent Documents" are the: (i) Declaration or any other document which creates tl~¢ Condominium Projects or PUD and any homeowuers association or equivalenl entity ("Owners Association"); (ii) by-laws; (iii) code of regulations; and (iv) othe~ equivalent documents. Mortgagor Shall promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. B. Hazard Insurance. So long as the Owners Association maintains, with a generally accepted insurance carrier, a 'hnaster" or "blanket" policy on the Condominium Project or PUD xvbicb is satisfactory to Lender and which provides iusurance coverage in the amouuts, for the periods, and against the hazards Lender requires, including fire and hazards included within the term "extended coverage," then Mortgagor's obligation uuder Section 19 to maintain hazard insurance coverage on the Property is deemed satisfied to the extent that the required coverage is provided by the Owner's Association policy. Mortgagor shall give Lender prompt notice of any lapse in required hazard insnrauce coverage. In the event of a distribution of hazard insurance proceeds in lien of restoration or repair following a loss to Properly, whether to the unit or to connnon elements, any proceeds payable to Mortgagor are hereby assigned and shall be paid to Lender for application to the sums secured by this Security Instrument, with any excess paid,to Mortgagor. C. Flood Insm'ance. Mortgagor agrees Io maitaain flood insurance for the life of the Secured Debt which is acceptable, as to form, amount and extent of coverage to Lender. D. Pnblic Liability Insurance. Mortgagor shall take such actions as may be reasonable to insure that the 6wners Association maintains a puhlic liability insurance policy acceptable in form, amount, and extent of coverage to Lender. E. Condemnation. The proceeds of any award or claim for damages, direct or consequential, payable to Mortgagor in connection with any condemnation or other taking of all or any part of lhe Property, whether of the mtit or of the common elements, or for any conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. Such proceeds shall be applied by Lender to the sums secured by the Secnrity Instnnnent as provided in Section 18. · F. Lender's Prior Consent. Mortgagor shall not, except after notice to Lender and with Lender's prior written consent, either partition or subdivide the Property or consent to: (i) the abandonment or termination of the Condominium Project or PUD, except for abandmunent or termination required by law in the case of substantial destruction by fire or other casualty or in the case of a taking by condemnation or eminent domain; (ii) auy amendment to any provision of the Constituent Documents if the provision is for the express benefit of Lender; (iii) tenmnation of professional management and assumption of self- management by the Owners Association; or (iv) any action which would have the effect of rendering the public liability insurance coverage maintained by the Owners Association nnacceptable to Lender. G. Remedies. If Mortgagor does not pay condominium or PUD dues and assessments when due, then Lender may pay them. Any amounts disbursed by Lender under this section shall become additional debt of Mortgagor secured by this Security Instrument. Unless Mortgagor and Lender agree to other terms of payment, these amounts sball bear interest from the date of disbursement at the Secured Debt rate and shall be payable, with interest, upon notice from Lender to Mortgagor requesting payment. 13. DEFAULT.' Mortgagor will be in default if any party obligated on the Secured Debt fifils to nmke payment when due. Mortgagor will be in defanlt if a breach occurs under the terms of this Security Instrument or any other document executed for the purpose of creating, securing or guarantying the Secured Debt. A good fifith belief by Lender that Lender at auy ti~ne is insecure with respect to any person or entity obligated on the Secured Debt or that the prospect of any payment or the value of the Property is impaired shall also constitute an event of default. 14. REMEDIES ON DEFAULT. In some instances, federal and state law will reqnire Lender to provide Mortgagor with notice of the right to cure or other notices and nmy establish time schedules for foreclosure actions. Subject to these limitations, if any, Lender may accelerate the Secured Debt and foreclose this Security Instrument in a manner provided by' law if Mortgagor is in defimlt. At the option of Lender, all or any part of the agreed fees and charges, accrued interest and principal shall becmne immediately due and payable, ~ffter giving notice if required by law, upon the occurrence of a default or anytime thereafter. In addition, Lender shall be entitled to all the remedies provided by law, tl~e terms o£ the Secured Debt, this Security Instrmnent and any related docmnents, inclnding without limitation, the power to sell the Property. All remedies are distinct, cumulative and not exclusive, and the Lender is entitled to all remedies provided at law or equity, whether or not expressly set forth. The acceptance by Lender of any sum in payment or partial payment on the Secured Debt after the balance is due or is accelerated or after foreclosure proceedings are filed shall not constitute a waiver of Lender's right to require complete cure of any existing defimlt. By not exercising any remedy on Mortgagor's del:ault, Lender does not waive Lender's right to later consider the event a defimlt if it conti~mes or happens again. 15. 0 J9 84 i EXPENSES; ADVANCES ON COVENANTS; ATTORNEYS' FEES; COLLECTION COSTS. Except when prohibited by law, Mortgagor agrees to pay all of Lender's expenses if Mortgagor breaches any covenant in this Security Iustrun~ent. Mortgagor will also pay on demand any amount incurred by Lender for iusuring, inspecting, preserving or otherwise protecting the Property and Lender's security imerest. These expenses will bear iulerest from the dale of the payment until paid in fifll at the highest interest rate in effect as provided in the terms of the Secured Debt. Mortgagor agrees to pay all costs and expenses incurred by Lender in collecting, e~fforcing or protecting Lenders' rights and remedies under this Security Instrument. This amount may include, but is not limited to, attorneys' fees, court costs, and oilier legal expenses. This amount does nol include attorneys' fees for a salaried employee of the Lender. This Security Instrument shall remain in effect until released.. Mortgagor agrees to pay for any recordation costs of such release. 16. ].7, 18. 19. 20. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. As used in this section, (1) Environmental Law means, without linfitation, the Cmnprehensive Enviromnental Response, Compensation and Liability Act (CERCLA, 42 U.S.C. 9601 et seq.), and all other federal, state and local laws, regulations, ordinances, court orders, attorney general opinions or inteq~retive letters concerning the public health, s~ffety, welfare, environment or a hazardous substance; and (2) Hazardous Substance ineans any toxic, radioactive or hazardous material, waste, pollulant or contaminant which has characteristics which render the substance dangerous or potentially dangerous to the public health, s,'ffety, welfare or environment. The term includes, without limitation; any substances defined as "hazardous material," "toxic substances," "hazardous waste" or "hazardous substance" under any Environmental Law. Mortgagor represents, warrants and agrees that: A. Except as previously disclosed and acknowledged in writing to Lender, no Hazardous Substance is or will be located, stored or released on Or in the Property. This restriction does not apply to small quantities of Hazardous Substances that are generally recognized to be appropriate for the normal use and maintenance of the Property. B. Except as previously disclosed and acknowledged in writing to Lender, Mortgagor and eveW tenant have been, are, and shall remain in full cmnpliance with any applicable Environmental Law. . C. Mortgagor shall i~nmediately notify Lender if a release or threatened release of a Hazardous Substance occurs on, under or about the Property or there is a violation of any Environmental Law concerning the Property. In such an event, Mortgagor shall take all necessaw remedial action in accordance with auy Environmental Law. D. Mortgagor shall immediately notify Lender in writing as soon as Mortgagor has reason to believe there is any pending or threatened investigation, claim, or proceeding relating to the release or threatened release of any Hazardous Substance or the violation of any Environmental Law. CONDEMNATION. Mortgagor will give Lender prompt notice of auy pending or threatened action, by private or public entities to purchase or take any or all of the Property through condemnatiou, eminent dmnain, or any other means. Mortgagor antliorizes Lender to intervene in Mortgagor' name in any of the above described actions or claims. Mortgagor assigns to L~ender the proceeds of any.award or claim for damages connected with a condenmation or other taking of all or auy part of the Property. Such proceeds shall be considered payments and will be applied as provided in this Security Instrmnent. This assignment of proceeds is subject to the terms of any prior mortgage, deed of trust, security agreement or other lien document. INSURANCE. Mortgagor shall keep Property insured against loss by fire, flood, theft and other hazards and risks reasonably associated with tile Property due to its type and location. This insurance shall be maintained in the amounts and for tile periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Mortgagor subject to Lender's approval, which shall not be unreasonably withheld. If Mortgagor fifils to ~naintain the coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property according to the terms of this Security Instrument. All insurance policies and renewals shall be acceptable to Lender and shall include a standard "mortgage clause" and, where applicable, "loss payee clause." Mortgagor shall immediately notify Lender of cancellation or temtination of the insurance. Lender shall have the right to hold the policies and renewals. If Lender requires, Mortgagor shall i~nmediately give to Lender all receipts of paid premiums and renewal notices. Upon loss, Mortgagor shall give ilnmediate notice to the insurance carrier and Lender. Lender may make proof of loss if not made immediately by Mortgagor. Unless otherwise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the Property or to the Secured Debt, whether or not then due, at Lender's option. An), application of proceeds to principal shall not extend or postpone . the due dale of the scheduled payment nor change the amount of any payment. Any excess will be paid to Mortgagor. If the Property is acquired by Lender, Mortgagor's right to any insurance policies and proceeds resulting from damage to the Property before the acquisition sltall pass to Lender to the extent of the Secured Debt immediately before the acquisition. ESCROW FOR TAXES AND INSURANCE. Unless otherwise provided in a separate agreement, Mortgagor will not be reqnired to pay to Lender fitnds for taxes and insurance in escrow. FINANCIAL ILEPORTS AND ADDITIONAL DOCUMENTS. Mortgagor will provide to Lender upon request, any financial statement or i~fformation Lender may deem reasonably necessary. Mortgagor agrees to sign, deliver, and file any additional documents or certifications that Lender may consider necessary to perfect, contiuue, and preserve Mortgagor's obligations under this Security Instrument and Lender's lien status on the ProPerty. JOINT AND INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All duties under this Security Insmunent are joint and individual. If Mortgagor signs lhis Security Insmm~nt but does not sign au evidence of debt, Mortgagor does so only to mortgage Mortgagor's interest in the Properly lo secur~ p~yment o[ fl~e Secured D~b~ m~d Mortgagor does not agree to be personally liable on fl~e Secured Debt. If this Security Iustrument secures a ~mranty bem,een Lender and Mo~gagor, Mortgagor agrees to waive any rights that may prevent Lender from bringing any action or claim against Mortgagor or any par~ indebted under the obligation. These rights may include, but are not limiled to, any anti-deficiency or one-action laws. Mo~gagor agrees that Lender and any par~, to this Secnri~ Iustnunent may extend, modi~ or make any change in the terms of this Securi~ Instrument or any evidence of debt without Mortgagor's consent. Such a chauge will not release Mo~gagor from the terms of this SecuhW Instnm~ent. The duties and benefits of this Security Instrument shall bind and benefit the successors and assigns of Mortgagor and Leuder. 22. ~PLICABLE LAW; SEVE~BILITY; INTERP~TATION. Tlfis Security Instrument is governed by the laws oflhe jurisdiction in which the Property is located, except to the extent othem,ise required by the laws of the jurisdiction where the Prope~y is located. This Secufi~ Instrument is complete aud full), integrated. This SecuriB~ Instnnneut may not be amended of modified by oral agreemeut. Any section in this Security Instrumeut, attachments, or any agreement related lo the Secured Debt that cmO~icts with applicable law will not be effective, unless that law expressly or impliedly permits the variations by written agreement. If any section of this Secm'ity Instnunent cannot be enforced according to its terms, that section will be severed and will not affect the e~fforceability 0f lhe remainder of this Security Instrument. Whenever used, the singmlar shall include the plural and the plural the sin~lar. The captions and headings of the sections of this SecnriW h~strmnent are for convenieuce only and are not to be used to inte~ret or define the terms of this Security Instmn~eut. Time is of the essence iu this Security lnstnnnent. 23. NOTICE. Unless othenvise required by law, any notice shall be given by delivering it or by mailing it by firsl class mail to the appropriate party's address on page 1 of this SecuriB~ Insmuneut, or as shown in Lender's records, or to any other address designated in writing. 24. WAIVERS. Except to the extent prohibited by law, Mo~gagor waives any right regarding tl~e marshalling of liens and assets, and hereby releasing and waiving all rights nnder and by virtue of lite homestead exemption laws of this state. 25. OTHER TE~S. If checked, the following are applicable to this Security Iustmment: ~ Line of Credit. The Secured.Debt includes a revotving liue of credit provisiou. Although the Secured Debt may be reduced to a zero balance, tiffs Security Instrument will remain in effect until released. Construction Loan. This Securi~ Instn~n~ent secures an obligation incurred for the construction of an improvement on the Prope~y. ~. Fixture Filing. Mortgagor grants to Lender a securiB~ iuterest in all goods that Mortgagor owns now or in the fitture and that are or will become fixtures relates to the Property. This Security h~stnunent suffices as a financing statement and any carbon, photographic or other reproduction may be filed of record for pu~oses of Article 9 of the Uuiform Commercial Code. ~ Additional Terms. 26. ~DERS. If checked, the following are applicable to this Security Iustmment. The covenants and agreements of each of the riders checked below are incorporated into and supplmnent and amend the terms of this SecuriB, Instrument. ~ Third Pa~y ~der ~ Leasehold ~der ~ Other N / ~ SIGNATU~S: By sigtfing below, Mortgagor agrees to lhe terms and covenauts contaiued in this Security Instrument and in any attachments. Mo~gagor also acknowledges receipt of a copy of this Security h~stmment ou the date stated on page 1. TERRY LYNN TITBNSOR PAMELA W' TI TENSOR Mortgagor Mortgagor Date Mortgagor Date Mortgagor Date Mortgagor Date EQI S0E (10/2003) Mortgagor Date 097 ACKNOWLEDGMENT: (Individual) . STATE OF []fl~)l"l,9 COUNTY OF Lta ~,'l fi-tO/J-"k_ The foregoing m~tmment was ack~|owledged before me this ~ Ft d_ day of /4D~ l,-,'l Witness my hand and official seal. (Signature of Officer) (Title of Officer) My Commission Expires: ~--~-~7 (Seal) ACKNOWLEDGMENT: (Individual) STATE OF COUNTY OF The foregoing instrument was acknowledged before me by this day of Witness my.hand and official seal. (Signature of Officer) (Tille of Officer) My Commission Expires: (Seal) EQ150F (10/2003- :~-~u~ ._