HomeMy WebLinkAbout899032aPR-28-04 NED 02:02 Pti
RESIDENTIAL tIORTOR6£
¢0~5 SOUTH ~00 E, 1200
SALT LAK~ CITY, UT B~10~
FR× l'10, 80! 476 4155
RECEIVED
LINCOLN COUNTY CLERK
899032 "'
L,,l~ ,~Y-5 Fr,, 2~ 59
Escrow ~o.I 12-9275-ROG
T~tla Ordnr No.I 1]=9275-R00
LO~ J~ 10~1150018
.......
-- ~:p~.*¢ Abov~ Thl~ Ila~ For t~:ordln~
MORTGAGE
(With Ftdu~o Adva~e C~u~e)
I. DATE AND PA RTIES. Thc date of Ihit Mortgago (Sccuriiy Instrumcnl) ts Al'git, 2 II. 200 ~,,
parties, Lheit addr~*sses and mx ideattificadon nornbcra, if rcqoi~cd, are a~ f~llow~:
MORTGAGOR: ~ODU£¥ C~AIG 8MI~ A~D LgA~NE A. ~MITU
20~ CIRCLE D~I~g
A~TON, W'Z 83110
arid thc
~If checked, mfi:t to the att-ach:d AdAeadum tncorpoi'at¢4 [retain, fc,~ additional Mortgagors. lh¢ir Cgaaturcs and
acknowlc~gmcnu
LENDER: ACADEMY MORTGAGE CORPO~ATIOH, ~ ~T~/4 CORPORATION
"M ergs. is Morigage Electronic Rcgistratic, n Systems, Inc. M~IL~ is a soparal¢ corpomlioa xhal is acting solHy as a nomin~
for LCnOCT and b~ndor'tt successors ,.iud assigns, M£R$ t', the martgag~ under this $ccurlty laitramcnL MERS i,, o~anizeA
~xnd exlsti~xg trader the laws of Delaware, and has aU ad4rcss a~.d telephone m~mbcr of P.O. Box 102(i. Fthtt, MI 48501~2026,
Icl. (888) 6794¥U~rg.
CONVEYANCE. For good and val~able co~sidera¢on, th~ rcempI a,~d suEicieacy at'which Ls ackno~'lcdg~I, and to secm¢ thc
,..%c-areal Debt [defined below) and Moa~got's ~ffornmn~ under this Se~rity ]ni/amenl, Mortgagor grams, bar.Iai,
conveys, mortgages and ~atmnu [o M~S (~lely as nomin~ fm ~:r and ~ndor's suc~ssors and asdgns) and lo Ihe
succcs.mrs an~ assigns of ~, with ~wor of sale, tho following ~dbcd pra~y:
L~ 29 OF TB~ ~STVIEH V[L~0g BUBD~VX~ZOff, L~NC0~ COU~T~t ~YONZNG ~ DESCRiBeD O~
TRE OFFICIAL P~ TffE~OF.
Thc property is located la LINCOLN (Co. my)
at 203 CIRCLE DRIVE
Rtr~o~ (^~ir~.) (city)
Tog~r with MI tigll~, coca.ms, agpu~an¢¢~, royaitica, mineral fighls, oil aM g~ righta, all w~cr a~ riparM~t right,
FB× NO.
APR-28-04' NE[: 02:03 PN RESIDENTIAL ltORTGfiGE 801 476 4155 P, 09/42
¥7
::5i:', 1:;:
--,'LO}A{ i~ 107115001~
those tnte~c~, including, but lint [iml~d Io, tim right to fore:lo~ aM seg thc P rap*ny; aM to tak~ 8~' action rcquir~ of~
includin& ~t not linfi/~ to. releasing and canceling th~ S~rit}
MAXIMUM OBLIGATION LIMIT. Th~tol~l principal aal0ant ~r~by this ~fity hmmment ~t a~ coo tin< ~11
$5 0, O0 0,0 0 · Th~ limi/atMn of a~Om~t docl l~t i~lude in.rest and oU~cr fec~ and cl~tgc$ validly made
pursuant to ll~l~ Smurit7 lmt:ument. Also, tit{ limitation doo~ not apply to aava~me$ ma& un~] tim terms of this Se~rhf
lammem ~o pmt¢ct Lm~dcr'~ m~i~ aM to ~rl~m3 any of the ~'cmnts contained in this Sec~]ri~ [n$~ment.
SECURED DEBT AND FUTU~ ADVANCES, Thc mtm "~mt~ D~t" la dofined ag
A DeBt ~rred un~r th; fermi ~ all pmmi~so~ note(s), ;ontr~(0, ~aran~(~) or other ~[dc;~ ~ den described
:e*'ured ~d you shoWd include th* ~al m~urlO, date crouch
B A!l futura advlmcas from Lcndcr to Mortgagor or other futm obligations of Mortgagor lo ~Mar un.tony promiamry
note, contract ~r~n~, orciMr evidence of debt cxC~t~byMo~gagot in hvOr of~t~r c~ ~ot this S~curi~
[nitmm~t whorl,ct o[ not thin S~utl~ Imtr~ment i~ ~p~ffically ] =fc~. ]fmo~ Om n oa~ ~nmt hgni this SCcufl~
Instm~nt, ,ach Mort~ got agrms t~t t[is S~uriiy l~u men[ will serum all blurt ~n~ a~ fuiur~ obli~lion~
{hatatc ~ivcnlo or Jncur~ byanyo~ ot morcMo~tpioq el ~yon~or mote Mo~lgagorand others, All futm ~vance~
and other f~ure ~ligaions sro i~i~ ~y lh[~ SeCUrity l~tmm¢~ ~n ~ough ~1 or pa~ may not ym
All dilute advances and otl~ ~ture ~Itga¢olu Me s<u[~ as tf ma~ on tho date of tM S Sc~i{~ Instrument. Nothing
in this SCC.fit) l~'tru~m ~all conSfltut~ n ~m~tmcm m make ~itional or ~iu~ [oa~u of ~van~ ttl ally amomlt,
Any such mmnfi~cn( mun bc agr*~ ~ i~t a separate wli~t~.
C, AIl other obli ~atlous Mortgagor ~ to Lender, which may later ~iz, to the cxteat na pmhibi~ bY law, includh~g,
MI not llmilcd to. liabilities fo~ omrdrdts relating to any d~flt a~unt agr~mcut ~tw~n Man.gar and LcMer.
D. MI ~ditio~l sums ~v~cM aM c~n<s ln~Ir~ by ~cr for ~afit~g, pie<~i~ or olhc~ ~t~g lie Pro.ny
and its ~t~ Ired ~y ott~ g~ =dv~M aM ~a i~ ~ ~nd~r ~ ~ <tn~ cfth~$ S~fity
In thc ~c~tt tMI Lender fai~ ia p ~'idc any ~cc~a~ aotl~ of~c fight ~;~cia~on with respect to any a~ition~
s~ onder pa [sEraph B of this So.ion, L~cr wmves any $ubscquent s ¢~tlty Imprest In tim Mo~gagor's p dactyl
thai i¢ or. lied by this &~utity l~[nJ~ltt ~ut dom not waive tbs fe~ri~ int~rcs{ for ~ d~bts r~emnc~ in paragraph A of
lifts Scclioa).
MO RTGAG g COVENANTS, Mortgagor agrees that thc covcmmts in this section ~ nmtcrtal abligalion~ under thc Securgd
Debt and this Security hatmmnt. If Man.gar b~mhe~ any ~v~n~t ~ this ~fion. [~ndcr ma)' ~use to ~kc ~ditional
extcnstons ofc;~it and reduce the c~dit ]ir~i{, By not c~rcising cittier reined)' on MoTlgagoFs brach, Lender does not ~mivc
Lender's right to later mnsider th~ ~¢nt a brock if it happens agaim
Payments.'Morlgagor agrt. es thai all paymcntS uMct thc Secured Debt will be paid when duc and ia accordance with thc terms
of the Se:amd Debt attd lids S~urily la~tnzmcnt,
Prior Socu rlty h, tcrem. With rcgardto ar~' other morlgage, ~ of troth <curtly a~ccmcnt or otMt lien d~umcnt tMt cased
a prior ~fity i~lor~t or cncumbra~'on the Pretty, Me.abet arras lo nx~ aB payments w~a d~ ~d to ~ffotm or
comply wilhall ~venant$, b~agagot alsoagrccanotto a[l~ any mMifimfionor extenito~t aL nortor~ucgt any fulure ~vanm~
unOer any nog or ~r~men{ secured by thc hog documcm wit~t Lender's p~ior written approval
Clalma Agahtst Title. Mortllagor will pay all taxes, t~$nl~aS, liens, ~un~r;n~cg l~g ~:),m~, gr~d treas. ~aili~i, a~
olh~ elm rg~ relating lo I I~ P~cny wl~ flt~. ~;Id~ ~y l~ut~ Mo~8~ [o pto~dc ~ ~dct c~ of all poti~ ~t ~ch
a mourns a re dt~ a~d tim mce!pt~ ~n~g M~agot'~ p~ rant. M~r ~ill ~cM Otl¢ m I~ Pm~ny aoi~ut any claim flat
~mnld itnpMt fig ~cn Of thi~ ~fity h~m~t, ghll~lg~ agrees to assign m Lg~r, as ~uga~ by Lm~dcr, ~y tights, difi.a
or defenses Moa~or ~5, haw a&~st parti~s who supply lair or ~ledals 1o ~nulin or hnptmc ~ Pm~ny,
Prul)crty Cmtdition, A iteralluni and bl~pectloa. Mortgagor will keep ~c Pm~ny in g~ ~fion ~d ~ all r~t ~i~t ate
m ,anably nc~&~y. MetRo got s1~1 not ~lm~ or ~low m~y w~tq jm~ir~a, or detctlomi~ of tim P:'~y, Mortgagor a&~
flmttt~mtarc of/hc~t~tmd usc ~¢Jl n~ $ubs~U~ly c~mgc~:t Lc~'s p~b[~it~m~nt ~r~agor'~lln~mit
any cMngo th any li~)~, ~t~h,c ~mr, m or ~m;nt w~flmt L:r~t's p~ior
nil ~nmn~. pro.ding[ ~M~ and ~ a~ninst ~g~ot~ a~ of any 1~ or
I~nde. t or Lea,%'s agents may., at Lenck:r's option, cai= Ibc Property at any r¢o:oml.- tm~ for file im]p.x~ cfi mlzct, inlt thc Ptopexty.
L,C~u~t shall giya ~n~qgo: uotice al thc time. arm before an in.spo:a~on specifying a i*aso.~c parpo~ fro' fl~e fl:sp~:tiou. Any
inA~.~J, on of lira Prol:olty ~haii be entirely for LcMu's l~ncfil aild Monbagct will ill no way rely on LcMa's inqx.~'~ion..
WYOMING - IIOM~ gOUl'fY LINg O1~ CI LUJ.)I'£ MORTiIAG£ (NOT FOR F~M& FIILMC, FHA OR VA U$g
F~n RF~i~PRMTOWY Ill I,~1 Page 2 af 5
RPR-28-04 HED 02:04 Pli RESIDENTIAL IIORTOABE FAX NO,
801
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476 4155 P. 10/42
'*'" LOAM t~ 10~'115001~t
Authority lo Poi'form. It' Mon~$or fails Io perform an)' dui)' or any of thc covcnantt conlaiuod tn thii Sccufily h,,itum:m,
Lcndor may, willLOut no/iCC, perform or cause them to be p~r£ormed. Men!laSer uppoioh Lcnd:r as altor[~y in fll¢l to sign
Mortgager's name or p~y any emo~mt n=¢cs~ary for lx:tformanco. Le. nut:r's right io perform for Mortgagor sllall ROi create an
obligaiiou tol~rl'ozm, and L~ndcr's failure to l~rform wltl itel pr~lu,tc L~nd~ from cxercl sing any of Lender's other righla ond~
th~ law or this $cmlrit)' lx~str~, mont.
Security lnslrnmcnt is ou al~sohold, lrtlxePml~,~'includen a unit in a co~tdominhxm or n plauncd unit development. Mortgagor
wiil perform all of Mortgager's du£1os under the ¢ovcuantf, by-la~, or regulations of the condominium or planned unit
dcvclop~llent,
Condom 'nailing. Morteegor vdll gl'yin I-~nd~r prompt notice of uny pending or thrcaxcued t~lion, by private or public entities tn
puwhaK: or take any or all o/the, Proptnty through coedemnation, rmincnt domalo, ar any other D~c. ans. Morlgago~ ouihodz~
L~udc: Io i~ttcrvcne in Mortgager's name ia. any of thc above ck$cl'ibcd actions or claims. Mortgagor assigns to Lender thc
proca~ds of eny award or claim for dtm~ag:$ conn,;tcd whh a coniknmaiion or oth~C taking of all or any putt of tM Property.
Snell proceeds fltall bc coasidr, red paym~nt~ altd will b~ appli.~l a~ provitcd in this $~¢~dty Iostrumeot. Tbiq assigmeent of
pro~s ii subj~t D tM terms of any prior mortgag:, ~ of t~$t, i:~rity ag:'ggm~t et o~cr lbo d~um~nt.
aia~dat~d with fl~ Proporly du~ ~ la lyp~ and lo~tlon. ~ i~m'anco shall b~ n~ln~in~ In tho amoan~ a~d for ih~
that L~ndet <quirgl, Th~ i:~l:~ carrioc pro~0ing th~ iDSu~a~ slmll bo cho$cn by Men. gcc $o~J~t to L~'$ approw~
which shall no{ ~ m~r~a~nably wiflfl~ ]fMoagagor fails to n~i~M thc ~raSe dc~rib~ a~w, ~n~r may, at Lc~r's
option, obtalll c~cragO lo peo~ L~et's rigb~ la t~ Propa~ a~Mlng ~ lbo tartan oflhh S~urity Inarumont
All in~ranca polJcD$ and ~wal$ shall b~ ~p~l~ to ~i~e: a~ s~l inclu~ o ~ndatd "mortgage clao$a" and,
~pfi~tblc, "'loss ~yc~ ;lauac," Mutineer ~11 t~d~tey nofi~ ~nd~r ~ cau~tNtion or t~minaflon of lt~ insura~.
Lender shall Itava the tight to Mid th~ ~}i;ic~ and renewal. If Lcn~t r~uirct, Mort~gor s~U im.~iat~ly give to
all r~eciptt of paid p~aflams and r~n~l no~g~, Upon lois, Mo~ol shall give immediat~ r*otle¢ to the imuran~ ~rrl~
and ~ndcr. Lcnd~ amy ~n~c pact of M~s ~ ~ot made im~l)' by ~a~asor,
Ulflcss 0lh~mi~ agreed la writing, all lmul~no~ pro~di sh~ ~ a~licd to thc r~torution or ;cpuir ~ ibc Pro~rty or to ~e
S~urcd D~bt, who [~r of not [h~l dna, at g~cr's Option. Any app~caion of precis 1o princi~l s~ll ~ ex.nd or ~stpO~m
tho duo ~ ~lhg i¢}lgduled ~yu~nt ~mr change th~ amount of~y ~ym~lt. Anycxcesswil{ bc ~d to tl~ $~agor.
Proper ty is acquired by L~ndoL Mortgager's right ~ any insum~ ~lici~ a~ pr~s rcsulti~ flora ~mb~ Io thc Pm~rty
beCoro Ihs ~uisitlon slull puls t~ ~:dcr to tlxo cxt~t of~m S~ur~ DeN imn~l~ly before ~c s~ui$ition
Fhlanelal Repo~s and AddltionM Docum~n{~ Me. gaper will pr~idc ~ Lender upon ~ucst, any fi~m~mNl stat=men{ or
inCot~lion Landor muy dccm ~ason~ly uecc~aD,. Modgagoc ag~ to sign, ~II~L and file alW ud~itlon~ docul~ais or
certifications llk~t Lender ~y ~nsidet l~s~ to p~ct, cong~o, and presets Mortgager's obh$~dons undCc lhl$ ~curily
DUE ON S~E. Lee, dot may, at it* op~on, doclar~ ~ho °ntis ~ala~e ~tM Seeut~ Dgbt ~ bo immutably duc and payable
n~n thc creaLIon or. orcantrnet for th. cr~a lionel a transtkc or sale of tM Pm~. TM$ flg}a is subj~ ~ tho restrictions ~lpo~
by federal law 02 C.F.R. 591), a~ appli~b[~.
DEFAULT. Morlgagor wil{ bo In d~fault if any of lbo followl~ occur:
Fl'iud. Ally Cotxsumar Bolrow~ all~s in fra~ or material ~repr~tgion in gonf~ioix with thc Sccur~ Debt tl~t ts an
open cod hal!lC Cqtlity
Paymen I$, Any C~nsu mcr Bon'ow~r on a~y Sc~d Debt that is an open cad hom~ ~uily plan fails m n~c a ~y~n{ when
Propel~y. Any ~ctim{ or indUcE ~ thc Borr~ or MOrtgagor ~' dmz adversely a ff~ls thc Property et ~ndar'a rights in
~ ~h~P~peHy. TMs~c~ud~`bu~n~limi~dt~'t~w~:~a)M~gq~rf~i~nmh~nr~uir~msur~n~n~tcPm~rty~
~) Morlgagor taDSf~S file, P~opert~ (c) b~ngng6r ~mmits was~ o~ ~h~nvi~ &at.lively usa~ or ~ils to maintain
Prop~y s~h thal lho aciio~t or ln~on advca~ly ~fegls Lo~r's ~rity; id) Mongu~or f~ to pay taxes on thc Pm~n3 or
(e) a sole Morlgagor dies; (0 if tEem t~n uno Moagago/, any ~baga~r di~ aM ~cr'a $~t'lq' a udvcr~cl), affectS; (~)
llxe Property is ~ea lhr~gh emi~nt domal n; ih} ajud ~ meal ts fil~ a~i~at ~agagor a nd iubj <ts Men ~ got and zh¢ Pro~ay
to neeco tLal adversety aT~cu I.c~er's interest', or (1) a prior li~Ml~ forecloses on thc Pto~ay and as a ~suh,
Executi~ Ol~ccr$. Any g.arrower~ an o~uilxe o~rof Lcn~ or an ~taic and ~ch Boz[o~ ~1~s btd~ Io
or anolhcr lender ill au agsrcgam am~ut BT~0r ~n thc a~ ~rmitted un~r fc~ral ~ws a~ ~gutotloc6.
~MEDItS ON DEFAULT. In ~l~tioa to any other tommy av~il~ic ~d~ the tcr~ of this S~riiy ln~taJncnt. Lender
may a<clcrat~ t~ Sc~ D~t a~ foreclose th~ ~urity h~tmmcnt in a m~mer p~Jdcd by Nw ~ Mortgagor ~ in
la ~lx~ iOS~OC~S, f~c~al iii i~t~ law ~-ill ~u~ ~:~cr W pwvidc Mm~or with aotJ~ of I~ fight lo ~, or ~r noli~cf
and may ~hfiih time ~h~u[~ far foz~toau~ actions.
W¥OMIN(I - llOkll IIQD~Ty 1.! NI(. el~ CREDIT MI ) l('f (LtGll, O~OT FOR I"N ~L% FIILMC, fHA Old VA USE)
APR-28-04 NED 02:05 ?i'l RESIDENTIAL HORTOAOE FAX NO,
801 47~ 4155 P, 1l/'42
10,
11.
12.
13,
14,
LOIkN [m 10'11150018
At thc option of tM I.¢udcr,all,or any part of thc uStc/Id f~¢$ and chugs, a~m~ intcrcl[ a~ princi~ SMII ~m~
TI~ a~ltan~ by Londcr of~ ny s~ in paym~a ~ para~ ~y~l on dl~ Scc~ Debt a~ tM ~lm~ ~ due ot ii ~c~lcra~d
fief null. By ~t o~tclflng any remedy on Mo~gor's default L~der ~ not waive Lc~gt's tight lo lair ~nsifler II~ ~'ont
a defaoti if it hopper,s a~ain~
EXP~NSE~; ADVANCES ON COVENANTSiA~O~YS* FEES; COLLE~I ON COS'ffi.
;~nant In ihi~ S~ufiW Instrument, Mor~or ag~ccs to ~ aU ex~c~ Lc~dcr intel ~ ~otmins ~gh ~v~l~nt~ or
pr~ing, or olhcmi~ pre<ting tM Prope~ and L~ndcr's s~dly in.reit. Thee cx~ ~c ~yablc on ~ma~ and will
bear jl~glcfi froln th~ da~ ofpayacnt u nlil paid t~t~ll at t~ hi,heft ~lg of intcf~l In ~l ~ p~dcd in tli¢ lcr~.o~thc
D~bL Moltgagor agrees to pty ~11 coils ~d expon50s tn~cd ~ Lc~ in collc:(int, c~o~ciog oz prating Le~et's tig~$
~lM :c~l~s under Ihi~ $~¢urily Instrument. This amine nmy luciuS, ba is n~ ]Jmitefl ~, ~n~le alDf~s'
~ali, ~d olho/l~$al og~cl, This a.~ni docs not i~clu~ at~t~ys foci faf a salari~ cmploy¢~ of~ ~l. To thc c~tunt
pctt~tl~ by thc []~t~d $la~s Ba:lk~ C~c, Mortgaflor a~ccs to ~y ~ r~tmblc attorn~s' f~s ~er incurs Io ~l)~
tho S<ur~ Debt i~s awac~d by a~ ~ou~ eX~Ci~it~ ]u:i,fdi~ion it~r [~ Ba~pt¢~ C~c, TMs ~.lq' ].$t~Jnent sl~l]
remain in cffoet until ]eLea~. Mortgagor ag~cc$ t0 ~y for ~n)' =~ord~i=~ ~s~ of such
~NVI RONM~NTAL LAWS AND HAZA~OU8 SUBSTANCe..~ u~ in this ~fion, (1) Enviroumcnt;) ~w zn~ns.
withoui limitilion, thc Comp~l~ulv~ ~av~omncnal Roapou$~, Coa~alion a~ ~i~ A~ (~C~, 42 U,S.C_
nny IoxiC, radioactive of hamr~u~ ma~r~l, w~te, pollutant o[ ~um~am wh<h ~ char<tcriMi¢s whl~ rc~r
subilanc~ da~crou/o~ p0ienaally dangerous to th~ pubii~ health, s~, ~'~re or cnvi~o~en( Thc t~m in~lud~, without
under ~ny Euvifon~n~ll Law,
Mdctfagor ~cprcsents, warrants and agt~cs th~:
stored or rcl~sed on o~ in the ~opc~y, TMt Icstriclion ~i ~( apply to small q~iaitic$ of~dou$ S,~SlanC~ tim
ac go. rally r~gnl~d to bc approptia~ for the ~or~ use a;~ ~intc~n~ of Lhc Pro.n),.
B. Except al pt~iouily di~¢lo~ and ackuo~lcdgcd in writing to Lender, MoH~tlor aM ~gq' g:~H have ~cn, are, aM
shall r:nuin in full ~mpliaac~ wilh any sppUcab[~ Enviro~t~ Law.
C, Mort~gor shall lmm~liately notl~ Lcndccif a rclea< or ~at~n~ ml~s~ ofa~dou~ Subi~nce ~.rs on, un~r
or about the P:operW 0r the~ is a vlo~tlon of m:y ~v~onme~tM Law concerning fl~ Pro~y, In sach an ~cm,
~ftgaSor shall t~e al} n<ess~' I0~dial a~on ill a~fdan¢~ with ~ty Envimn~nml ~w.
D. Mo~gagor 8MII lmm~ia~y noli~ L~nd~ h~ writing ~ ~n as Monism hal ~cason Io ~H~'~ th~ i~ any ~ing
orthrcatamdiavcsfl~ion.c~im, ~proc~ingrclath~tothcrcl~ o[l];icital~drel~ofauyHnzm~us $ubslan~
or tM vio~ticn of any EnvirOa~nml ~w.
ESCROW FOR T~KES AND IN$URANCE. Unl~sfi othc~: plovid~ in a $c~ca~ agreement, Mortgagor will not
mqoir~d ~ pay to [.c~flct funds for laxei and insaa<6 in
JOINT ~ INBI~qDUAL LIAB~ITt'; CO-tIGNRR$; S~CCZ~O~ ~0 .~SIGN~ BOUND. All duties u~ fltii
~lfily llL~tr~n~ arc joint m~ individ~. ~ Mort~gm fig~ th~ ~' [n~nmm]4 ~t d~ Jar flg]t an ~'Mc~
Moltga~r ~l ~ only lo mortgage MoR~g~'~ 1~ in I~ PJu~' tO l.~e paint of tho S m~ ~( mid Mofl~got
ual ag~ m ~ ~liy ~bl~ ~n t~ 8<~ Debt, If~l~ ~ty In~n~ S~UTC: a ~l)' ~t~n ~Me r a~
Merigagor a~ ~ ~ve any ri~t~ lh~ nuly ~t~nt Eider frau Miens any a~n or claim ag~mt Monitor ~ a~y ~y
Jn~t~ ~;r t~ obligatiog ~ dgh~ may i~l~, buta~ nm ~t~ LO, a~y anO-~fiOc~ ~ong-a~on ~'s. The d~li~
figVE}~BILITYI INTERP~TATION, This $e~li~ ]nsTmucnl is ~mplete and fully in.grate, ThJi $~u~ity
may n~t ~ amend~ or iuo~fi~ by oral ag~¢wcnt, Any ~¢fioJt in tMs S<urit)' Ins~mcn~ at~chmonl~, or aJty agt~m~nt
telatod lo thc fie coted Debt Ihal confli~ with appl~ablo law wRl ~t b= effective, untc~$ thai law ex3tculy ut impishly pcrnfl6
tim vatintion~ by wrl/toa agr~meJu. If any ~cctlon of thin 8cc~trily l~t]um:m ~n~t ~ cnfor~ ~rdmg to
~¢clion wl~ ~ ~?~ and will not ~ee{ tM anforceab~ of ~ te~et of Ibis ~udiy Inst~nt. When~er ~ed. the
singular fllalJ Jn;lu~ thc plurM and the plural thl sinsular. Tko captiom att h~inBs ffthc sgtio~ of Ibis S~ray
alu for convenlei~a only aM ~.rc not ~o be u$cd ~ tnte~rot of ~fl~ ~ term~ of {his S~ufi[). Instramea~ Time it of thc
in this Sccndty In~tc~nc.L
NOTICE, Unless oflmmbc ~uitcd by law, any notice shall be given ~ delivering it or by ~flin$ iL by Fast da~ mail
:l~roprkae pafly'i a~m$1 an ~g¢ I of~is 8o~uriO Inatmment, or to ~y oth~i ~s d~ifl~ted in wtitin~. Notim m one
nloasagot will be ~med to be notice to ail mollgagol~.
*,V¥OIeI[NG · IIOI~IE lli{J UIT'~' LINF. tiF L'RI!DIT I~fORTC, A(IE (}lOT FOR ~M& PRLMC, FJI& O~. VA UIE]
1994 ~r~al 5)'~. I~., 8t Oo~d, bin .
F~n )~FCOCPftMTOWY 1/11/2001 Page 4 uf 5
lnitiaisl~
=' ~o~ {~ 1071150018
l~, W~R~Ex~g~th~ntp~b~aw~M~aga~aiv~any~ightrcg~d~n8t~mar~ha~ing~a~a~
~td all lmme~ad ~xom~tion
16. LINE O~ CREDIT. Th~ S<ured Debt includes a r~olving lin~ ofcredit. Alth~gh tl~ S<~¢d ~ ~y ~ r~.ced ~ a ?~
02,9
17. A PP LICA BLE L~.W. This S~utlty lnt;ttumoT~{ Is govo'ned by tho laws as alO.¢ed io itt thc Sccurc~t Debt. exca¢ to iha axle{si
required by Ih~ laws of th~ juriidiction whero {ha P~openy is Io~tcd. and applicable, fMc{al laws ~nd/cgulationi.
18.
RIBER~, Th~ covenants and agree,ri:uts of each of ibc ddcr~ ch~k~bel~v are Inco~orat~ into and ~{cn{~ul a~ ameM
{he tOt~ of lh{s S~udty [nstramcnL
Cllcck all appli=b[¢ ~xcs]
A~signmun( of Le~es ~td Rcn~ ~ Otl~r
1'). f~-IADOITIONAL TIi;RM~.
SIGNATURES: By signing beJoa', Morl~agor agreei lo thc {et'ms a,xd c~antm conlaiae, d in this Security Inatr. ment and in any
nilachmanl$. Mortgagor nlso aeknowlcx. J§e$ ree¢i.ut of a ~:opy of th{s S~'udt), instrument on the daK, {la~d on pagu I.
ACKNOWL£DGM~NT;
STATE OF ~f¥oFii~{0 COLrNTy OF ~/~ ~a~
(],.ih,{dual) Thi$ ~airuyncnt ~s ~knoat~dgcd bcfozc m= thl$ ~ day of
Lincoln ("~J Wvomi~
WY L'I2.~ hie