HomeMy WebLinkAbout900782Recording reqfieste(1 by:
Wells Fargo Bank N.A.
Wells Fargo Home Equitsy
526 Chapel Hills Drive
Colorado Springs, CO 80920-1030
900
RECEIVED
LINOOL. r',~ COUNTY CLERK
When recorded return to:
Wells Fargo Bank N.A.
Wells Fargo Services Co.
Consumer Loan Servicing
P.O. Box 31557
Billings, MT 59107-9903
Stale of Wyoming --
1. DATE AND
14 May
Space Abovu this Line For Recordhtg D;~te -
MORTGAGE ~/~'~. 65034796251998
(With Future Advance Clause)
PARTIES, 'The date of this Deed of Trust CSecurity lnstrmnent") is
' 2004 and the parties, their addresses and tax identification nmnbers,
it' required, are as follows:
MORTGAGOR:
CINDY A 6RAMKE, C~ISTINE A 6RAMKE,
GRAMKE, AS JOINT TENANTS
AND ANGELA M
[---] If checked, refer to th6 attached Addendmn incorporated herein, for additional Mortgagors their
mgnamres and acknowledgments.
LENDER: Wells FargD Bank N.A. 420 Montgomery Street
San Francisco, CA 94104
CONVEYANCE. For good 'md valuable consideration, the receipt and sufficiency of which is
acknowledged, and to secrete the Secm-ed Debt (defined below) and Mortgager's performance under
this Secm-ity Instrument, iqortgagor grants, bargains, conveys, mortgages and warrants to Lender,
With power of sale, the fol~owiag described property:
See attached Exhibit A
Tax ID 21162330711200
The property is located in Lincoln
(County)
K~lqMERER , Wyoming 83101
(City) (Zil~ Code)
WYOMING MASTER FORM MORTGAGE Page 1 o! 8
LEWY1 (o2 ~ o) ~a P MORTGAGE FORM S - (800)521-7291
at 1681 TROY COURT
(Address)
20041137400263
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WYOMING - MASTER FORM MORTGAGE
LEWY2 (o2~o)
T'ogether with all rights, easements, appurtenances, royallics, mineral rights, oil and gas rights, all
water find rtparian rights, ditches, and water stock and all existing and futm-e improvements,
structures, fixtures, and rep!acements that may now or at any tnne m the fl~ture be part of the real
estate described above (all referred to as "Property").
MAX1MIIM OBLIGATION LIMIT. The total principal amotmt secured by this Secm'ity Instrument
at any one time shall not exc;:ed $ 60 ~ 000,00 This limitation of amomn does not
include interest and other lc. es and charges validly inade pursuam to this Security Instrument Also,
this limitation does not apply ~o advances made under the terms of this Secm'ity Instrmnent to protect
Lender' s security m~d to i)erform any of the covenants contained in this Security Instrument.
SECURED DEBT AND' FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
A. Debt incurred um~ier the terms of the prommsory note, revolving line of credit, contract,
guaranty or other evid2nce of debt dated 5/14 / 2004 together with all amendments, extenstons,
modifications or renewals. The maturity date of the Secured Debt is 5120/2014
B. All future advances fi-om Lender to Mortgagor under such evidence of debt. All furore advances
are secured as if mt.de on the date of tiffs Security Instrument. Nothing in this Security
Agreement shall constitute a commitnlent to make additional or filture loans or advances which
exceed the amount shown in Section 3. Any such commitment must be agreed to in a separate
writing.
C. All sums advanc¢,d and expenses incurred by I, ender for insuring, preserving or otherwise
protecting the Prcperiy and its value and any other sums advanced-and expenses incurred by
Lender under the terms of tiffs Security Instrument.
PAYMENTS. Mortgagor a;=n'ees that ,'ill payments under the Secured Debt will be paid when due and
in accordance with the terms of the Secured Debt and this Security Instrument.
PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security
agreement or other lie~ document that created a prior security interest or encumbrance on the
Property, Mortgagor agrees:
A. To make all payments when due and to perform or comply with all covenants.
B. To promptly deliver to Lender any notices that Mortgagor receives I¥om the holder.
C. Not to allow any modification or extension of, nor to request any future advmmes tinder any
note or agreement secured by the lien docmnent without Lender' s prior written consent.
CLAIMS AGAINST TITLE. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease
payments, ground rents, utilities, and other charges relating to the Property when dne. Lender may
require Mor!gagor to provide to Lender copies of all notices that such amounts are due and the receipts
evidencing Mortgagor's payment. Mortgagor will defend title to the Property against any claims that
would impair the lien. of the Security Instrument. Mortgagor agrees to assign to Lender, as requested
by Lender, any rights, clai~ns or defenses Mortgagor may have against parties who supply labor or
materials to nraintain or improve the Property.
DUE ON SALE OR ENCUMBRANCE. Upon sale, transfer, hypothecation, assignment or
encumbrance, whether vol,rotary, involuntary, or by operation of law, of all or any part of the
Property or any interest therein, then at its sole option, Lcuder may, by written nolice to Mortgagor,
declare all obligations sectred hereby immediately due and payable, except to the extent that such
acceleration for and in such particular circumstances where exercise of such a right by Lender is
prohibited by law.
PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mortgagor will keep the
Property in good cond;.tion and make all repairs that are reasonably necessa,7. Mortgagor shall not
commit or allow any waste, impairment, or deterioration of the Property. Mortgagor will keep the
Property fl-ee of noxious weeds and grasses. Mortgagor agrees that the nature of the occupancy and use
will not substantially change without Lender's prior wriuen consent. Mortgagor will not Permit any
change in any license., restrictive covenant or easement without Lender's prior written consent.
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WYOMING - MASTER FORM !VIORTGAGE
LEWY3
~ortgago~ will notify Lender of all dem,'mds, proceedings, claims, and actions against Mortgagor, and
of any loss or damage [o th(., Property. Lender or Lender's agents may, at Lender's optiou, enter the
Property at any reasonable' time for the purpose of inspecting the Property. Lender shall give
Mortgagor notice at the tir:~e of or before an inspection specil~ing a reasonable purpose tbr the
inspection. ~y inspection of the Property shall be entirely for Lender's benefit and Mortgagor will in
no way rely on Lender' s inslcecuon.
10. ABTHORITY TO PERFORM. If Mortgagor fails to p~rform any duty or any of the coveuants
contained in this Securi~ Instrument, Lender may, without notice, perform or cause thein to be
performed Mortgagor appoints Lender as attorney in fact to sign Mortgagor' s'name or pay any
amount necessa~ for perfcrm~ce. Lender's right to perlbrm for Mortgagor shall not create au
obligation to perform, and Lender' s failure to perform will not preclude Lender fYom exercising any of
Lender's other rights under the law or this Security lnstrumem. If tiny construction on the Property is
discontinued or not c~ied on in a reasonable ma~er~ Lender may take all steps necessary to protect
Lender' s security interest in the Property, including completion of the construction
11. ASSIGN~NT OF LEASES AND RENTS. Mortgagor irrevocably grants, bargains, conveys,
mortgages and wan'ants to l,ender as additional security all the right title and to any and all existing
or future leases, subleases, and rely other written or verbal agreements IBr the usc and occupancy of
any portion of the Property,' including any extensions, renewals, modifications or substitutions of such
agreements (all referred to as "Leases") and rents, issues and profits (all referred to as "Rents").
Mortgagor will promptly provide Lender with true and correct copies of all existing and future Leases.
Mortgagor may collect,' receive, enjoy and use the Rents so long as Mortgagor is not in default under
the te~s of this Security hrstrument. Mortgagor agrees that this assignment is innnediately effective
between the parties to this Security Instrument. Mortgagor agrees that this assignment is effective as to
third parties when Lender t~es affirmative action prescribed by law, and that this assignment will
remain in effect during m~y redemption period until the Secured D~bt is satisfied. Mortgagor agrees
thaf Lender may take actual possession of the property without the necessity of commencing legal
action and that actual pbssession is dee~ned to occur when Lender, or its agent, notihes Morigagor of
default and demands that any tenant pay all future Rents directly to Lender. On receiving notice of
default, Mortgagor will endorse and deliver to Lender any payment of Rents in Mortgagor's
possession ~d will recsive.any Rents in trust for Lender aud will not commingle the Rents with rely
other flinds. Any amounts collected will be applied as provided in this Security instrument. Mortgagor
warrants that no defaub exists under the Leases or any applicable laudlord/tenant law. Mortgagor also
agrees to maintain and require troy tenant to comply with the terms of the Leases and applicable law.
12. LEASEHOLDS; CONDOM~IUMS; PL~D UNIT DEVELOPMENTS. Mortgagor agrees to
comply with the provisions or any lease if thio Security Instrument is on a leasehold. If the property is
a milt in a Condominium Project or is part of a Planned Uuit Development ("PUD"), Mortgagor
agrees to the lbllowing:
A. Obligations. Mortgagor shall perform all of Mortgagor's obligations under the Constituent
Documents. The "Cohstituent Documents" ~e thc: (i) Declaration or any other docament which
creates the Condominium Projects or PUD and any homeowners association or eqmvalent entity
("Owners Association"); (ii) by-laws; (iii) code of regulations; and (iv) oiher equivalent
docmnents. Mortga[or shall promptly pay, when due, all dues and assessments imposed
pursuant to the Constituent Documents.
B, Hazard Insurance. Su long as the Owners Association maintains, wilh a generally accepted
insurance c~rier, a "master" or "bl~kct" policy on the Condominium Project or PUD which is
satisfacto~ to Lender and which provides insm'ance coverage in the amounts, for thc periods,
m~d against the hazards Lender requires, including fire and hazards included within the term
"extended cove~mge," then Mortgagor's obligation under Section 19 to maintain hazard
insurance coverage on the Property is deemed satisfied to the extent that the rcquir~d~overage is
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provided by tt~e Owner's Association policy. Mortgagor shall give Lender prompt notice of any
lapse in required hazard ingurance coverage. In the event of a distribution of hazard insurance
proceeds in lien of restoration or repair following ,q loss to Property, whether to the unit or to
conunon elements, any proceeds payable to Mortgagor are hereby assigned and shall be paid to
Lender for applicatmn to the sums secured by this Sccm'ity Instrument, with any excess paid to
Mortgagor.
C. Flood Insurance. Mortgagor agrees to ~naintain flood insurance for the life of the Secured Debt
which is acceptable; as to form, amount and extent of coverage to Lender.
D. Public Liability Insurance. Mortgagor shall take such actions as may be reasonable to insure
that the Owners Association maintains a public liability insurance policy acceptable ill form,
amount, and extent of coverage to Lender.
E. Condenmation. The proceeds of any aw,'u-d or claim for dalnages, direct or consequential,
payable to Mortgagor'in connection with any coudemnation or other taking of all or any part of
the Property, whether~ of the unit or of the common elements, or for any conveyance in lieu of
condemnatiou, are hei'eby assigned and shall be paid to Lender. Such proceeds shall be applied
by Lender to the sfim~ secured by the Security Instrument as provided in Section 18.
F. Lender's Prior Consent. Mortgagor shall not, except at'ter notice to Lender and with Lender's
prior written consent, either partition or subdivide thc Property or Consent to: (i) the
abandonment or term/nation of the Condominium Project or PUD, except for abandonment or
termination required by law in the case of substantial dcstrnction by fire or other casualty or m
the case of a taking by condemnation or eminent domain; (ii) any amendment to any provision
of the Constituent Documents if the provision is for the express benefit of Lender; (iii)
termination of professional management and assumption of self-management by the Owners
Association; or (iv) any action which would have the el'fect of rendering the public liability
insurance coverage maintained by the Owners Association unacceptable to Lender.
G. Remedies. If Moi:'tgagor does not pay condominiun~ or PUD dues and assessments when due,
then Lender may pay them. Any amounts disbursed by Lender under this section shall become
additional debt of Mortgagor secured by this Security Instrument. Unless Mortgagor and Lender
agree to other tern'ts cf payment, these amounts shall bear interest fi-om the date of disbursement
at the Secured D~bt rate and shall be payable, with interest, upon .notice fi-om kender to
Mortgagor request lng payment.
13. DEFAULT. Mortgagor will be in default if any party obligated on the Secured Debt fails to make
payment when due. Mortgagor will be in defanlt if a breach occurs under the terms of this Security
Instrument or any other document executed for the purpose of creating, securing or guarantying the
Secured Debt. A go~d faitl-i belief by Lender that Lender at any time is insecure with respect to any
person or entity obligated on the Secured Debt or that the prospect of tiny payment or the value of the
Property is impaired shall aiso constitute an event of default.
14. REMEDIES ON DEFAULT. In some instances, federal and state law will require Lender to provide
Mortgagor with notice 'of the right to cure or other notices and may establish time schedules for
foreclosure actions. Subiect to these limitations, if any, Lender may accelerate the Secured Debt and
foreclose this Security Instrument in a manner provided by law if Mortgagor is m default. At the
option of Lender, all ol; any part of the agreed fees and charges, accrued interest and principal shall
become immediately due m!d payable, after giving notice if required by law, upon the occm-rence of a
default or anytime thereafter. In addition. Lender shall be entitled to all the remedies provided by law~
the terms of the Securec Debt, this Security Instrument and any related documents, including without
limitation, the power to seh the Property. All remedies are distract, cumulative and not exclusive, and
the Lender is entitled to all ~remedies provided at law or equity, whether or not expressly set forth. The
acceptance by Lender of an'y sum in payment or partial payment on tile Secured Debt after the balance
is due or is accelerated or ,ffter foreclosure proceedings are filed shall not constitute a waiv~L of or
WYOMING- MASTER FORM MORTGAGE ~
LEWY4 (o21o) P~ge4 o,~ 20041137400263
Lender's right to require complete cure of any ex~stmg default By not exercising any remedy on
Mortgagor's default, Le~kler does not waive Lender' s right to later consider the event a defa,lt if it
continues or happens again.
15. EXPENSES; ADVANCES ON COVENANTS; ATTORNEYS' FEES; COLLECTION COSTS.
Except when prohibited by law, Mortgagor agrees to pay all of Lender's expenses if Mortgagor
breaches any covenant in this Security Instrument. Mortgagor' will also pay on demand any mnount
incurred by Lender for ins~i~ring, inspecting, preserving or otherwise protecting the Proper~y aud
Lender' s security interest. These expenses will bear interest fi'om the date of the payment until paid m
full at the highes~ interest rate in effect as provided in the terms of the Secured Debt. Mortgagor
agrees to pay all costs and e>:penses incurred by Lender in collecting, euforcing or protecting Lenders'
rights and remedies under this Security Instrument. This a,nount may include, but is not limited to,
attorneys' fees, court costs, ~nd other legal expenses. This amount does not ~nclude attorneys' fees for
a salaried employee of the Lender. This Security Instrument shall remttin in effect uutil released.
Mortgagor agrees to l?ay'for any recordation costs of such release.
16. ENVIRONMENTAL LAWS AND ItAZARDOUS SUBSTANCES. As used in this section, (1)
Environmental Law mcan'.% without limitation, the Comprehensive Environmental Response,
Compensation and Liability :Act (CERCLA, 42 U.S.C. 9601 et seq.), and all other federal, state and
local laws, regulati6ns,'ordinances, court orders, attorney general opinions or interpretive letters
concerning the public health, safety, welfm'e, enviromnerlt or a hazardous substance; and (2)
Hazardous Substance means any toxic, radioactive or haza,-dous material, waste, pollutant or
contaminant which has characteristics which render the substance dangerous or potentially dangerous
to the public health, s~'fety, welfare or environment. Thc term includes, without limitation, any
substances defined as "hazhrdous material," "toxic substances," "hazm-dous waste," or "hazardous
substance" under any En'vironmental Law.
Mortgagor represents, wm-rt'nts and agrees that:
A. Except as previously disclosed and acknowledged in writing to Lender, nc) Hazm-dous Substance
is or will be located, stored or released on or in the Property. This restriction does not apply to
small quantities oI H[zardous Substances that are generally recognized to be appropriate for the
normal use and m['.intenance of the Property.
B. Except as previously disclosed and acknowledged in writing to Lender, Mortgagor and every
tenant have been,:are, and shall remain in fidl complitmce with any applicable Environmen(al
Law.
C. Mortgagor shall immediately notify Lender if a release or threatened release of a Hazardous
Substance occurs ~n, under or about the Property or there is a violation of any Enviroumental
Law concerning the Property. In such an event, lvlortgagor shall take all necessary remedial
action in accordance With any Environmental Law.
D. Mortgagor shall [tnmedimely notify Lender in writing as soon as Mortgagor has reason to
believe there is a~y pending or threatened investigation, claim, or proceeding relating to the
release or threatened release of any Hazardons Substance or the violation of any Environmental
Law.
17. CONDEMNATION. N.iortgagor will give Lender prompt notice of any pending or threatened action,
by private or public entities to pnrchase or take any or all of the Property through condemnation,
eminent domain, or ani, otl'ier means. Mortgagor authorizes Lender to inte,'vene in Mortgagor's name
in any of the above desert.bed actions or claitns. Mortgagor assigns to Lender tile proceeds of any
award or claim for damages connected with a condemnation or other taking of all or any part of the
Property. Such proceeds shall be considered payments and will be applied as provided in this Secm-ity
Instrument. This assignme~t of proceeds is subject to the terms of any prior mortgage, deed of trust,
WYOMING - MASTER FORM MORTGAGE
LEWY~ ~o~o~ ~"~"~ °'~ 20041137400263
WYOMING - MASTER FORM MORTGAGE
LEWY6 (o2~o)
18, INSURANCE. Mortgagor shall keep Property insured against loss by fire, flood, theft and other
hazards and risks reasonably associated with the Property due to its type and location. This insurance
shall be maintained in tt~e mnoun[s and for the.per~ods that Lender requires. The insurance carrier
providing the insurance shall be chosen by Mortgagor subject to Lender's.approwfl, which shall not be
unreasonably wi lhheld. I:' Mortgagor fails to maintain the coverage described above, Lender ~nay, at
Lender's option, obtain c. overage to protect Lender's rights in the Property according to the terms of
this Security Instrument All insurance policies and renewals shall be acceptable to Lender and shall
immediately notify Lender of cancellation or termination of the insurance. Lender shall have the right
to hold the policies and ~en:wals. If Lender requu'es, Mortgagm- shall immediately give to Lender all
receipts of paid premiums and renewal notices. Upon loss, Mortgagor shall give innnediate notice to
the insurm~ce carrier arid Leuder Lender may make proof ol' loss if not made immediately by
Mortgagor. Unless otherwise agreed in writing, all insurance proceeds shall be applied to the
restoration or repair of the Property or to the Secured Debt, whether or not then due, at Lender's
option. Any application of proceeds to principal shall not extend or postpone the due date of the
scheduled payment nor c':xange the amount of any payment. Auy excess will be paid to the Mortgagor.
If the Property is acquired by Lender, Mortgagor's right to any insurance policies and proceeds
resulting from damage to the Property before the acquisition shall pass to Lender to the extent of the
Secured Debt immediately before the acquisition.
19. ESCROW FOR TAXES XND INSURANCE. Unless other\vise provided in a separate agreement,
Mortgagor will not be reqmred to pay to Lender funds for taxes and insurance in escrow.
20. FINANCIAL REPORTS .kND ADDITIONAL DOCUMENTS. Mortgagor will provide to Lender
upon request, any financial statement or information Eender may deem reasonably necessary.
Mortgagor agrees to sigh't, deliver, and file any additional docmnents or certifications that Lender may
consider necessm-y to perf:ct, coutinue, and preserve Mortgagor's obligations under this Security
Instrument and Lender's :lien status on the Property.
21. JOINT AND IN'DIVIDIIAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS
BOUND. All duties tinder this Security Instrument are joint and individual. If Mortgagor signs this
Security Instrument but~ does not sign an evidence of debt, Mortgagor does .so only to mortgage
Mortgagor's interest in the Property to secure pay~nen[ of the Secured Debt and Mortgagor does not
agree to be personally liable on the Secured Debt. If this Security Instrument secures a guarm~ty
between Lender and Mortgagor, Mortgagor agrees to waive auy rights that may prevent Lender
bringing m~y action or claim against Mortgagor or any party iudebted under the obligation. These
rights may include, but'ar~: not limited to, any anti-deficiency or one-action laws. Mortgagor agrees
that Lender and any party .o this Security Instrument may extend, modify or make any change in the
terms of this Security Instrument or any evidence of debt without Mortgagor' s consen[. Such a change
will not release Mortgagor from the terms of this Security Instrument. The duties and benefits of this
Security Instrument shall brad and benefit the successors and assigns o[ Mortgagor and Lender. ~
22, APPLICABLE LAW;' SEVERABILITY; INTERPRETATION. This Security Instnnnent is
governed by the laws iof the jurisdiction in which the Property is located, except to tile extent
otherwise required by the laws of the jurisdiction where the Property is located. This Security
Instrument is complete ~nd fully integrated. This Security Instrumellt may not be mnended or modified
by oral agreement. Any: section in this Security Instrument, attachments, or any agreement related to
the Secured Debt that c~nflicts with applicable law will not be effective, unless that law expressly or
impliedly permits the variations by written agreement. If any section of this Security Instrument
cannot be enforced ac~'ording to its terms, that section will be severed and 'will not alYect the
e~forceability of the retnainder of this Security Instrument. Whenever used, the singular shall include
the plural and the plural the singular. The captions and headings of the sections of this Secm'ity
Instrument are for convenience only and are not to be used to interpret or define the terms of this
Security Instrument. Time is of the essence in this Security lnstrtnnent. In tile event any section of this
..... 872
Security Instrument directly conflicts with any section of the revolving line of credit agreement or
promissory note referenced in Section 4, the terms anti conditions of the revolving line of crcdtt
agreement or prom~ssor; note (as applicable), the arbitration agreement and the agreement to provide
agreement or promissorj note (as applicable), the arbitration agreement and the agreement to provide
flood/prol)erty insurance, t:ll of which 1 agree to by siglnng thts Security Instrument. the terms and
conditions of said documents and not the Security Instrument shall control.
23. NOTICE. Unless otherMse required by law, any notice shall be given by delivering it o~ by mailing
it by first class mail to the appropriate party's address on page I of this Security Instrument, or as
shown in Lender's records~ or to any other address designated m writing.
24. WAIVERS. Except to the extent prohibited by law, lvlortgagor waives and right regarding the
marshalling of liens and assets, and hereby releasing anti wmwng all rights under and by virtue of the
homestead exemption laws of this state.
25. OTHER TERMS. If checked: the following are applicable to this Security Instrument
~ Line of Credit. The Secured Debt includes a revolving line of credit provismn Although
the Secured Debt may be reduced to a zero bahmce, this Security [nstrnment will remain m
effect until re leased.
[~ Construction Loan. This Security Instrument secures an obligation incnrred for the
construction ~)f an ~mprovement on the Property
[~] Fixture Filing. Mortgagor grants to Lender a security mleresl tn all goods that Mortgagor
owns now o~ m the future and that are or will become fixtures related to the Property This
Security Instrument suffices as a financing statement and any carbon, pbolographic or other
reproduction may be filed of record for purposes of Article 9 of the Uniform Commercial
Code.
[~ Additional Terms.
SIGNATURES: By signing below, Mortgagor agrees to the terms and covenants contained in this Security
Instrument and in any attachments. Mortgagor also acknowledges receipt of it copy of this Security
Instrmnent.on the date stated on page 1.
~o~t[ago~ C~NDY A G~
Dar, k,tortgago,-CHRISTINE A g ' Date
Mortgagor
Dale
lvl ortgagor
Dale Mortgagor
Date
Mortgagor
WYOMING - MASTER FORM MORTGAGE
LEWY7 (o2~o)
Date lvlortgagor
Page 7 of 8
Date
20041137400263
ACKNOWLEDGMENT:
(Individual)
STATE OF ~
COUNTY OF Lincoln
The ~regoinginstrumentwasacknowledgedbefore meby
CINDY A GRAMKE, CHRISTINE A GRAMKE, ANGELAM GRAMKE BY CINDY A CRAMKE
BY CINDY A GRAMKE AS ATTORNEY IN FACT
AS ~TTORNEY IN FACT
dayof f(/[ O"[_~,~/._.
this
Witness my hand and official seal.
(Signature of Ott'l~ t..-'[ ~ ?
(Title of Oflider)
(Seal)
My Commission Expires:
WYOMING - MASTER FORM M(~)R'f'GAGE
LEWY8 (o21o) ~.
P~ge 8 of 8
20041137400263
874
EXHIBIT A
~.':' tf.~, ~' ~
LOT 5B OF BLOCK 1 OF LINCOLN HEIGItTS 5TH ADDITION, FIRST FILING, TO THE
CITY OF KEMMERER, LINCOLN COUNTY, WYOMING AS DESCRIBED ON THE
OFFICIM, PLAT TIIEREOF.
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