Loading...
HomeMy WebLinkAbout902063 RECEIVED _INCOLN COt t",l~fY CLERK The Document Prepared By: Firsl American Title lnsm'aoce Company Equity Loan Services Division 1T28 Euclid Average, 4th Floor Clevelaod. O14 4411fi When Recorded Return To: First American Title Iosurance Company EquiwLoan Se~wices Division 12'28'Euclid Avenue, 4th Floor Cleveland, OH 4,1115 State of Wyoming FACT Order #: 5748572, Space Abovu This Line For P, ecordmg Data MORTGAGE ALS #: DAT~ A~D PARTIES. The date o¢ this Mortgage (Security luslrnnmnl)is ...~.~..~.~.%..~. .......... parlies, their addresses aud tax identification numbers, if required, are as follows: and Ibe MORTGAGOR: LARRY L HINTON AND DONNA F HINTON HUSBAND AND WIFE If checked, refer lo tim attached Addendmn incorporated heFt',in, for additioual Mortgagors, lbeiF signatures aud ackuowledgmeuts. LENDER: U.S. Bank, National Association N.D. 4325 7th Avenue SW Fargo, ND 58103 CONVEYANCE· For good and valuable consideration, tile receipt and s,fficiency of whi'ch is ackuowledged, autl to secure tile Secm'ed Debt (defiued below) and Mortgagor's performauce untle~ lids Security lnstrumeut, Morlgagor grants, bargains, couveys, mmlgages and warrants to Leuder, with power of sale, the following described property: Tile real estate mortgage bereiu is described in Exhibit "A" which is aUached Itereto and hereby iucorlmraletl herein by reference. Tl,e property is located in .L.[.N.C..O..L..N. .......................................................... at 1140 CANYON RD (Coumy) KEMMERER ....................... ..................................................................................................................... Wyomiug 83101 (Address) (C ily) (ZIP Code) Togetlmr with all rights, easements, appuFtenances, royalties, mineFal righls, oil aud gas rigbls, all water and riparian rigbls. ditches, aud waler slock aud all existing and fulure imln'ovemeuts, SIl'tlt'lill'es. fixtnFes, aud replacemeuls tidal may uow. ur auy time iii the fitture, be part of the real estate described above (all Fel~rred to as "PFolmrty"), WYOMING - MORTGAGE (NOT FOR FNMA, FHLMC, FttA OR VA USE) 57'18572 (pa~o\l 0.90,.,063 MAXIIVIUIV10BLIGATION. I.IMIT. The total principal amonnt secured by this Securily hlslrnmeut at auy oue time shall exceed $.../.5.1.0{~.'.'.07. ................................ This lira,tat,un ill' a,mmnt does not inch, de iu/erest and olher fees and charges validly made pursnant to this Security Inslrumenl. Also, this limillllion does uot apply lo advances made umler lite terms of this Secnrity Instrument to protect Lender's security and lo i~erl'mni ally of lhe covenanls colllaiued ill Ihis SeCuEity Instrmnent. SECURED DEBT AND FUTURE ADVANCES. The term "Secured l)ehl" is defined as follows: A. Debt iucurred under the terms of all pronlissory note(s), con,rivet(s), guaranty(s) or olher evidence of debt described below and all their extensions, reuewals, modifications or sub~tiluiious. (l.t4,cn rctbrcncJl~g thc dcbtx bclon' it is suggested lhat ),ou include items such as borrowers' names, noir ;ItllOlllllS. I'IIICI'CS[ role& lllitttll']O' t_]2~lCS, cl£.) All futtu'e advances from Lender to Mortgagor or otber furore ob g~ I t i s ~f b,,lorleaoor to Iender under any uromissorv nole, conlracl, ~uaranly, or olher ewdeoce o~ debt execuled 1~ Mm't~agoE iu ~vor ot Lender alum~ this S~cm'ily ]nsh'mneut whether or not this Security Inslrumenl is specifically ~:efereuced. 11' more lhan oue peEson sigiis (his Sectu'ily lnstrumeut, each Morlgagor agrees thai this Secm'il~ InslEunlenl will secure all lhlnre advauces and future ohligalions tidal are given Io or incurred by auy one or more Mortgagur, m' a~ly oue OE more Mortgagor ami others. All fulure advances and other future obligations are secured by fids Security luslrunlent even though all or part may nol yet be advanced. All fl~lure advances and olher future obligations are secured as if made ou the dale of Ibis Security luslrumenl. Nothing iu Ibis Securily Instrument shall constitute a coumlilmeni it} make addiiioual or futm'e luaus m' advances iu auy amonnt. Any snch conunitnlent i'llUil be agreed Ia in a separale wEiling. All obligations Mortgagor owes to I.ender, which may later arise, m Ihe extenl not prohibiled by law, im:ludiug, hnt not limited 1o, liabilities lbr overdrafts relating lo any deposit accounl agEeement belween Morlgagor and Lender. All additional sums advanced and expenses incurred by Leuder Ira' insuring, preserving or olherwise [n'utecling lhe Property and ils value and any other sums advanced and expeuses incurred by Lender nnder lite lerms ol Ihis ~ecurily Instrutnent. This Secnrity Instrument will not secure ally other debt if Lender fails lu give any required nolice of tile right of rest,ss,mi. PAYMENTS. Morlgagm' agrees that all pa.yments nnder the SecuEed l)ebl will be paid wbe~l title aud in accordance with the lerms of the Secnred Debt and this Security lnstrnnlent. PRIOR SECURITY INTERESTS. Wilh regard to any other mortgage, deed of Uust, secnrily agreemenl or other lien documenl that created a prior security inleresl or encumbrance on the P~t~perty, Morlgagor agrees: A. To ~nake all payments when due and to perfolm or comply wilb till ciwenauls. B. To promptly deliver to Lender any notices that Mortgagor receives l'~om the bolder. C. Not to allow any modification or exiension of, nor lo requesl any l'uluEe advauces tinder any note or agreemeut secured by the lien document without Lender's prim' WE, lien consent. CLAIMS AGAINST TITLE. Mortgagor will pay all taxes, assessmems, liens, encumbrances, lease paymenls, gEound rents, utilities, and other charges relating to the Property when due. Lender lllily require MoEtgagor to provide to LeudeE COllies of all notices that snch amounts are due and lhe receipts evidencing Mmlgagm"s payment. Morlgagur will defend lille to tile Property against any claims that would in}pair the lien of this Security l,slrm}mnl. Mortgagm' agEees 1o assign 1o LendeE, as requested by Lender, any rights, claims or defenses Mortgagor may have agaiust purl,es who supply labor or materials to maintain or improve the Property. DUE ON SALE OR ENCUMBRANCE. Lender may, at ils option, thMare Ibc entire balance of the Secured Debt 1o be immediately due and payable npon the creation of, or contract for the CECal,on of, any lien, encumbrance, lEans feE ur sale of Ihe Property. This right is subject lo tile reslrictions imlmsed by federal,- w (12 C .... E P,. 591), as al~,licable.. . This covenmt, shall run with the Property and shall remain in erect until the Secured Debt _,, paid iii full aud Ibis Security lnslrmnenl is released. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mm'tgagor will keep lhe PropeEly ill good conditiou aud make all repairs thai are reasonably necessary. Mortgagor shall not commit or allow any waste, iml~airnmnl, or deteEioEatinu of a~)<'~, - 1994 Bankers Systems. inc.. St Cloud, MN Form USfl REM[G-WY 9/5/2001 0!98 the Property. Mortga~,or will keep the Property fi'ee of noxious weeds ami grasses. Mortgagdr agrees that tile nature of lbe occupa~}cy aud use will not substaotially change without Lender',s prior wlillult consent. Mortgagor will not permit any change in any license, restrictive covenant or easemeot without Lemler s prim written conseul. Mortgagor will uolit~, Leud'et t~f all demands, proceedings, claims and actions against Mortgagor, and of a%, kiss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter the Property al any reasonable time for the purpose of iuspecfiog the Property. Leuder shall give Mortgagor notice at the time of or beli~re an inspection specifyi,,g a reasonable purpose for the inspection. Any iospecfion of the t'r. operty shall be et tirely tbr Lel~de,'s beuefil atul Mortgagor will ill no wily ,'ely on Leuder's inspection. I0. AUTItORITY TO PERFORM. If Mortgagor fails to perform any duly or any of ibe covenauls contained in fids Security lnsUmnent, Lender may, without notice, perform or cause them lo be perlmmed. Mortgagor appoints Lemler as auoroey in hct to sigu Mortgagor's oame or pay any amount necessary for perfo~mauce. Lender's right m pmfin'm for Morlgagor shall nol create an obligation to perform, aud Lender's failm'e 1o perform will not preclude Lender fi'om exercising any ol'i. euder's other rights under lbe law or this Secmqty Iostrument. If any conslructim~ tm ll~e Property is discontinued or not carried oo io a reasonable maoner. Lender may take all steps necessary to protecl l.ender's security interest in dm Properly, including completion of the coustruction. 11. ASSIGNMENT OF LEASES AND RENTS. Mortgagor in'evocably grams, bargains, conveys, morlgages ami warrauts to Lender as additional security all the right, tide aod interest in aod lo any and all existing or fi, lure leases, subleases, a,,d any other written or verbal agreements for the use and occupancy of a,,y pu,'lion of fl,e Properly. includiug any exteosions. renewals, modifications or substitutions of such agreements (all reR'rred to as "Leases") and reuts, issues and profits (all referred to as "Rents"). Mortgagor will promplly provide Lender will, true ami correct copies of all existing and [ilture Leases. Mortgagor may collect, receive, enjoy and nsc the Re,its so long as l¥1o,lgltgor is not in defgnll onder the lerms of this Securily h,slrmnent. Mortgagor agrees that this assignment is immediately effective betweet lie parties to this Security lostrumeot Mm'teaeor agrees that tins ass~gnmeul ~s effective as 1o tlurd parties when Lender akes i llrmalive action prescribed by law, aud lbai this assignment will remain in eft~cl duriog any redemption period unlil Ihe Secured Debt is satisfied. Morlgagor agrees dial Lender may take actual possession of the propei'ty without the necessity of commencing legal aclion and dial aclual possession ts deemed to occur when Leuder or tls a enl noUfies Mini a ~o~ ol del mit and demaods that an tenant ~a '. ~. " ' ' ' g ' ' ' 'g g ' ' "; ..... Y ~ ' I'yaltfidm'e Reuts directly to Lender. On receiviug nolice al' dehult, Morlgagor will emlorse and deliver to Leoder auy paymenl of Renls in Morlgagor's possession and will receive any Rents in trust for Lender iflld will not commingle the Renli &illh any oilier lmnls. Any amounts collecled will be applied as provided in this Securily ]nsll'lllllelll. Mortgagor warranls that no ddhull exisls trader the Leases or aoy applicable lamllord/tenant law. Mortgagor also agrees Io nlainlain aud require any tenanl to comply with terms of the Leases aod applicable law. 12. LEASEHOLDS; CONDOMINIUMS; PLANNED UNIT DEVEL~.~I'IXlI-;NTS. Mortgagor agrees to comply with the provisions of aoy lease if this Security Instrument is on a leasehohl. If the t roperty inchtdes a mdt iu a condonduium or a planned unit development. Mortgagor will perform all of Morlgagm"s dr,lies t,,,der the covenanls, by-laws, or regulalimls of the condonfinimn or planned unit develop,uent. 13. DEFAULT. Mortgagor will be in default if any party obligated ou Ibc Secured Debt fails Ul make payment when due. Mortgagor will be in defaull if a breach occurs under the lerms of lhis Setmity h,strumenl or any other document execuled the purpose of creating, securiug or guarantyiog the Secured Debt. A good failb belief by Lemler ibat Lemler at any time is insecure with respect to any person or entity obligated on tim Secured Dr, hi o,' Il,al tim prospecl of arty paymenl ol tim vah,e of lite Property is i,npaired shall alio constitute au event of default. 14. REMEDIES ON DEFAULT. Iu some instances, federal and slate law will reqt,ire Leoder to provide lVlorlgagor wilb ,mtice of the right to cure or other notices and may establish time schedules ti,' foreclosure actions. Subject ltl these limilations, il' any, Lender may accelerate tbe Secured Debt and foreclose ibis Security [ush'umenl in a mature,' pluvided by law il' Morlgagor is in dehult. At the option of Lender, all or any part of lite agreed fees a,,~d charges, accruml inleresl aod principal shall become immedialely due and payable, after giviug notice it' required by law, upon the occurreuce of a dehult or anytime thereafler. [u addilion, Lender snail be entitled to all lite remedies provided by law, the te,',ns ~Jf ibc Secured Debt, this Security Insmunent and ali), related documenls iucludiog, withont limitation, the power to sell the l'ralm,'ty. All remedies are distincl, cuumlative aud not exclusive, and the Lender is entitled to all remedies provided at law o,' equity, whedmr or ,lot expressly set lbrdL The acceptance by Lender of any stun in paymeot or partial payment on the Secured Debt after the balance is due or is accelerated or alter foreclosure proceediugs are filed shall not constitute a waiver of Llmder's right to require complete cure of auy existing default. By not exercising any remedy on Mortgagor's default, Lender d~ms m~t waive Lender's right Io litter consider the evenl a defimlt if it conlioues or l,appens again. 15. EXPENSES; ADVANCES ON COVENANTS; ATTORNEYS' FEI:S; COI.IAZ;CTION COSTS. Except when prohibited by law, Mortgagor agrees to pay all of Lender's expenses it' Mortgagm h~eacbes auy covenant in this Security lnstrun,ent. Mortgagor will also pay on dmnand any amount incurred by Lender for iusuring, inspecliug, preserving or olberwise 1994 Bankers Systems, inc.. Sir. Cloud, MN Form USB-REMI'G-WY 91512001 (pa ~ of 5) 0 .99 protecting the Property and Lender's security interest. These expenses will bear interest fi'om the (late of tile payment uulil paid iu fidl at the highest interest rate in ell'ecl as provided in the lerms of Ihe Secm'ed Debt. Morlgagor agrees ~o pay all costs and expenses incm'red by Lender in collecling, entbrcing or protecting Lender's rigbls and remedies under this Security lnslrmneui. This amount may include, b,t is not limiled to, reasonable allorneys' l'ces tonrl cos[s and other legal exl}enses This amounl does not include attorneys' fees for a salaried employee of ih~ Lanier. 'l~'bis Secnril3'. lnstrumeul ][~all rfimaiu }n effect tmlil released. Mortgagor agrees 1o pay for any recordation costs of such relei~se. 16. ENVIRONMENTAL LAWS AND IIAZARDOUS SUBSTANCES. As ,seal in this section, (1) Environmental l,aw means, without limitation, Ihe Compreheosive Enviroomental Respoose, Compensalion lind Liahiliiy Act (CERCLA, 42 U.S.C. 9fi01 et seq.), aud all olher federal, stale and local laws, regulations, mdinances, court orders, allorney general opinions or interpretive letters concerning the public health, sal~ty, welfare, envi~m,nent or a hazardous subslance; and (2) Ilazarttous Suhstauce means any toxic, radioactive m' hazardous material, waste, pollulanl or contandnant which has characiel'iSlics which render the snbstance dangerons or potentially dangerous to the lmblic bealtl~, sat~ty, wellhre or environment. The term includes, withoul limitation, any substances defined as "hazardons malcrial," "loxic substances," "hazardons wasle" or "hazardous substance" under any Envirmnnenlal Law. Mortgagor represents, warrants and agrees that: A. Except as previously disclosed and acknowledged in wriling Io Lender, no Hazardous Substance is or will he h)cated, stored or released on or in the Property. This restriction does not al}ldy lo small quanlities of ltazardons Subshmces lhal are generally recognized to be appropriate tbr the normal use and mainlemmce of the Properly. B. Except as previously disclosed and acknowledged in writing to Lender, Mortgagor and every lenant have heen, are, and shall remain in full compliance with any applicable Environnmmltl Law. C. Mortgagor shall immediately notify Lender if a release or lhrealcned release of a Hazardous Snbslance occurs on, nmler or about lbe Property or there is a violation of any Environmemld Law concerniug the Property. In such an event, Mortgagor shall take all necessary remedial action in accordance wilb any Enviromnental Law. D. Morlgagor shall immediately noilly Lender in writing as soon as Mm'lgagor has reason to believe there is any pending nr lhreatened investigation, claim, or proceeding relating Io Ihe release or Ihreateued release of any Hazardous gubslance or lhe violation of any Environmental Law. 17. CONDEMNATION. Mortgagor will give Lender prompt notice of any pending or threatened action, by privale or lmhlic eumies to purchase or take any or all of the Property through coudemm~(im~, crotn-chi domain, or any other means. Morlgagor antborizes Lender Io intervene in Mortgagm"s name in any of the above described actions or claims. Morlgagor assigns Lender the proceeds of any award or claim for damages connected with a comlenmalion or other taking o1' all or any part o1' Property. Such proceeds shall be considered payments and will be ;~pplied as ln'ovided in this 5ecm'ily lnstrnntent. This assignment of proceeds is subject to lbe terms olanY prior mortgage, dcctl of trnsl, secnrity agreement or olher lien ducumenl. 18. INSURANCE. Mortgagor shall keep Property insured against loss by Ibc, tlood, theft and other hazards and risks reasmtably associated wilh lite Properly due to its type and locatiou. This insnranct, ~hall be maintained iu lhe amounls aud lbr ihe periods that Lender reqnires. The insurance carrier providing the insnrance si ~ be t: osm by Mortgagor subject Io Leuder's approval, which shall not be unreasooably withheld If Mortgagor hils to n t;i~ I e ~overage described above Iender may Lender's option, obtain coverage to protect Lender's righls in tim Propt~rly according to the lerms of lhis Security lnslrmuenl. All insurance policies and renewals:shall be acceptable to Lender and sb:dl inclnde a standard "morlgage clause" aud, where applicable, "loss payee clause." Mortgagor shall ilnmediately notit~ [~emlcr o1' cancellation or lermination of the i,sm'ance. Lender shall have the righl to hold the policies and renewals. If Lender rctltlires, Morlgagor shall immediately give lo Lender all receipts of paid preminms and renewal notices. Upon loss, Morlgagm' shall give immediate notice lo lhe insurance carrier ami Lender. Lender may make proof of loss if not made immediafely b5 Mmtgagor. Unless otherwise agreed iu wriling, all insurance proceeds shall be al~plied to ihe restoration or repair of the Property or Io the Secured Debt, whether or not then due, at Lender's option. Any al~plicali~m of proceeds Io principal shall uot exteud postpone the dne date of Ihe scheduled payment nor change the ammmt of any payment. Any excess will he paid m the Mortgagor. If the Property is acqnired by Lender, Morlgagor's rigbl to m~y insm'ance policies and pruceeds resulliug fimo damage lo the Property before ihe acquisition shall pass to Lender to dm cxlelll of the Secm'ed Debt immediately belBre the acquisilion. 19. ESCROW FOR TAXES AND INSURANCE. Unless otherwise provided in a separale agreement, Morlgagor wilt nol be required io pay to Lender funds for taxes and insurance in escrow. 20. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Mm-lgagor will provide to Eender upou request, any financial statement or information Leuder may deem reasonably necessary. Mortgagor agrees lo sign, deliver, aud l]le any additional documents or certifications that Lender may consider necessary to peri, ct. conlinue, and preserve Morlgagor's obligalions nnder this Security lnstrmnent and Lender's lien status on the Prt~perty. 5~48572 (p~5) .... ~ - 1994 ~ankers Systems, inc., St. Cloud, MN Form USB-REMTG-WY91512001 ~~I 0 2: 0 0 ALL-PURPOSE ACKNOWLEI)GEMENT STATE OF COUNTY OF ACCOUNT# On before me, , a Nota[y Public, personally appeared, , &f,4..~tO.- c.{/ [_. /~-[.-;l.t)fiO.4) I (SIGNERS) personally known to me OR __ proved to me on the basis of satishtctory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that h.e/she/they executed the same in his/heWtheir authorized capacity(i es), and that by his/her/their signam re(s) o n the instrument the person(s), or the entity upon behalf of the which the person(s) acted, executed the instrument. WITNESS my hand and official seal. 0 01 21. JOINT AND INDI'VIDUAL LIABILITY; CO-SIGNERS; SUCCESS()RS AN[) ASSIGNS BOUND. All duties under lids Security InsU'umenl arejoiut and individual. If Mmtgagor signs this Sectu'ily htslrtnneul but does not sign an evidence of debt, Mortgagor does so ouly lo nmrtgage Mortgagors inle~est in the Prop6rty 1o secure paymeu of lbe Secured Debl and Morlgagor does not agree to be personally liable on the Secured Debt. If Ibis Security luslrumenl secures a guaranly between Lender and Mortgagor, Mortgagor agrees to waive any rights' Ihat may prevent Leuder fi'om briuging any action or claim againsl Mortgagor or any party indebled under tbe obligation. These ~igbls lnay iuchule, but are not limited to, any ami-deficieucy or one-actiou laws. Mortgagor agrees thai Lender aud any parly lo Ibis Security lnshmnent may exteml, modify or make auy change iu the terms of ibis aecurity Inslrumeol or any evidence of debt wilboui Morlgagor's consenl. Such 'a change will not release Mortgagor t¥om Ihe terms of this Security lnslrumeut. The duties and benefils of this Security lnsUmnent shall bind and beuefit the successors and assigns of Mortgagm ami Lender. 22. APPLICABLE LAW; SEVERABILITY; INTERPRETATION. This Secm'ily Iuslrmnenl is governed by Ibe laws of Ibe ~pl'isdictiou iu which Lender is located, except to the exteut odmrwise ~equired by ibe laws of ll~e jurisdiclion where tim rroperfy is localed. This Security Instrmnenl is complete aud fully inleg~aled. This Security Instrument may uot be amended or modified by oral agreement Any section in this Security Instrumenl allacbments or any a~reement relaled to the Secured Debt lhat coufl~cts w~th apphcable law wall uot be effecuve, unless ba law expressly or impliedly perm ts the variations by wrillen agreement. If any section of tbis Security lnslrumeul cannol be eltfiirced according to its lernls, dial section will be severed and will not affecl the enforceability of the remainder of tl~is St'curtly htstrmnent. Whenever used, the singular shall include lhe plural and the plural the singular. The captions and headings of the sections of Ibis Security htslrument are l~u' couvenience only and are not to be used to inlerprel or define the terms rd' Ibis gecurity lnstrmneul. Time is of the esseuce iu Ibis Security lnstrmneu/. 23. NOTICE. Unless olbe~ise required by law, any notice shall be given by delivering it or by mailing it by firsl class mail lo the appropriate park's address on page I of this Security Instrument, or to auy olher address designaled in writiug. Notice to one mortgagor will be dee~ned Io be notice to all morlgagors. 24. WAIVERS. Except to the extent prohibited by law, Mortgagor waives any rigbl regardiug the marshalling of liens ami assets and all homestead exe~nption rights relating to the Property. 25. OTHER TERMS. If checked, the following are applicable to Ibis Sectuity lnslrmneut: Line of Credit. The Secured Debt includes a revolviug line of credit provisimt. Although Ibc Secured Debt may be reduced to a zero balance, this Security lnstrumeut will remain in effect until released. Construction Loan. This Security Instrument secures an obligalion incurred for tbe constructiuu of an improvement ou tbe Property. Fixture Filing Mortgagor grants to Lender a security interesl in all goods thai Mortgagor owns uow or iu !l~e thture and thai are or will become fixtures related to the Property. This Security Instrumenl suffices as a lioancing slatement and any carbon, photographic or otber reproduclion may be filed of record lin' purposes of Arlicle 9 of the Unilbrm Couunercial Code. Riders. The ~'ovenants and agreemeuts of eacb of the riders checked below are incorporated iulo and supplemenl and ameud the terms of ibis Security lnslrument. [Check all applicabh~ boxes} Coudominium Rider Planned Uuit Development Rider Olber Additional Terms. SIGNATURES: By signiug below, Mortgagor agrees to the terms and coveulmls contained in this Security lnstrmue,t and in any attachments. Mortgagor also ackuowledges receip?f a copy of lids S{~u.dly Instrument on tl~ date slated ou page 1. ACKNOWLEDGMENT: ~, , ~ -- . ~a s,xr ............ county of ....... ........................ ""a'~a"~" Tbis instn,meot was acknowledged before me this ...... ~)~ff ..... day of ...'~'.'~.&{::~ .... O~d,)O~]: ............ by LARRY L HINTON AND DONNA F HINTON -- ~ m - .......................................................................... ?'1 "~t ....................................................... My coo,mission expires: //1/,//, ~ '~' '//" (Nolary ~blic} / ............................ 1994 Bankers Systems, inc., St. Cloud, MN Fo[m USfl-R£MTG-WY 9/5/2001 .5748572 (page 5 of 5) EXHIBIT A SITUATED IN THE COUNTY OF LINCOLN AND STATE OF WYOMING: LOT NINE (9) OF BLOCK EIGHT (8), LINCOLN HEIGHTS 4TH SUBDIVISION TO THE TOWN OF KEMMERER. Permanent Parcel Number: 21162320505900 LAWRENCE L. HINTON AND DONNA F. HINTON, HUSBAND AND WIFE 1140 CANYON ROAD, KEMMERER WY 83101 Loan Reference Number : 20041480950260/510748460 First American Order No: 5748572 Identifier: ELS