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HomeMy WebLinkAbout905286Recording requested by: Wells Fargo Bank, N.A. Whenrecordedre[urnto: Wells Fargo Bank,'N.A. P O. BOX 31553 8 LLINGS, MT 59107 DOCUMENT MANAGEMENT RECEIVED 12/15/2004 at 11:18 AM RECEIVING # 905286 BOOK: 574 PAGE: 889 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY 'State of Wyomlng- . . Sp:,'c fl,,ye This Line For Recording Data- REFERENCE #: 20042967200442 ACCOUNT #: 0654-654-0613035- MORTGA(; (With Future Advance DATE AND PARTIES. The date of thiS Mortgage (''Security Instrm~cnt") is 11 / 17 / 2004 and the parties, their addresses and tax identification numbers, if rcq~i re'el, a re as follows: MORTGAGOR: DALE D AULLMAN, JR. AKA DALE DAV D AULLMAN, Jf~ AND FAYE E. AULLMAN, HUSBAND AND WIFE, AS JO NT TENANTS WI]-H FULL i~iL;}II-S OF SURVIVORSHIP 0889 [] ffchecked, refer to the aRached Addendum inco~orated herein, I~ ;Mditio~ml Mortgagors their signa~res and acknowledgmems. LENDER: Wells Fargo Bank, N.A. P. 0. BOX 31557 BILLINGS, MT 5910~ CONVEYANCE. For good and valuable consideration, the receipl :~cl su~ciency of which is acknowledged, and to secure the Secured Debt (defined below) and Mortgager's performance mMcr Ihis Secu~ty Instrument, Mortgagor grants, bargains, conveys, mortgages and wa~ants to LendeL with power of sale, the ~1 h~xx ins described property: E 112 3 1/2 NW 1/4 OF SECTION 25, T 34N, R 119 w OTH ~ M., WYOMING, CONSIST NG OF 40 ACERS, MORE OR LESS, TOGETHER ¢. ~ ALL WATER RIGHTS AND OIL, GAS, AND MINERAL RIGHTS ASSOCIATED THEREWl ' AND ALL IMPROVEMENTS AND APPURTENANCES THEREON. EXCEPTING AND RESERVING -I~OM THE FOREGOING THE FOLLOWING TRACT OF LAND; BEGINNING AT THE SOUTt]WEST CORNER OF THE E 112 E 1/2 NW 1/4 OF SECTION 25, T 3 N, R 119 W, 6TH ~¢ u wYOMING, AND RUNNING THENCE NORTH, ALONG THE WEST BOUNDARY OF SAID [: 1¢~ E 1/2 NW 1/4, 460.69 FEET. THENCE EAST 466 69 FEET, THENCE SAID E 1 ~ £ '~2 NW 1/4, THENCE WEST ALONG SAID SOUTH BOUNDARY, 406.09 FEET, MORE OR ESS. TO THE POINT OF BEGINNING; CONTAINING 5.0 ACRES, MORE OR LESS, OOE-dER WITH WATER R~GHTS AND MPROVEMENTS AND ASSOCIATED OIL, GAS, AND M NERAL RIGHTS, AND GRANTING UNTO THE GRANTEES, A UNOBSTRUCTED 30 FOOT RIGH ~-WAY ALONG EXISTING FENCE ON SOUTH BOUNDARY. The property is located in L I NCOLN at: 241 BOX LAZY J RANCH ROAD ~E, WY 8312-/0153 and parcel number of 12-3419-25-2-00-176. O0 together with all fights, easements, appurtenances, royalties, mineral rights, oil and gas fights, all water :md riparian rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacemcm~ that may no~v or at any time in the future be part of the real estate described above (all referred to as "Property"). MAXIMUM OBLIGATION LIMIT. The total principal amount ~c. cm'cd by this Security Instrument at any one time shall not exceed $ 40,000. O0 . This limitation of amount does nol m~'hM¢ interest and other fees and charges validly made pursuant to this Security Instrument. Also, this limitation does m~ :q,ply to advances made under the terms of this Security Instrument to protect Lender's security and to perform any of the cox cnam s COnlained in this Security Instrument. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt' is defined as follows: EQ150A (10/2003) 7 A. Debt incurred under the terms of the promissory note, revel ring line of credit, contract, guaranty'Dr"othe~evi{lbflce of debt dated 11 I 1 -/! 2004 together with all amendments, extensions, modifications and renewals, and having a maturity date of 11 / 1 -//2044 B. All future advances from Lender to Mortgagor under such evidence of debt. All future advances are secured as if made on the date of this Security Instrmnent. Nothing in this Sect.'ity Agreement shall constitute a commitment to make additional oF future loans or advances which exceed the amomll shown in Section 3. Any such commitment must be agreed to in a separate writing. C. All sums advanced and expenses incurred by Lender for ins,ring, preserving, or otherwise protecting the Property and its value and any other sums advanced and expenses incurred by Lender under the terms of this Security Instrument. PAYMENTS. Mortgagor agrees that all payments nnder the Secured Debt will be paid when due and in accordance with the terms of the Secured Debt and this Security Instrument. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or other lien document that created a prior security interest or encumbrance on thc Propcrly, Mortgagor agrees: A. To make all payments when due and to perform or comply ~ ilh all covenants. B. To promptly deliver to Lender any notices that Mortgagor receives from the holder. C. Not to allow any modification or extension of, nor to requcsl an)' future advances under any note or agreement secured by the lien document without Lender's prior written consent. CLAIMS AGAINST TITLE. Mortgagor will pay all taxes, assessmcms, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Lender ma) require Mortgagor to provide to Lender copies of all notices that such amounts are due and the receipls evidencing Mortgager's payment. Mortgagor will defend title to the Property against any claims that would impair the lien of the Security Instrumcnl. Mortgagor agrees to assign to Lender, as requested by Lender, any rights, claims or defenses Mortgagor luay have against part ~cs who supply labor or materials to maintain or improve the Property. DUE ON SALE OR ENCUMBRANCE. Upon sale, transfer, hypothecation, assignment or encumbrance, whether voluntary, involuntary, or by operation of law, of all or any part of the Properl3 or a, ¥ interest therein, then at its sole option, Lender may, by written notice to Mortgagor, declare all obligations secured hercbx immediately due and payable, except to the extent that such acceleration for and in such particular circumstances where exercise of such a right by Lender is prohibited by law: 9. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mortgagor will keep the Property in good condition and make all repairs that are reasonably necessary. Mortgagor shall no~ commil or allow any waste, impairment, or deterioration of the Property. Mortgagor will keep the Property free of noxious x~cccls and grasses. Mortgagor agrees that the nature of the occupancy and use will not substantially change without Lender's prim' written consent. Mortgagor will not permit any change in any license, restrictive covenant or easement without Lender's prior written consent. Mortgagor will notify Lender of all demands, proceedings, claims, and actions against Mortgagor, and of any loss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter thc Property at any reasonable time for the purpose of inspecting the Property. Lender shall give Mortgagor notice at the time of or before an inspection specifying a reasonable purpose for the inspection. Any inspection of the Property shall be entirely for Lender's benefit and Mortgagor will in no way rely on Lender's inspection. 10. AUTHORITY TO PERFORM. If Mortgagor fails to perform a.', duty or any of the covenants contained in this Security Instrument, Lender may, without notice, perform or cause them to bc pcrl'ormed. Mortgagor appoints Lender as attorney in fact to sign Mortgager's name or pay any amount necessary for perform,nee. Lender's right to perform for Mortgagor shall not create an obligation to perform, and Lender's failure to perform will m~t l~reclude Lender from exercising any of Lender's other rights under the law or this Security Instrument. If any construction on the Property is discontinued or not carried on in a reasonable manner, Lender may take all steps necessary to prolccl Lender's security interest in the Property, including completion of the construction. 11. ASSIGNMENT OF LEASES AND RENTS. Mortgagor irrevocably grants, bargains, conveys, mortgages and warrants to Lender as additional security all the right, title and to any and all existing or future leases, subleases, and any other written or verbal agreements for the use and occupancy of any portion of the Property, including any extensions, renewals, modifications or substitutions of such agreements (all referred to tls "Leases") and rents, issnes and profits (all referred to as "Rents"). Mortgagor will promptly provide Lender with true and correct copies of all exisling and future Leases. Mortgagor may collect, receive, enjoy and use the Rents so long as Mortgagor is not in default under rte Icrms of this Security Instrument. Mortgagor agrees that this assignment is immediately effective betwcc, ~llc parties to this Security Instrument Mortgagor agrees that this assignment is effective as to third parties when Lender takes affirmative action prescribed by law, and that this assignment will remain in effect during any redemption period until ~l~c Secured Debt is satisfied. Mortgagor agrees that Lender may take actual possession of the property without the necessity or commencing legal action and that actual possession is deemed to occur when Lender, or its agent, nolifies Mortgagor of dcfindt and demands that any tenant pay all future Rents directly to Lender. On receiving notice of defanlt, Mortgagor will endorse and deliver to Lender any payment of l~ents in Mortgager's possession and will receive any Rents in trust for Lender and will not commingle the Rents with any other funds. Any amounts collected will be applied as provided in this Security Instrument. Mortgagor warrants that no default exists under 1'!;F'i~'.' '_..,~,.. '.. ~ EQ150B (10/ the Leases or any applicable landlord/tenant law. Mortgagor also agrees Io maintain and require any tenant to comply with the terms of the Leases and applicable law. 12. LEASEHOLDS; CONDOMINIUMS; PLANNED UNIT DEVI,]I,OPMENTS. Mortgagor agrees to comply with the provisions of any lease ff this Security Instrument is on a leasehold. Il'Ibc property is a unit in a Condominium Project or is part of a Planned Unit Development ("PUD"), Mortgagor agrees to the folk~xxing: A. Obligations. Mortgagor shall perform all of Mortgagoz'~ obligations under the Constituent Documents. The "Constituent Documents" are the: (i) Declaration or any other documcnl/vhich creates the Condominium Projects or PUD and any homeowners association or equivalent entity ("Owners Associa!io~C). (ii) by-laws; (iii) code of regulations; and (iv] other equivalent documents, Mortgagor shall promptly pay, when due, all d,cs and assessments imposed pursuant to the Constituent Documents. B. Hazard Insurance. So long as the Owners Association m:linlaius, with a generally accepted insurance carrier, a "master" or "blanket" policy on the Condominium Project or PUD ii hich is satisfactory to Lender and which provides insurance coverage in the amounts, for the periods, and against the hazards Lender requires, including fire and hazards included within the term "extended coverage," then Mortgagor's obligation under ~cction 19 to maintain hazard insurance coverage on the Property is deemed satisfied to the .extent that the required coverage ts provided by the Owner's Association policy. Mortgagor shall give Lender prompt notice of any lapse in required hazard insm':mcc coverage. In the event of a distribution of hazard insurance proceeds in lieu of restoration or repair following a loss to I'roperty, whether to the unit or to common elements, any proceeds payable to Mortgagor are hereby assigned and shall be paid ~o Lender for application to the sums secured by this Security Instrument, with any excess paid to Mortgagor. C. Flood Insurance. Mortgagor agrees to maintain flood insu,",mce for the life of the Secured Debt which is acceptable, as to form, amount and extent of coverage to Lender, D. Public Liability Insurance. Mortgagor shall take such ',~c~ions as may be reasonable to insure that the Owners Association maintains a public liability insurance policy acceptable ~n form, amount, and extent of coverage to Lender. E. Condemnation. The proceeds of any award or claim for d:mmgcs, direct or consequential, payable to Mortgagor in connection with any condemnation or other taking of all or any p:,'~ o1' Ih¢ Property, whether of the unit or of the common elements, or for any conveyance in lieu of condemnation, are hereb)' assigned and shall be paid to Lender. Such proceeds shall be applied by Lender to the sums secured by the Security Instrument ;~s provided in Section 18. F. Lender's Prior Consent. Mortgagor shall not, except after ,oticc ~o Lender and with Lender's prior written consent, either partition or subdivide the Property or consent to: (i) the abamltmment or termination of the Condominium Project or PUD, except for abandonment or termination required by law in the case of substantial destruction by fire or other casualty or in the case of a taking by condemnation or eminent domain; (ii) any amc~dment to any provision of the Constituent Documents if the provision is for the express benefit of Lender; (iii) termination of professional management and assumption of self- management by the Owners Association; or (iv) any action which /~o,ld have the effect of rendering the public liability insurance coverage maintained by the Owners Association unacceptable to l.cnder. G. Remedies. If Mortgagor does not pay condominium or PUD dues and assessments when due, then Lender may pay them. Any amounts disbursed by Lender under this section shall become ',tdditional debt of Mortgagor secured by this Security Instrument. Unless Mortgagor and Lender agree to other terms of pa.~'mcnt, these amounts shall bear interest from the date of disbursement at the Secured Debt rate and shall be payable, with interest, upon notice from Lender to Mortgagor requesting payment. 13. DEFAULT. Mortgagor will be in default if any party obligated o~ the Secured Debt fails to make payment when due. Mortgagor will be in default if a breach occurs under the terms of this .qccurity Instrument or any other document executed for the purpose of creating, securing or guarantying the Secured Debt..;\ good faith belief by Lender that Lender at any time is insecure with respect to any person or entity obligated on the Securcd Debt or that the prospect of any payment or the value of the Property is impaired shall also constitute an event of default. 14. REMEDIES ON DEFAULT. In some instances, federal and state l:m xxill require Lender to provide Mortgagor with notice of the right to cure or other notices and may establish time schedules fi~r foreclosure actions. Subject to these limitations, if any, Lender may accelerate the Secured Debt and foreclose this Security laq rument in a manner provided by law if Mortgagor is in default. At the option of Lender, all or any part of the agreed fees and charges, accrttcd interest and principal shall become immediately due and payable, after giving notice if required by law, upon the oc~:m'rcnce of a default or anytime thereafter. In addition, Lender shall be entitled to all the remedies provided by law, :the terms of the Secured Debt, this Security Instrument and any related documents, including without limitation, the power to sell Iht Property. All remedies are distinct, cumulative and not exclusive, and the Lender is entitled to all remedies provided at l;m or equity, whether or not expressly set forth. The acceptance by Lender of any sum in payment or partial payment on lho ~ccured Debt after the balance is due or is accelerated or after foreclosure proceedings are filed shall not constitute a waiver t~t' [.cnder's right to require complete cure of any existing default. By not exercising any remedy on Mortgagor's default, Lender does not waive Lender's right to later consider the event a default if it continues or happens again. ' 89 EXPENSES; ADVANCES ON COVENANTS; ATTORNEYS' FE E~q; COLLECTION COSTS. Except when prohibited by law, Mortgagor agrees to pay all of Lender's expenses if Mong:,L;,,~' breaches any Covenant in this Security Instrument. Mortgagor will also pay on demand any amount incurred by Lender Ikon' insuring, inspecting, preserving or otherwise protecting the Property and Lender's security interest. These expenses will bear interest from the date of the payment nntil paid in full at the highest interest rate in effect as provided in the terms of the Seem'cd Debt. Mortgagor agrees to pay all costs and expenses incurred by Lender in collecting, enforcing or protecting Lenders' i'iEllls and remedies under this Security Instrument. This amount may include, but is not limited to, attorneys' fees, court cosls. :,~d olher legal expenses. This amount does not include attorneys' fees for a salaried employee of the Lender. This Security I~sl rument shall remain in effect until released. Mortgagor agrees to pay for any recordation costs of such release. 16. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANcEs. As used in this section, (1) Environmental Law means, without limitation, the Comprehensive Environmental Response, Conq~cnsatiou and Liability Act (CERCLA, 42 U.S.C. 9601 et seq.), and all other federal, state and local laws, regulations, ordina~ccs, court orders, attorney general opinions or interpretive letters concerning the public health, safety, welfare, environment or ',t h:l/ardous substance; and (2) Hazardous Substance means any toxic, radioactive or hazardous material, waste, pollutant or c~,tlaminant which has characteristics which render the substance dangerous or potentially dangerous to the public health, s~ fcL~, welfare or environment. The term includes, without limitation, any substances defined as "hazardous material," "toxic sl~bstzmces,' "hazardous waste" or "hazardous substance', under any Environmental Lawl Mortgagor represents, warrants and agrees that: A. Except as previously disclosed and acknowledged in writing to l~cnder, no Hazardous Substance is or will be located, stored or released on or in the Property. This restriction docs not apply to small quantities of Hazardous Substances that are generally recognized to be appropriate for the norm;d usc and maintenance of the Property. B. Except as previously disclosed and acknowledged in writing to l~cndcr, Mortgagor and every tenant have been, are, and shall remain in full compliance with any applicable Environnlcntal Law. C. Mortgagor shall immediately notify Lender ff a release or tlu'c',~tcned release of a Hazardous Substance occurs on, under or about the Property or there is a violation of any'Envir(n,ncntal Law concerning the Property. In such an event, Mortgagor shall take all necessary remedial action in accord:~c'c with any Environmental Law. D. Mortgagor shall immediately notify Lender in writing as soo~ as Mortgagor has reason to believe there is any pending or threatened investigation, claim, or proceeding relating lo Iht release or threatened release of any Hazardous Substance or the violation of any Environmental Law. 17. CONDEMNATION. Mortgagor will give Lender prompt notice of any pending or threatened action, by private or public entities to purchase or take any or all of the Property through condemn n:~lion, eminent domain, or any other means. Mortgagor authorizes Lender to intervene in Mortgagor' name in any of the ~d~ovc described actions or claims. Mortgagor assigns to Lender the proceeds of any award or claim for damages connected xx i~ h a condemnation or other taking of all or any part of the Property. Such proceeds shall be considered payments and will bc applied as provided in this Security Instrument. This assignment of proceeds is subject to the terms of any prior mortgage, dccd oC I rust, security agreement or other lien document. 18. INSURANCE. Mortgagor shall keep Property insured against loss b.~ ill'c, flood, theft and other hazards and risks reasonably associated with the Property due to its type and location. This insur:~cc shall be maintained in the amounts and for the periods that Lender requires. The insurance carrier providing the insurance .shall be chosen by Mortgagor subject to Lender's approval, which shall not be unreasonably withheld. If Mortgagor fails to main~:~in Ire coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property acco~dillg lo the terms of this Security Instrument. All insurance policies and renewals shall be acceptable to Lender and shall include a standard "mortgage clause" and, where applicable, "loss payee clause." Mortgagor shall immediately notifx l.¢ader of cancellation or termination of the insurance. Lender shall have the right to hold the policies and renewals. If Lc~tlcl requires, Mortgagor shall immediately give to Lender all receipts of paid premiums and renewal notices. Upon loss, Mo~'t~,.:~gor shall give immediate notice to the insurance carrier and Lender. Lender may make proof of loss if not made immediatel) by Mortgagor. Unless otherwise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the Property or to the SeCured Debt, whether or not then due, at Lender's option. Any applic:~tion o f proceeds to principal shall not extend or postpone the due date of the scheduled payment nor change the amount of any payment. Any excess will be paid to MortgagOr. If the Property is acquired by Lender, Mortgagor's right to any insurance policics and proceeds resulting from damage to the Property before the acquisition shall pass to Lender to the extent of the Secured I)cbl immediately before the acquisition. 19. ESCROW FOR TAXES AND INSURANCE. Unless otherwise l~ovided in a separate agreement, Mortgagor will not be required to pay to Lender funds for taxes and insurance in escrow. 20. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Mortgagor will provide to Lender upon request, any financial statement or information Lender may deem reasonably necessary'. Mortgagor agrees to sign, deliver, and file any additional documents or certifications that Lender may consider necessary to perfect, continue, and preserve Mortgagor's obligations under this Security Instrument and Lender's lien status on t lie Property. 21. JOINT AND INDIVIDUAL LIABILITY; CO-SIGNERS; SUCC EhSORS AND ASSIGNS BOUND. All duties under this Security Instrument are joint and individual. If Mortgagor signs this %curity Instrument but does not sign an evidence of debt, Mortgagor does so only to mortgage Mortgagor's interest in the Propcn.~ lo secure payment of the Secured Debt and Mortgagor does not agree to be personally liable on the Secured Debt. If this Secm'iLv Instrument secures a guaranty between Lender and Mortgagor, Mortgagor agrees to waive any rights that may prevent I_.cmlc r from bringing any action or claim against Mortgagor or any party indebted under the obligation. These rights may include, bul are not limited to, any anti-deficiency or one-action laws. Mortgagor agrees that Lender and any party to this Security Insh'ument may extend, modify or make any change in the terms of this' Security Instrument or any evidence of debt withoul Mmlgagor's consent. Such a change will not release Mortgagor from the terms of this Security Instrument. The duties and bcncfi~s of this Security Instrument shall bind and benefit the successors and assigns of Mortgagur and Lender. 22. APPLICABLE LAW; SEVERABILIT¥; INTERPRETATION. Th i~ Security Instrument is governed by the laws of the jurisdiction in which the Property is located, except to the extent othem i~c required by the laws of the jurisdiction where the Property is located. This Security Instrument is complete and fully imegra1¢d. This Security Instrument may not be amended of modified by oral agreement. Any section in this Security Instrumem. m mchments, or any agreement related to the Secured Debt that conflicts with applicable law will not be effective, unless that hm expressly or impliodly permits the variations by written agreement, ff any section of this Security Instrument cannot be enforced according to its terms, that section will be severed and will not affect the enforceability of the remainder of this Security Inqrmnem. Whenever used, the singular shall include the plural and the plural the singular. The captions and headings of Ibc ~ccliO~lS of ~his Security Instrument are for convenience only and are not to be used to interpret or define the terms of this Sccurilv Instrmnent. Time is of the essence in this Security Instrument. ~3. NOTICE. Unless otherwise required by law, any notice shall be given h~ delivering it or by mailing it by first class mail to the appropriate party's address on page 1 of this Security Instrument, or as shown in Lender's records, or to any other address designated in writing. 24. WAIVERS. Except to the extent prohibited by law, Mortgagor waives an.~ right regarding the marshalling of liens and asse~s, and hereby releasing and waiving all fights under and by virtue of thc h~mleslcad exemption laws of this state. 25. OTItER TERMS. ffeheeked, the following are applicable to this Sccurib Instrument: Line of Credit. The Secured Debt includes a revolving linc of credi! provision. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain u cfi'ecl until released. Construction Loan. This Security Instrument secures an obligauon incurred for the construction of an improvement on the Property. ~ Fixture Filing. Mortgagor grants to Lender a security intcrcsl m all goods that Mortgagor owns now or in the future and that are or will become fixtures relates to the Propert5~. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction may bc filed of record for purposes of Article 9 of the Uniform Commercial Code. ~ Additional Terms. 26. RIDERS. If checked, the following are applicable to this Security Instrument. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amcmt ~h¢ terms of this Security Instrument. ~ Third Party Rider ~ Leasehold Rider ~ Other N / A SIGNATURES: By signing below, Mortgagor agrees to the terms and cox chants contained in this Security Instrument and in any attachments. Mortgagor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. DAEE D AULLMAF4, JR ,~.2" Mortgagor ~..J~-Y E ~-AUL LMAN Mortgagor //- Date Mortgagor Date Mortgagor Date Mortgagor Date EQ150E (10/2003) Mortgagor Date O~05~Sg ACAPS # ALL-PURPOSE ACKNOB"I, I:~ DGEMENT State of'"ff~4)-~ , L;ytt'.o].-~ County} ss: On A)0t/ /?t ~OOq beforeme, ~ .... ..~. ]w7 [-~ Personally known to me -OR- [ ] proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to mc that he/she/they executed the same in his/her/their authorized capacity(its), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrumcnt. WITNESS my hand and official seal. Signature: (~X'A h~d' ~~ Name (typed o[r printed) My Commission Expires: .3 ~ ~' q - O~ BEVERLY dOHIqSON · NOTKRY PUBLIC Coun~ of ~ state ot lay Commission Expires Mard~ 29, 2005 (notary seal)