HomeMy WebLinkAbout905545Recording requested by:
Well s Fargo Bank N.A.
Wells Fargo Equity Direct
526 Chapel Hills Drive
Colorado Springs, CO 80920
When recorded retumto:
Wells Fargo Bank N.A.
Wells Fargo Services
Consumer Loan Servicing
P.O. Box 31557
Billings, MT 59107
State of Wyoming
RECEIVED 12128/2004 at 4:20 PM
',~5CEIVING # 905545
B(~(]t<: 576 PAGE: 181
JEANNE WAGNER
LINCOI r,l COUNTY CLERK, KEMMERER, WY
this Line For Recording Date
MORTGAG IL 65066022581998
(With Future Advance
DATE AND PARTIES. The date of this Dccd ,q' Trust ("Security Instrument") is
23 December 2004 and the parties, thci~ :lddrcsses and tax identification numbers,
if required, are as follows:
MORTGAGOR:
GARY C WALKER, AND KIMBERLY S WALKER, HUSBAND AND WIFE
If checked, refer to the attached Addendum incorp, ,t :,tc.d herein, for additional Mortgagors their
signatures and acknowledgments.
LENDER: Wells Fargo Bank N.A. 420 Montgomery Street
San Francisco. CA 94104
CONVEYANCE. For good and valuable considerati,,~, thc receipt and sufficiency of which is
acknowledged, and to secure the Secured Debt (defined 13~.h~w) and Mortgagor's performance under
this Security Instrument, Mortgagor grants, bargains, c,,~xcys, mortgages and warrants to Lender,
with power of sale, the following described property:
See attached Exhibit A
The property is located in Li ncol n at 85 CEDAR DRIVE
(County) (Address)
STAR VALLEY RANCH , Wyoming 8312/-0000
(City) ~ /'
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Together with all rights, easements, appurtenances, rox:diics, mineral rights, oil and gas rights, all
water and riparian rights, ditches, and water stock :n~,l all existing and future improvements,
structures, fixtures, and replacements that may now or :,t :tnx time in the future be part of the real
estate described above (all referred to as "Property").
3. MAXIMUM OBLIGATION LIMIT. The total princip:n :tlllt~ttllt secured by this Security Instrument
at any one time shall not exceed $ 42,800.00 . This limitation of amount does not
include interest and other fees and charges validly made. i,tn'suclnt to this Security Instrument. Also,
this limitation does not apply to advances made under d~,. ~,'nns of this Security Instrument to protect
Lender's security and to perform any of the covenants ctmt:,incd in this Security Instrument.
4. SECURED DEBT AND FUTURE ADVANCES. The ~.~ ~ "Secured Debt" is defined as follows:
A. Debt incurred under the terms of the promiss,,~', n,~tc, revolving line of credit, contract,
guaranty or other evidence of debt dated 12/23/2.(l()4,,_,cthcr with all amendments, extensions,
modifications or renewals. The maturity date of thc ',~.ctn'cd Debt is 12/23/2044
B. All future advances from Lender to Mortgagor tlnt]t r ~tich evidence of debt. All future advances
are secured as if made on the date of this $ctt~itx Instrument. Nothing in this Security
Agreement shall constitute a commitment to make :Mditional or future loans or advances which
exceed the amount shown in Section 3. Any such ~,,~nmitlnCnt must be agreed to in a separate
writing.
C. All sums advanced and expenses incurred by lx.~tdcr for insuring, preserving or otherwise
protecting the Property and its value and any oth<.~ ~unas advanced and expenses incurred by
Lender under the terms of this Security Instrument.
5. PAY1V[ENTS. Mortgagor agrees that all payments undc~ linc Secured Debt will be paid when due and
in accordance with the terms of the Secured Debt and thi~ ';~,ctH-ity Instrument.
6. PRIOR SECURITY INTERESTS. With regard to ;t,~x {,thor mortgage, deed of trust, security
agreement or other lien document that created a pti,, security interest or encumbrance on the
Property, Mortgagor agrees:
A. To make all payments when due and to perform or ~',~tZtl)l5' with all covenants.
B. To promptly deliver to Lender any notices that M,}~ h::t~r receives from the holder.
C. Not to allow any modification or extension of, n~,~ t,, request any future advances under any
note or agreement secured by the lien document will~{ ,nt 1 .ender' s prior written consent.
7. CLAIMS AGAINST TITLE. Mortgagor will pay all t:~,,c~, :~sscssments, liens, encumbrances, lease
payments, ground rents, utilities, and other charges rcl:~ti~:~ to the Property when due. Lender may
require Mortgagor to provide to Lender copies of all nolit.~5 that such amounts are due and the receipts
evidencing Mortgagor's payment. Mortgagor will defe,ld title to the Property against any claims that
would impair the lien of the Security Instrument. Mortg<.'~,,r agrees to assign to Lender, as requested
by Lender, any rights, claims or defenses Mortgagor ln:n lmvc against parties who supply labor or
materials to maintain or improve the Property.
8. DUE ON SALE OR ENCUMBRANCE. Upon s:llc, transfer, hypothecation, assignment or
encumbrance, whether voluntary, involuntary, or by (q,crznion of law, of all or any part of the
Property or any interest therein, then at its sole option, I ,~ndcr may, by written notice to Mortgagor,
declare all obligations secured hereby immediately duc :tim payable, except to the extent that such
acceleration for and in such particular circumstances x~h~rc exercise of such a right by Lender is
prohibited by law.
9. PROPERTY CONDITION, ALTERATIONS AND t',SI'ECTION. Mortgagor will keep the
Property in good condition and make all repairs that :m ~cnsonably necessary. Mortgagor shall not
commit or allow any waste, impairment, or deteriorati~,n ,,1 thc Property. Mortgagor will keep the
Property free of noxious weeds and grasses. Mortgagor a~ tccs that the nature of the occupancy and use
will not substantially change without Lender's prior wri~l~.n consent. Mortgagor will not permit any
change in any license, restrictive covenant or easemc~:t without Lender's prior written consent.
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Mortgagor will notify Lender of all demands, proceedin? ~ Iztims, and actions against Mortgagor, and
of any loss or damage to the Property. Lender or Lender': :t.,.2, cllt$ may, at Lender's option, enter the
Property at any reasonable time for the purpose or' i~,.i,c.cting the Property. Lender shall give
Mortgagor notice at the time of or before an inspecti,,~ ~,t~c~ci[ving a reasonable purpose for the
inspection. Any inspection of the Property shall be entircl~, t,,r Lender's benefit and Mortgagor will in
no way rely on Lender's inspection.
10. AUTHORITY TO PERFORM. If Mortgagor fails tt~ t,~'t't'~)nn any duty or any of the covenants
contained in this Security Instrument, Lender may, xvitllt}nt m~tice, perform or cause them to be
performed. Mortgagor appoints Lender as attorney in l:~'l t(~ sign Mortgagor's name or pay any
amount necessary for performance. Lender's right to i,~'~,}nn for Mortgagor shall not create an
obligation to perform, and Lender's failure to perform xvil! ,~,,t preclude Lender from exercising any of
Lender's other rights under the law or this Security Insn-n~c'~t. If any construction on the Property is
discontinued or not carried on in a reasonable manner, I [.~,lcr may take all steps necessary to protect
Lender's security interest in the Property, including COml~L.ti~m {~f the construction.
11. ASSIGNMENT OF LEASES AND RENTS. Mort.,.2':~?~,~ irrevocably grants, bargains, conveys,
mortgages and warrants to Lender as additional security :dl thc right, title and to any and all existing
or future leases, subleases, and any other written or vcrl,:~l :t?rccments for the use and occupancy of
any portion of the Property, including any extensions, rcn.:,.x ~ls. modifications or substitutions of such
agreements (all referred to as "Leases") and rents, isst~,, ;tnd profits (all referred to as "Rents").
Mortgagor will promptly provide Lender with true and c,,~ ~.~ t Ct~l)ies of all existing and future LeaSes.
Mortgagor may collect, receive, enjoy and use the Rents :.,, h~n~2 as Mortgagor is not in default under
the terms of this Security Instrument. Mortgagor agrees tlnn Ihis assignment is immediately effective
between the parties to this Security Instrument. Mortgag~,~ :~,~ rccs that this assignment is effective as to
third parties when Lender takes affirmative action presc~ it~.d by law, and that this assignment will
remain in effect during any redemption period until thc 5;r,'~trcd Debt is satisfied. Mortgagor agrees
that Lender may take actual possession of the propert3 x~ ith,)ut the necessity of commencing legal
action and that actual possession is deemed to occur when I ~.ndCl-, or its agent, notifies Mortgagor of
default and demands that any tenant pay all future Rents di~'cctly to Lender. On receiving notice of
default, Mortgagor will endorse and deliver to Lentlc~ ',my payment of Rents in Mortgagor's
possession and will receive any Rents in trust for Lender :,~1 will not commingle the Rents with any
other funds. Any amounts collected will be applied as pr~,, idcd in this Security Instrument. Mortgagor
warrants that no default exists under the Leases or any apI,I ic',dqc landlord/tenant law. Mortgagor also
agrees to maintain and require any tenant to comply with tl~c. ~crms of the Leases and applicable law.
12. LEASEHOLDS; CONDOMINIUMS; PLANNED UNI'I' I}I,~\q~;LOPMENTS. Mortgagor agrees to
comply with the provisions of any lease if this Security In~,~ nnncnt is on a leasehold. If the property is
a unit in a Condominium Project or is part of a Plann~.d Unit Development ("PUD"), Mortgagor
agrees to the following:
A. Obligations. Mortgagor shall perform all of N,h,tttt:tuor's obligations under the Constituent
Documents. The "Constituent Documents" are thc: ~i) 1 )cclaration or any other document which
creates the Condominium Projects or PUD and an v l~}n ~c~wners association or equivalent entity
("Owners Association"); (ii) by-laws; (iii) code ,~1 regulations; and (iv) other equivalent
documents. Mortgagor shall promptly pay, whct~ duc, all dues and assessments imposed
pursuant to the Constituent Documents.
B. Hazard Insurance. So long as the Owners Ass{}ci:ni~m maintains, with a generally accepted
insurance carrier, a "master" or "blanket" policy on tl~. Condominium Project or PUD which is
satisfactory to Lender and which provides insuranc'~' t',~vcrage in the amounts, for the periods,
and against the hazards Lender requires, includin,~, l~'c :md hazards included within the term
"extended coverage," then Mortgagor's obligmi~,~ tinder Section 19 to maintain hazard
insurance coverage on the Property is deemed satist'i~.d [~ thc extent that the required coverage is
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provided by the Owner's Association policy. Mor~;~.~,,,~' sh~tll give Lender prompt notice of any
lapse in required hazard insurance coverage. In tht. ,~,, ~'nt t)f a distribUtion of hazard insurance
proceeds in lieu of restoration or repair following ,t l~,,s t~ Property, whether to the unit or to
common elements, any proceeds payable to Mort~2:r.,,~ :n'c hereby assigned and shall be paid to
Lender for application to the sums secured by this 5, ~'ttl ity Instrument, with any excess paid to
Mortgagor.
C. Flood Insurance. Mortgagor agrees to maintain II~,,,t it~stn'ance for the life of the Secured Debt
which is acceptable, as to form, amount and extem ,,I ~',,xcraec to Lender.
D. Public Liability Insurance. Mortgagor shall take ~,lt, h zlcti()i~s as may be reasonable to insure
that the Owners Association maintains a public li:ti}ilitx insurance policy acceptable in form,
amount, and extent of coverage to Lender.
E. Condemnation. The proceeds of any award or clni~n h)r damages, direct or consequential,
payable to Mortgagor in connection with any condcl~nl:tlilm or other taking of all or any part of
the Property, whether of the unit or of the con-m~{,~ ~'lcnlcnts, or for any conveyance in lieu of
condemnation, are hereby assigned and shall be p:~i~l i,, l.cnder. Such proceeds shall be applied
by Lender to the sums secured by the Security Instrm~,:nt :~s provided in Section 18.
F. Lender's Prior Consent. Mortgagor shall not, exc'~'l,t :tl~cr notice to Lender and with Lender's
prior written consent, either partition or subdix t,l~. thc Property or consent to: (i) the
abandonment or termination of the Condominium I'~,,i~,ct tlr PUD, except for abandonment or
termination required by law in the case of substanli:~l destruction by fire or other casualty or in
the case of a taking by condemnation or eminent d,,~t~in: Iii) any amendment to any provision
of the Constituent Documents if the provision i. t,~r th~ express benefit of Lender; (iii)
termination of professional management and assm,~t,~ ~"n ()f self-management by the Owners
Association; or (iv) any action which would have tl~. clTcct of rendering the public liability
insurance coverage maintained by the Owners Ass(,cint i, ~n unacceptable to Lender.
G. Remedies. If Mortgagor does not pay condominitn~ ,,~- PUD dues and assessments when due,
then Lender may pay them. Any amounts disbursed l,x l~cnder under this section shall become
additional debt of Mortgagor secured by this Securi~,, Insn'timent. Unless Mortgagor and Lender
agree to other terms of payment, these amounts sh:(ll t~c:n- interest from the date of disbursement
at the Secured Debt rate and shall be payable, xxith interest, upon notice from Lender to
Mortgagor requesting payment.
13. DEFAULT. Mortgagor will be in default if any party {,l~li:z:~tccl on the Secured Debt fails to make
payment when due. Mortgagor will be in default if a br~':~ h ~)ccurs under the terms of this Security
Instrument or any other document executed for the purp,,,~' t~l' creating, securing or guarantying the
Secured Debt. A good faith belief by Lender that Lendc~ :n :my time is insecure with respect to any
person or entity obligated on the Secured Debt or that thc 1,~ spcct of any payment or the value of the
Property is impaired shall also constitute an event of default.
14. REMEDIES ON DEFAULT. In some instances, federal :~tt sttttc law will require Lender to provide
Mortgagor with notice of the right to cure or other n{~t[~c~4 and may establish time schedules for
foreclosure actions. Subject to these limitations, if any, I ,.s~dcr may accelerate the Secured Debt and
foreclose this Security Instrument in a manner provided h,. law il' Mortgagor is in default. At the
option of Lender. all or any part of the agreed fees and ~lnnTcs, accrued interest and principal shall
become immediately due and payable, after giving notice il i c.quircd by law, upon the occurrence of a
default or anytime thereafter. In addition, Lender shall bc ~t itlcd to all the remedies provided by law,
the terms of the Secured Debt, this Security Instrument :m,l :n~v related documents, including without
limitation, the power to sell the Property. All remedies m'~. d ist inet, cumulative and not exclusive, and
the Lender is entitled to all remedies provided at law or C'tltlll~, whether or not expressly set forth. The
acceptance by Lender of any sum in payment or partial p:r.. tnc'nt t)i1 the Secured Debt after the balance
is due or is accelerated or after foreclosure proceedings :~,. tiled shall not constitute a waiver of or
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Lender's right to require complete cure of any existing tl~.l:mlt. By not exercising any remedy on
Mortgagor's default, Lender does not waive Lender's riL, i~ t,, h~ter consider the event a default if it
continues or happens again.
15. EXPENSES; ADVANCES ON COVENANTS; ATT(~I(NI.:\'S' FEES; COLLECTION COSTS.
Except when prohibited by law, Mortgagor agrees to i~:5 ',tll or' Lender's expenses if Mortgagor
breaches any covenant in this Security Instrument. Mort~:~,r will also pay on demand any amount
incurred by Lender for insuring, inspecting, preservin3: ,,~ ~thcrwise protecting the Property and
Lender's security interest. These expenses will bear intcrc: ~ l~,m~ the date of the payment until paid in
full at the highest interest rate in effect as provided in tl~. terms of the Secured Debt. Mortgagor
agrees to pay all costs and expenses incurred by Lender in c~llcc, ting, enforcing or protecting Lenders'
rights and remedies under this Security Instrument. This mlh*Unt may include, but is not limited to,
attorneys' fees, court costs, and other legal expenses. Thi~ mmmnt does not include attorneys' fees for
a salaried employee of the Lender. This Security Instru,~,'nt shall remain in effect until released.
Mortgagor agrees to pay for any recordation costs of such
16. ENVIRONMENTAL LAWS AND HAZARDOUS SI I~hl'..XNCES. As used in this section, (1)
Environmental Law means, without limitation, thc (,,~lprchensive Environmental Response,
Compensation and Liability Act (CERCLA, 42 U.S.C. 'x,t}l ct seq.), and all other federal, state and
local laws, regulations, ordinances, court orders, attort~'x ~cncral opinions or interpretive letters
concerning the public health, safety, welfare, envirt,m,~.m m' a hazardous substance; and (2)
Hazardous Substance means any toxic, radioactive {~ lz:tA;tl-dolls material, waste, pollutant or
contaminant which has characteristics which render the sul,.,~;mcc dangerous or potentially dangerous
to the public health, safety, welfare or environment. '11~. Icrm includes, without limitation, any
substances defined as "hazardous material," "toxic subs~:~t.cs." "hazardous waste," or "hazardous
substance" under any Environmental Law.
Mortgagor represents, warrants and agrees that:
A. Except as previously disclosed and acknowledged itt xx ~i[in¢ to Lender, no Hazardous Substance
is or will be located, stored or released on or in thc. l'n~perty. This restriction does not apply to
small quantities of Hazardous Substances that are :_,c.~.~:tlly recognized to be appropriate for the
normal use and maintenance of the Property.
B. Except as previously disclosed and acknowledged i~ xxdting to Lender, Mortgagor and every
tenant have been, are, and shall remain in full ct)~ltldi;nlcc with any applicable Environmental
Law.
C. Mortgagor shall immediately notify Lender if a ~.k.:~s¢ or threatened release of a Hazardous
Substance occurs on, under or about the Property ~,~ there is a violation of any Environmental
Law concerning the Property. In such an event, ~l~,~t:~,:~gor shall take all necessary remedial
action in accordance with any Environmental Law.
D. Mortgagor shall immediately notify Lender in xvn~i~,_, ;ts soon as Mortgagor has reason to
believe there is any pending or threatened investi;:t~i,,n, claim, or proceeding relating to the
release or threatened release of any Hazardous Suhs~m~'c tlr the violation of any Environmental
Law.
17. CONDEMNATION. Mortgagor will give Lender prompt ~,,licc of any pending or threatened action,
by private or public entities to purchase or take any m ~11 t,t thc Property through condemnation,
eminent domain, or any other means. Mortgagor authori/~.-. I ciicler Io intervene in Mortgagor's name
in any of the above described actions or claims. Mort~:~.~,,~ assigns to Lender the proceeds of any
award or claim for damages connected with a condennx~l~,,~t ,,r od~er taking of all or any part of the
Property. Such proceeds shall be considered payments and will tlc applied as provided in this Security
Instrument. This assignment of proceeds is subject to thc t~.~ ~t~ ~t' any prior mortgage, deed of trust,
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18. INSURANCE. Mortgagor shall keep Property insured :,':nnst loss by fire, flood, theft and other
hazards and risks reasonably associated with the Proper~',,It~. t,) its type and location. This insurance
shall be maintained in the amounts and for the period~, iI~:n l_cndcr requires. The insurance carrier
providing the insurance shall be chosen by Mortgagor sul,b~cl t~ Lender's approval, which shall not be
unreasonably withheld. If Mortgagor fails to maintain ti,, ,',,~crage described above, Lender may, at
Lender's option, obtain coverage to protect Lender's ri~l,t., in the Property according to the terms of
this Security Instrument. All insurance policies and ren~'~,~, :ils ~hall be acceptable to Lender and shall
immediately notify Lender of cancellation or terminatiot~ ~,~ ~ltc insurance. Lender shall have the right
to hold the policies and renewals. If Lender requires, ixl~,t ~;:?r shall immediately give to Lender all
receipts of paid premiums and renewal notices. Upon h,., 5, hmgagor shall give immediate notice to
the insurance carrier and Lender. Lender may make i)~,,,I t)f loss if not made immediately by
Mortgagor. Unless otherwise agreed in writing, all it~ nr',nce proceeds shall be applied to the
restoration or repair of the Property or to the Secured [~.bl. xvhether or not then due, at Lender's
option. Any application of proceeds to principal shall ~,,t extend or postpone the due date of the
scheduled payment nor change the amount of any paymc~n \nv excess will be paid to the Mortgagor.
If the Property is acquired by Lender, Mortgagor's ~i:.ln t~, any insurance policies and proceeds
resulting from damage to the Property before the acqui~ i~,~ shall pass to Lender to the extent of the
Secured Debt immediately before the acquisition.
19. ESCROW FOR TAXES AND INSURANCE. Unless ,,~l~crwise provided in a separate agreement,
Mortgagor will not be required to pay to Lender funds f,,~ ~:,~cs and insurance in escrow.
20. FINANCIAL REPORTS AND ADDITIONAL DOCI \it.;NTS. Mortgagor will provide to Lender
upon request, any financial statement or informatio~ icndcr may deem reasonably necessary.
Mortgagor agrees to sign, deliver, and file any addition:d ~l,,~'mnents or certifications that Lender may
consider necessary to perfect, continue, and preserve x l,,n~a?r's obligations under this Security
Instrument and Lender's lien status on the Property.
21. JOINT AND INDIVIDUAL LIABILITY; CO-SI(;'~F. RS: SUCCESSORS AND ASSIGNS
BOUND. All duties under this Security Instrument arc i,,i~n ',md individual. If Mortgagor signs this
Security Instrument but does not sign an evidence ol d~.t)t, Mortgagor does so only to mortgage
Mortgagor's interest in the Property to secure payment ,~l ~h~. Secured Debt and Mortgagor does not
agree to be personally liable on the Secured Debt. If tl~i~ Security Instrument secures a guaranty
between Lender and Mortgagor, Mortgagor agrees to x~:~,. ~. ',m.v lights that may prevent Lender from
bringing any action or claim against Mortgagor or an\ I,:~t't) indebted under the obligation. These
rights may include, but are not limited to, any anti-defi~ ic.~c\ t)r one-action laws. Mortgagor agrees
that Lender and any party to this Security Instrument m:~,, c'~tcnd, modify or make any change in the
terms of this Security Instrument or any evidence of deb~ ,,~ ithmn Mortgagor's consent. Such a change
will not release Mortgagor from the terms of this Securit,. I~slrument. The duties and benefits of this
Security Instrument shall bind and benefit the successors :t~,l :tssie,~s of Mortgagor and Lender.
22, APPLICABLE LAW; SEVERABILITY; INTERI'I~I.'ILVI'ION. This Security Instrument is
governed by the laws of the jurisdiction in which thc. }'~q~crty is located, except to the extent
otherwise required by the laws of the jurisdiction x~t~~ ~l~c Property is located. This Security
Instrument is complete and fully integrated. This Securit x l~t rumcnt may not be amended or modified
by oral agreement. Any section in this Security Instrun~'~. ~,t~t:~chments, or any agreement related to
the Secured Debt that conflicts with applicable law will ~,,[ bc effective, unless that law expressly or
impliedly perm/ts the variations by written agreement It ~,tny section of this Security Instrument
cannot be enforced according to its terms, that secti,,~ xxill be severed and will not affect the
enforceability of the remainder of this Security Instrumc~. \Vhcnever used, the singular shall include
the plural and the plural the singular. The captions at~,l hc-ltliil-$, ~ of the sections of this Security
Instrument are for convenience only and are not to be u ~.d tt~ interpret or define the terms of this
Security Instrument. Time is of the essence in this Securit,, I~st rument. In the event any section of this
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Security Instrument directly conflicts with any section ,,t ~hc revolving line of credit agreement or
promissory note referenced in Section 4, the terms and ~'~,mlitions of the revolving line of credit
agreement or promissory note (as applicable), the arbit~at ~,,n ',t2rCclnent and the agreement to provide
agreement or promissory note (as applicable), the arbit~ :,~ i,,~ .,th rccment and the agreement to provide
flood/property insurance, all of which I agree to by si~_,~,~ ti]is Security Instrument, the terms and
conditions of said documents and not the Security Instru;~.tn' ~h',dl control.
23. NOTICE. Unless otherwise required by law, any notice .I,:~1t bc given by delivering it or by mailing
it by first class mail to the appropriate party's address ,,~ I,:~pc I of this Security Instrument, or as
shown in Lender's records, or to any other address desi~,:n~.d in writing.
24. WAIVERS. Except to the extent prohibited by law, x~l~,rluaL, or waives and right regarding the
marshalling of liens and assets, and hereby releasing and ~, ,nx fnj all rights under and by virtue of the
homestead exemption laws of this state.
25. OTHER TERMS. If checked, the following are applical,l~. ~,, this Security Instrument:
['~ Line of Credit. The Secured Debt includes :t ~.x,dxing line of credit provision. Although
the Secured Debt may be reduced to a zero bahn~t'c, this Security Instrument will remain in
effect until released.
[-~ Construction Loan. This Security Instrum~ ~ccm'es an obligation incurred for the
construction of an improvement on the Propen,.
[---] Fixture Filing. Mortgagor grants to Lender .,t-.~cnrity interest in all goods that Mortgagor
owns now or in the future and that are or will I,cc~,tnc fixtures related to the Property. This
Security Instrument suffices as a financing states,tent m~d any carbon, photographic or other
reproduction may be filed of record for purp~,~.:, ,~t' Article 9 of the Uniform Commercial
Code.
[--] Additional Terms.
SIGNA~:: By signing below, Mortgagor agrees to thc tc~ts }md covenants contained in this Security
Instrur;~nt/ahd. in any attachments. Mortgagor also ackn,,,.,,Icd_cs receipt of a copy of this Security
Instru/r~ni/on the date stated on page 1. ' .~ /7 ~, ,-, ~ /
MC' a or / DireC_; Date
GARY C WALKER t KIMBLI~LY S WALKER
Mortgagor Date Mort !~,:~,,,,; Date
Mortgagor Date Mort:~,,:~,
Date
Mortgagor Date MortT:~:,,
Date
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ACKNOWLEDGMENT:
(Individual)
The foregoing instrument was acknowledged before me by
6ARY C WALKER, KIMBERLY S WALKER
this ,~ 7'~''--~ day of
Witness my hand and official seal.
(Title of Officer)
x.es:
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Lot 12 in Star Valley Ranch Plat 6, Lincoln County, Wyoming as described on the
official plat thereof
ParcellD# 35183040512100