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HomeMy WebLinkAbout905592299043 When recorded return to: USAA FEDERAL SAVINGS BANK HOME EQUITY LOAN SERVICING 10750 McDERMOTT FREEWAY SAN ANTONIO, TX 78288-0558 RECEIVED I/3/2005 at 11:29 AM RECEIVIhJG # 905592 BOOK: 57{; PAGE: 326 JE ;',,NNE WAGNER LINCOLN COUi,.?i Y CLERK, KEMMERER, WY State of Wyoming ?;i);we Above Ttfis Line For Recording Data OPEN-END MO][~'i'~;AGE (With Future Advance (i;~tsc.) DATE AND PARTIES. The date of this Mortgage (Security In.st~t~:~cm) is ............ .D.e..c.e..m..b.e.[..6.,..2..O..O.4. ............ and the parties, their addresses and tax identification numbers, if required, :~r~' ;ts l'¢llows: MORTGAGOR: Stephen E. Cox and Mary Ann Cox, husband and wife; whose ad{h,~;:; is PO BOX 430, COKEVILLE, WY 83114 [] If checked, refer to the attached Addendum incorporated l,~.~.i~t, for additional Mortgagors, their signatures and ac 'knowledgments. LENDER: USAA FEDERAL SAVINGS BANK("USAA FSB") 10750 McDERMOTT FREEWAY SAN ANTONIO, TX 78288-0558 CONVEYANCE. For good and valuable consideration, the recei?/ ::~J st~l't'icicncy of which is acknowledged, and to secure the Secured Debt (defined below) and Mortgagor's performance u~,:..~ thi~ Security Instrument, Mortgagor grants, bargains, conveys, mortgages and warrants to Lender, with power of sale, thc. l,,!l,,,,vmg described property: See Exhibit A, which is attached to this Mortgao,_~ ;~d made a part of this Mortgage as if fully set forth The Real Property tax identification ~t;~',~t)er is 241 90540208800. The property is located in ............................... .L.i.n.c..o.l.n. ............................ at ................................................ (County) 105 PEARL ST L:~.;~i:~E¥'ILLE 83114 ................................................................................................................... Wyoming ....................... (Address) ~( 'it.x ~ (ZIP Code) Together with all rights, easements, appurtenances, royalties, miner,,! ~'i:jhts, oil and gas rights, all water and riparian rights, ditches, and water stock and all existing and future improvements, :,tJr~clurcs, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described above (all r~'lt'r~'cd to as "Property"). MAXIMUM OBLIGATION LIMIT. The total principal amount s,.:, ,~ cd hy this Security Instrument at any one time shall not exceed $ .5.9.,.o..o. 9...o..o. ....................................... This limitati~,;~ ~,1' ~,mount does not include interest and other fees and charges validly made pursuant to this Security Instrument. Also, Ih~. limitalion does not apply to advances made under the terms of this Security Instrument to protect Leuder's security and ~,, i,c~ f~,rm any of the covenants contained in this Security Instrument. SECURED DEBT AND FUTURE ADVANCES. The term "Secur~.d I)<.ht" is defined as follows: A. Debt incurred under the terms of all promissory note(s), cont~:,,'tis), guaranty(ies) or other evidence of debt described below and all their extensions, renewals, modifications or r. tt,~,,t~tt~t~ons. (You ~nust specifically identify the debt(s) secured and you should include the final maturity date of suc'h :/,'/,~ (.d.) That Line of Credit Agreement dated 12/06/2004 having a C~,,~iil Limit of $50,000.00 executed by [Borrower(s):] STEPHEN E. COX, MARY ANN COX to USAA FSB as Lender :,~i herin0 a Maturity Date of 12/6/2024. WYOMING - HOME EQUITY LINE OF CREDIT MORTGAGE (NOT FOR FNMA, FHLMC, ~ CD 1994 Bankers Systems St. Cloud, MN Form USAAHEMTG-WY 7/11/2002 (page I of 5) B. All future advances from Lender to Mortgagor. If more than ,,~,. i,crs(m signs this Security Instrument, each Mortgagor agrees that this Security Instrument will secure all future adx' ~,,c~ that are given to or incurred by any one or more Mortgagor, or any one or more Mortgagor and others. All rutted,. :~dvanccs are secured by this Security Instrument even though all or part may not yet be advanced. All future adv',,t:~,.., a:c secured as if made on the date of this Security Instrument. Nothing in this Security Instrument shall constitute,. :, conmfitment to make additional or future loans or advances in any amount. Any such commitment must be agreed ~,, in 'a SCl)arate writing. C. All additional sums advanced and expenses incurred by Lendc~ lbr insuriug, preserving or otherwise protecting the Property and its value and any other sums advanced and expct,...:,; ii~cur,'ed by Lender under the terms of this Security Instrument. MORTGAGE COVENANTS. Mortgagor agrees that the covenants ~ this section are material obligations under the Secured Debt and this Security Instrument. If Mortgagor breaches any covcn:,~t m this section, Lender may refuse to make additional extensions of credit and reduce the credit limit. By not exercising eid,~.~ ~cmccly on Mortgagor's breach, Lender does not waive Lender's right to later consider the event a breach if it happens again. Payments. Mortgagor agrees that all payments under the Secured Dc/,', ',,.ill bc paid when due and in accordance with the terms of the Secured Debt and this Security Instrument. h'ior Security Interests. With regard to any other mortgage, deed ,,I I~'tt~;t, security agreement or other lien document that created a prior security interest or encumbrance on the Property, ,\l~,~'l~:tgor agrees to make all payments when due and to perform or comply with all covenants. Mortgagor also agrees not to :,!!,,x,. any modification or extension of, nor to request any future advances under any note or agreement secured by the lien doctt~,.~t x,, ithout Lender's prior written approval. Claims Against Title. Mortgagor will pay all taxes, assessments, licl:,,, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Lender may reqt~'c X lo,'tgagor to provide to Lender copies of all notices that such amounts are due and the receipts evidencing Mortgagor':, I,;I.VlnCIat. Mortgagor will defend title to the Property against any claims that would impair the lien of this Security Instrt~t~,.~i..',lortgagor agrees to assign to Lender, as requested by Lender, any rights, claims or defenses Mortgagor may have agait~.t p:li'tics who supply labor or materials to maintain or improve the Property. Property Condition, Alterations and Inspection. Mortgagor will l:c~.t~ thc Property in good condition and make all repairs that are reasonably necessary. Mortgagor shall not commit or alloy, :~,. waste, impairment, or deterioration of the Property. Mortgagor agrees that the nature of the occupancy and use will ~,~ substantially change without Lender's prior written consent. Mortgagor will not permit any change in any license, restrit:~', c covenant or easement without Lender's prior written consent. Mortgagor will notify Lender of all demands, proceedings, ~l:~i~s and actions against Mortgagor, and of any loss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter the Propert> :,~ :my reasonable time for the purpose of inspecting the Property. Lender shall give Mortgagor notice at the time of or beI',,~,: :tn inspection specifying a reasonable purpose for the inspection. Any inspection of the Property shall be entirely for l_,.lldCl"S benefit and Mortgagor will in no way rely on Lender's inspection. Authority to Perform. If Mortgagor fails to perform any duty or :t~. ~I thc covenants contained in this Security Instrument, Lender may, without notice, perform or cause them to be performc~i. ?,lortgagor appoints Lender as attorney in fact to sign Mortgagor's name or pay any amount necessary for performance. Lt.~d:.r's right to perform for Mortgagor shall not create an obligation to perform, and Lender's failure to perform will not prcc'lt~dc l.cnder from exercising any of Lender's other rights under the law or this Security Instrument. Leaseholds; Condominiums; Planned Unit Developments. Mortg:i:,,,~ :~tgrecs to comply with the provisions of any lease if this Security Instrument is on a leasehold. If the Property includo, :~ trait in a condon-finium or is part of a planned unit development ("PUD"), Mortgagor agrees to the following: (i) The l't,,l~crty includes not only the property described above, but also an undivided interest in certain conmnon elements and facili[ic, t,i' thc condominium or PUD, and any interest of the Mortgagor in the homeowners' association or other equivalent entity ~,',..,~mg or managing the common areas and facilities and the uses, benefits and proceeds of that interest; (ii) Mortgagor will l,ct Iorm all of Mortgagor's duties under the covenants, by-laws, or regulations of the condominium or PUD; (iii) Mortgagor ..,. iii {ake such actions as are reasonable to ensure that any homeowners' association or equivalent entity maintains a public lial;ili[,, i~tsurance policy and a "master" or "blanket" policy on the Property providing insurance coverage against loss by fire, h:t.':ttd~ included within the term "extended coverage," and any other hazards, including but not limited to, earthquakes and tl,,~cls, fx'on~ which Lender requires insurance that is acceptable in form, amount, and extent of coverage to Lender. Condemnation. Mortgagor will give Lender prompt notice of any l)~:~,,li~5 or threatened action, by private or public entities to purchase or take any or all of the Property through condenmation, c~ti~tc~t domain, or any other means. Mortgagor authorizes Lender to intervene in Mortgagor's name in any of the above descril,~.d :~ctions or claims. Mortgagor assigns to Lender the proceeds of any award or claim for dan~ages connected with a condc~,,~:~tion or other taking of all or any part of the Property. Such proceeds shall be considered payments and will be applied a:-. t,~,,x idcd in this Security Instrument. This assignment of proceeds is subject to the terms of any prior mortgage, deed of trust, .:,:t~ritv agreement or other lien document. Insurance. Mortgagor shall keep Property ' insured against loss b:, :i~,. l'lood, theft and other hazards and risks reasonably associated with the Property due to its type and location. This insurat~,~ ~hall be maintained in the mnounts and for the periods that Lender requires. What Lender requires pursuant to the preceding t,.x,, sentences can change during the term of the Secured Debt. The insurance carrier providing the insurance shall be chosen h~ ?,Ior~gagor subject to Lender's approval, which shall not be unreasonably withheld. If Mortgagor fails to maintain the c~},, ~,t :~?.c described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property according t~, tl~c tc~'ms of this Security Instrument. All insurance policies and renewals shall be acceptable to Lender :~1 ..hall include a standard "mortgage clause" and, where applicable, "loss payee clause." Mortgagor shall immediately notifx t.c.~dcr of cancellation or termination of the insurance. Lender shall have the right to hold the policies and renewals. If Len,.l~, ~'cquires, IVlortgagor shall immediately give to Lender all receipts of paid premiums and renewal notices. Upon loss, Mort:::~:~,,r shall give immediate notice to the insurance carrier and Lender. Lender may make proof of loss if not made immediately /,,, :xlorigagor. ©1994 Bankers Systems, Inc.,SI. Cloud, MN FormUSAAHEMTG-WY 7/11/2002 Unless otherwise agreed in writing, all insurance proceeds shall be al,l,l i,..d t~ Ibc restoration or repair of the Property or to the Secured Debt, whether or not then due, at Lender's option. Any :~l,,,,]ic.:ttit>jl of proceeds to principal shall not extend or postpone the due date of the scheduled payment nor change the a~ ,~t c~t' any payment. Any excess will be paid to the Mortgagor. If the Property is acquired by Lender, Mortgagor's right t,, ',~nv insurance policies and proceeds resulting from damage to the Property before the acquisition shall pass to Lender'[~, ~1~: c.'~tcnt of the Secured Debt immediately before the acquisition. Financial Reports and Additional Documents. Mortgagor will pr~', idc to Lender upon request, any financial statement or information Lender may deem reasonably necessary. Mortgagor agree', t~} si~n, deliver, and file any additional documents or certifications that Lender may consider necessary to perfect, continue, z~rxd i)rcscrve Mortgagor's obligations under this Security Instrument and Lender's lien status on the Property. ASSIGNMENT OF LEASES AND RENTS. Mortgagor irrevocab!'...21'ill,IS, bargains, conveys, mortgages and warrants to Lender, as additional security all the right, title and interest in and to :~,,. '~ml all existing or future leases, subleases, and other written or verbal agreements for the use and occupancy of any porth,~ ~t' Ih{: Property, including any extensions, renewals, modifications or substitutions of such agreements (all referred to as '1 ~.:t:;cs") and rents, issues and profits (all referred to as "Rents"). Mortgagor will promptly provide Lender with true and ct~t ~.~:t ct)pies of all existing and future Leases. Mortgagor may collect, receive, enjoy and use the Rents so long as Mortg:t;:,,~ is not in default under the terms of this Security Instrument. Mortgagor agrees that this assignment is immediately effective bet',',~.~:t~ thc parties to this Security Instrument. Mortgagor agrees that this assigmnent is effective as to third parties when Lend~.~ ,;~' Trustee takes affirmative action prescribed by law, and that this assignment will remain in effect during any redemptit>~ l,cri{)d tmtil the Secured Debt is satisfied. Mortgagor agrees that Lender or Trustee may take actual possession of the Propc~ ~:. xx ithtmt tile necessity of commencing legal action and that actual possession is deemed to occur when Lender, or its agent, ~,,t~l'ic~ Mortgagor of default and demands that any tenant pay all future Rents directly to Lender. On receiving notice of dei':~t~l~. M~)l'tgagor will endorse and deliver to Lender any payment of Rents in Mortgagor's possession and will receive any Rc~ in trust for Lender and will not commingle the Rents with any other funds. Any amounts collected will be applied as prox'id~.,.I in this Security Instrument. Mortgagor warrants that no default exists under the Leases or any applicable landlord/tenant 1:~,.... Mortgagor also agrees to maintain and require any tenant to comply with the terms of the Leases and applicable law. DUE ON SALE. Lender may, at its option, declare the entire balance. ~,1 thc Secured Debt to be immediately due and payable upon the creation of, or contract for the creation of, a transfer or sad,: ~,1 thc Property. This right is subject to the restrictions imposed by federal law (12 C.F.R. 591), as applicable. 8. DEFAULT. Mortgagor will be in default if any of the following occt~: Fraud. Any Consumer Borrower engages in fraud or material misrel~' ,:~tztti(m in connection with the Secured Debt that is an open end home equity plan. Payments. Any Consumer Borrower on any Secured Debt that is an *'1":~ cml home equity plan fails to make a payment when due. Property. Any action or inaction by the Borrower or Mortgagor occm',, ~h:,t ~tdversely affects the Property or Lender's rights in the Property. This includes, but is not limited to, the following: (:t~ .xl,,rtgagor fails to maintain required insurance on the Property; (b) Mortgagor transfers the Property; (c) Mortgagor co~x~i~its waste or otherwise destructively uses or fails to maintain the Property such that the action or inaction adversely affcci, I cndcr's security; (d) Mortgagor fails to pay taxes on the Property or otherwise fails to act and thereby causes a lien to be Iit~.tl ',tgai~lst tile Property that is senior to the lien of this Security Instrument; (e) a sole Mortgagor dies; (f) if more than one ?,h,~t~',tgor, any Mortgagor dies and Lender's security is adversely affected; (g) the Property is taken through eminent domains: ~h) z~ judgment is filed against Mortgagor and subjects Mortgagor and the Property to action that adversely affects Lender':, i~ttcrcst or (i) a prior lienholder forecloses on the Property and as a result, Lender's interest is adversely affected. Executive Officers. Any Borrower is an executive officer of Lendc~ ,,t ',,t~ affiliate and such Borrower becomes indebted to Lender or another lender in an aggregate amount greater than the am(~u~[ l~,'rmittcd under federal laws and regulations. REMEDIES ON DEFAULT. In addition to any other remedy avaih[i,Ic tmclcr the terms of this Security Instrument, Lender may accelerate the Secured Debt and foreclose this Security Instrumem ~ :t manner provided by law if Mortgagor is in default. In some instances, federal and state law will require Lender to prox i~i~, ~l,,rtga~or with notice of the right to cure, or other notices and may establish time schedules for foreclosure actions. At the option of the Lender, all or any part of the agreed fees ,t~,,! ,'l~:~t'gcs accrued interest and principal shall become immediately due and payable, after giving notice if required by law. [~l,~,n thc occurrence of a default or anytime thereafter. Lender shall be entitled, without limitation, to invoke the power of s:d~. :,t~tl .~tny other remedies permitted by applicable law. The acceptance by Lender of any sum in payment Or partial paym~.~l ~ thc Secured Debt after the balance is due or is accelerated or after foreclosure proceedings are filed shall not constit~tt,. :~ xx :fix.'cr of Lender's right to require complete cure of any existing default. By not exercising any remedy on Mortgagor'~; ,l,.i':,ult, Lender does not waive Lender's right to later consider the event a default if it happens again. 10. EXPENSES; ADVANCES ON COVENANTS; ATTORNEYS' FEI~i~;: (i()LLECTION COSTS. If Mortgagor breaches any covenant in this Security Instrument, Mortgagor agrees to pay all c",:l,:~scs l.cnder incurs in performing such covenants or protecting its security interest in the Property. Such expenses inclu,I,., lint are not limited to, fees incurred for inspecting, preserving, or otherwise protecting the Property and Lender's securitx i~t~'rcst. These expenses are payable on demand and will bear interest from the date of payment until paid in full at the highc~,~ ~:~<~ t~l' interest in effect as provided in the terms of the Secured Debt. Mortgagor agrees to pay all costs and expenses iJ~c~:~,:d by Lender in collecting, enforcing or protecting Lender's rights and remedies under this Security Instrument. This ~,~,,tmt may include, but is not limited to, reasonable attorneys' tees, court costs, and other legal expenses. This amount dt,~., ~,,t include attorneys' fees for a salaried employee of the Lender. To the extent permitted by the United States Bankrnptcy ('~,dc, Mortgagor agrees to pay the reasonable attorneys' fees Lender incurs to collect the Secured Debt as awarded by any cour~ ¢',.crcising jurisdiction under the Bankruptcy Code. This Security Instrument shall remain in effect until released. Mortgagor ay ~'~ ~.,, t~} p:Lv for any recordation costs of such release. (page 3 of 5) 11. ENWIRONMENTAL LAWS AND HAZARDOUS SUBS FANCr.., ,,. t~sccl in this section, (1) Environmental Law means, without linfitation, the Comprehensive Environmental Response, C(}~'.i,~:~ation and Liability Act (CERCLA, 42 U.S.C. 9601 et seq.), and all other federal, state and local laws, regulations, ,:~,!i~anccs, court orders, attorney general opinions or interpretive letters concerning the public health, safety, welfare, c~'. ~',,nmcnt or a hazardous substance; and (2) Hazardous Substance means any toxic, radioactive or hazardous material, waste. ,,,~,llmam or contaminant which has characteristics which render the substance dangerous or potentially dangerous to the p~,l~lic hcahh, safety, welfare or environment. The term includes, without limitation, any substances defined as "hazard~[~:, tilz~lcrial .... toxic substances," "hazardous waste" or "hazardous substance" under any Environmental Law. Mortgagor represents, warrants and agrees that: A. Except as previously disclosed and acknowledged in writing t,, Icndcr, no Hazardous Substance is or will be located, stored or released on or in the Property. This restriction does ~,~[ apply to small quantities of Hazardous Substances that are generally recognized to be appropriate for the normal use :m,! ~¥,tintcnance of the Property. B. Except as previously disclosed and acknowledged in writing ~,, I cf/clef, Mortgagor and every tenant have been, are, and shall remain in full compliance with any applicable Enviromawt~l:~l I_:tw. Mortgagor shall immediately notify Lender if a release or thrc:tl, ~cd release of a Hazardous Substance occurs on, under or about the Property or there is a violation of any Environ~,~%t:tl Law concerning the Property. In such an event, Mortgagor shall take all necessary remedial action in accordance...., i th any Environmental Law. Mortgagor shall immediately notify Lender in writing as soon :~, X lortgagor has reason to believe there is any pending or threatened investigation, claim, or proceeding relating to the rclc:~-.c ~r threatened release of any Hazardous Substance or the violation of any Environmental Law. 12. ESCROW FOR TAXES AND INSURANCE. Unless otherwise 1",~,,, idcd in a separate agreement, Mortgagor will not be required to pay to Lender funds for taxes and insurance in escrow. 13. JOINT AND INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCi.i:?q()iIS AND ASSIGNS BOUND. All duties under this Security Instrument are joint and individual. If Mortgagor signs this 5~.c~rity Instrument but does not sign an evidence of debt, Mortgagor does so only to mortgage Mortgagor's interest in thc i~[,pci'ty to secure payment of the Secured Debt and Mortgagor does not agree to be personally liable on the Secured Dct,i. ]1' this Security Instrument secures a guaranty between Lender and Mortgagor, Mortgagor agrees to waive any rights that ~;t,, prevent Lender from bringing any action or claim against Mortgagor or any party indebted under the obligation. 'lt~c:,c rights may include, but are not limited to, any anti-deficiency or one-action laws. The duties and benefits of this Scc~'itv Instrument shall bind and benefit the successors and assigns of Mortgagor and Lender. 14. SEVERABILITY; INTERPRETATION. This Security Instrument i:. o)tnplcte and fully integrated. This Security Instrument may not be amended or modified by oral agreement. Any section i,~ ti;is Security Instrument, attachments, or any agreement related to the Secured Debt that conflicts with applicable law will ~,,t 13c effective, unless that law expressly or impliedly permits the variations by written agreement. If any section of this 5~.ct;rity Instrument cannot be enforced according to its terms, that section will be severed and will not affect the enforceabili~x <,I' thc remainder of this Security Instrument. Whenever used, the singular shall include the plural and the plural the singular. '1 I~c captions and headings of the sections of this Security Instrument are for convenience only and are not to be used to interl,~C~ ,,~ tlc fine the terms of this Security Instrument. Time is of the essence in this Security Instrument. 15. NOTICE. Unless otherwise required by law, any notice shall be gix~.~t by delivering it or by mailing it by first class mail to the appropriate party's address on page 1 of this Security Instrument. ,,~ ~,~ any other address designated in writing. Notice to one mortgagor will be deemed to be notice to all mortgagors. 16. WAIVERS. Except to the extent prohibited by law, Mortgagor waix ,.: :t~v right regarding the marshalling of liens and assets and all homestead exemption rights relating to the Property. 17. LINE OF CREDIT. The Secured Debt includes a revolving line t~l' ,:~.dit. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until relca,,t.d. 18. APPLICABLE LAW. This Security Instrument will be governed hx :~iq)licable federal law and the law of the state of Texas without regard to its rules relating to the conflicts of laws, except 1'o~' ~ll~tttors regarding the perfection and enforcement of the lien on real property, which will be governed by the law of the state x, l~ctc tile Property is located. 19. RIDERS. The covenants and agreements of each of the riders dc:,c;ibcd below are incorporated into and supplement and amend the terms of this Security Instrument: 20. [] ADDITIONAL TERMS. ©1994 Bankers Systems, Inc., St. Cloud. MN Form USAAHEMTG-WY 7/11/2002 (page 4 of 5) SIGNATURES: By signing below, Mortgagor agrees to the terms and c,,', ~.~:~nls contained in this Security Instrument and in any attachments. Mortgagor also ac'knowledges receipt of a copy of this Securit,. lustrumcnt on the date stated on page 1. (Signature) (Date) (S ig n, ~, r .~ (Date) ACKNOWLEDGMENT: (~ v STATE OF .'.W.~ ..... 1~/]/.~...~...C3...)~,~( ..... COUNTY (;I-. ..... !.('.q./Va:L.~... } ss by STEPHEN E. COX My commission expires: 722 DG i~[~ (Seal) ............... Notary Public - Notary Seal STATE OF MISSOURI Taney County _ ~ I My Commission Expires J~ly (,ndi~io,~,) This instrument was acknowledged before me this ....... (,i.: ......... day of bv MARY ANN COX PER~H'ING' ' ' Notary Public - Notary Seal ,/ '} "~T,' '~'~' SIAl[ OF MISSOURI '-- ~ "..3 Taney County My Commission Expires July 22, 2006 (Individual) STATE OF .WY.0.MJN..G .............................. COUNTY (~l ................................................. } ss. This instrument was acknowledged before me this ................... day of ................................................... My commission expires: (Seal) (Notary Public) (lndividu',d) STATE OF ..W.Y.QM, JN..~ .............................. COUNTY ()1 . ................................................ } ss. This instrument was acknowledged before me this .................... day of ................................................... My con~nission expires: (Seal) (Notary Public) ankers Systems, Inc., St, Cloud, MN Form USAAHEMTG~V~y~,7.,/,I~12002 [page 5 of 5) EXHIBIT "A' LEGAL DESCRIPq': ( );',4 THE REAL PROPERTY LOCATED IN THE COUNTY OF LINC( d..N, STATE OF WYOMING DESCRIBED AS FOLLOWS: LOTS ONE (1) AND TWO (2) AND THE NORTH HALF OF LC)q I-HREE (3), IN BLOCK SIXTEEN (16) OF THE ORIGINAL TOWNSITE OF COKEVILLE, COUNTY O1: LINCOLN, STATE OF WYOMING.