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Recording Requested By:
Wells Fargo Bank, N.A.
Prepared By:
GINA HILL
SPS
11601 BLK CYN HWY
PHOENIX, AZ 85029
602-328-2200
After Recordingpleaseremrnto:
Wells Fargo Bank, N.A.
P. O. BOX 31553
BILLINGS, MT 59103
DOCUMENT MANAGEMENT
RECEIVED 2/912005 at 2:02 PM
RECEIVING # 906366
BOOK: 578 PAGE: 564 JEANNE WAGNER
LINCOLN COUNTY CLERK, KEMMERER, WY
__ Above Tiffs Line For Record~g Data~
State of B/YOMI NG {Space
Reference #: 20043567200574 Account #: ~%~-~ 1149 -
MORTGAGE MODIFICATION AGREEMENT
Tiffs Modification is made this 31 s t day of D e c emb e r
Wells Fargo Bank, N.A.
(the "Bank") and
Name(s) of borrower(s) RANDY R NELSON
(the "Borrower")
Name(s) of borrower(s) DARLA MAE NELSON
(the "Borrower")
Name(s) of borrower(s)
(the "Borrower")
Name(s) of borrower(s)
(the "Borrower")
Name(s) of borrower(s)
(the "Borrower")
Name(s) of borrower(s)
(the "Borrower")
and RANDY R NELSON
2004 between
Name(s) of mortgagor(sytrustor(s)
(the "Mortgagor") residing at 13 PO BOX GROVER, WY,
Address
and DARLA MAE NELSON
83122
and
Name(s) of mortgagor(s)/trustor(s)
Name(s) of mortgagor(sytrustor(s)
Name(s) of mortgagor(s)/trustor(s)
Name(s) of mortgagor(s)/trustor(s)
Name(s) of rnortgagor(s)/trustor(s)
and
and
and
EQ360A (12/2004)
.,0565
modifies an original Mortgage (i) dated 04 / 2'7 / 1 ~9@ (together xvith any modifications to it made prior to the date
of this Modification), (ii) wlfich was executed to secure a home equity line of credit agreement ("Line of Credit")
dated 04 / 2'7 / 19@@ , in the original maximum principal amount of $10,000. O0 with a
maturity date of 05/15/2019 , and payable to the order of We l I s Fargo Bank, N.A. (iii)
which is recorded in Book/Roll 430 at page(s) 128 of
the COUNTY of L INCOLN County, State of WYOMING
as document No. 858583 , (iv) in connection with the filing of wlfich, a mortgage registry tax
was paid to the Treasurer of said C 0 UN T Y in the amount of $ N / A on N / A
and that Treasurer has placed his or her stamp on the Mortgage, said stamp bearing the ntnnber N / A .,
and (v) which affects the rights with respect to the collateral defined therein as the "Property" which is located at
308 MAIN ST GROVER, WY 83122
and is described as follows:
SEE ATTACHED EXHIBIT
32190110100200
Tiffs Modification further modifies the Line of Credit to reflect certain clmnges to the Borrower's revolving Line of
Credit with the Lender that is secured by the Mortgage and the Borrower/Co-Grantor acknowledge that the Line of
Credit and Mortgage are valid and enforceable and represent the Borrower's/Co-Grantor's legal and binding
obligations, free and clear of any claim, defense or offset.
Agreement
Accordingly, in consideration of the premises and other good and valuable consideration, each paid to the other, the
parties to this Modification agree to as follows:
[-~ Change in Credit Limit. The Borrower/Co-Grantor hereby agrees that the maximmn available principal
amount of the Line of Credit is now $ 20,000. O0 and that the lien of the Mortgage shall
secure the Line of Credit up to that amount as it is advanced and outstanding from time to time.
Each reference in the Mortgage to the maximum amount of the line of credit is hereby amended to the
extent necessary to reflect the increased maximum amount of the line of credit. Each reference in the
Mortgage to the "Line of Credit" shall be deemed on and after the date of this Modification to refer to the
Line of Credit as it is now amended by the Modification, together with any future extensions,
modifications, or renewals thereof. The lien of this Mortgage shall continue to secure the revolving Line of
Credit, wlfich is now evidenced by the modified Line of Credit.
Extension of Maturity Date. The Borrower hereby agrees that the revolving Line of Credit will terminate
and the entire unpaid principal balance outstanding on the Line of Credit, together with any unpaid finance
charges and other charges, will be due and payable in full on N/A . Until such date, the
Borrower agrees to make the monthly payments as disclosed in the Line of Credit.
ce Charge/Margin. The Borrower hereby agrees that the daily periodic rate will be [fiT-~ increased
decreased to 1/365 or 1/366 during leap years of N/A % over the "Index Rate" which
losed in the Line of Credit. '
EQ360B (12/2004)
L, 0566
Rescission. The Borrower/Co-Grantor has exercised their right to rescind any use of the Line of Credit for
purposes other than to purchase the Property. Therefore, the Mortgage and Line of Credit are hereby
modified to close the Line of Credit, to limit the "Secured Debt" to $ N / A as it relates
to the Line of Credit and to delete all Riders attached to the Mortgage as they may relate to an open-end
line of credit.
The following terms and conditions apply regardless of which boxes are checked above:
All original terms and conditions of the Line of Credit and Mortgage (including any previous modifications) remain
in full force and effect, except as modified by this Modification, and the Borrower/Co-Grantor agrees to be bound
by and to perform all of the covenants and agreements in the Line of Credit and Mortgage at the time and in the
manner therein provided.
The Borrower agrees to pay or reimburse the Lender for any and all fees payable to public officials in connection
with this Modification, and the recording hereof, including any Mortgage registry tax that may be due.
This Modification does not increase or extend any revolving credit insurance Borrower purchased in connection
with the Line of Credit. Credit insurance means credit life, credit accident and health and/or credit disability
insurance.
The Borrower agrees that the Lender may make certain changes to the terms of the Line of Credit at specified times
or upon the occurrence of specified events. The Lender may make insignificant changes, such as changes in the
address for payments, billing cycle dates, payment due dates, day of the month on which index values are
determined, index or interest rate rounding rules, and balance computation method (if the change produces an
insignificant difference in the interest the Borrower will pay). The Lender also may make changes that will benefit
the Borrower, such as additional options or a temporary reduction in rates or fees. In accordance with federal law,
the Lender also may change the index and margin the Lender uses to determine the annual percentage rate if that
index is no longer available. The Lender can make any of these changes discussed above without the Borrower's
consent, unless state law provides otherwise. The Lender will give the Borrower notice of any change that is
required by law. The Lender also can make changes that the Lender and Borrower agree to in writing.
Co-Grantor Liability. Any party that signs below as a "Co-grantor" did not execute the Line of Credit but signs to
grant and convey, under the terms of the Mortgage, such interest as that party may have in the Property. Such party
is not personally obligated to pay the debt evidenced by the Line of Credit and this Modification and secured bY the
Mortgage (as renewed, extended, and amended hereby), and agrees that Lender and Borrower may agree to extend,
modify, forbear or make any accommodations with regard to such debt or the Mortgage (as renewed, extended, and
amended hereby) without such party's consent.
NOTICE TO CONSUMER
(For purposes of this notice, "Consumer" and 'T' refer to the Mortgagor)
THIS IS A CONSUMER CREDIT TRANCSACTION.
I understand that:
· I should not sign this agreement before I read the entire document, even if otherwise advised.
· I should not sign this if it contains any blank spaces.
· I am entitled to an exact copy of this and any other agreement I sign.
· I have the right to prepay the unpaid balance due under this agreement at any time without penalty; and I may
be entitle to receive a refund of unearned charges in accordance with the law.
EQ360C (12/2004)
IN WITNESS WHEREOF, the Borrower/Co-Grantor and Lender have executed this Amendment as of the day and
year first above written.
Wel Is Fargo Bank, N.A.
Name of Bank
By:
ITS
MortgagorfTrust~ ~
Mortgagor/Trustor
Mortgagor/Tmstor
Mortgag0r/Trustor
MortgagorfI'mstor
Mortgagor/Trustor -- _ n
NANUY R N~]_.-~%~C~N------~
~°~°~x'~ ~l ~
Borrower
Bo~ower
Bo~ower
Borrower
Borrower
{Acknowledgements on Following Pages
EQ360D (12/2004)
0568
IN WITNESS WHEREOF, the Borrower/Co-Grantor and Lender have executed this Amendment as of the day and
year first above written.
Wells Fargo Bank, N.A.
RANDY R NELSON
Mortgagor/Tmstor
DARLA MAE NELSON
Mortgagor/Trustor
Mortgagor/Trustor
MortgagorfFrustor
Mortgagor/Tmstor
Mortgagor/Tmstor
NANUY N NLLSUN
Bo~ower
DARLA MAE NELSON
Bo~ower
Bo~ower
Bo~ower
Bo~ower
Borrower
{Acknowledgements on Following Pages
EQ360D (12/2004)
,:
FOR NOTARIZATION OF BANK PERSONNEL
ACKNOWLEDtlgMENT (All-Purpose):
STATE OF LAJ 0V & , COUNTY OF ) ss.
On ]- ~ -~ ~ before me, the undersigned, a Notary Public in and for said
Stgte~person,ally ~ppeared
· ~"personally known to me -OR- ['-] proved to me on the basis of satisfactory
evidence/to be the person(s) whose name(s) is/are subscribed to the within instrument and
acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies),
and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of
which the person(s) acted, executed the instrument.
WITNESS my~n~ _ ~~i~l, ~al.
Signatul~.' ~
Name: ,~ L_,,~/4-v
(type or printed)
My Commission expires:
COUNTY OF ~'~ STATE OF t
FOR NOTARIZATION OF BORROWERS/MORTGAGORS
ACKNOW ~LI~ ,12[GMENT (Alt-Purpose):
STATE OF --M,]"7/1 , COUNTY OF 1-) '-Zt ¢m/'va__ } ss.
On /~, - .5 ./-d/5z before me, the undersigned, a Notary Public in and for said
State, II.ersonally app~red
~ personally known to me -OR- [] proved to me on the basis of satisfactory
~vidence/ to be the person(s) whose name(s) is/are subscribed to the within instrument and
acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies),
and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of
which the person(s) acted, executed the instrument.
WITNESS my hand and official seal.
Signature: ~'r~ ~ ~N~ _~~
Name: ,T) .~ ~/ ~ r- /.Tif -~'~ /t,~r~ _~ C> ~
(type or printkd)
My Commission expires: 3/7, CrY3~
~¥~:R. { JOHN.SON. I.,IOTARY PUBLIC
~ Lh'r. oln ~ , Wyoming
~ My Commission Expires t~,arch 29 2005
EQ360E (12/2004)
, 0570
FOR NOTARIZATION OF BANK PERSONNEL
ACKNOWLEDGMENT (All-Purpose):
, COUNTY OF J-': -¢. Lv I--rt.-
STATE OF
On
State, per'sonAl{y appeared
} SS.
before me, the undersigned, a Notary Public in and for said
~ personally known to me -OR- [--] proved to me on the basis of satisfactory
evidence/to be the person(s) whose name(s) is/are subscribed to the within instrument and
acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies),
and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of
which the person(s) acted, executed the instrument.
WITNESS my hand and official seal.
Signature: (~ .kkMZx ~ //x/~
Name: ~--~-e.~a-e. r-- I ~,
(type or printe~ . _
My Commission expires:
~ Llncc~/n ~ State ot ~
FOR NOTARIZATION OF BORROWERS/MORTGAGORS
ACKNOWLEDGMENT (All-Purpose):
STATE OF-f,1~'-tj , COUNTY OF ]--~ "rtC_v/---,.k } ss.
On /9--/~ ! / (0 5"- before me, the undersigned, a Notary Public in and for said
State, pe(s_onall/y appeared
personally known to me -OR- F-] proved to me on the basis of satisfactory
dence/to be the person(s) whose name(s) is/are subscribed to the within instrument and
acknOwledged to me that he/she/they executed the same in his/her/their authorized capacity(ies),
and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of
which the person(s) acted, executed the instrument.
WITNESS my hand and official seal.
Signature:
Name: "~e_ OTe wl--z~
(t~pe or printet~)
My Commission expires: ._~/~ 9/05""
EQ360E (12/2004)
,0571
ACKNOWLEDGMENT (All-Purpose):
STATE 0F'-'~0'74 , COUNTY OF L;-m_c_~l--,-._~ } ss.
On /"2',/3t,/~ ~. before me, the undersigned, a Notary Public in and for said
State, pe/rs&n/ally appeared
/
~ personally known to me ,OR- [-] proved to me on the basis of satisfactory
dvidence/to be the person(s) whose name(s) is/are subscribed to the within instrument and
acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies),
and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of
which the person(s) acted, executed the instrument.
WITNESS~Hand and/off~ieal.~
Signature: \._..).).,\~ ~Ax/Y,k . _~'4q.4t,~n/k_../ ......... , ........ · ......................
Name: '-~ ~, U cNv-J 4n 7~t"~_5o ~ ~EiiERLY JOHNSON-,qOTARY PUBLIC
ii County of ~;g:~, State of
'--~57PeOr prime{d) - ~ Lincoln ~,~,~,~ W~ornina
My Commission expires: O--B /x? /q/ &5'~ .~.~?,~n[~_..~[o,r{~l) btamh 29, 2~0S
ACKNOWLEDGMENT (All-Purpose):
STATE OF'fiD v4 - , COUNTY OF /--; -ncz~ [--,4__ } ss.
On /fA/-3 I],~K"{ before me, the undersigned, a Notary Public in and for said
/
State, person/ally appeared
personally known to me -OR- [-] proved to me on the basis of satisfactory
deuce/ to be the person(s) whose name(s) is/are subscribed to the within instrument and
acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies),
and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of
which the person(s) acted, executed the instrument.
WITNESS my hand and official seal.
Signature:
Name: ."~_ ~_ ~v-)-z~
t~pe or printed) '
My Commission expires:
/ /
EQ360F (12/2004)
Exhibit A
Re~nce#: 20043553200574
Acct#: 0654-654-3131149-
COMMENCING AT A POINT WHICH IS THE NORTHEAST CORNER OF LOT THREE (3) IN
BLOCK THREE (3) IN THE TOWN OF GROVER, LINCOLN COUNTY, WYOMING AND RUNNING
THENCE WEST 4 RODS; THENCE SOUTH 15 1/2 RODS; THENCE EAST 4 RODS; THENCE
NORTH 15 1/2 RODS TO THE POINT OF BEGINNING. ALSO: LOT TWO (2) OF BLOCK
THREE (3) IN THE SAID TOWN OF GROVER, WYOMING, ALSO: THE'WEST 20 FEET OF
LOT 4, BLOCK 3 OF THE GROVER TOWNSITE, LINCOLN COUNTY, WYOMING, AS FILED
ON THE 18TH OF JAN. 1898 AT 11:45 A.M. BY JAMES BROWN, BEING A PORTION OF
LOT 1, SECTION 1, T32N, RllgW, 6TH P.M., AND MORE PARTICULARLY DESCRIBED
AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF SAID LOT 4, BLOCK 3, SAID
POINT BEING 501 FEET SOUTH AND 325.882 FEET S 89 DEGREES 48 MINUTES 49
SECONDS W FROM A LARGE WITNESSED NAIL MARKING THE NORTHEAST CORNER OF SAID
LOT 1 AND SAID SECTION 1; THENCE NORTH, ALONG THE WEST LINE OF SAID LOT 4,
BLOCK 3, 255.?5 FEET TO THE NORTHWEST CORNER OF LAST SAID LOT; THENCE N 89
DEGREES 48 MINUTES 49 SECONDS E, ALONG THE NORTH LINE OF SAIO LOT 4, BLOCK
3, 20.00 FEET; THENCE SOUTH, PARALLEL WITH THE SAIO WEST LINE OF LOT 4,
255.?5 FEET TO THE SOUTH LINE OF LAST SAID LOT 4; THENCE S 89 DEGREES 48
MINUTES 49 SECONDS W, ALONG LAST SAID SOUTH LINE, 20.00 FEET TO THE POINT
OF BEGINNING.
EQEXA1 (12/2003)